Delphis

What Delphis does

Delphis GmbH is a small, independent financial advisory and insurance brokerage firm based in Aachen, Germany, operating as a GmbH (German limited liability company) with 1-10 employees. The firm has been part of the Akkurat financial service network since 2002, with Judith Palm serving as Vertretungsberechtigte (authorized representative). Delphis provides holistic financial advisory services including health and long-term care insurance, investment products, home and travel insurance, real estate financing, retirement planning, business insurance, and specialized doctor/dentist consulting (Ärzteberatung).

The firm holds four distinct German regulatory licenses: §34d (insurance brokerage), §34c (real estate and loan brokerage), §34f (financial investment brokerage), and §34i (real estate loan brokerage). These authorizations enable Delphis to distribute products from multiple carriers including Allianz, ARAG, Barmenia, R+V, and VHV/ConceptIF across health, liability, property, and life insurance categories. The technology stack is minimal — a company website (delphis-gmbh.de) with online service request forms and Google Analytics tracking, consistent with a traditional small-business digital presence.

Delphis generates revenue through commission-based brokerage of insurance and financial products, supplemented by advisory fees. Its go-to-market model is relationship-based and sales-led, targeting three primary customer segments: individual clients, business owners and freelancers, and medical professionals (doctors and dentists). The firm competes in a highly fragmented German regional financial advisory market, where its multi-license regulatory standing and network affiliation are the primary differentiators from comparable independent advisors.

Name

Delphis

Legal name

DELPHIS GmbH

Website

https://delphis-gmbh.de

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Delphis GmbH is an independent financial advisory and insurance brokerage firm in Aachen, Germany, serving individuals, business owners, and medical professionals with multi-licensed brokerage across insurance, real estate financing, and investment products within the Akkurat network.

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Portfolio Management and Investment Advice (523940), Offices of Real Estate Agents and Brokers (53121)

SIC

Insurance Agents, Brokers & Service (6411), Real Estate Agents & Managers (For Others) (6531)

akta.pro industry

PRIMARYFSAEAKAC

Estate Planning & Trust Structuring Advisory

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Fiduciary, Trust & Estate Advisory

Keywords

• Financial advisory services
• Insurance brokerage
• Retirement planning
• Wealth management
• Real estate financing

Headquarters

HQ city

Aachen

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commission: Delphis operates as a licensed insurance broker (Versicherungsmakler) earning commissions from insurance product providers. The company also acts as a financial broker and real estate loan broker, earning commissions on financial products and real estate financing arranged for clients.
2. Financial Advisory Services: Revenue from financial advisory and consulting services including investment advice, retirement planning, and comprehensive financial planning for individuals and businesses.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Delphis GmbH is an independent financial advisory and insurance brokerage firm based in Aachen, Germany, providing holistic financial consulting to individuals, business owners, self-employed professionals, and medical practitioners. The firm brokers health, home, travel, business, and liability insurance, advises on investments and wealth building, arranges real estate financing, and offers retirement and family protection planning under multiple German regulatory licenses. Services are delivered through personal advisory relationships, supported by the firm's membership in the Akkurat financial service network.

Product overview

Delphis GmbH is an independent financial advisory and insurance brokerage firm offering holistic financial consulting services. The company provides a comprehensive portfolio of advisory services including health and care insurance, investment and wealth building, home and travel insurance, real estate and financing, specialized doctor/dentist consulting, retirement planning, and business insurance for entrepreneurs and freelancers. The firm operates as part of the Akkurat financial service network and emphasizes personalized, long-term client relationships with individual financial concepts adapted to life changes.

Differentiator

Problem solved

Functional benefit

Products and services

• Gesundheit & Pflege (Health & Care) Health insurance consulting including private health insurance pathways and supplementary coverage, plus nursing care risk protection advisory for individuals and families.
• Geldanlagen & Vermögensaufbau (Investments & Wealth Building) Capital market investment consulting including fund investments, wealth management, depot saving, and risk assessment for individuals and businesses.
• Immobilie & Finanzierung (Real Estate & Financing) Real estate consulting and financing services including property search, financing concepts, and cooperation with banks for favorable mortgage conditions, provided under §34c and §34i regulatory licenses.
• Ärzteberatung & Niederlassung (Doctor Consulting & Establishment) Specialized financial consulting for doctors and dentists, including professional start-up planning, practice establishment, practice financing, and specialized insurance for medical professionals.
• Vorsorge & Absicherung (Provision & Security) Retirement planning and family protection advisory including private savings, Riester pension, base pension (Basisrente), and occupational disability insurance for individuals and families.
• Unternehmer-, Freiberufler- & Selbstständigen-Absicherung (Business Insurance for Entrepreneurs, Freelancers & Self-Employed) Business insurance coverage including professional liability, business premises liability, asset loss liability, inventory insurance, and business interruption insurance for entrepreneurs, freelancers, and self-employed professionals.
• Zuhause & Unterwegs (Home & Travel) Home and travel insurance brokerage including private liability, accident, building, legal protection, household contents, travel, and automotive insurance for individuals and families.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Akkurat Financial Service GmbHcoreChannel Partner/ Reseller/ Distributor · 1 January 2002Akkurat financial service GmbH is the umbrella organization for nationwide financial and insurance brokers, founded in 2002. Today it is one of the largest network companies in Germany for financial and insurance brokers. Delphis operates as a distribution partner within this network, accessing special concepts, negotiated rates from product providers, administrative support, and professional development opportunities. The network provides framework agreements with insurers, cost minimization programs, and a comprehensive partner portal with technical solutions.

Recent moves4 records

Expansion highlights3 records

Direct peers

• Plansecur Gruppe: German financial advisory network focused on insurance, investments, and retirement planning for individuals. Direct comparable offering similar holistic financial advisory services.
• tecis Finanzdienstleistungen: Germany-based independent financial advisor and insurance broker network offering holistic financial consulting. Comparable model as a broker within a larger financial services network.
• MLP SE: German financial advisory firm with strong focus on professionals (doctors, engineers, lawyers) for insurance, wealth, and financing services. Direct competitor in the same medical-professional advisory niche Delphis targets.
• Dr. Klein Privatkunden: German financial advisory firm specializing in real estate financing, insurance, and investment products. Particularly comparable to Delphis's real estate loan brokerage focus.
• A.S.I. Wirtschaftsberatung: Independent German financial advisory firm focused on professionals and academics, offering insurance, investment, and financing consulting. Direct comparable in target segment and product breadth.
• VZ VermögensZentrum: Independent financial advisory firm (originally Swiss) now operating in Germany offering holistic financial planning including real estate financing, insurance, and investments. Similar independent advisor positioning.
• Horbach Wirtschaftsberatung: Independent German financial advisor providing holistic financial planning across insurance, investment, and real estate financing. Comparable multi-line advisory model with similar client profile.

Broad incumbents

• Sparkassen-Finanzgruppe: Germany's largest group of regional savings banks providing retail financial services including insurance brokerage, real estate financing, and investment advisory. Broad incumbent competitor in the same local advisory market.
• Deutsche Vermögensberatung (DVAG): Germany's largest independent financial advisory and insurance brokerage network. Operates a similar multi-product financial advisory model for individuals and professionals, with a much larger scale than Delphis.
• Allianz Beratungs- und Vertriebs-AG: Sales and advisory arm of Allianz, one of Germany's largest insurance groups. Indirect competitor through tied agent network offering overlapping insurance and financial advisory products.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Delphis