Dagher Financial

What Dagher Financial does

Dagher Financial LLC, operating under the trade name Dagher Wealth Management, is a privately held SEC-registered investment advisory firm founded in 2011 and headquartered in Walpole, Massachusetts. The firm provides personalized retirement and wealth management services to pre-retirees and retirees, with stated specializations in retirement income planning, Social Security optimization, healthcare cost planning, estate conservation, and tax-aware investment management. Advisory services are delivered through Foundations Investment Advisors, LLC, an SEC-registered investment adviser (CRD #175083), under which Dagher Financial operates as an Investment Adviser Representative; the firm holds licenses in Massachusetts, Rhode Island, New Hampshire, Florida, Maine, and New Mexico.

The firm runs a single integrated service offering rather than a modular product suite, anchored by scheduled-appointment financial planning delivered from three physical offices in Walpole (MA), Burlington (MA), and Providence (RI). Founders Micheline Dagher (CRPC, AWMA, AAMS, NSSA) and Joseph Baaklini (AWMA, CRPC, AAMS, CFP) are the primary client-facing advisers; the team size is reported at 1-10 employees. The business model is recurring: revenue is generated through advisory fees on assets under management and fee-for-service financial plans, consistent with a subscription-style registered investment adviser. There is no proprietary technology platform — the firm relies on standard industry infrastructure (Orion advisor login, third-party planning and tax tools) supplemented by its own content assets.

Go-to-market is sales-led and personal-brand-driven, combining local TV (WHDH, WFXT FOX) and radio (WXKS) appearances with organic social (Facebook, Instagram, LinkedIn), a blog, a published book ("Realize Your Retirement Success"), gated educational downloads, and interactive lead-capture tools (Tax Analysis, Risk Assessment, Legacy Quiz). The firm's stated differentiators are its fiduciary standard, independence from "big-box" corporate agendas, holistic planning approach, and bilingual (Arabic, French, English) multicultural capability.

Name

Dagher Financial

Legal name

Dagher Financial LLC

Website

https://dagherfinancial.com

Company type

Private

Founded year

2011

Operating status

Operating

Headcount range

1–10 employees

Short description

Dagher Financial is a privately held, SEC-registered investment advisory firm (via Foundations Investment Advisors) that provides personalized retirement and wealth management services to pre-retirees and retirees across Massachusetts, Rhode Island, and four additional licensed states.

Ownership category

akta.pro rank

Product category

Retirement Wealth Management

NAICS

Portfolio Management and Investment Advice (52394), Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Retirement & Distribution Planning RIAs (401(k)/IRA/Pension Rollovers) (FSAAACAE)

akta.pro secondary industries

Advisory Portfolio Management (Non-Discretionary) (FSAAABAD), Retirement Income Planning & Decumulation Advisory (FSAEABAD)

Keywords

• Retirement planning
• Wealth management services
• Investment advisory services
• Financial planning services
• Insurance services

Headquarters

HQ city

Walpole

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Investment Advisory Services: Dagher Financial provides investment advisory services through Foundations Investment Advisors, LLC, an SEC registered investment adviser. Revenue is generated through advisory fees, likely based on assets under management (AUM) or fee-for-service financial planning arrangements typical of registered investment advisers.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels7 records

Core offering

Dagher Financial provides personalized investment advisory, financial planning, and wealth management services for people approaching or already in retirement. Its advisors address retirement income, tax efficiency, Social Security optimization, healthcare costs, estate conservation, and wealth preservation through fiduciary-standard advice delivered through Foundations Investment Advisors, LLC.

Product overview

Dagher Financial (Dagher Wealth Management) is a financial advisory firm that operates as a single unified service offering rather than a platform with modular products. The core offering is comprehensive financial planning and wealth management for retirement, delivered through investment advisory services registered with the SEC. The company provides holistic retirement planning services including income strategies, Social Security optimization, tax efficiency planning, healthcare cost planning, estate conservation, and wealth preservation. The firm is led by Micheline Dagher (Founder & Financial Coach) and Joseph Baaklini (Co-Founder & Wealth Coach), and all advisory services are offered through Foundations Investment Advisors, LLC, an SEC registered investment adviser.

Differentiator

Problem solved

Functional benefit

Products and services

• Investment Advisory Services SEC-registered investment advisory services offered through Foundations Investment Advisors, LLC, providing personalized retirement planning and wealth management solutions with fiduciary-standard care for individuals approaching or already in retirement.

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Foundations Investment Advisors, LLCcoreStrategic or Co-development PartnerDagher Financial operates as an investment adviser representative under Foundations Investment Advisors, LLC, an SEC registered investment adviser (CRD #175083). This is a regulatory affiliation where Dagher Financial provides advisory services through Foundations' registered platform, allowing them to serve clients while adhering to SEC regulations and compliance requirements.

Scale indicators1 record

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Cetera Financial Group: Network of independent broker-dealers and RIAs supporting financial advisors with retirement planning, investment advisory, and wealth management infrastructure. Similar platform model enabling independent advisors to deliver fiduciary retirement services.
• Fisher Investments: Large RIA primarily serving high-net-worth individuals and retirement-focused investors with discretionary portfolio management. Operates at vastly larger scale but targets a similar retirement and wealth-management client base with personalized investment advisory services.
• Edelman Financial Engines: One of the largest independent RIAs in the US, with a strong focus on retirement planning, 401(k) advisory, and retirement income strategies for individuals. Much larger than Dagher Financial with national reach, but competes for the same retiree and pre-retiree segment with similar fiduciary-led retirement planning services.
• Carson Wealth: RIA and wealth management firm specializing in holistic financial planning for retirement, with a strong advisor-support platform similar in concept to Foundations Investment Advisors. Comparable retirement planning focus with a mid-market client base.
• Commonwealth Financial Network: Independent broker-dealer and RIA supporting independent financial advisors serving retirement-focused clients, with a similar regulatory and platform-support structure. Empowering independent advisors to compete against large wirehouse firms.
• Avantax Wealth Management: Mid-market RIA and wealth management firm focused on tax-intelligent retirement and financial planning for individuals. Comparable middle-market retiree client base with a similar advisor-led model and integrated financial planning offering.
• Wealth Enhancement Group: National independent RIA that has grown aggressively through acquisition of smaller advisory firms, with a strong retirement and financial planning offering. Comparable retirement-planning focus and serves as a likely acquirer of firms like Dagher Financial.
• Mariner Wealth Advisors: Large national RIA offering comprehensive retirement planning, investment advisory, and wealth management services to individuals and families. Competes for the same pre-retiree/retiree client base with a much broader geographic footprint.
• LPL Financial: Largest independent broker-dealer and RIA platform in the US, supporting thousands of advisors delivering retirement and investment advisory services. Directly comparable to Foundations Investment Advisors as the underlying platform for small RIA practices.
• Cambridge Investment Research: Independent broker-dealer and RIA platform that supports independent financial advisors in delivering retirement and investment advisory services. Directly comparable to the Foundations Investment Advisors platform that Dagher Financial relies on for its RIA registration.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/Dagher.Financial
• LinkedInlinkedin.com/company/dagherwealth
• Instagraminstagram.com/dagherwealth

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Dagher Financial