Employer Benefits Consulting
- Company typePrivate
- Founded1999
- HeadquartersMiami, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
Employer Benefits Consulting firmographics
Firmographics- Name
- Employer Benefits Consulting
- Legal name
- Employer Benefits Consulting, LLC
- Website
- https://ebcllc.net
- Company type
- Private
- Founded year
- 1999
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Employer Benefits Consulting industry classification
Industry- Product category
- Insurance Brokerage and Employee Benefits Consulting
- NAICS
- Insurance Agencies and Brokerages (52421)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Employee Benefits Brokerage & Consulting (FSAEADAC)
- akta.pro secondary industries
- Employer Retirement Plan Advisory (401(k)/Pension) (FSAEABAE), Benefits Administration & Enrollment Support (BPAAAIAB)
Keywords
Where Employer Benefits Consulting is headquartered
LocationHeadquarters
- HQ city
- Miami
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Employer Benefits Consulting business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales
Revenue model
- Insurance Broker Commissions: Commission-based revenue from selling group and individual insurance products including medical, dental, vision, life, and other employee benefits. Acts as preferred broker with major carriers earning commissions on premiums placed.
- Payroll Services Revenue: Payroll processing services offered through Payroll Benefits Consulting subsidiary. Revenue generated through volume-based arrangements with ADP and Paychex platforms, with discounted pricing passed to customers.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Group benefits consulting services |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels3 records
Employer Benefits Consulting product offering
Product offeringCore offering
Employer Benefits Consulting is an independent insurance brokerage and employee benefits consulting firm that designs, implements, and monitors group medical, dental, vision, life, disability, and voluntary benefits programs for South Florida employers of 5–500 employees. It also offers ICHRA arrangements, retirement plans (401k, defined benefit, profit-sharing), Section 125 pre-tax cafeteria plans, ACA compliance consulting, payroll services, and individual health/Medicare plans through its IBC sub-brand.
Product overview
Employer Benefits Consulting is a preferred broker offering a comprehensive suite of employee benefits and insurance products. The portfolio includes Group Medical, Group Dental, Group Vision, and Group Life insurance as core offerings, complemented by ICHRA (Individual Coverage Health Reimbursement Arrangement) and other insurance services. Individual Benefits Consulting (IBC) operates as a sub-brand specializing in individual health insurance and Medicare plans. The company also provides Payroll Services through a dedicated division, and offers retirement planning products including 401k, Defined Benefit Plans, Profit-Sharing Plans, and Supplemental Executive Retirement Plans. Additional services include Section 125 Pre-Tax Cafeteria Plans (POP, HRA, H.S.A., FSA), voluntary benefits, and ACA legislation consulting. The company represents major insurance carriers including AvMed, Aetna, Cigna, Blue Cross & Blue Shield, Humana, Neighborhood Health Partnership, and United Healthcare.
Differentiator
Problem solved
Functional benefit
Brands
- Payroll Benefits Consulting: Payroll services division offering personalized service through ADP and Paychex platforms at discounted rates
- Individual Benefits Consulting (IBC)
Products and services
- Group Medical Plans Small group, large group, and individual health insurance plans including complete insurance programs with extensive implementation and monitoring services for South Florida employers.
- Group Dental Plans
- Group Vision Plans
- Group Life Insurance
- ICHRA (Individual Coverage Health Reimbursement Arrangement)
- Other Insurance Services (Property & Casualty)
- Life Insurance (Individual)
- Individual Benefits Consulting (IBC)
- ACA Legislation Consulting
- Payroll Services Payroll processing services through the Payroll Benefits Consulting division, integrated with ADP and Paychex platforms, offering personalized service at competitive discounted rates.
- Retirement Plans
- Section 125 Pre-Tax Cafeteria Plans
- Voluntary Benefits
Quantifiable outcome
- Manage employee benefit programs for 2,000+ clients ranging from 5-500 employees
- +3 more outcomes
Companies that use Employer Benefits Consulting
Customer profileNamed customers2 records
Segments3 records
Ideal customer profiles3 records
Employer Benefits Consulting technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Employer Benefits Consulting partnerships and signals
Strategic signalPartnerships
Ten partnerships are on record, tiered core and minor.
- AvMedcorePreferred broker relationship with AvMed. Company is recognized as the largest US producer for AvMed, indicating significant volume and strategic importance.
- AetnacorePreferred broker relationship with Aetna for group health insurance products in South Florida market.
- CignacorePreferred broker relationship with Cigna for group health insurance products.
- Blue Cross & Blue ShieldcorePreferred broker relationship with Blue Cross & Blue Shield, one of the major national health insurers.
- HumanacorePreferred broker relationship with Humana for group health insurance products.
- Neighborhood Health PartnershipcorePreferred broker relationship with Neighborhood Health Partnership for South Florida market coverage.
- United HealthcarecorePreferred broker relationship with United Healthcare. Company is a leading Florida producer for United Healthcare.
- ADPminorPayroll Benefits Consulting subsidiary contracted with ADP for payroll processing services.
- PaychexminorPayroll Benefits Consulting subsidiary contracted with Paychex for payroll processing services.
