CyberPlat CJSC
- Company typePrivate
- Founded1997
- HeadquartersOpfikon, Switzerland
- Headcount501–1,000
- GTM typeB2B
- OfferingSoftware
What CyberPlat CJSC does
CyberPlat CJSC operates the largest payment acceptance and processing network in Russia, processing payments for more than 1,700 service providers across mobile operators, fixed-line telecoms, utilities, banks, retailers, airlines, and e-commerce merchants. Founded in 1997 as the first Russian electronic payment system, the platform connects over 1,480,000 acceptance outlets including self-service kiosks, POS terminals, ATMs, retail cash desks, bank branches, and mobile endpoints. Core technology is a B2B2C electronic payment processing system that combines intercorporate internet payments with consumer payments, secured by 2048-bit electronic digital signature authentication and operated across dual geographically dispersed processing centers (Moscow WTC primary, with backup) capable of processing 1,400 transactions per second with sub-2-second settlement and a 14-fold stability factor.
CyberPlat CJSC firmographics
Firmographics- Name
- CyberPlat CJSC
- Legal name
- Open Joint Stock Company CYBERPLAT.COM
- Website
- https://cyberplat.com
- Company type
- Private
- Founded year
- 1997
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Ownership category
- akta.pro rank
CyberPlat CJSC industry classification
Industry- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518)
- SIC
- Services-Computer Processing & Data Preparation (7374), Finance Services (6199)
- akta.pro primary industry
- Payment Processing & Acquiring Infrastructure (FSAGABAC)
- akta.pro secondary industries
- EMV Chip, Magstripe & PIN Debit Acceptance (FSAMADAG), Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB)
Keywords
Where CyberPlat CJSC is headquartered
LocationHeadquarters
- HQ city
- Opfikon
- HQ country
- Switzerland
- HQ region
- Europe
Offices5 records
Markets served
CyberPlat CJSC business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Operations, Marketing or Sales
Revenue model
- Transaction Fees: CyberPlat charges commission fees on payment transactions processed through its network. The company retains approximately 1% margin from the spread between prepaid card discounts (6-10%) and commission paid to retail networks. With total MNO turnover of $1bn, net revenue is approximately $10 million. Dealers earn commission on payments accepted, with commission structure allowing dealers to set their own external commission rates.
- Regional Representative Fees: Regional representatives earn 0.1% from the amount of monthly payments accepted by subscribed dealers. Remuneration is unlimited based on dealer acquisition performance.
- Partner Revenue Sharing: Vendors and consultants can earn up to 5% of CyberPlat's Net Revenue by connecting new Mobile Network Operators to the system. Annual commission of $500,000 per MNO connected (based on $1bn MNO turnover example).
- Money Transfer System Integrator: MTSI enables banks to access money transfer market at minimal cost. Banks increase effectiveness in money transfers nearly tenfold through cost reduction and expanded client base. Revenue generated from increased transaction volume across integrated money transfer systems.
- Settlement Bank Services: Platina Bank (settlement bank) offers revolving credit lines against cash payments at soft lending rates to dealers, generating additional revenue from lending services.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| One time/ perpetual license | Pay-as-you-go | Online Store / E-commerce Merchant Registration |
| One time/ perpetual license | Annual | 3D Secure MPI Module - Self-Integration |
| Usage-based | Annual | 3D Secure MPI - Outsourcing Service |
| Usage-based | Pay-as-you-go | 3D Secure MPI - Unlimited Outsourcing |
| Transaction based/ take rate | Pay-as-you-go | Partner Revenue Share - MNO Connection |
| Transaction based/ take rate | Monthly | Regional Representative Commission |
Go-to-market motion3 records
Distribution channels9 records
Marketing channels5 records
CyberPlat CJSC product offering
Product offeringCore offering
CyberPlat operates the largest electronic payment processing system in Russia, providing a B2B2C platform that enables telecom carriers, utility companies, financial institutions, retailers, airlines, and self-service kiosk networks to accept consumer payments through an integrated network of over 1.48 million outlets. The platform supports real-time processing of payments via online, POS-terminal, ATM, cash desk, self-service kiosk, and mobile channels, with proprietary security based on 2048-bit Electronic Digital Signature and dual processing centers. Additional offerings include the Money Transfer System Integrator (MTSI), CyberPOS e-commerce solution, CyberChange barcode payment technology, and 3D Secure MPI Module for online card authentication.
