National Account Systems of Omaha

What National Account Systems of Omaha does

National Account Systems of Omaha, LLC is a Nebraska-licensed third-party collection agency headquartered in Omaha, in continuous operation since 1971. The firm provides contingency-based debt recovery services across four core verticals: financial services (banks, credit unions, auto lenders, and consumer lending institutions handling charged-off credit cards, personal loans, lines of credit, student loans, auto loans, and overdrafts); commercial collections (B2B invoice recovery across advertising, landscaping, equipment supply, HVAC, electrical, construction, and professional services); healthcare collections (self-pay, co-pays, deductibles, insurance balances, and aged medical debt for hospitals, clinics, and specialty providers); and property management collections (past-due rent, lease break fees, property damage charges, eviction balances, and tenant judgments for landlords and managers). The supporting technology stack consists of two web properties: the Recover-Net client portal (recover-net.com/nas) for account submission and progress tracking, and an online bill payment portal for debtor remittance. There is no disclosed proprietary AI, automation, or analytics platform, and collection work is delivered by certified human staff under FDCPA, CFPB, HIPAA, and Nebraska state licensing frameworks.

The business model is exclusively contingency-based under a "no collection, no fee" structure, meaning revenue is recognized only on successfully recovered accounts receivable. Go-to-market is sales-led and direct, with free in-house portfolio consultations, primary outreach via phone (402-551-1955, 866-513-1815), and industry-specific service pages on nasomaha.com targeting financial institutions, healthcare providers, commercial businesses, and property managers. Service delivery is restricted to Nebraska (Omaha, Lincoln, Bellevue, Grand Island, Council Bluffs, and surrounding areas), with no disclosed plans for multi-state or national expansion.

The company is a privately held LLC with no parent company, no institutional or venture capital backing, and no disclosed funding history. There are no reported acquisitions, partnerships, leadership changes, or product launches beyond the existing client portal and online bill payment functionality. Operating status is active with a 2026 copyright notice on the website and updated Terms & Conditions effective March 19, 2026. WCAG 2.1 Level AA accessibility conformance is in place on the corporate site.

Name

National Account Systems of Omaha

Legal name

National Account Systems of Omaha, LLC

Website

https://nasomaha.com

Company type

Private

Founded year

1971

Operating status

Operating

Headcount range

11–50 employees

Short description

National Account Systems of Omaha, LLC is a Nebraska-licensed collection agency providing contingency-based debt recovery services for financial institutions, healthcare providers, commercial businesses, and property managers throughout Nebraska since 1971.

Ownership category

akta.pro rank

Product category

Debt Collection Services

NAICS

Collection Agencies (56144), Collection Agencies (561440)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Accounts Receivable (Invoicing, Cash Application, Deductions) (BPAAAGAB)

akta.pro secondary industries

Utilities/Telecom & Other Non-Financial Receivables Collections (FSAKAJAN), Accounts Receivable (A/R) & Collections Management (HLACACAJ), Collections, Delinquency Management & Bad Debt Recovery (EDALAJAG)

Keywords

• Debt collection services
• Accounts receivable recovery
• Commercial collections agency
• Medical debt collection
• Rent recovery collections

Headquarters

HQ city

Omaha

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Debt Collection Services: Contingency-based debt collection services where fees are only charged on successful recovery. 'No collection, no fee' model means the company earns revenue only when it successfully recovers overdue accounts receivable for clients.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

National Account Systems of Omaha is a licensed Nebraska collection agency that recovers overdue accounts receivable on behalf of businesses under a contingency (no-collection, no-fee) model. Services are delivered across four verticals — financial institutions, commercial businesses, healthcare providers, and property managers — with secure online bill-payment and Recover-Net client portals supporting operations.

