Cheshire Neighbours Credit Union
- Company typePrivate
- Founded2020
- HeadquartersCrewe, United Kingdom
- Headcount11–50
- GTM typeB2C
- OfferingServices
Cheshire Neighbours Credit Union firmographics
Firmographics- Name
- Cheshire Neighbours Credit Union
- Legal name
- Cheshire Neighbours Credit Union Limited
- Website
- https://cncu.org.uk
- Company type
- Private
- Founded year
- 2020
- Operating status
- Closed
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Cheshire Neighbours Credit Union industry classification
Industry- Product category
- Community Banking (Credit Union Services)
- NAICS
- Credit Unions (522130), Credit Unions (52213)
- SIC
- Savings Institutions, Not Federally Chartered (6036)
- akta.pro primary industry
- Community Credit Unions (Retail/Consumer Focus) (FSABAEAA)
Keywords
Where Cheshire Neighbours Credit Union is headquartered
LocationHeadquarters
- HQ city
- Crewe
- HQ country
- United Kingdom
- HQ region
- Europe
Offices1 record
Markets served
Cheshire Neighbours Credit Union business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Others
Cheshire Neighbours Credit Union product offering
Product offeringCore offering
Cheshire Neighbours Credit Union Limited (CNCU) was a UK community credit union that provided basic savings accounts and small-scale loans to individual members in the Crewe and Cheshire area. The firm operated as a member-owned financial cooperative, regulated by the Financial Conduct Authority and authorised by the Prudential Regulation Authority, with all member deposits protected by the Financial Services Compensation Scheme (FSCS) up to £85,000.
Product overview
Cheshire Neighbours Credit Union was a single-service credit union offering financial account services to its members. The company did not operate a multi-product platform; it provided basic deposit accounts and related financial services to its member base. The credit union has ceased operations and was declared in default on 21 October 2025, with member accounts being handled by the Financial Services Compensation Scheme (FSCS).
Differentiator
Problem solved
Functional benefit
Products and services
- Savings Accounts Basic deposit/savings accounts offered to individual members of the credit union in the Crewe and Cheshire area. Member deposits were protected by the FSCS up to £85,000.
- Small Loans (Credit Services) Small-scale lending to credit union members in the local Cheshire community to support access to credit.
Companies that use Cheshire Neighbours Credit Union
Customer profileSegments1 record
Ideal customer profiles1 record
Cheshire Neighbours Credit Union technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Cheshire Neighbours Credit Union partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Financial Services Compensation Scheme (FSCS)coreFSCS is the UK's statutory compensation scheme for customers of authorised financial services firms. When CNCU was declared in default on 21 October 2025, FSCS stepped in to protect and repay member deposits up to £85,000. Members who have not received compensation are advised to contact FSCS at [email protected].
Scale indicators2 records
Recent moves4 records
Cheshire Neighbours Credit Union competitors and assessment
Company assessmentDirect peers
- Liverpool Credit Union: Community credit union serving the Liverpool City Region with savings accounts and small loans. Operates a similar member-owned cooperative model targeting a defined UK local geography.
- Manchester Credit Union: UK community credit union serving members in the Greater Manchester area with savings and loan products. Highly comparable in scale, structure, and customer base to Cheshire Neighbours Credit Union.
- London Mutual Credit Union: UK community credit union serving members in the London area with savings and loan services. Directly comparable in operating model, regulatory positioning (FCA/PRA), and community-focused membership structure.
- Castle Credit Union: Small UK community credit union providing savings and lending services to a defined local membership. Closely matches CNCU's scale, single-geography focus, and cooperative ownership model.
Broad incumbents
- Coventry Building Society: Large UK mutual building society offering a full range of savings, mortgage, and lending products. Provides a broader-incumbent comparison point for how a member-owned UK depository institution operates at scale.
- Nationwide Building Society: UK's largest mutual building society and major retail depository institution. Useful benchmark for the scale and product breadth required to sustain a viable UK mutual financial-services franchise relative to CNCU's sub-scale operation.
Regional players
- Hull & East Yorkshire Credit Union: Community credit union serving the Hull and East Yorkshire region with savings and loan products. Comparable in member-owned structure and local focus, though operating in a different English region.
- Scotwest Credit Union: Scottish community credit union offering savings and loan products to a defined regional membership base. Comparable cooperative structure and product set but operating in Scotland rather than England.
Market position
Competitive moat2 records
Key risks5 records
Key highlights3 records
Customer concentration
Cheshire Neighbours Credit Union social profiles
Digital presenceCheshire Neighbours Credit Union compliance and trust
Trust signalCompliance2 records
Cheshire Neighbours Credit Union financial estimates
Financial estimateRevenue estimate
Valuation estimate
Cheshire Neighbours Credit Union leadership team
Management profileNumber of profiles
Cheshire Neighbours Credit Union funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Cheshire Neighbours Credit Union M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Cheshire Neighbours Credit Union
What does Cheshire Neighbours Credit Union do?
Cheshire Neighbours Credit Union Limited (CNCU) was a UK community credit union that provided basic savings accounts and small-scale loans to individual members in the Crewe and Cheshire area. The firm operated as a member-owned financial cooperative, regulated by the Financial Conduct Authority and authorised by the Prudential Regulation Authority, with all member deposits protected by the Financial Services Compensation Scheme (FSCS) up to £85,000.
Is Cheshire Neighbours Credit Union a public or private company?
Cheshire Neighbours Credit Union is a private company. It is classified as nonprofit foundation owned and is currently closed.
When was Cheshire Neighbours Credit Union founded?
Cheshire Neighbours Credit Union was founded in 2020. It employs 11 to 50 people.
Where is Cheshire Neighbours Credit Union based?
Cheshire Neighbours Credit Union is headquartered in Crewe, United Kingdom, in the Europe region.
Who are Cheshire Neighbours Credit Union's main competitors?
Direct peers on record are Liverpool Credit Union, Manchester Credit Union, London Mutual Credit Union and Castle Credit Union. Broad incumbents are Coventry Building Society and Nationwide Building Society. Regional players are Hull & East Yorkshire Credit Union and Scotwest Credit Union.
Does Cheshire Neighbours Credit Union have an API?
No public API is recorded for Cheshire Neighbours Credit Union.
What industry is Cheshire Neighbours Credit Union in?
Cheshire Neighbours Credit Union's product category is Community Banking (Credit Union Services). Its primary akta.pro industry code is FSABAEAA, Community Credit Unions (Retail/Consumer Focus). Its NAICS code is 522130 and its SIC code is 6036.