Batir Et Loger

What Batir Et Loger does

Bâtir et Loger is a French social housing operator (SA d'HLM - Société Anonyme d'Habitation à Loyer Modéré) founded in 1960 and headquartered in Saint-Étienne, France. The company manages approximately 4,647-4,800 housing units across 126 communes in three departments (Loire 42, Haute-Loire 43, Rhône 69), with 607 units located in Priority Urban Renewal Zones (QPV). It delivers 96-117 new units per year against a production capacity of 120-150, while maintaining a 2% vacancy rate (the lowest in the Loire department) and a 100% convention rate across its housing stock. The company is a subsidiary of Compagnie Immobilière CIFV and a member of the PROCIVIS LOGEMENT SOCIAL group, operating under French social housing regulations that govern rents, tenant eligibility, and access to subsidized financing.

The company's core offering spans social housing rentals (HLM locatif), new construction, renovation and rehabilitation, and the Prêt Social Location-Accession (PSLA) program that enables tenants to transition from renting to ownership. It has expanded into specialized housing formats including MARPA senior autonomous-living residences, inclusive housing for youth with autism (via Association Eurecah), PassivHaus-certified energy-efficient buildings, and mixed-use developments that integrate medical offices, micro-crèches, and commercial premises into housing projects. Technology infrastructure consists of a corporate website and a tenant portal (Mon Espace) for rent payment and services, with no proprietary technology or AI components disclosed.

Revenue is generated through three primary streams: regulated recurring rental income from HLM units (the largest stream), one-time PSLA property sales (starting at €237,545 per unit with 5.5% VAT), and rental of professional/commercial premises. Distribution is direct to tenants via website listings, phone, and office contact, with no intermediary channels. Capital structure reflects regulated social housing economics: annual maintenance spending of €4.5 million, share capital of €2.86 million, and project financing sourced from Crédit Agricole Loire Haute-Loire, Banque des Territoires, Caisse d'Epargne, and Action Logement.

Name

Batir Et Loger

Legal name

BATIR ET LOGER

Website

https://batiretloger.fr

Company type

Private

Founded year

1960

Operating status

Operating

Headcount range

11–50 employees

Short description

Bâtir et Loger is a French social housing operator (SA d'HLM) managing approximately 4,800 housing units across 126 communes in Loire, Haute-Loire, and Rhône, serving moderate-income tenants through regulated rentals, PSLA ownership pathways, and senior and inclusive housing programs.

Ownership category

akta.pro rank

Headquarters

HQ city

Saint-Étienne

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Supply Chain, Marketing or Sales

Revenue model

1. Social Housing Rentals: Rental income from social housing units (HLM) managed across Loire, Haute-Loire, and Rhône departments. Revenue based on regulated rent levels (conventionné) determined by French social housing regulations.
2. Property Sales (PSLA): Prêt Social Location-Accession (PSLA) program allowing tenants to transition from rental to ownership. Properties sold include individual houses and apartments with prices starting from €237,545 (with 5.5% VAT).
3. Professional Premises Rental: Rental of commercial and professional spaces within housing developments, including medical offices and retail units.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Bâtir Et Loger is a French social housing operator (Société Anonyme d'Habitation à Loyer Modéré, SA d'HLM) founded in 1960 and headquartered in Saint-Étienne. It builds, renovates, and manages more than 4,800 rental housing units across 126 communes in the Loire, Haute-Loire, and Rhône departments. The company provides affordable rental housing (HLM), first-time homeownership pathways via PSLA (Louer-Acheter), senior residences (MARPA), professional premises rental, inclusive housing, and full-service property construction and rehabilitation.

Product overview

Bâtir et Loger is a French Social Housing Company (SA d'HLM) providing social housing rental and property management services across the Loire, Haute-Loire, and Rhône departments. The company operates as a unified offering combining core social housing rental with complementary services including new construction, renovation, and specialized housing programs. Key products include standard HLM rental units, PSLA (social rental-purchase) programs, MARPA senior residences, inclusive housing projects, and PassivHaus-certified energy-efficient buildings. The company manages approximately 4,500-4,800 housing units across 126 municipalities and delivers 120-150 new housing units annually.

