Consilium Financial

What Consilium Financial does

Consilium Financial is a boutique financial planning practice headquartered in Duncraig, Perth, Western Australia, operating under the legal entity Pointview Holdings Pty Ltd (ABN 59 089 261 674). The firm provides personalized financial advisory services to individuals and families across life stages, with a service portfolio spanning Strategic Financial Planning, Wealth Protection, Salary Packaging, Mortgage Solutions, Illness and Injury Insurance, Transition to Retirement, Pre & Post Retirement Planning, Redundancy Planning, Superannuation Planning, Self-managed Super Funds, Direct Shares, and Budget Planning. It is a corporate authorised representative #338404 of Alliance Wealth Pty Ltd (AFSL 449221), which confers the Australian Financial Services Licence required to deliver advice. The practice is family-run and led by Director Ken Read (in financial services since 1988), Financial Planner Brodie Read (joined 2011, over 20 years in industry), Office Manager & Para-planner Brian Kelly, and Client Services representative Shona Read.

The business model is fee-for-service professional advisory: initial consultation is provided free of charge, after which clients receive a Statement of Advice and an annual invoice covering all advice, implementation, appointments, phone calls, and requirements for the first 12 months, with ongoing annual fees varying by complexity. The go-to-market is sales-led and relationship-driven, relying on direct in-person consultations at the Duncraig office, phone and email contact, monthly and quarterly newsletters, and a referral channel fed by existing clients and accountants. The firm is geographically restricted to Western Australia and does not offer a technology platform, SaaS product, mobile app, API, or proprietary automation; service delivery is entirely human-advisory with no disclosed AI/ML capabilities. There are no external investors, no funding rounds, and no institutional ownership - the practice is wholly controlled by the Read family.

Name

Consilium Financial

Legal name

Pointview Holdings Pty Ltd trading as Consilium Financial

Website

https://consiliumfinancial.com.au

Company type

Private

Founded year

1988

Operating status

Operating

Headcount range

1–10 employees

Short description

Consilium Financial is a family-run boutique financial planning practice in Duncraig, Perth, providing fee-for-service advisory to individuals and families across superannuation, retirement, wealth protection, insurance, and SMSF needs, operating under Alliance Wealth's AFSL.

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Comprehensive Financial Planning (FSAEAAAA)

akta.pro secondary industries

Financial Planning–Led RIAs (FSAAACAB), Retirement Income Planning & Decumulation Advisory (FSAEABAD)

Keywords

• Financial planning services
• Retirement planning advice
• Wealth protection advisory
• Superannuation planning
• Self-managed super funds

Headquarters

HQ city

Perth

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Financial Advisory Services: Fee-for-service model where clients receive an initial Statement of Advice and annual invoice covering all advice, implementation, appointments, phone calls and requirements for the first 12 months. Ongoing annual costs vary based on complexity and amount of work involved.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Consilium Financial is a boutique financial planning practice that delivers personalised advice across superannuation, retirement, wealth protection, investments, tax, and estate planning for individual clients and families. The practice operates under Pointview Holdings Pty Ltd as a corporate authorised representative of Alliance Wealth Pty Ltd, offering a menu of named advisory services such as Strategic Financial Planning, Wealth Protection, Salary Packaging, Mortgage Solutions, Illness and Injury Insurance, Transition to Retirement, Pre & Post Retirement Planning, Redundancy Planning, Superannuation Planning, Self-Managed Super Funds, Direct Shares, and Budget Planning. Revenue is generated through fees for these advisory services.

Product overview

Consilium Financial is a boutique financial planning practice that offers a unified suite of advisory services rather than a software product. The core offering consists of Strategic Financial Planning, Wealth Protection, and Retirement Planning services, supported by specialized modules including Salary Packaging, Mortgage Solutions, Illness and Injury Insurance, Transition to Retirement, Pre & Post Retirement Planning, Redundancy Planning, Superannuation Planning, Self-managed Super Funds, Direct Shares, and Budget Planning. These services are delivered through personalized financial advice, with clients receiving a Statement of Advice tailored to their individual circumstances. The practice operates under Alliance Wealth Pty Ltd (AFSL 449221) and does not appear to offer a technology platform or SaaS product.

