Clyde Valley Group

What Clyde Valley Group does

Clyde Valley Group (CVG) is a Scottish charitable social housing and property management organisation headquartered in Motherwell. The Group is structured around Clyde Valley Housing Association Limited, a registered social landlord established in 1996 and regulated by the Scottish Housing Regulator and the Office of the Scottish Charity Regulator (OSCR), and Clyde Valley Property Services Limited, a wholly owned commercial property subsidiary. The Group owns and manages approximately 4,600 social housing properties and provides factoring services to around 3,000 homeowners, operating principally across North Lanarkshire and South Lanarkshire with new homes development extending into East Dunbartonshire.

Revenue is generated almost entirely from two recurring streams: weekly and monthly social housing rents collected from approximately 4,600 tenancies, and factoring fees charged to 3,000 homeowner clients for property management and shared maintenance services. Rent levels are set through an annual consultation process (2025/26 currently active) and payments are accepted via direct debit, online portal, telephone automated line, and payment cards at Post Office and PayPoint outlets, while factoring fees can be paid on weekly, fortnightly, four-weekly, or monthly cycles. Ancillary income is generated through rechargeable repairs, Clyde Valley Property Services' commercial property activities, and a Community Development Fund.

The Group's customer base is split between social housing tenants, factored homeowners, and housing applicants routed through formal partnership arrangements with North Lanarkshire Council, South Lanarkshire Council, and East Dunbartonshire. Operational delivery is supported by a 51-100 person workforce and a multi-channel tenant engagement platform spanning a contact centre, online housing application portal, paper forms, social media (Facebook, X, LinkedIn, YouTube), and the iStay Videos educational content series. The Group is a member of the Scottish Federation of Housing Associations (SFHA) and Tenant Information Services (TIS), and a referral partner with Home Energy Scotland, with stated ambitions to grow its owned portfolio to 5,000 properties as it marks its 30th anniversary in 2026.

Name

Clyde Valley Group

Legal name

Clyde Valley Housing Association

Website

https://cvha.org.uk

Company type

Private

Founded year

1996

Operating status

Operating

Headcount range

51–100 employees

Short description

Clyde Valley Group is a Scottish charitable social landlord that owns and manages approximately 4,600 social housing properties and provides factoring services to 3,000 homeowners across North and South Lanarkshire, with new development extending into East Dunbartonshire.

Ownership category

akta.pro rank

Product category

Social Housing

NAICS

Other Community Housing Services (624229), Services to Buildings and Dwellings (5617), Civic and Social Organizations (8134), Other Individual and Family Services (62419)

SIC

Operators Of Apartment Buildings (6513), Services-To Dwellings & Other Buildings (7340), Services-Social Services (8300), Operators Of Nonresidential Buildings (6512)

akta.pro primary industry

Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC)

Keywords

• Social housing
• Affordable housing
• Property factoring
• Housing management
• Tenant services

Headquarters

HQ city

Motherwell

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Supply Chain, Marketing or Sales, Technology or R&D

Revenue model

1. Social Housing Rent: Rental income from approximately 4,600 social housing properties managed by Clyde Valley Housing Association, the Group's main operating company.
2. Factoring Services: Services provided to approximately 3,000 factored homeowners, including property management and maintenance.

Distribution channels4 records

Marketing channels7 records

Core offering

Clyde Valley Group provides social and affordable rented housing and property management services across Lanarkshire through its main operating subsidiary Clyde Valley Housing Association. The Group owns and manages approximately 4,600 social housing properties, delivers factoring services to around 3,000 homeowners, and runs tenant support programmes covering rent management, repairs and maintenance, and community development. It also operates a wholly owned commercial property subsidiary, Clyde Valley Property Services Limited.

Product overview

Clyde Valley Group (CVG) operates primarily as a social housing provider and property management organization rather than a technology product company. The organization offers a range of housing-related services including housing applications, rent management, repairs and maintenance, property factoring, and community support services. The group manages approximately 4,600 properties and provides services to 3,000 factored homeowners across North Lanarkshire, South Lanarkshire, and East Dunbartonshire in Scotland. Key service offerings include a Rent Team handling payments and debt advice, a Repairs and Maintenance division, Factoring services, and various customer support initiatives including tenant participation programs and financial wellbeing assistance. The organization also provides educational video content through their iStay Videos platform.

