Britto Brokers

What Britto Brokers does

Britto Brokers Ltd is an independent UK financial brokerage authorised and regulated by the Financial Conduct Authority (registration 940081) and registered with the ICO (ZB220305), headquartered at 71-75 Shelton Street, London. Operating for more than 20 years, the company provides whole-of-market mortgage brokerage with access to 70+ lenders, alongside insurance, protection, investment, commercial mortgage, and conveyancing referral services. It serves primarily individual UK consumers across segments including first-time buyers, homeowners and remortgagors, buy-to-let investors, and insurance seekers, with a secondary commercial borrower segment.

The company's underlying technology is a web-based brokerage platform that combines consumer-facing comparison and calculation tools (a Payment Calculator, an Affordability Calculator, and a Mortgage Finder tool that searches thousands of deals across 90+ lenders in real-time) with a SmartR365-powered online client portal for secure document management, messaging, and application tracking. Distribution blends sales-led direct engagement (phone, email, face-to-face) with self-service digital tools, supported by SEO and a newsletter funnel. The platform is architected as a thin layer over third-party lender and insurer panels rather than proprietary lending infrastructure.

Revenue is generated through commissions paid by mortgage lenders and insurance providers on completed business, supplemented by broker fees charged to clients (with reductions for existing clients and a price-match guarantee) and referral fees from partner solicitors and conveyancers. The GTM motion is consultative and sales-led, with free no-obligation FactFind assessments feeding into adviser-supported fulfilment across the full product set.

Name

Britto Brokers

Legal name

Britto Brokers Ltd

Website

https://brittobrokers.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Britto Brokers Ltd is a UK FCA-authorised independent financial brokerage offering whole-of-market mortgage, insurance, protection, investment, commercial, and conveyancing services to individual consumers and small businesses across Britain.

Ownership category

akta.pro rank

Product category

Mortgage Brokerage Services

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Insurance Agencies and Brokerages (52421), Portfolio Management and Investment Advice (523940)

SIC

Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA)

akta.pro secondary industry

Commercial Mortgage Brokerage (FSAEAEAB)

Keywords

• Mortgage brokerage services
• Insurance brokering
• Financial advisory
• Conveyancing coordination
• Protection insurance

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Mortgage Broker Commissions: Britto Brokers acts as a credit broker earning commissions from mortgage lenders when they arrange mortgages for clients. They search the whole of market across 70+ lenders to find the best mortgage products for customers.
2. Insurance Broker Commissions: The company earns commissions from insurance providers when arranging insurance policies. They work with 20+ insurance providers to find suitable coverage for clients.
3. Broker Fees: Competitive broker fees charged to clients for mortgage advisory services. Existing clients receive significant reductions. They offer a price-match guarantee if clients find cheaper broker fees elsewhere.
4. Conveyancing Referrals: Partnership with solicitors and conveyancers for property transactions, with referral arrangements for legal services.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Britto Brokers is an FCA-authorised independent credit broker that arranges mortgage, insurance, protection, investment, and conveyancing services on behalf of consumers and businesses across the UK. It accesses whole-of-market options from 70+ mortgage lenders and 20+ insurance providers, earning commissions from providers and broker fees from clients, and supports customers through digital tools (mortgage finder, calculators) and personal adviser services.

Product overview

Britto Brokers is an independent financial brokerage offering a unified platform of mortgage and financial services. The core offering comprises mortgage brokering (with specialized services for first-time buyers, buy-to-let, remortgaging, moving house, let-to-buy, and Help to Buy), alongside complementary services including insurance, protection, investment, and conveyancing. Supporting tools include a Mortgage Finder comparison engine, Payment Calculator, Affordability Calculator, and Solicitor Finder. The company operates through a SmartR365-powered client portal and accesses over 70 lenders across the mortgage market and 20+ insurance providers.