Product overview
CyberPlat CJSC operates a comprehensive electronic payment processing platform serving as the largest payment system in Russia. The portfolio consists of the CyberPlat® core payment processing system supported by multiple specialized modules including mobile applications (Cyberplat Mobile Dealer, Cyberplat Portal, Cyberplat Paybook), e-commerce solutions (CyberPOS with 3D Secure MPI Module), and the Money Transfer System Integrator (MTSI). Additional offerings include the Payment Book service for recurring payments, CyberChange barcode technology for retail, Internet-Bank for Banks interbank transfers, SSK Management Systems for self-service kiosks, POS-terminal solutions, cash desk processing, and ATM payment integration. The platform connects over 640,000 payment acceptance outlets processing payments for telecom carriers, utilities, financial institutions, airlines, and retailers.
Differentiator
Problem solved
Functional benefit
Brands
- Cyberplat Mobile Dealer: Mobile application for Android devices enabling payment acceptance via mobile devices with functionality similar to desktop payment module.
- Cyberplat Portal Android
- Cyberplat Paybook (Plat.ru)
- CyberCheck
- CyberPOS
- CyberChange
- CyberPayment
Quantifiable outcome
- Retail shop turnover increases by 10-40% after implementing payment acceptance services
- +7 more outcomes
Companies that use CyberPlat CJSC
Customer profileNamed customers24 records
Segments8 records
CyberPlat CJSC technology and API
TechnologyAPI detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration6 records
Feature8 records
CyberPlat CJSC partnerships and signals
Strategic signalPartnerships
Twelve partnerships are on record, tiered core, flagship and minor.
- VisacoreVisa card replenishment service launched through CyberPlat gateway. Enables instant replenishment of Visa cards issued by any Russian bank through CyberPlat terminals and ATMs. Funds credited to card account immediately or within 2-4 days depending on issuing bank.
- Gazprom Mezhregiongaz LLCflagshipNational-scale gas payment project enabled residents of nearly every Russian region to make payments for natural gas via CyberPlat distribution network. Joint project with SOBINBANK JSC enabled first-ever national-scale availability of gas payments.
- SOBINBANK JSCflagshipBanking partner in national gas payment project with Gazprom Mezhregiongaz. Enabled payment acceptance for natural gas on national scale through CyberPlat network.
- Russian Post (Federal State Unitary Enterprise)flagshipGlobal joint project for cash payment acceptance within large network of post offices in Russia. Over 42,000 post offices provide nationwide coverage for payment acceptance.
- Kazpochta JSC (Kazakhstan Post)corePartnership with Kazakhstan Post for cash payment acceptance. Kazpochta has over 3,000 offices developing dynamically. Coverage includes Astana, major cities with regional representatives.
- Western UnioncoreService agreement for accepting payments for cellular communication services provided by Beeline, MTS and MegaFon. Accounts can be replenished in all 170,000+ Western Union offices in 200+ countries worldwide offering QuickPay service. Enables Russian travelers abroad to pay for cellular services.
- KPMG LimitedminorInternational audit firm performed SAS 70 Type I operational audit of CyberPlat's internal control system. Part of the 'big four' audit and consulting companies.
- BDO UNICONminorLeading Russian auditing company that audits CyberPlat's financial performance in accordance with International Accounting Standards over several years.
- INPAScoreTechnology solutions provider for developing acquiring systems. Co-developed POS-terminal products with CyberPlat including VeriFone Nurit 8010 and Nurit 8320.
- VeriFonecoreGlobal leader in POS-terminal equipment. Partnered with CyberPlat and INPAS to offer unique POS-terminal products with pre-installed CyberPlat payment software.
- TOO CyberPlat-KazakhstancoreSubsidiary company established September 15, 2005. First payments effected April 2006. Payment acceptance network exceeded 10,000 outlets by end of 2008. Regional representatives work in all major Kazakh cities.
- GSM AssociationminorCyberPlat joined the World GSM Association, recognizing high quality services and contribution to national cellular communication market development.
Scale indicators23 records
Recent moves10 records
Expansion highlights6 records
CyberPlat CJSC competitors and assessment
Company assessmentBroad incumbents
- Adyen: Adyen is a global payment processing platform providing acquiring, processing, and POS services for large enterprises. Comparable in offering multi-channel payment processing infrastructure including POS, online, and integrated acquiring.
