What Microfinanza does

Microfinanza S.r.l. is an Italian professional services firm headquartered in Vicenza that delivers advisory, technical assistance, training, and research/evaluation services focused on financial inclusion, rural and agricultural finance, financial education, and social entrepreneurship. The firm serves vulnerable populations and underserved communities in developing and transitioning economies, working on contract for international development institutions, multilateral banks, government agencies, and foundations. Its offerings span four practice areas: Green and Rural Finance, Financial Education and Social Entrepreneurship, Monitoring and Evaluation of Outcomes, and Technical Cooperation with Financial Institutions.

The company operates through project-based engagements funded primarily by institutional donors — including the European Commission, EIB, the World Bank, UNICEF, ECHO (via Oxfam UK), and foundations such as Grameen Crédit Agricole Microfinance Foundation and Silatech. Revenue mechanics are professional services fees tied to competitive tenders and direct institutional commissions; no proprietary technology platform, app, or API is offered, and the firm's core technology is described as expertise embedded in human capital and methodological frameworks. Geographic footprint spans Italy (Vicenza HQ, Milano, Catania offices) and project sites across North Africa, Sub-Saharan Africa, the Middle East, Haiti, and Afghanistan.

Founded by Massimo Vita and operating for over 20 years, Microfinanza is a privately held Italian S.r.l. with share capital of €80,000 and 51–100 employees. The firm has been formalizing its institutional reporting since 2021 with annual Sustainability and Activity Reports, and maintains a multilingual website (Italian, French, English) plus social channels for donor and partner engagement.

Name

Microfinanza

Legal name

Microfinanza S.r.l.

Website

https://microfinanza.com

Company type

Private

Operating status

Operating

Headcount range

51–100 employees

Short description

Microfinanza S.r.l. is an Italian consulting firm delivering advisory, technical assistance, training, and evaluation services in financial inclusion, rural finance, and social entrepreneurship. It serves international development institutions, multilaterals, governments, and foundations through project-based contracts across Africa, the Middle East, and Europe.

Ownership category

akta.pro rank

Product category

Financial Inclusion Consulting

NAICS

Other Management Consulting Services (541618), Other Scientific and Technical Consulting Services (54169)

SIC

Investment Advice (6282)

akta.pro primary industry

Microfinance, Financial Inclusion & Inclusive Markets (BPAGABAM)

akta.pro secondary industries

Agricultural & Rural Microfinance (FSAKAGAG), Microloans & Working Capital Loans (FSAKAGAA), SME, Microfinance & Financial Inclusion Facilities (BPADACAI)

Keywords

• Financial inclusion consulting
• Microfinance advisory services
• Rural finance expertise
• Social entrepreneurship consulting
• Monitoring and evaluation services

Headquarters

HQ city

Vicenza

HQ country

Italy

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Advisory and Technical Assistance: Consulting services provided to financial institutions, governments, and development organizations on financial inclusion, microfinance, and rural development topics. Revenue is project-based and contractual, funded primarily by international development partners.
2. Training and Capacity Development: Capacity building programs for financial institutions and entrepreneurs, delivered as part of broader technical cooperation projects.
3. Assessment, Research, and Evaluation: Research and evaluation services for access to finance and social entrepreneurship outcomes, often commissioned by EU institutions, foundations, and government agencies.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Microfinanza is a professional advisory firm delivering consulting services to international development organizations, governments, NGOs, and financial institutions. Its core offerings include Advisory and Technical Assistance, Training and Capacity Development, Assessment and Research, and Monitoring and Evaluation focused on financial inclusion, microfinance, rural finance, and social entrepreneurship. Engagements are delivered as project-based assignments funded by multilateral donors and development agencies across developing and emerging markets.

Product overview

Microfinanza S.r.l. is an Italian consulting firm that provides advisory services, technical assistance, training and capacity development, assessment, research, and evaluation services. The company focuses on financial inclusion and social entrepreneurship, operating across areas including Green & Rural Finance, Financial Education, Monitoring and Evaluation of Outcomes, and Technical Cooperation with Financial Institutions. The company works globally with vulnerable communities and has been operating for over 20 years.

