CBA

What CBA does

CBA (legal entity: Družstvo CBA CZ, IČ: 26808951) is a Czech member-owned retail cooperative headquartered in Šumperk that operates as the franchisor and wholesale supplier for a nationwide network of over 1,300 independent grocery stores under the CBA PREMIUM, CBA POTRAVINY, and CBA MARKET formats. Founded in the 1990s through Roman Mazák's Nuget wholesale business and formalized as a cooperative in 2005 after acquiring the CBA International master franchise for the Czech Republic, the cooperative reports network turnover exceeding 6 billion CZK annually.

Its core technology stack is a unified retail point-of-sale system with a centralized product catalog of more than 200,000 SKUs, distributed to franchisees alongside a B2B e-commerce ordering platform at b2b.cba.cz and a consumer-facing BIM Karta loyalty program (1 point per 200 CZK). Wholesaling is executed through its wholly-owned subsidiary CBA Nuget s.r.o., and it markets over 350 private label products across 15 commodity groups under 14+ registered brand names including Cafetero, Hestia, Twist, Sweet Fantasy, and Bear Coffee.

CBA makes money through three primary streams: (1) recurring franchise and membership fees paid by member retailers for access to the brand, systems, and procurement; (2) wholesale margin on goods supplied to franchise stores via CBA Nuget; and (3) margin on private label products distributed across the network. Its customer base is bifurcated: SMB independent retailers (the franchisees and primary B2B customers) and rural and small-town Czech consumers served through neighborhood stores. It holds ISO 9001 certification covering HACCP food safety standards and is GDPR-compliant, with foreign trade operations and partnership with business cooperative Tempo Opava.

Name

CBA

Legal name

Družstvo CBA CZ

Website

https://cba.cz

Company type

Private

Founded year

2003

Operating status

Operating

Short description

CBA (Družstvo CBA CZ) is a Czech member-owned retail cooperative managing a nationwide franchise network of over 1,300 grocery stores under CBA PREMIUM, CBA POTRAVINY, and CBA MARKET formats, supplying them through its wholesale arm CBA Nuget and 350+ private label products.

Ownership category

akta.pro rank

Product category

Retail Grocery Franchise Network

SIC

Retail-Variety Stores (5331)

akta.pro primary industry

B2B Marketplaces & Wholesale Platforms (BPAMAGAD)

Keywords

• Retail franchise network
• Wholesale grocery distribution
• Private label products
• Grocery retail cooperative
• Loyalty program

Headquarters

HQ city

Sumperk

HQ country

Czechia

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Supply Chain, Operations, Personnel, Marketing or Sales, Infrastructure, Technology or R&D

Revenue model

1. Franchise Fees and Membership: CBA generates revenue through franchise fees and membership charges from retailers who join the CBA network. Members receive access to the unified POS system, marketing support, bulk procurement benefits, and the right to use the CBA brand.
2. Wholesale Supply to Franchise Stores: CBA Nuget, the wholesale division, supplies goods to franchise stores. Revenue is generated through the margin on wholesale prices paid by member retailers.
3. Private Label Product Sales: CBA sells private label products (over 350 products across 15 commodity groups) through its retail network, capturing margin on proprietary brands.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels6 records

Core offering

CBA (Družstvo CBA CZ) is a cooperative that operates and supplies a franchise network of more than 1,300 grocery retail stores across the Czech Republic under three sub-brand formats. Through its wholesale subsidiary CBA Nuget and its in-house private label portfolio (over 350 products across 15 commodity groups), CBA provides member retailers with unified point-of-sale technology, central catalog of 200,000+ items, marketing materials, bulk procurement, and loyalty infrastructure (BIM Karta).

Product overview

CBA (Družstvo CBA CZ) is a Czech retail cooperative operating a network of over 1,300 stores across the Czech Republic under multiple formats (CBA PREMIUM, CBA POTRAVINY, CBA MARKET) with combined revenue exceeding 6 billion CZK. The company operates a wholesale distribution arm (CBA Nuget), offers franchise opportunities (CBA PREMIUM), and provides a B2B e-commerce platform. Its retail operations are supported by private label brands (over 350 products across 15 commodity groups), a loyalty program (BIM Karta), and customer engagement through flyers, competitions, and recipes. The technology infrastructure includes a unified retail point-of-sale system with a centralized product catalog exceeding 200,000 items. The company serves primarily rural communities while offering urban shopping comfort.