Product overview

National Account Systems of Omaha operates as a licensed Nebraska collection agency offering a unified debt recovery platform with four specialized service modules. The core portfolio includes Financial Services Collections for banks and lenders, Commercial Collections for B2B debt recovery, Healthcare Collections for medical providers, and Property Management Collections for landlords and property managers. These services are supported by an online bill payment portal and a client login portal (Recover-Net) for account management. The company positions itself as a full-service, compliance-focused collection agency with no collection, no fee pricing.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Services Collections Debt collection and accounts receivable recovery services for banks, credit unions, auto lenders, and other financial institutions, handling credit cards, personal loans, lines of credit, student loans, auto loans, overdrafts, and charged-off accounts in compliance with FDCPA and CFPB.
• Commercial Collections B2B debt collection services for recovering unpaid invoices, overdue accounts, and outstanding balances from other businesses across advertising, landscaping, equipment supply, HVAC, electrical, construction, and professional services.
• Healthcare Collections HIPAA-compliant medical debt collection services for hospitals, clinics, private practices, chiropractic offices, physical therapy clinics, and specialty healthcare providers, handling self-pay accounts, co-pays, deductibles, patient responsibility balances, insurance balances, and aged medical debt.
• Property Management Collections Rent recovery and property management collections for landlords, property managers, apartment complexes, and rental companies, handling past due rent, lease break fees, property damage charges, eviction balances, tenant judgments, and co-signer obligations.
• Online Bill Payment Secure online payment portal allowing debtors to make payments on accounts they owe, provided as a debtor self-service channel for clients of National Account Systems of Omaha.
• Client Portal (Recover-Net) Secure online portal for existing clients to access and manage their accounts, submit new accounts for collection, and track recovery progress on the Recover-Net platform.

Named customers3 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves4 records

Expansion highlights3 records

Broad incumbents

• Encore Capital Group: One of the largest U.S. debt buyers and collection agencies with subsidiaries (e.g., Midland Credit Management) operating contingency and purchased-debt models across consumer credit. Provides the broader industry benchmark for the same end services.
• PRA Group: Large publicly-traded debt buyer and collector operating globally across consumer and commercial portfolios. Represents a scaled incumbent pursuing the same underlying debt recovery category, though operating at a much larger scale and with a debt-purchasing model alongside contingency collections.
• Portfolio Recovery Associates: Major U.S. debt buyer and collection service provider (a PRA Group subsidiary) operating in consumer debt recovery including credit cards, retail, healthcare, and auto. Scaled incumbent in the same industry addressing similar types of underlying charged-off accounts.

Direct peers

• CBE Group: Collection agency specializing in healthcare, government, utilities, and commercial debt recovery. Highly comparable given the overlapping focus on healthcare collections and contingency-based AR recovery.
• IC System: Mid-sized U.S. collection agency offering contingency-based debt recovery across consumer and commercial accounts with similar verticals (healthcare, financial, retail). Closely comparable mid-market private competitor with analogous service model and customer base.
• State Collection Service: Wisconsin-headquartered collection agency serving healthcare, government, and commercial clients with contingency-based recovery. Comparable private mid-market competitor with a similar multi-vertical, regional/customer-acquisition model.
• Professional Finance Company: Colorado-based collection agency serving healthcare providers, financial institutions, and commercial clients nationwide. Comparable mid-market competitor operating a similar contingency model across healthcare and consumer verticals.
• Rent Recovery Solutions: Collection agency specializing specifically in residential and commercial rent recovery for property managers and landlords. Direct peer in the property management collections vertical that NAS Omaha serves.
• Credit Collection Services: Long-established regional collection agency serving healthcare, financial, and commercial accounts with contingency-based recovery. Comparable private agency with overlapping verticals, business model, and customer type.

Emerging players

• AFS (Account Management Solutions / Accelerated Receivables Management): Smaller-scale collection agency providing B2B commercial, healthcare, and consumer recovery services. Comparable emerging/mid-market agency serving overlapping verticals with similar contingency pricing.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/national-account-systems-of-omaha

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about National Account Systems of Omaha