- FL Blue (Florida Blue)coreIndividual Benefits Consulting (IBC), affiliated entity, is a FL Blue general agency specializing in individual health insurance and Medicare plans.
Scale indicators7 records
Recent moves2 records
Expansion highlights5 records
Employer Benefits Consulting competitors and assessment
Company assessmentBroad incumbents
- Lockton Companies: Lockton is the world's largest independent insurance brokerage with a strong employee benefits practice serving mid-market and large employers. Closely aligned independent broker model with deep carrier relationships, though at much larger scale.
- USI Insurance Services: USI is a large US insurance brokerage and consulting firm serving mid-market to enterprise clients with employee benefits, P&C, retirement, and risk management services. Comparable preferred-broker model with major carriers, but operates at significantly larger national scale.
- Hub International: Hub International is a major North American insurance brokerage providing employee benefits, commercial, and personal insurance across the US, including Florida operations. Similar preferred-broker business model but with national scope and PE-backed scale.
- Marsh McLennan Agency: Marsh McLennan Agency is the US middle-market arm of Marsh, offering employee benefits, risk management, and retirement consulting. Comparable preferred-carrier benefits broker model with deep carrier relationships and broader national footprint.
- Arthur J. Gallagher & Co. Gallagher is a global insurance brokerage and risk management firm with a substantial employee benefits consulting practice serving mid-market employers. Publicly traded, broad incumbent that competes with EBC for SMB and mid-market group benefits placements.
- NFP (Aon): NFP, acquired by Aon, is a US insurance brokerage and benefits consulting firm serving mid-market employers with group benefits, P&C, retirement, and HR consulting. Closely aligned benefits broker model with similar preferred-carrier approach and mid-market focus.
Regional players
- Keenan & Associates: Keenan is a California-based insurance brokerage and employee benefits consulting firm with a strong regional presence. Comparable mid-market employer benefits consulting model, but primarily serves California public-sector and commercial clients rather than South Florida.
Direct peers
- Brown & Brown Insurance: Brown & Brown is a large US insurance brokerage with a strong employee benefits division serving mid-market and SMB employers across multiple regions. Direct competitor offering group medical, dental, vision, life, and ancillary benefits through preferred carrier relationships, with significant Florida presence.
- AssuredPartners: AssuredPartners is a US insurance brokerage focused on middle-market commercial P&C, employee benefits, and risk management. Frequently acquires regional brokerages, suggesting EBC as a potential roll-up target or competitor; similar independent, client-representing model.
- OneDigital: OneDigital is a US insurance broker and employee benefits consulting firm focused on mid-market employer benefits, retirement, and HR advisory. Direct competitor in the same niche EBC operates in: preferred broker arrangements with major carriers, 50-5,000 employee segment, and full-service consulting model.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks7 records
Key highlights8 records
Customer concentration
Employer Benefits Consulting social profiles
Digital presenceEmployer Benefits Consulting financial estimates
Financial estimateRevenue estimate
Valuation estimate
Employer Benefits Consulting leadership team
Management profileNumber of profiles
Profiles3 records
Employer Benefits Consulting subsidiaries and ownership
Company hierarchySubsidiaries2 records
Employer Benefits Consulting funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Employer Benefits Consulting M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Employer Benefits Consulting
What does Employer Benefits Consulting do?
Employer Benefits Consulting is an independent insurance brokerage and employee benefits consulting firm that designs, implements, and monitors group medical, dental, vision, life, disability, and voluntary benefits programs for South Florida employers of 5–500 employees. It also offers ICHRA arrangements, retirement plans (401k, defined benefit, profit-sharing), Section 125 pre-tax cafeteria plans, ACA compliance consulting, payroll services, and individual health/Medicare plans through its IBC sub-brand.
Is Employer Benefits Consulting a public or private company?
Employer Benefits Consulting is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Employer Benefits Consulting founded?
Employer Benefits Consulting was founded in 1999. It employs 11 to 50 people.
Where is Employer Benefits Consulting based?
Employer Benefits Consulting is headquartered in Miami, United States, in the North America region.
How does Employer Benefits Consulting make money?
Two revenue lines are on record. Insurance Broker Commissions are the primary driver. The others are payroll Services Revenue.
Who are Employer Benefits Consulting's main competitors?
Broad incumbents on record are Lockton Companies, USI Insurance Services, Hub International, Marsh McLennan Agency, Arthur J. Gallagher & Co. and NFP (Aon). Keenan & Associates is listed as a regional player. Direct peers are Brown & Brown Insurance, AssuredPartners and OneDigital.
Does Employer Benefits Consulting have an API?
No public API is recorded for Employer Benefits Consulting.
What industry is Employer Benefits Consulting in?
Employer Benefits Consulting's product category is Insurance Brokerage and Employee Benefits Consulting. Its primary akta.pro industry code is FSAEADAC, Employee Benefits Brokerage & Consulting, with a secondary code of FSAEABAE, Employer Retirement Plan Advisory (401(k)/Pension). Its NAICS code is 52421 and its SIC code is 6411.