Differentiator

Problem solved

Functional benefit

Brands

• CBA PREMIUM: Premium tier of CBA franchise stores offering higher quality products and services
• Cafetero
• Aridie
• Amikex
• Twist
• Sweet Fantasy
• Ovonela
• Nessy
• Hestia
• Frest
• Flumina
• Mote
• Bear Coffee
• Ratibor Blud
• Huhnak
• Příšerky z CBA

Products and services

• CBA Franchise Program Franchise membership program offering independent retailers access to the unified POS system with a central product catalog of 200,000+ items, marketing support, bulk procurement benefits, and the CBA brand in exchange for franchise fees. Available to SMB retailers across the Czech Republic.
• CBA PREMIUM Store Format Premium franchise store format offering higher-end retail experience with enhanced product selection and store standards. Operated by independent franchisee retailers under the CBA brand.
• CBA POTRAVINY Store Format Standard grocery retail store format serving local communities with everyday food and household products. Operated by independent franchisee retailers under the CBA brand.
• CBA MARKET Store Format Market-style retail franchise format with broader product assortment and competitive pricing. Operated by independent franchisee retailers under the CBA brand.
• CBA Nuget Wholesale Supply Wholesale distribution arm (CBA NUGET s.r.o., wholly-owned subsidiary) supplying groceries and food products to CBA franchise member stores across the Czech Republic.
• CBA Private Label Product Portfolio Portfolio of over 350 private label products across 15 commodity groups, including brands Cafetero, Aridie, Amikex, Twist, Sweet Fantasy, OvONela, Nessy, Hestia, Frest, Flumina, Mote, Bear Coffee, Ratibor Blud, and Huhnak. Sold through CBA franchise stores as affordable alternatives to branded goods.
• BIM Karta Loyalty Program Points-based customer loyalty program where customers earn 1 point per 200 CZK purchase at CBA stores, redeemable for rewards (e.g., INGCO screwdriver set for 6 points + 149 CZK, measuring tape for 6 points + 55 CZK, hardware, and merchandise). Includes access to a customer zone at bimkarta.cz.
• B2B E-shop CBA Business-to-business e-commerce platform at b2b.cba.cz for CBA store network members to place orders and manage their wholesale purchases from CBA Nuget.

Quantifiable outcome

• Over 1,300 stores in the network
• +3 more outcomes

Named customers1 record

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Four partnerships are on record, tiered minor and core.

• Darek StavebninyminorOthersBuilding materials retailer listed as a main business partner of CBA. Nature of partnership not specified in detail.
• Společnost pro podporu lidí s mentálním postižením v ČRminorOthersCBA collaborates with this organization supporting people with intellectual disabilities in the Czech Republic as part of its social responsibility initiatives.
• Tempo OpavacoreChannel Partner/ Reseller/ DistributorTrading partner cooperating with CBA network for supply and distribution operations, alongside CBA Nuget wholesale division.
• CBA Nuget s.r.o.coreStrategic or Co-development PartnerWholesale division of the CBA cooperative, supplying goods to franchise stores. CBA Nuget is a core operational partner managing the supply chain for the entire retail network.

Scale indicators5 records

Recent moves11 records

Expansion highlights5 records

Broad incumbents

• Penny Market (REWE Group): REWE Group's discounter in the Czech Republic. Comparable to CBA as a discount competitor with private label and aggressive pricing, particularly in the smaller-town and secondary-market catchments where CBA franchise stores operate.
• Lidl (Schwarz Group): Schwarz Group's hard-discount chain with 300+ Czech stores. Comparable to CBA as the most aggressive discounter in Czech grocery with private label, low-cost logistics, and rapid store-network expansion that pressures CBA's price tier.
• BILLA (REWE Group): REWE Group's Czech supermarket chain with 200+ stores. Comparable as a major grocery incumbent competing head-to-head in CBA's suburban and secondary-market catchments, with overlapping private-label and fresh-food strategies.
• Albert (Ahold Delhaize): Supermarket chain operated by Ahold Delhaize in the Czech Republic. Comparable as a major grocery competitor with owned-store model, private-label portfolio, and loyalty program (Albert mobile/app), directly contesting CBA's HVK and Market stores.
• Kaufland (Schwarz Group): Schwarz Group's hypermarket/discount chain operating 130+ stores in the Czech Republic. Comparable as a major Czech grocery incumbent that competes with CBA's franchise stores across price-sensitive segments and supplier negotiations.

Direct peers

• Globus: Czech hypermarket chain operating large-format grocery and cash-and-carry stores. Comparable to CBA as a vertically integrated grocery operator in the Czech Republic with private label (Globus brand), loyalty program, and wholesale operations.
• Žabka (Zabka Group): Czech small-format convenience franchise network with ~1,400 stores, franchise model and central support systems. Comparable to CBA as a franchise operator in Czech retail with shared technology (POS, central catalog) and member-store economics.
• COOP Jednota (COOP Czech): Czech cooperative retail network of independent member stores (similar to CBA's franchise structure). Directly comparable because both operate member-owned franchise grocery models in the Czech Republic with centralised purchasing and store branding - CBA's closest structural analogue.
• Tesco Stores CR: One of the largest Czech grocery retailers with hypermarkets, supermarkets, and an expanding online-grocery offering. Comparable to CBA as a multi-format Czech grocery competitor pushing scale, private label (Tesco Value, Finest), and loyalty economics.

Others

• Makro Cash & Carry (Metro AG): METRO AG's B2B cash-and-carry wholesale business for foodservice and retail buyers in the Czech Republic. Comparable to CBA Nuget as a wholesale supplier for grocery retailers and HoReCa, serving overlapping B2B customers with bulk grocery and consumables.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/cbacz

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CBA