Differentiator

Problem solved

Functional benefit

Products and services

• Advisory and Technical Assistance Expert consulting services for financial inclusion strategies and programs, delivered to international development organizations, governments, NGOs, and financial institutions on a project-based contractual basis.
• Training and Capacity Development Capacity building programs for financial institutions, partner organizations, and beneficiaries, delivered as part of broader technical cooperation projects focused on financial education and social entrepreneurship.
• Assessment, Study and Research Evidence-based analysis and research on financial inclusion, microenterprise financing, and social entrepreneurship outcomes, often commissioned by EU institutions, foundations, and government agencies across developing markets.
• Monitoring and Evaluation of Outcomes Rigorous measurement of medium and long-term outcomes and impact of financial inclusion and social entrepreneurship interventions, provided as a dedicated area of intervention with in-depth analytical methodology.
• Green and Rural Finance Advisory Specialized consulting on agricultural microfinance, rural entrepreneurship, and sustainable agricultural investments, including support for SMEs in Tunisia through projects such as ERPAD and TRACE PADEO.
• Technical Cooperation with Financial Institutions Technical cooperation services supporting banks, microfinance institutions, and other financial service providers in expanding financial inclusion and building institutional capacity to serve underserved populations.

Quantifiable outcome

• Supporting the most vulnerable communities around the world

Named customers8 records

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Seven partnerships are on record, tiered core and major.

• FORIScoreStrategic or Co-development PartnerFORIS is a strategic partner in the ERPAD (Eau Ressource pour l'Agriculture de Demain) project, co-financed by the Interreg Italy–Tunisia Program. FORIS is responsible for selecting SMEs in Tunisia, analysing their financing needs, developing programmes and modelling innovative and sustainable investments.
• UTSS (Union Tunisienne de la Solidarité Sociale)coreStrategic or Co-development PartnerLocal partner in Tunisia for the TRACE PADEO project. UTSS collaborates with Microfinanza to support rural entrepreneurs in developing sustainable, job-creating agricultural investments.
• UNICEF HaitimajorStrategic or Co-development PartnerMicrofinanza provides institutional support for capacity reinforcement on financial education as part of UNICEF's project fighting against child domestic labour in Haiti.
• Grameen Crédit Agricole Microfinance FoundationmajorStrategic or Co-development PartnerFoundation commissioned Microfinanza for refugees' market assessment for financial inclusion in Uganda and Jordan, expanding access to financial services for displaced populations.
• SilatechmajorStrategic or Co-development PartnerCommissioned study of Silatech-Supported Financing for Microenterprises across Morocco, Sudan, and Tunisia, examining impact of youth employment and microenterprise support programmes.
• Oxfam UKmajorStrategic or Co-development PartnerMicrofinanza delivered integrated protection and WASH response programming for Syria Crisis-affected populations in Lebanon, under ECHO funding channeled through Oxfam.
• MISFA (Microfinance Investment Facility for Afghanistan)majorStrategic or Co-development PartnerMicrofinanza conducted impact assessment activities in Afghanistan under MISFA programme, evaluating microfinance interventions and outcomes.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Palladium: International development consulting and impact advisory firm (formerly GRM/Palladium) active in financial inclusion, inclusive markets and M&E — comparable broader incumbent competing for similar institutional tenders.
• ACDI/VOCA: International development NGO implementing donor-funded economic-inclusion and value-chain programmes globally — broader incumbent with overlapping donor relationships and rural/agricultural finance mandates.
• BlueOrchard Finance: Leading impact-investment manager focused on microfinance and inclusive finance — adjacent incumbent in the financial-inclusion ecosystem that Microfinanza both serves and competes with for institutional mandates.
• DAI: Large global development consulting firm implementing donor-funded programmes across financial inclusion, agriculture and governance — broader incumbent frequently bidding in the same EU/World Bank lots as Microfinanza.

Direct peers

• Intellecap: Impact advisory and investment firm focused on financial inclusion, climate finance and social enterprise across emerging markets — directly comparable in financial-inclusion advisory and impact-investing adjacent services.
• Microfinance Centre (MFC): European-based membership and advisory organisation supporting financial inclusion and responsible microfinance across Eastern Europe and Central Asia — competes for similar donor-funded capacity-building and financial-inclusion mandates.
• Developing Markets Associates (DMA): Financial-sector development consultancy advising DFIs, donors and banks on access-to-finance programmes — closely comparable advisory practice to Microfinanza's technical cooperation and M&E work.
• M-CRIL (MicroCredit Ratings International Limited): Specialised microfinance rating and advisory firm providing assessments and institutional ratings to MFIs worldwide — directly comparable to Microfinanza's stated 'rating products to microfinance institutions' offering and overlapping donor/client base.
• PlaNet Finance (Planet Guarantee Group): International microfinance and financial inclusion advisory/investment group operating across Africa, MENA and Asia — a directly comparable financial-inclusion advisory peer with similar multilateral funding sources.

Emerging players

• Symbiotics: Impact investing platform focused on microfinance and inclusive finance investments, advisory and ratings — comparable microfinance-focused firm operating at the intersection of advisory and investment in financial inclusion.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/microfinanza-srl

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Microfinanza