Differentiator

Problem solved

Functional benefit

Products and services

• Mortgage Brokerage Whole-of-market mortgage brokering services covering first-time buyers, buy-to-let, remortgaging, moving house, let-to-buy, and Help to Buy schemes. Provides expert bespoke advice and access to over 70 lenders for UK consumers.
• Insurance Brokerage Insurance brokering services searching through a range of policies to find suitable coverage from over 20 insurance providers, including life insurance and income protection, for UK individuals and families.
• Conveyancing Coordination Coordination of legal services for property transfer, connecting clients with professional solicitors and licensed conveyancers to handle contracts, local council searches, Land Registry matters, and fund transfers.
• Protection Insurance Income protection insurance and financial protection products designed to support clients financially if they cannot work due to illness, injury, or sickness.
• Investment Advisory Impartial, tailored investment advisory services with access to whole-of-market providers and products to suit various risk appetites for UK consumers.
• Commercial Mortgage Brokerage Business and commercial mortgage brokering services for businesses purchasing premises or investing in commercial properties, accessing commercial lenders through a network of contacts.
• Mortgage Finder Online mortgage comparison tool allowing users to search thousands of deals from over 90 lenders, comparing rates and fees for fixed, variable and other mortgage products in real time.
• Solicitor Finder Conveyancing comparison tool that provides a list of licensed conveyancers and solicitors with their respective fees, allowing users to compare and instruct professionals directly.
• Client Portal (SmartR365) Online client portal provided through the SmartR365 platform for secure document storage, messaging, and access to financial information for existing Britto Brokers customers.

Quantifiable outcome

• Access to 70+ lenders for comprehensive mortgage search
• +3 more outcomes

Named customers15 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

One partnership is on record.

• Partnered Solicitors and ConveyancerscoreImplementation/ SI/ Consulting PartnerBritto Brokers works with a network of the best solicitors and conveyancers in the Southeast to provide legal services for property transactions. They have partnered with outstanding solicitors to ensure comprehensive service alongside financial advice.

Scale indicators4 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Habito: UK digital-first mortgage broker and lender offering a self-serve online experience plus adviser support. Direct competitor to Britto's Mortgage Finder and broker service in the UK residential mortgage market, with a heavier technology-led positioning.
• Mojo Mortgages: UK online mortgage broker offering automated deal-matching plus adviser hand-off. Competes with Britto on the digital-first residential mortgage journey and whole-of-market lender panel.
• London & Country Mortgages: Long-established UK whole-of-market mortgage broker operating remotely and via advisers, with strong first-time-buyer and remortgage positioning. Highly comparable to Britto on independent broker model and digital self-service tools.
• John Charcol: UK whole-of-market mortgage broker specialising in complex, high-value, and professional borrower cases. Comparable to Britto on independent broker status and multi-lender access, though skewed to more affluent and complex borrower segments.
• Trussle: UK online mortgage broker using algorithmic matching to surface remortgage and purchase deals. Comparable to Britto's Mortgage Finder tool and the consumer-facing digital layer of the brokerage.
• Private Finance: UK independent whole-of-market mortgage and wealth broker serving professionals, high-net-worth, and complex-borrower segments. Comparable to Britto's commercial and investment mortgage offerings and adviser-led model.
• Mortgage Advice Bureau: Largest UK mortgage broker network, listed on AIM, with thousands of advisers offering whole-of-market residential and buy-to-let advice. Closest publicly comparable peer to Britto in business model, scale, and FCA-regulated broker economics.

Others

• Skipton Building Society: UK building society that is both a direct mortgage lender (listed as a Britto partner) and a distributor of savings, protection, and investment products. Comparable as a multi-product financial services provider and a partner on Britto's lender panel.

Broad incumbents

• St. James's Place: Major UK wealth manager with in-house adviser network providing mortgages, protection, and investments. Comparable to Britto's bundled advice proposition but at much larger scale and with a tied-product model.
• Quilter Financial Planning: Large UK wealth management and financial advice group whose adviser network distributes mortgages, protection, and investments. Overlaps with Britto's investment and protection distribution rather than core mortgage brokerage.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/BrittoBrokers
• Facebookfacebook.com/profile.php
• LinkedInlinkedin.com/company/brokers-britto

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Britto Brokers