Irish Mortgage Brokers

What Irish Mortgage Brokers does

Irish Mortgage Brokers (legal entity MDC Mortgage Brokers Ltd.) is an independent Irish mortgage intermediary founded in 2004 and headquartered at 12 Brunswick Place, Dublin. The firm operates as a regulated mortgage broker, authorized and supervised by the Central Bank of Ireland, connecting retail borrowers with a panel of more than 15 lender partners including Bank of Ireland, AIB, Permanent TSB, Avant Money, Haven, EBS, ICS, and Spry Finance. Its core service is end-to-end mortgage advisory and arrangement for first-time buyers, switchers, refinancers, buy-to-let investors, and equity-release customers aged 60+, with assistance navigating government schemes such as Help-to-Buy and the First Home Scheme. Supporting services extend into life insurance, mortgage protection, serious illness cover, pensions and retirement planning, savings and investments, and general financial planning, partly through a wholly-owned sub-brand, Yes.ie.

The underlying technology stack is modest and process-led rather than platform-led: a website (mortgagebrokers.ie) with content marketing and customer reviews, a hosted online application portal (mortgagebrokers.onlineapplication.io) with digital document submission, and web-based affordability and repayment calculators. The company is privately held, with a stated headcount band of 1–10 employees, a single Dublin office, and operations confined to the Republic of Ireland. Revenue is generated via commission paid by lenders upon successful mortgage completion, with no direct fees charged to customers; this is a transaction-fee, take-rate model tied to Irish housing market origination volumes.

Name

Irish Mortgage Brokers

Legal name

MDC Mortgage Brokers Ltd.

Website

https://mortgagebrokers.ie

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

1–10 employees

Short description

Irish Mortgage Brokers (MDC Mortgage Brokers Ltd.) is a Dublin-based, Central Bank of Ireland-regulated mortgage intermediary founded in 2004 that connects Irish retail borrowers with 15+ lender partners, serving first-time buyers, switchers, refinancers, buy-to-let investors, and equity-release customers via a commission-based advisory model.

Ownership category

akta.pro rank

Product category

Mortgage Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Mortgage and Nonmortgage Loan Brokers (52231)

SIC

Loan Brokers (6163)

akta.pro primary industry

Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA)

akta.pro secondary industries

Commercial Mortgage Brokerage (FSAEAEAB), Retail Residential Mortgage Brokers (Purchase & Refinance) (FSALABAA)

Keywords

• Mortgage brokerage
• Residential lending
• Mortgage advice
• Buy-to-let finance
• Financial advisory

Headquarters

HQ city

Dublin

HQ country

Ireland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Others

Revenue model

1. Mortgage Brokerage Commission: Irish Mortgage Brokers earns commission from lenders when they successfully arrange a mortgage for a customer. The company is regulated by the Central Bank of Ireland and operates as a mortgage intermediary, receiving payment from the lending institution upon successful mortgage completion.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Irish Mortgage Brokers operates as an independent mortgage intermediary in Ireland, connecting individual borrowers with a panel of 15+ lenders including Bank of Ireland, AIB, Permanent TSB, Avant Money, Haven, ICS, and EBS. The company provides mortgage advisory services across first-time buyer, switching, refinancing, buy-to-let, and lifetime mortgage segments, complemented by financial products including life insurance, pensions, savings, and financial planning. The firm earns commission from lenders upon successful mortgage completion and is regulated by the Central Bank of Ireland.

Product overview

Irish Mortgage Brokers operates as a mortgage intermediary/brokerage offering a comprehensive suite of mortgage and financial products. The core offering centers on mortgage brokering services with access to over 15 lender partners (including Bank of Ireland, AIB, Avant Money, Haven, ICS, Permanent TSB, EBS, and Finance Ireland) for residential, buy-to-let, and lifetime mortgages. Supporting services include financial planning products (life insurance, pensions, savings), digital calculator tools (affordability and repayment calculators), and government scheme assistance (Help-to-Buy and First Home Scheme). The company also offers an online application platform for streamlined mortgage applications. All services are regulated by the Central Bank of Ireland with a 5.0-star rating based on 186 Google reviews.

Differentiator

Problem solved

Functional benefit

Products and services

• Mortgages (Residential Mortgage Brokerage) Core mortgage brokering service that connects buyers with over 15 lender partners to find optimal mortgage products across the Irish market. Designed for individuals and families seeking residential mortgage financing.
• First Time Buyer Mortgage

Quantifiable outcome

• Most clients receive Approval in Principle within days using the online platform
• +1 more outcomes

Named customers5 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Scale indicators3 records

Recent moves5 records

Expansion highlights3 records

Regional players

• Boutique Mortgage Brokers (Ireland): Independent Irish mortgage broker providing whole-of-market advice. Comparable in intermediation-only model and Irish customer focus, though primarily serving different niche segments.

Emerging players

• Trussle: UK-based online mortgage broker that has historically focused on automated re-mortgaging. Comparable in targeting the switching segment with a digital-first approach, though currently operating at a smaller scale.

Direct peers

• Mojo Mortgages: UK online mortgage broker combining digital calculators with broker advice across a panel of lenders. Directly comparable in GTM motion (online self-serve plus broker consultation) and in customer segments focused on first-time buyers and re-mortgagors.
• Switcher.ie: Irish price comparison and switching platform covering mortgages, energy, and financial products. Operates in the same Irish regulatory environment and competes for the same switching/refinancing segment with comparison-led positioning.
• Bonkers.ie: Irish comparison platform for mortgages, broadband, and financial products. Comparable customer base (Irish consumers seeking better rates) and overlaps in mortgage switching and first-time buyer advice content.
• L&C Mortgages: Long-established UK mortgage broker offering whole-of-market comparison and fee-based broker advice. Mirrors IMB's 'since 2004' trust narrative, multi-lender panel, and end-to-end service for first-time buyers and switchers.
• Habito: Online-first mortgage broker in the UK that connects borrowers with multiple lenders via a digital application journey. Comparable to Irish Mortgage Brokers in intermediation model and lender-panel approach, though operating in a larger UK market.
• Online Mortgage Advisor: UK whole-of-market mortgage broker with significant online presence and content marketing. Comparable in emphasis on whole-of-market access, digital lead capture, and educational content aimed at first-time buyers.

Broad incumbents

• Bank of Ireland: Major Irish bank offering mortgage products directly to consumers and through brokers. IMB lists it as a core panel partner, but the bank also runs its own direct mortgage origination channel, posing a disintermediation risk.
• AIB (Allied Irish Banks): One of Ireland's largest retail banks and a key lender on IMB's panel. While a partner, it also competes for the same mortgage customers through its own direct channels, offering a much broader product suite.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/irishmortgages

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Irish Mortgage Brokers