Foundation Surety

What Foundation Surety does

Foundation Surety (operating as Foundation Surety & Insurance Solutions) is a private, for-profit insurance services firm founded in 2021 and headquartered in Bowie, Maryland. Per its own short-form positioning, the company offers surety bonds and insurance services with an explicit focus on small businesses, placing it in the small-commercial surety and small-business insurance brokerage segment of the U.S. insurance value chain. The company operates as a distributor/agent rather than a carrier, meaning its economic exposure is tied to commission economics on bound policies and bonds rather than underwriting risk.

The firm's scale signals are consistent with an early-stage micro-brokerage: 1-10 employees, no public funding history, and no disclosed parent company, subsidiaries, investor roster, or carrier appointments in the available data. No product catalog, pricing schedule, technology stack, integration ecosystem, or customer logos were retrievable from the source corpus — the company's website (foundationsurety.com) returned only a verification/loading page and no substantive content, which materially limits due diligence on product surface, customer base, and revenue mechanics. No management team, partnerships, awards, certifications, M&A, or regulatory actions were documented, and there is no evidence of digital distribution, embedded channels, or proprietary technology architecture.

Given the data scarcity, the business model can only be characterized at the structural level: revenue is most plausibly derived from brokerage commissions on surety bonds and related commercial insurance placements, with GTM executed through direct/small-business channels rather than disclosed broker networks or digital marketplaces. The lack of disclosed headcount trajectory, funding events, and product-level detail means profitability, burn, and unit economics cannot be triangulated from the input.

Name

Foundation Surety

Legal name

Not available - source page contains no legal entity information

Website

https://foundationsurety.com

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

1–10 employees

Short description

Foundation Surety is a small, Maryland-based insurance services firm founded in 2021 that offers surety bonds and related insurance products to small businesses in the United States.

Ownership category

akta.pro rank

Product category

Surety and Insurance Services

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Surety Insurance (6351), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Commercial Surety Bonds (FSAJAIAB)

akta.pro secondary industries

Contract Surety Bonds (FSAJAIAA), Surety & Bond Brokerage (FSAEADAI)

Keywords

• Surety bonds
• Insurance services
• Commercial insurance
• Bond underwriting
• Small business insurance

Headquarters

HQ city

Bowie

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Core offering

Foundation Surety & Insurance Solutions offers surety bonds and insurance services, with a focus on small businesses. The firm provides bonding and insurance solutions to help small businesses meet contractual and regulatory requirements.

Differentiator

Problem solved

Functional benefit

Products and services

• Surety Bonds
• Insurance Services

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves3 records

Expansion highlights3 records

Direct peers

• Brown & Riding Insurance Services: Specialty insurance brokerage with a dedicated surety and contract bond practice serving contractors and small business principals. Comparable surety-led wholesale/retail brokerage focus.
• International Fidelity Insurance Company: Specialty surety underwriter focused on contract and commercial surety bonds, frequently working through smaller regional agents and brokers. Comparable role in the surety value chain as Foundation Surety's likely agency function.
• Hays Companies: Mid-market insurance brokerage with a dedicated surety and construction practice serving contractors and SMBs across the U.S. Comparable client base (small-to-mid contractors and commercial accounts) and product mix including contract surety bonds.
• Colonial Surety Company: Direct surety bond carrier/agency offering contract and commercial surety bonds to small and mid-sized businesses across the U.S. Highly comparable product mix and SMB customer focus to Foundation Surety.
• Surety One, Inc. Niche surety bond agency/underwriter offering contract, commercial, and fidelity bonds to small businesses and contractors. Closely comparable niche positioning and customer profile to Foundation Surety.
• SuretyBonds.com (Lexon Insurance): Online-first surety bond agency delivering instant quotes for contract, commercial, court, and license bonds nationally. Directly comparable business (surety bonds for SMBs) but with a digital-first go-to-market that contrasts Foundation Surety's high-touch model.

Broad incumbents

• The Hartford: National property & casualty insurer with a long-standing contract and commercial surety business distributed through independent agents. Comparable endpoint for bond placement and a benchmark for carrier relationships Foundation Surety would seek.
• Ryan Specialty (RPS): Large specialty insurance broker with dedicated construction and surety practices, distributing bond products from multiple top surety carriers. Represents the consolidated scale player competing for the same specialty distribution relationships.
• Travelers: One of the largest U.S. surety underwriters (contract and commercial) operating across all 50 states through broad agency networks. Sets competitive benchmarks and dictates carrier appointment economics for small agencies like Foundation Surety.
• Liberty Mutual Insurance: Major multi-line insurer with a substantial U.S. surety franchise (contract and commercial bonds) distributed through agents and brokers. Defines the agency-appointment landscape against which small agencies must compete.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/FoundationSurety
• LinkedInlinkedin.com/company/foundation-surety

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Foundation Surety