Tecis Finanzdienstleistungen

What Tecis Finanzdienstleistungen does

Tecis Finanzdienstleistungen AG is a Hamburg-based German financial advisory firm founded in 2008 that delivers comprehensive financial planning and consulting services to private individuals and corporate clients across the DACH region. The company's service portfolio is structured around five core verticals: financial analysis (Finanzanalyse), retirement planning (Altersvorsorge) — including private pension insurance, company pension schemes (bAV), and children's pension provisions — investment advisory (covering investment funds, distributing funds, alternative investment funds, ELTIF, bond funds, real estate investments, equity funds, and index funds), insurance consulting (income protection, health, property, nursing care), and real estate (financing and capital investments). For corporate clients (Firmenkunden), Tecis layers on business liability, D&O, legal protection, content, cyber, and commercial building insurance plus company pension schemes.

The underlying technology stack is a multi-channel distribution and servicing platform rather than a proprietary product: an online customer portal (Kundenportal at tecis-kundenportal.de), an online depot for self-directed investment management, a video advisory channel (Videoberatung), and a nationwide network of human financial advisors (locatable via the Beratung-in-der-Nähe tool). The firm monetizes through commissions and advisory fees on third-party financial products and consulting engagements; pricing is not publicly disclosed, consistent with a relationship-driven professional services model. Distribution spans content marketing (Ratgeber guide section), a financial podcast (Finanzpodcast), and corporate social profiles on Xing, LinkedIn, Instagram, and Facebook, feeding consultation booking forms and callback services at the bottom of the funnel.

Name

Tecis Finanzdienstleistungen

Legal name

Tecis Finanzdienstleistungen AG

Website

https://tecis.de

Company type

Private

Founded year

2008

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

Tecis Finanzdienstleistungen AG is a Hamburg-based German financial advisory firm serving private individuals and corporate clients with comprehensive financial planning, retirement, investment, insurance, and real estate services delivered through a nationwide advisor network and digital platforms.

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Finance Services (6199)

akta.pro primary industry

Retirement Planning & Long-Term Financial Planning Tools (FSAGADAI)

akta.pro secondary industry

Digital/Hybrid Robo-Wealth & Retirement Advisory (FSAEABAK)

Keywords

• Financial advisory services
• Retirement planning
• Investment consulting
• Insurance advisory
• Corporate financial consulting

Headquarters

HQ city

Hamburg

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure

Revenue model

1. Financial Advisory Services: Revenue generated through comprehensive financial advisory services including financial analysis, retirement planning, investment consulting, insurance advisory, and real estate consultation for both private and corporate clients.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Tecis Finanzdienstleistungen is an independent German financial advisory firm that delivers personalized financial analysis, retirement planning, investment consulting, insurance advisory, and real estate services to private individuals, alongside corporate financial consulting and insurance solutions for business clients. Its core offerings are delivered via a nationwide advisor network and supported by online self-service tools including the Kundenportal (customer portal) and Onlinedepot, with multi-channel access through in-person, video, and digital channels.

Product overview

Tecis Finanzdienstleistungen is a financial advisory company offering a comprehensive portfolio of financial services. The core offerings include Finanzanalyse (financial analysis), Altersvorsorge (retirement planning with sub-products including private pension insurance, company pension schemes/bAV, children's pension provisions, and retirement depot), Investment services (covering investment funds, alternative investments, ELTIF, bond funds, real estate investments, equity and index funds), Versicherungen (insurance consulting for income protection, health insurance, property, and nursing care), and Immobilien (real estate financing and investment). For corporate clients, Tecis provides business-specific services including liability insurance, D&O insurance, legal protection, cyber insurance, and company pension schemes. The company also offers digital services through its Kundenportal (customer portal) and Onlinedepot (online depot) platforms, along with Videoberatung (video consultation) capabilities.

Differentiator

Problem solved

Functional benefit

Brands

• StartUp Campus: Career-focused initiative targeting startup talent
• teamzukunft
• Ökonomie der Fairness
• tecis Karriere-Campus
• tecis | SERVICE CENTER