- Stripe: Stripe is a global payment processing infrastructure provider serving online merchants and platforms with APIs and developer tools. Comparable in product category (payment processing infrastructure) but operates at global scale rather than regional CIS focus.
- PayPal: PayPal is a global digital payments incumbent offering online payment acceptance, e-wallets, and merchant services. Overlaps with CyberPlat's CyberPOS online payment processing product but at much larger global scale and broader scope.
Direct peers
- QIWI: QIWI is one of the largest payment service providers in Russia and CIS, offering payment acceptance, kiosks, and e-wallets. Directly comparable to CyberPlat in serving telecom carriers, banks, and retailers with payment processing infrastructure across the same geography.
- WebMoney: WebMoney is a long-standing electronic payment system operating across Russia and CIS with millions of users. Comparable as a peer electronic payment platform targeting similar merchant and consumer segments in the same geographies.
- YooMoney (formerly Yandex.Money): YooMoney is a major Russian electronic payment system owned by Sberbank, providing online payment acceptance, e-wallets, and merchant acquiring. Competes with CyberPlat in Russian digital payments, particularly for online stores and B2C consumer payments.
Others
- VeriFone (now part of Verifone/Ingenico/Helix): VeriFone is a global POS terminal hardware provider that partnered with CyberPlat and INPAS to pre-install CyberPlat software on Nurit terminals. Comparable as ecosystem partner in the same payment acceptance infrastructure, not a direct competitor.
Regional players
- Sberbank Online: Sberbank Online is Russia's largest digital banking platform with hundreds of millions of users, offering bill payment, money transfers, and merchant acquiring. Competes indirectly with CyberPlat in the Russian payment acceptance market but with different ownership and strategic position.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
CyberPlat CJSC compliance and trust
Trust signalCompliance6 records
CyberPlat CJSC financial estimates
Financial estimateRevenue estimate
Valuation estimate
CyberPlat CJSC leadership team
Management profileNumber of profiles
CyberPlat CJSC subsidiaries and ownership
Company hierarchySubsidiaries1 record
CyberPlat CJSC funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
CyberPlat CJSC M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about CyberPlat CJSC
What does CyberPlat CJSC do?
CyberPlat operates the largest electronic payment processing system in Russia, providing a B2B2C platform that enables telecom carriers, utility companies, financial institutions, retailers, airlines, and self-service kiosk networks to accept consumer payments through an integrated network of over 1.48 million outlets. The platform supports real-time processing of payments via online, POS-terminal, ATM, cash desk, self-service kiosk, and mobile channels, with proprietary security based on 2048-bit Electronic Digital Signature and dual processing centers. Additional offerings include the Money Transfer System Integrator (MTSI), CyberPOS e-commerce solution, CyberChange barcode payment technology, and 3D Secure MPI Module for online card authentication.
Is CyberPlat CJSC a public or private company?
CyberPlat CJSC is a private company. It is currently operating.
When was CyberPlat CJSC founded?
CyberPlat CJSC was founded in 1997. It employs 501 to 1,000 people.
Where is CyberPlat CJSC based?
CyberPlat CJSC is headquartered in Opfikon, Switzerland, in the Europe region.
How does CyberPlat CJSC make money?
Five revenue lines are on record. Transaction Fees are the primary driver. The others are regional Representative Fees, partner Revenue Sharing, money Transfer System Integrator and settlement Bank Services.
Who are CyberPlat CJSC's main competitors?
Broad incumbents on record are Adyen, Stripe and PayPal. Direct peers are QIWI, WebMoney and YooMoney (formerly Yandex.Money). VeriFone (now part of Verifone/Ingenico/Helix) is listed as an others. Sberbank Online is listed as a regional player.
Does CyberPlat CJSC have an API?
Yes. CyberPlat offers API integration for connecting merchants and service providers to its payment processing system. The system provides interface descriptions and software for WinNT and UNIX platforms. Merchants can download interface descriptions and software from the server at http://www.cyberplat.ru/interf.htm. The API supports integration with CyberPOS for e-commerce payments and merchant registration with a $200 registration fee. Test mode registration is available for developers. Developer documentation is at www.cyberplat.ru/interf.htm.
What industry is CyberPlat CJSC in?
Its primary akta.pro industry code is FSAGABAC, Payment Processing & Acquiring Infrastructure, with a secondary code of FSAMADAG, EMV Chip, Magstripe & PIN Debit Acceptance. Its NAICS code is 52232 and its SIC code is 7374.