What Check Verificaciones does

Check Verificaciones is a Peru-based private verification services company founded around 1999 and headquartered at Rodolfo Beltrán 104 in Lima. It specializes in personal, credit, and commercial background verifications, with a service portfolio spanning personal background checks (Antecedentes Personales), domiciliary verification, dependent and independent labor verification, commercial reports for MYPE/PYME, social/psychosocial verification, supplier verification under the Certicheck sub-brand, and a collection services module. Field operations are conducted by the company's own trained verifiers, providing national coverage across Peru.

The company operates a proprietary technology platform called Sistema Verifica 2025, an integrated tracking system that uses digital tools and automated processes to manage verification workflows end-to-end. A dedicated client portal (Área de Clientes) provides authenticated access for enterprise customers to submit requests and retrieve reports. No public APIs, SDKs, or AI/ML capabilities are disclosed, and the technology stack is positioned as workflow and tracking software layered over a human field-verification operation.

Check Verificaciones generates revenue on a transaction-fee, quote-based pricing model, with no publicly disclosed price list. Its go-to-market is sales-led and direct, anchored by more than 50 enterprise clients — predominantly Peruvian banks (BCP, Interbank, Scotiabank, Banco Pichincha, Banco Falabella, Banco Ripley, Banbif, Citibank, Crediscotia, Banco de Comercio), pension fund administrators (Prima AFP), insurance and financial cooperatives, and the Lima Chamber of Commerce — alongside newer logos in corporate, automotive, and retail segments. The company is privately held, has no disclosed funding rounds or parent entity, and operates exclusively within Peru.

Name

Check Verificaciones

Legal name

Check Verificaciones

Website

https://check.com.pe

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

11–50 employees

Short description

Check Verificaciones is a Peru-based private company founded around 1999 that provides personal, credit, commercial, labor, and supplier background verification services — plus collections — to banks, AFPs, cooperatives, and corporations through its Verifica 2025 platform and a national field-verification network.

Ownership category

akta.pro rank

Product category

Background Verification Services

NAICS

Investigation and Personal Background Check Services (561611)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Identity, Address & Reference Verification (BPAKAEAJ)

akta.pro secondary industries

Identity Verification (ID, SSN Trace, KYC-lite) (BPACALAD), Credit History Checks (Permissible Purpose) (BPACALAF), Skip Tracing & Locate Services (Address/Phone/Employer Discovery) (BPAAAEAF)

Keywords

• Background verification services
• Credit verification reports
• Labor verification services
• Commercial due diligence
• Domiciliary verification

Headquarters

HQ city

Santiago De Surco

HQ country

Peru

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Verification Services: The company generates revenue through providing various verification services including personal background checks, domiciliary verification, labor verification (dependent and independent), commercial reports for MYPE and PYME, supplier verification (Certicheck), social/psychosocial verification, and debt collection services. Services are quote-based, with pricing determined by specific service requirements and client needs.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

Check Verificaciones provides personal, credit, and commercial verification services for financial institutions, SMEs, and individuals in Peru. Services include Antecedentes Personales (personal background checks covering risk center, terrorism financing, money laundering, AFP affiliations, insurance, driving record, SUNAT, and labor records), domicile verification, dependent and independent labor verification, commercial reports for MYPE/PYME, supplier verification (Certicheck), social/psychosocial verification, and debt collection. Deliverables are produced through the proprietary Verifica 2025 tracking system with field-based physical visits, georeferencing, and photographic evidence.

Product overview

Check Verificaciones offers a unified portfolio of verification services for the financial and commercial sectors in Peru. The core offerings include personal background checks (Antecedentes Personales), domicile verification, dependent and independent labor verification, commercial reports for MYPE/PYME, and supplier verification through the Certicheck brand. All services are supported by the Sistema Verifica 2025 integrated tracking platform with digital tools and automated processes. Additional services include social verification and a collection service module. The company also provides a client portal (Área de Clientes) for online account management.

Differentiator

Problem solved

Functional benefit

Brands

• Certicheck: Provider verification service that comprehensively analyzes the evaluated party's behavior to validate their economic situation, including business background, credit behavior, assets, physical verification of facilities, stock, business data, licenses and directors, and SUNAT verification for tax omissions and active debts.