Differentiator

Problem solved

Functional benefit

Products and services

• Strategic Financial Planning A comprehensive financial planning advisory engagement for individual clients and families, covering strategy across superannuation, retirement, wealth protection, investments, tax, and estate planning.
• Wealth Protection Advice service focused on protecting client wealth through insurance and risk-management structures, designed for individuals and families concerned about protecting income and assets.
• Salary Packaging Advisory service helping employees structure their salary packaging arrangements to optimise tax outcomes and benefits.
• Mortgage Solutions Advice and arrangement service for clients seeking mortgage and home loan solutions as part of their broader financial plan.
• Illness and Injury Insurance Specialist insurance advisory service covering illness and injury cover, designed to protect client income and lifestyle against the risk of serious health events.
• Transition to Retirement Advisory service supporting clients moving from full-time work into retirement, structuring superannuation and income to optimise the transition.
• Pre & Post Retirement Planning Retirement-focused financial planning service covering both the lead-up to and the period after retirement, addressing income, superannuation drawdown, and lifestyle needs.
• Redundancy Planning Targeted advice service for clients facing redundancy, helping them manage severance, superannuation, income continuation, and next-step planning.
• Superannuation Planning Advisory service focused on superannuation strategy, contributions, fund selection, and structures to build retirement savings.
• Self-Managed Super Funds Specialist advisory and establishment service for clients wanting to set up and manage self-managed superannuation funds (SMSFs), including strategy, compliance considerations, and ongoing advice.
• Direct Shares Investment advisory service for clients holding or considering direct share portfolios, integrated into their broader wealth strategy.
• Budget Planning Foundational budgeting and cashflow planning service to help individual clients and families align day-to-day spending with their broader financial goals.

Named customers3 records

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators2 records

Recent moves4 records

Direct peers

• Ord Minnett: Australian private wealth manager offering financial planning, investment advisory and superannuation services to high-net-worth and mass-affluent clients. Comparable independent advice positioning with broader product set.
• Morgans Financial: Australian-owned wealth management and stockbroking firm providing financial planning, portfolio management and retirement advice to retail and wholesale clients. Comparable service mix with greater scale and geographic reach.
• Bridges Financial Group: Independent Australian financial planning firm delivering holistic personal advice including superannuation, retirement, insurance and wealth protection. Directly comparable as a fee-for-service boutique competing for the same client segments.
• Fitzpatricks Private Wealth: Australian boutique financial advisory offering comprehensive wealth, superannuation and retirement planning to individuals and families. Closely comparable in size, service breadth, and independent-advice positioning to Consilium.
• Shadforth Financial Group: Australian financial advisory delivering comprehensive personal advice on superannuation, retirement, investments and insurance. Comparable fee-for-service model targeting individuals and families.
• Hewison Private Wealth: Long-established Australian boutique wealth manager focused on personalized financial planning, retirement income strategies and SMSF advice. Comparable in independent, fee-based model and family-office-style client servicing.

Broad incumbents

• Centrepoint Alliance: Parent of Alliance Wealth Pty Ltd, the AFSL holder under which Consilium operates. Provides licensee infrastructure and support services to a network of financial advisory practices; comparable as the broader ecosystem Consilium depends on for regulatory authorization.
• AMP Financial Planning: One of Australia's largest financial advice networks, offering superannuation, retirement and wealth planning through aligned and self-employed advisers. Comparable end-client offerings though institutionally-owned and operating at much greater scale.
• Insignia Financial: Major Australian wealth management group (formerly IOOF) providing financial advice, superannuation, platform and investment management services. Comparable in retail advice and retirement focus, but serves as a large incumbent competitor with institutional scale.
• BT Financial Group: Wealth arm of Westpac providing financial planning, superannuation, investments and retirement solutions to Australian consumers. Comparable service portfolio though owned by a major bank and operating across a far broader distribution footprint.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/ConsiliumFP
• LinkedInlinkedin.com/company/consilium-financial

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Consilium Financial