Products and services

• Finanzanalyse (Financial Analysis) Comprehensive financial analysis service that reviews a client's current finances and identifies gaps in retirement planning, insurance coverage, and other financial goals. It is intended as the entry point for private individuals seeking an overall financial overview from Tecis advisors.
• Altersvorsorge (Retirement Planning) Retirement planning services encompassing private pension insurance (Private Rentenversicherung), company pension schemes (Betriebliche Altersvorsorge / bAV), child pension provisions (Kindervorsorge), and retirement depot solutions (Altersvorsorgedepot). Targeted at private individuals seeking structured retirement income and pension coverage.
• Investment (Investment Advisory) Investment advisory services covering investment funds, distributing funds, alternative investment funds, ELTIF (European Long-Term Investment Funds), bond funds, real estate investments (Kapitalanlage Immobilien), equity funds, and index funds. Aimed at private clients building diversified investment portfolios via Tecis advisory and the Onlinedepot.
• Versicherungen (Insurance Advisory) Insurance consulting covering income protection (Arbeitskraftabsicherung), health insurance (Krankenversicherung), child insurance, property and asset protection (Sach- und Vermögenssicherung), and private nursing-care supplementary insurance (Private Pflegezusatzversicherung). For private clients seeking comprehensive personal insurance coverage.
• Immobilien (Real Estate) Real estate services covering property financing (Immobilienfinanzierung) and real estate capital investments (Kapitalanlage Immobilien). Targeted at private clients planning home purchases or real estate as part of wealth-building strategy.
• Firmenkunden (Corporate Financial Services) Financial consulting and insurance services for German businesses, comprising business liability insurance (Betriebshaftpflichtversicherung), D&O insurance, corporate legal protection (Firmenrechtsschutzversicherung), content insurance (Inhaltsversicherung), cyber insurance (Cyberversicherung), commercial building insurance (Geschäftsgebäudeversicherung), and corporate retirement schemes (betriebliche Altersvorsorge). Targeted at German companies seeking risk management and employee benefits solutions.
• Kundenportal (Online Customer Portal) Online customer portal for managing financial accounts, accessing documents, and engaging with Tecis services. Provided to existing Tecis clients as a digital self-service complement to advisor-driven relationships.
• Onlinedepot Online depot platform for managing investments and financial assets, enabling clients to view and administer their holdings. Targeted at Tecis clients wanting self-directed access to their investment portfolio.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves6 records

Expansion highlights5 records

Direct peers

• MLP Finanzdienstleistungen: Major German independent financial advisory firm offering wealth, retirement, insurance, and corporate consulting across an advisor network. Closest like-for-like comparison to Tecis in business model, product breadth, and DACH footprint.
• DVAG (Deutsche Vermögensberatung): Largest German independent financial advisory network, offering insurance, investment, and retirement products via a national advisor base. Directly comparable to Tecis on distribution model, multi-product platform, and mass-market positioning.
• OVB Holding: European cross-border financial advisory group with strong presence in Germany offering insurance, investment, and retirement products via independent advisors. Comparable on advisor-led multi-product model and European footprint.
• Swiss Life Select: German financial advisory firm (formerly HORBACH) providing independent wealth, retirement, and insurance advisory to private clients. Direct overlap on product mix, independent advisory positioning, and target customer.
• A.S.I. Wirtschaftsberatung: Independent German financial advisory focused on academics, physicians, and corporate clients with insurance, investment, and retirement planning. Comparable product breadth and target customer overlap with Tecis, particularly the Firmenkunden and affluent segments.

Broad incumbents

• Allianz Beratungs- und Vertriebs-AG: Advisory and sales arm of Allianz in Germany, distributing insurance, retirement, and investment products at massive scale. Overlaps with Tecis on the full product set but is captive to Allianz products and competes on reach rather than independence.
• Debeka: Germany's largest mutual insurer with a sizable financial advisory distribution network focused on public-sector employees. Comparable in scale and product mix (insurance, retirement, savings) but operates as a mutual with captive distribution.

Emerging players

• Scalable Capital: Germany's leading digital wealth manager and broker, offering robo-advisory and self-directed investing at low cost. Competes with Tecis for the same retail wealth and retirement savings wallet but via a pure-digital model.
• Honorarfinanz AG: Fee-only financial advisor network in Germany, explicitly positioned against commission-based advisors. Direct overlap on financial advisory services to private individuals with a different commercial model, representing both competitive and partnership relevance to Tecis.

Others

• FCF Holding (Finanzcheck, Europace): German fintech holding operating loan and mortgage brokerage platforms that compete with parts of Tecis's real estate financing and consumer credit activity. Adjacent competitor at the product level rather than full-stack advisory.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xxing.com/pages/tecis
• Facebookfacebook.com/tecisfinanzdienstleistungenag
• LinkedInde.linkedin.com/company/tecis-finanzdienstleistungen-ag
• Instagraminstagram.com/tecis/?hl=de

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Tecis Finanzdienstleistungen