What Element Wealth does

Element Wealth, LLC is an SEC-registered investment adviser headquartered at 800 Woodlands Parkway, Ridgeland, Mississippi, providing holistic wealth management to individuals and small businesses. Founded in 2018 by Jeremy Nelson following a merger with Woodridge Capital Portfolio Management, the firm operates with a team of roughly 14 members holding CFP®, CPFA, APMA™, and CIMA® designations. Core service lines include retirement income planning, financial planning, asset management with dynamic overlay, and legacy/estate planning, supplemented by Social Security optimization, life and long-term care insurance strategies, Health Savings Accounts, and corporate 401(k) plan services. The primary client segments are pre-retirees and retirees, high-net-worth individuals and families, and business owners seeking employer-sponsored retirement plans, with no enterprise anchor clients disclosed.

The firm's technology stack is built entirely on third-party platforms rather than proprietary systems: portfolio reporting runs on Black Diamond and Ascent, financial planning through eMaplan (wealth.emaplan.com), and client accounts are custodied at Fidelity, Charles Schwab, and Raymond James. There is no proprietary software, no mobile app, and no public API; client engagement relies on the integrated portal plus in-person consultations.

Element Wealth's revenue model is fee-based, recurring subscription-style advisory billing on assets under management, consistent with SEC-registered RIA economics. The go-to-market motion is consultative and event-driven rather than product-led: the firm runs a weekly radio show (Element Wealth Radio on WFMN 97.3 FM), recurring Economic & Market Forecast Events across Mississippi, Louisiana, and Alabama, an active blog and video library, and broad community involvement through Rotary, Leadership Madison County, and the Madison County Chamber of Commerce. Geographic reach is regional (Southeast US) and limited to states where the firm is registered or qualifies for exemption, with no claims of a national or global footprint.

Name

Element Wealth

Legal name

Element Wealth, LLC

Website

https://myelementwealth.com

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

11–50 employees

Short description

Element Wealth is a Ridgeland, Mississippi-based SEC-registered investment adviser offering holistic financial planning, retirement income planning, asset management, and legacy planning to pre-retirees, retirees, high-net-worth families, and business owners across the Southeast US.

Ownership category

akta.pro rank

Product category

Wealth Management and Investment Advisory

NAICS

Portfolio Management and Investment Advice (523940), Trust, Fiduciary, and Custody Activities (523991)

SIC

Investment Advice (6282)

akta.pro primary industry

Financial Planning–Led RIAs (FSAAACAB)

akta.pro secondary industries

Registered Investment Advisor (RIA) Wealth Management (FSAEABAA), Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI)

Keywords

• Retirement income planning
• Wealth management services
• Investment advisory services
• Financial planning advisory
• Legacy planning services

Headquarters

HQ city

Ridgeland

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Investment Advisory Services: Element Wealth operates as a registered investment adviser (SEC-registered) providing fee-based financial planning and investment advisory services. As a fiduciary, they put client interests first and are compensated through advisory fees for managing client assets and providing comprehensive financial planning services.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels5 records

Core offering

Element Wealth is a registered investment adviser providing holistic wealth management services including retirement income planning, financial planning, asset management, legacy planning, and insurance strategies. Services are delivered through personalized advisory relationships with no obligations to products or carriers, supported by third-party portfolio reporting platforms (Black Diamond, eMaplan, Ascent) and custodian integrations (Fidelity, Charles Schwab, Raymond James). The firm also offers corporate 401(k) plan services and Health Savings Account coordination for individuals and businesses.

Product overview

Element Wealth is a registered investment adviser offering a holistic wealth management platform that combines income planning, growth strategies, and guarantees. Their core service portfolio includes Retirement Income Planning, Financial Planning, Asset Management, and Legacy Planning, supplemented by specialized sub-products such as Social Security Optimization, Life Insurance and Long-Term Care Strategies, Health Savings Accounts, and Corporate 401(k) Plans. The firm also provides educational content through Element Wealth Radio. Services are delivered through a client portal integrating with custodians (Fidelity, Charles Schwab, Raymond James) and portfolio reporting platforms (Black Diamond, Ascent).

Differentiator

Problem solved

Functional benefit

Products and services

• Retirement Income Planning Comprehensive retirement income planning service for pre-retirees and retirees that finds the intersection between income, growth, and guarantees, addressing Social Security optimization, risk tolerances, taxes, and other income sources.
• Financial Planning

Quantifiable outcome

• Helps clients understand 'how much is enough' for retirement through objective analysis and options evaluation

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

Partnerships

One partnership is on record.

• Employee Benefit Service ProviderssupportingStrategic or Co-development PartnerElement Wealth has valuable partnerships with employee benefit service providers to create robust corporate benefits packages for business clients, including 401(k) plan management, investment selection, record-keeping, and compliance support.

Scale indicators1 record

Recent moves3 records

Expansion highlights6 records

Direct peers

• CAPTRUST: Independent RIA specializing in investment advisory and corporate retirement plan services (especially 401(k)), with fiduciary support for plan sponsors. Comparable to Element Wealth on the 401(k)/corporate plan segment and on the individual advisory side.
• Wealth Enhancement Group: Independent wealth management firm offering financial planning, retirement, tax, and estate services, with active acquisition of small-to-mid-sized RIAs. Comparable to Element Wealth in fiduciary, planning-led approach and in being a likely acquirer of, or target for, regional RIAs.
• Buckingham Strategic Wealth: Independent, fee-only RIA providing holistic financial planning, retirement, tax, and estate services to HNW clients nationwide. Highly comparable to Element Wealth in fiduciary-only, planning-led, no-product-obligations positioning and similar HNW/mass-affluent client mix.

Emerging players

• Ritholtz Wealth Management: Mid-sized independent RIA with strong media/thought-leadership presence (blog, podcast, public commentary) and a planning-led, fee-only model. Comparable to Element Wealth in its emphasis on community/thought-leadership-driven client acquisition and holistic planning, though digitally native rather than regionally embedded.

Broad incumbents

• Carson Group: National advisor-focused platform supporting independent financial advisors and RIAs with coaching, technology, and back-office services. Comparable to Element Wealth in its emphasis on advisor-led, planning-centric client relationships, though operating through a partnership/coaching model.
• Mariner Wealth Advisors: National independent RIA providing comprehensive financial planning, investment advisory, tax, and retirement plan services. Comparable to Element Wealth in service breadth and fiduciary positioning, but operates across many more states and serves a much larger client base.
• Edelman Financial Engines: Large independent RIA combining traditional financial planning with employer-sponsored 401(k) plan services — directly comparable to Element Wealth's mix of individual planning and corporate 401(k) support, with similar fiduciary, fee-based model.
• Focus Financial Partners: Partnership platform supporting independent RIAs and wealth management firms, many of which are small-to-mid-sized practices with fiduciary, planning-led models similar to Element Wealth. Comparable as a structural peer for succession, capital partnership, and consolidation dynamics.
• Creative Planning: One of the largest independent RIAs in the US, offering holistic financial planning, retirement, tax, and estate services to HNW individuals and families — directly comparable to Element Wealth's fiduciary, planning-led model but at vastly greater scale and geographic reach.

Regional players

• Heritage Wealth Advisors: Southeast US-focused independent RIA offering retirement, estate, tax, and investment planning to HNW individuals and families. Closely comparable to Element Wealth in geographic footprint, client mix, and fiduciary planning-led value proposition.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/my-element-wealth
• Facebookfacebook.com/MyElementWealth

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles15 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Element Wealth