Differentiator

Problem solved

Functional benefit

Products and services

• HLM Social Housing Rental

Quantifiable outcome

• 2% vacancy rate - lowest in Loire department
• +1 more outcomes

Named customers4 records

Segments4 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Seven partnerships are on record, tiered core and minor.

• AURA HLM Loire-Drôme-Ardèche-Haute-LoirecoreStrategic or Co-development Partner · 1 November 2025Regional social housing association representing HLM organizations in the Auvergne-Rhône-Alpes region. Bâtir et Loger hosted the AURA HLM Board of Directors meeting, indicating active participation in regional social housing coordination and policy development.
• ELEAminorStrategic or Co-development PartnerAssociation managing micro-crèche (12-place facility) at La Tour-en-Jarez 'La Rencontre' residence. Partnership for intergenerational housing development combining social housing with childcare services.
• Association EurecahminorStrategic or Co-development PartnerPartnership signed for construction of a youth autism residence (foyer pour jeunes autistes), expanding specialized housing services.
• Saint-Ferréol-d'Auroure MunicipalitycoreStrategic or Co-development PartnerCollaboration since 2019 with municipality for senior residence development including medical pole and community hall. Municipality provided land, Bâtir et Loger constructed and manages.
• Pommiers-en-Forez MunicipalitycoreStrategic or Co-development PartnerMunicipality provided land under 50-year lease agreement for MARPA du Prieuré senior residence. Bâtir et Loger constructed and manages, with association handling daily operations. At lease expiration, buildings revert to municipal ownership.
• Compagnie Immobilière CIFV (Parent Group)coreStrategic or Co-development PartnerParent company/group providing strategic direction. Bâtir et Loger is part of the CIFV group's 'Social Housing' activity pole.
• PROCIVIS LOGEMENT SOCIALcoreStrategic or Co-development PartnerNational social housing group for compliance with ELAN law obligations. Bâtir et Loger is a member to fulfill regulatory requirements.

Scale indicators11 records

Recent moves7 records

Expansion highlights6 records

Regional players

• Plurial Novilia: Housing operator within the Action Logement group, primarily serving Grand Est. Regional HLM with similar product mix (HLM rental, PSLA-accession, senior residences) operating under the same regulatory conventions but in a different geography.
• Logirep: Regional HLM operator (Polylogis group) in Île-de-France and surrounding regions. Comparable HLM rental and accession business model with overlapping product offerings but distinct geographic focus.

Broad incumbents

• CDC Habitat: Largest French social housing operator, subsidiary of Caisse des Dépôts. National HLM incumbent operating at vastly greater scale across all French regions, with overlapping product lines in social rental, intermediate housing, and senior/specialized residences.
• Vilogia: Major HLM operator in Hauts-de-France and broader national footprint. Comparable HLM operator with rental, accession, and specialized housing programs under the same French regulatory conventions.
• Seqens: Major French HLM operator (Action Logement group) headquartered in Île-de-France. Comparable as a full-service HLM operator with social rental, accession, and mixed-use programs, though operating primarily in a different geography.
• Erilia: Regional HLM operator (Groupe Habitat en Région) active across southern France. Comparable HLM owner-operator with construction, renovation, and social rental offerings under French conventionné framework.
• ICF Habitat: SNCF Group's social housing subsidiary, one of France's largest HLM operators. Comparable business model as a multi-regional HLM owner-operator with construction, renovation, and rental programs aligned to French regulatory framework.
• Groupe 3F: Major national HLM group (Société Nationale Immobilière). Direct functional peer in social rental management and new construction, with broader geographic reach and similar conventionné status.

Direct peers

• Dynacité: Regional HLM operator headquartered in Auvergne-Rhône-Alpes (formerly OPAC du Rhône / Dynacité). Direct regional competitor managing comparable social housing stock across overlapping communes in the Loire and Rhône catchments.
• Alliade Habitat: Major regional HLM operator in Auvergne-Rhône-Alpes (including former Opac du Rhône). Closest geographic and operational peer to Bâtir et Loger, serving overlapping markets in Loire and Rhône departments with similar social housing rental, PSLA, and mixed-use programs.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/batiretloger
• LinkedInlinkedin.com/company/batir-et-loger

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Batir Et Loger