Differentiator

Problem solved

Functional benefit

Products and services

• Social Housing Lettings and Rentals Core regulated social rented housing service delivered by Clyde Valley Housing Association to tenants across Lanarkshire, covering approximately 4,600 owned and managed properties, with rent consultation conducted annually (e.g. 2025/26). Tenants can pay rent via direct debit, online, telephone automated line, or payment cards at Post Office/PayPoint.
• Property Factoring Services Recurring property factoring service for approximately 3,000 homeowners in factored developments, covering common-area maintenance and management. Payments accepted weekly, fortnightly, four weekly or monthly, governed by a Written Statement of Services.
• Repairs and Maintenance Service Repairs reporting and maintenance delivery service for CVHA tenants, including routine repairs, rechargeable repairs, alterations, compensation for improvements, prepay meters, and house exchange. Repair requests are submitted online via a Report A Repair portal.
• Housing Applications Service Housing application processing in partnership with North Lanarkshire Council (paper forms) and South Lanarkshire Council (online applications), with Housing Enquiries support and an Apply For A House pathway, including support for applicants with medical or accessible housing needs.
• CVG Community Development Fund Small grant programme operated by Clyde Valley Group for local groups and organisations to access community development funding.
• Commercial Property Services (Clyde Valley Property Services Limited) Commercial property management delivered by Clyde Valley Property Services Limited, the wholly owned commercial subsidiary of Clyde Valley Housing Association Limited.

Quantifiable outcome

• 4,600 properties owned and managed
• +1 more outcomes

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Seven partnerships are on record, tiered minor and core.

• Home Energy ScotlandminorStrategic or Co-development PartnerCVHA is now a referral partner with Home Energy Scotland, providing customers with access to energy advice and support services.
• Tenant Information Services (TIS)coreStrategic or Co-development PartnerTIS is a national tenant participation organisation. CVHA is a member of TIS, supporting tenant engagement and participation.
• Scottish Federation of Housing Associations (SFHA)coreStrategic or Co-development PartnerSFHA is the membership body for housing associations in Scotland. CVHA is a member, participating in sector-wide initiatives and sharing best practices.
• North Lanarkshire CouncilcoreStrategic or Co-development PartnerPartnership with North Lanarkshire Council for housing provision in the area. CVHA accepts housing applications for North Lanarkshire.
• South Lanarkshire CouncilcoreStrategic or Co-development PartnerPartnership with South Lanarkshire Council for housing provision in the area. CVHA accepts housing applications for South Lanarkshire.
• East DunbartonshireminorStrategic or Co-development PartnerCVHA extends housing and new homes development in partnership with East Dunbartonshire.
• Scottish Housing RegulatorcoreOthersRegulated by the Scottish Housing Regulator (SHR). The SHR sets engagement plans and monitors compliance with regulatory standards.

Scale indicators5 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Places for People: Large UK-wide housing and regeneration provider offering social housing, supported living, and property services, comparable in core service mix though operating across a substantially wider geography and asset base.
• Sanctuary Housing Association: One of the largest UK housing associations, providing social housing and supported living at much greater scale and across broader geographies; a useful incumbent benchmark for operating model and service portfolio even where direct competition is limited.

Direct peers

• Castlehill Housing Association: Scottish housing association operating in a similar regional council footprint, providing social rented housing, factoring, and tenant services under the same regulatory framework as CVHA.
• Link Group: Group of Scottish housing associations and care providers delivering social housing, mid-market rent, and support services under SHR regulation—sharing the multi-entity group structure and diversified social housing/property services model.
• Osprey Housing: Registered Scottish social landlord providing affordable rented housing and related services, directly comparable in business model, scale, and reliance on local authority partnerships.
• Fyne Homes: Mid-sized Scottish registered social landlord managing social housing stock and providing housing management and tenant support, comparable in scale, governance, and SHR-regulatory regime to CVHA.
• Scottish Borders Housing Association: Registered Scottish social landlord providing affordable housing and housing management across the Scottish Borders, directly comparable in operating model, regulation (SHR/OSCR), and tenancy-focused service delivery.
• Wheatley Homes South (formerly Dunedin Canmore): Major Scottish social housing association and member of the Wheatley Group, sharing the same SHR-regulated model, council partnerships, and provision of factoring and tenant-support services.
• Dunbritton Housing Association: West Dunbartonshire-based Scottish housing association similar in size and operational scope, with a closely overlapping service mix of social rented housing, factoring, and tenant support.

Others

• Ross & Liddell: Scottish property management and factoring specialist serving residential blocks, sharing CVHA's factoring service line and tenant-facing property services interface—comparable as an ecosystem participant rather than direct housing association competitor.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/CVHA_
• YouTubeyoutube.com/channel/UC0wnc-9mhvBAPHjGkJf5RfQ
• Facebookfacebook.com/profile.php
• LinkedInuk.linkedin.com/company/clyde-valley-group

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Clyde Valley Group