Piedmont Capital
Piedmont Capital is a San Francisco-based commercial mortgage brokerage founded in 2002 that arranges financing of $1 million or more for commercial real estate investors acquiring or refinancing stabilized multifamily, retail, office, industrial, and mixed-use properties across the U.S. West Coast and select inland markets.
- Company typePrivate
- Founded2002
- HeadquartersSan Francisco, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Piedmont Capital does
Piedmont Capital is a privately held commercial mortgage brokerage founded in 2002 and headquartered at 1 Embarcadero Center in San Francisco's Financial District. The firm connects commercial real estate investors with debt capital — arranging loans of $1 million or more for stabilized multifamily (5+ units), retail, office, industrial, and mixed-use properties across Northern California, the West Coast, and selected markets including Salt Lake City, Reno, and Atlanta. Its stated cumulative volume exceeds $1 billion in debt placed since inception, with cited deals ranging from $560K five-unit package loans to $3.83M ten-year-fixed multifamily financings.
The firm operates two core products — Purchasing (acquisition financing) and Refinancing — delivered through a unified direct-advisory model in which senior loan advisors work one-on-one with property owners. Loan terms are structured as 5-, 7-, or 10-year fixed-rate products with up to 30-year amortization, interest-only options for low-leverage scenarios, and non-recourse availability; LTV ranges of 65–75% are typical. Revenue is generated via transaction fees or commissions on closed loans (take-rate economics), with execution speed (45–60 days from letter of interest to final approval) cited as a functional differentiator.
The team is extremely lean: three named professionals — Senior Loan Advisor Kevin Kwan (top broker each year since 2017, $60M+ closed in 2018 and $65M in 2019), COO Maureen Dunbar (39+ years of real estate experience), and Analyst Tina Lee (former Credit Suisse Private Banking). Beyond fee-based brokerage, Piedmont Capital's principals have increasingly deployed balance sheet capital as direct investors — purchasing the Shops at Franklin Square for $24.5 million in April 2026 and participating as minority co-investors in Blue Current's $80M+ Series D extension (Dec 2025) and DG Matrix's $20M seed round (March 2025). The firm has no disclosed external funding, no parent company, and operates without APIs, proprietary technology platforms, or AI capabilities.
Piedmont Capital firmographics
Firmographics- Name
- Piedmont Capital
- Legal name
- Piedmont Capital
- Website
- https://piedmont-capital.com
- Company type
- Private
- Founded year
- 2002
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Piedmont Capital is a San Francisco-based commercial mortgage brokerage founded in 2002 that arranges financing of $1 million or more for commercial real estate investors acquiring or refinancing stabilized multifamily, retail, office, industrial, and mixed-use properties across the U.S. West Coast and select inland markets.
- Ownership category
- akta.pro rank
Piedmont Capital industry classification
Industry- Product category
- Commercial Mortgage Brokerage
- NAICS
- Mortgage and Nonmortgage Loan Brokers (52231)
- SIC
- Loan Brokers (6163)
- akta.pro primary industry
- Commercial Mortgage Brokerage (FSAEAEAB)
- akta.pro secondary industries
- Capital Markets Advisory (Equity Placement, JV & Recapitalization) (BPAJABAL), Commercial Real Estate Brokerage (Leasing & Sales) (FSAEAJAB)
Keywords
Where Piedmont Capital is headquartered
LocationHeadquarters
- HQ city
- San Francisco
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Piedmont Capital business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Loan Arrangement Fees: Piedmont Capital arranges financing for commercial real estate investors, earning fees or commissions on successfully closed loans. Specializes in loans of $1 million and more for stabilized multifamily, retail, office, industrial, and mixed-use commercial properties.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Multi-year contract | Multifamily loans with flexible terms |
| Transaction based/ take rate | Multi-year contract | Retail, office, industrial loans |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels3 records
Piedmont Capital product offering
Product offeringCore offering
Piedmont Capital is a San Francisco-based commercial mortgage brokerage that arranges financing of $1 million and above for stabilized commercial real estate properties, including multifamily (5+ units), retail, office, industrial, and mixed-use assets. Operating since 2002, the firm leverages long-standing relationships with commercial banks and credit unions to source competitive debt terms for property acquisitions and refinancings, delivering turnarounds of 45-60 days from letter of interest to final approval.
Product overview
Piedmont Capital operates as a single-service mortgage brokerage offering two core products: Purchasing and Refinancing. Both services are delivered through a unified advisory model where loan specialists assist commercial real estate investors in securing financing. The Purchasing product supports acquisition financing for stabilized commercial properties, while the Refinancing product helps existing property owners optimize their debt structure. All services are tailored to the commercial real estate market with minimum loan amounts of $1 million.
Differentiator
Problem solved
Functional benefit
Products and services
- Purchasing Commercial real estate loan financing service for property acquisitions, offering loans above $1 million for stabilized multifamily, retail, office, industrial, and mixed-use properties with up to 10-year fixed rates, 30-year terms, interest-only options, and non-recourse availability, arranged by senior advisors for CRE investors.