Products and services

• Antecedentes Personales (Personal Background Verification) Personal background verification service covering financial/risk center information, terrorism financing, money laundering, AFP affiliations, insurance, driving record, SUNAT, and labor records. Used by financial institutions and employers for KYC, AML compliance, and credit-risk assessment.
• Verificación Domiciliaria (Domiciliary Verification) Physical confirmation of residence at the provided address, including personal data (marital status, number of dependents, time of residence, property ownership), housing characteristics (type, floors, finishes, maintenance, zone rating), and neighbor references with comments. Targeted at lenders, landlords, and financial institutions.
• Verificación Laboral Dependiente (Dependent Labor Verification) Physical confirmation of a worker's employment situation, including contract type, seniority, income, payment frequency, annual salary count, position, department, and AFP (pension fund) registration. Used by lenders and employers to validate income and employment claims.
• Verificación Laboral Independiente (Independent Labor Verification) Physical visit confirmation of independent business operation including condition of premises, licenses, customer flow, bank accounts, personnel, inventory, main clients, with photos and georeferencing. Used by lenders to assess self-employed borrowers.
• Informes Comerciales MYPE y PYME (Commercial Reports for Micro and Small Enterprises) Detailed business information for the microfinance sector including rental expenses, security services, premises condition, licenses, customer flow, stock, and main client movement, with photos and georeferencing. Used by microfinance lenders evaluating SME credit applications.
• Certicheck (Supplier Verification) Comprehensive supplier verification service analyzing evaluated party's behavior to validate economic situation including business background, credit behavior (Risk Center), assets, physical verification of facilities, stock, licenses and executives, SUNAT review, and fiscal address verification. Used by enterprises conducting supplier due diligence.
• Verificación Social (Social / Psychosocial Verification) Comprehensive psychosocial visit providing qualitative and quantitative analysis of the evaluated person's family nucleus to validate economic situation, including income from each member, family composition, socioeconomic background, asset possession, photos and georeferencing. Used by lenders for household-level credit assessment.
• Servicio de Cobranza (Debt Collection Service) Collection service with experienced team and solid operational capacity managing nationally, primarily through calls and field management when necessary. Used by financial institutions and creditors for debt recovery.

Named customers18 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• HireRight: Global background screening platform for employment, identity, criminal, and credit checks — comparable to Check Verificaciones' Antecedentes Personales and labor verification offerings, though operating at much larger scale.
• Kroll: Global investigations and due-diligence firm offering background screening, identity verification, and corporate investigations comparable to Check Verificaciones' higher-end verification and supplier due diligence services.
• Sterling: Sterling offers identity, criminal, credit, and employment background checks globally, comparable to Check Verificaciones' integrated personal and labor verification stack.
• First Advantage: Large global provider of background screening, identity verification, and compliance services to financial and enterprise clients, representing the international benchmark for Check Verificaciones' service portfolio.
• Infocorp (Experian Perú): Infocorp is Peru's primary credit bureau under Experian, offering consumer credit reports and risk scores that compete with Check Verificaciones' credit-history and commercial reporting lines.
• Equifax Perú: Equifax's Peruvian operation is a major credit bureau providing consumer and commercial credit reports, directly overlapping Check Verificaciones' Central de Riesgos and commercial reporting services to financial institutions.

Direct peers

• Certiseguros: Peruvian firm providing SOAT/insurance certification and related vehicle and personal verification services, an adjacent but overlapping provider of records-based background checks in the same Peruvian market.
• Sentinel (Peru): Sentinel is a Peruvian risk-information provider offering credit, commercial, and judicial background reports to banks and lenders, competing head-to-head with Check Verificaciones on financial-sector verification.

Emerging players

• Checkr: Tech-forward US background-check platform using APIs and automation; represents the digital-native competitive threat to Check Verificaciones' traditional field-verification model.

Regional players

• Cámara de Comercio de Lima (Certificaciones): Peru's chamber of commerce issues commercial certificates and merchant registries that overlap with Check Verificaciones' commercial and supplier verification services — notably also a customer, making it a partial competitor in commercial records.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/check-check

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Check Verificaciones