- Refinancing Commercial real estate refinancing service enabling property owners to capitalize on market conditions to reduce existing interest rates and improve loan terms on stabilized multifamily, retail, office, industrial, and mixed-use properties of $1 million and above, arranged through Piedmont Capital's commercial bank and credit union relationships.
Quantifiable outcome
- Over $1 billion in debt placed for real estate investments
- +1 more outcomes
Companies that use Piedmont Capital
Customer profileSegments1 record
Ideal customer profiles1 record
Piedmont Capital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Piedmont Capital partnerships and signals
Strategic signalScale indicators3 records
Recent moves4 records
Expansion highlights4 records
Piedmont Capital competitors and assessment
Company assessmentDirect peers
- Northmarq: Privately held commercial real estate capital markets firm offering debt, equity, and investment sales brokerage across the U.S. Closely aligned with Piedmont's brokerage model and CRE-focused debt origination, with regional offices throughout the West Coast.
- Walker & Dunlop: Large publicly traded commercial real estate finance company specializing in multifamily and CRE debt origination and brokerage. Directly comparable to Piedmont's core business of arranging CRE financing, though at far greater scale and with a Fannie Mae/Freddie Mac origination platform.
- Berkadia: Joint venture between Berkshire Hathaway and Leucadia providing commercial real estate debt origination, investment sales, and servicing. Comparable CRE debt brokerage services with broader geographic coverage and institutional backing.
- George Smith Partners: Privately held commercial real estate capital advisory firm based in Los Angeles arranging debt and equity for stabilized and transitional CRE assets. Directly comparable to Piedmont's relationship-driven CRE debt brokerage on the West Coast.
Broad incumbents
- Eastdil Secured: Premier privately held commercial real estate investment banking firm focused on institutional capital markets transactions. Competitor for large, complex CRE debt placements where Piedmont also competes.
- CBRE Capital Markets: Global commercial real estate services leader with a deep debt capital markets practice arranging CRE financing. Competes with Piedmont on larger and more complex deals and offers institutional-grade lender relationships.
- JLL Capital Markets: Jones Lang LaSalle's debt advisory and capital markets business arranging CRE financing globally. Overlaps with Piedmont's commercial mortgage brokerage but with significantly broader service portfolio and global reach.
- Cushman & Wakefield: Global commercial real estate services firm with debt capital markets and origination practices. Competes with Piedmont across multiple CRE debt brokerage mandates, with broader geographic and service breadth.
- Newmark Group: Major global commercial real estate services firm (formerly Newmark Knight Frank) with capital markets debt origination capabilities. Overlaps with Piedmont's CRE debt brokerage but offers much broader services including investment sales, leasing, and valuation.
- Marcus & Millichap: National commercial real estate investment sales and financing brokerage with significant multifamily and retail focus. Comparable to Piedmont's CRE financing brokerage, particularly on smaller to mid-size stabilized assets.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights7 records
Customer concentration
Piedmont Capital social profiles
Digital presencePiedmont Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
Piedmont Capital leadership team
Management profileNumber of profiles
Profiles4 records
Piedmont Capital funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Piedmont Capital M&A and investment
M&A and investmentM&A
Investments5 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Piedmont Capital
What does Piedmont Capital do?
Piedmont Capital is a San Francisco-based commercial mortgage brokerage that arranges financing of $1 million and above for stabilized commercial real estate properties, including multifamily (5+ units), retail, office, industrial, and mixed-use assets. Operating since 2002, the firm leverages long-standing relationships with commercial banks and credit unions to source competitive debt terms for property acquisitions and refinancings, delivering turnarounds of 45-60 days from letter of interest to final approval.
Is Piedmont Capital a public or private company?
Piedmont Capital is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Piedmont Capital founded?
Piedmont Capital was founded in 2002. It employs 11 to 50 people.
Where is Piedmont Capital based?
Piedmont Capital is headquartered in San Francisco, United States, in the North America region.
How does Piedmont Capital make money?
One revenue line is on record: loan Arrangement Fees.
Who are Piedmont Capital's main competitors?
Direct peers on record are Northmarq, Walker & Dunlop, Berkadia and George Smith Partners. Broad incumbents are Eastdil Secured, CBRE Capital Markets, JLL Capital Markets, Cushman & Wakefield, Newmark Group and Marcus & Millichap.
Does Piedmont Capital have an API?
No public API is recorded for Piedmont Capital.
What industry is Piedmont Capital in?
Piedmont Capital's product category is Commercial Mortgage Brokerage. Its primary akta.pro industry code is FSAEAEAB, Commercial Mortgage Brokerage, with a secondary code of BPAJABAL, Capital Markets Advisory (Equity Placement, JV & Recapitalization). Its NAICS code is 52231 and its SIC code is 6163.