Rochester Title & Escrow

What Rochester Title & Escrow does

Rochester Title & Escrow Company is a family-owned, Minnesota-based title insurance and escrow agency founded in 1986 that provides real estate closing, title insurance, and construction disbursement services across the state of Minnesota. The company operates through seven physical office locations (Rochester headquarters, Austin, Owatonna, Shakopee, Chaska, New Prague, and Prior Lake) and is affiliated with related entities Minnesota Secured Title, Carver County Abstract & Title, and Scott County Abstract & Title. Its core service offering includes residential and commercial closing/escrow services, new construction disbursement management, property records search services, and 1031 tax-deferred exchange facilitation, with title insurance policies (owner's, lender's, leasehold) underwritten by four major carriers — Old Republic Title, Chicago Title, Fidelity National Title, and First American Title.

The company's technology stack is modest and centered on operational tooling rather than AI-driven automation: a statewide network of researchers and databases for property records search, an online residential rate calculator, a digital agent coordination tool called Palm Agent, and Remote Online Notary capabilities for digital closings. Revenue is generated entirely on a transaction-fee basis — one-time title insurance premiums at closing, escrow and closing fees, search fees, and construction disbursement management fees — with pricing set by state-regulated title insurance rate structures and calculated via the online tool for residential work, or quoted directly for commercial and new construction.

Customer segments are diversified across residential buyers and sellers, commercial real estate, builders and contractors, lenders, and real estate investors, with the construction disbursement segment representing a differentiated vertical built on 35+ years of builder relationships. The company is privately held, does not disclose revenue, and has no public funding history or M&A activity; its broader corporate family includes sister title companies across Nebraska, Oklahoma, Kansas, Wisconsin, Michigan, and Texas.

Name

Rochester Title & Escrow

Legal name

Rochester Title & Escrow Company

Website

https://rochestertitle.com

Company type

Private

Founded year

1986

Operating status

Operating

Headcount range

11–50 employees

Short description

Rochester Title & Escrow is a family-owned Minnesota title insurance and escrow agency founded in 1986, providing residential, commercial, and new construction closing services through seven offices statewide, backed by four major underwriters.

Ownership category

akta.pro rank

Product category

Title and Escrow Services

NAICS

Title Abstract and Settlement Offices (541191), Insurance Agencies and Brokerages (524210)

SIC

Title Insurance (6361), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Escrow Services (BPAJAOAD)

akta.pro secondary industries

Closing & Settlement Services (Settlement Agents) (BPAJAOAE), Closing Coordination & Transaction Management (Broker/Agent Support) (BPAJAOAH), Notary & Signing Agent Services (Remote/Onsite) (BPAJAOAF), Document Preparation & Recording Services (Deeds, Liens) (BPAJAOAG)

Keywords

• Title insurance services
• Escrow closing services
• Real estate title search
• Construction disbursement services
• 1031 exchange services

Headquarters

HQ city

Rochester

HQ country

United States

HQ region

North America

Offices7 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Title Insurance Services: One-time premium payments for owner's and lender's title insurance policies. Premium is paid only once at closing with no renewal premiums or expiration date.
2. Escrow and Closing Services: Fees for closing and escrow services for real estate transactions including purchases, sales, refinances, and construction disbursements.
3. Search Services: Fees for title searches, ownership & encumbrance reports, title opinions, foreclosure reports, and document recordings.
4. 1031 Exchange Services: Services for tax-deferred exchanges including forward, reverse, and improvement exchanges.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Rochester Title & Escrow Company provides title insurance, escrow, and closing services for residential and commercial real estate transactions across Minnesota. Its core offering includes title searches and examinations, owner's and lender's title insurance policies, closing and settlement coordination, construction disbursement management for builders, 1031 tax-deferred exchange services, foreclosure reports, and notary services. The firm operates through seven branch offices backed by a statewide property records research network and in-house legal counsel.

Product overview

Rochester Title & Escrow Company offers a comprehensive suite of title insurance and settlement services for real estate transactions in Minnesota. The core offering consists of title and escrow services including residential and commercial closing services, new construction disbursement management, and property search services. The company provides various title insurance products (Owner's, Lender's, and Leasehold policies) through major underwriters, along with 1031 tax-deferred exchange services, foreclosure reports, and notary services. Digital tools include a Rate Calculator and Palm Agent. The company operates multiple branch offices across Minnesota and has been serving the market since 1986.

Differentiator

Problem solved

Functional benefit

Products and services

• Residential Title Services
• Commercial Title Services
• New Construction Services
• Search Services
• Owner's Title Insurance Policy
• Loan Title Insurance Policy
• Leasehold Title Insurance Policy
• 1031 Tax-Deferred Exchanges
• Foreclosure Reports
• Notary and Remote Online Notary Services

Quantifiable outcome

• Protection lasts as long as the owner or their heirs maintain an interest in the property
• +1 more outcomes

Named customers5 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

16 partnerships are on record, tiered core and minor.

• Old Republic TitlecoreOthersOne of four major title insurance underwriters that backs Rochester Title's title insurance policies. Provides underwriting support and insurance coverage for title policies issued by the company.
• Chicago Title Insurance CompanycoreOthersMajor title insurance underwriter providing insurance backing for title policies issued by Rochester Title & Escrow Company.
• Fidelity National Title GroupcoreOthersTitle insurance underwriter providing insurance backing and support for title policies issued by Rochester Title.
• First American Title Insurance CompanycoreOthersTitle insurance underwriter providing insurance backing for title policies issued by Rochester Title & Escrow Company.
• Minnesota Secured TitlecoreOthersRelated entity within the corporate family. Rochester Title handles real estate transactions throughout Minnesota along with Minnesota Secured Title and other related entities.
• Carver County Abstract & TitlecoreOthersRelated entity operating the Chaska office location. Part of the corporate family of title and escrow companies.
• Scott County Abstract & TitlecoreOthersRelated entity within the corporate family of title and escrow companies operating in Minnesota.
• Nebraska Title CompanyminorOthersSister company - part of the broader network of title companies under common ownership.
• Oklahoma Secured TitleminorOthersSister company - part of the network of title companies under common ownership.
• Kansas Secured TitleminorOthersSister company - part of the network of title companies.
• Title Midwest Inc.minorOthersSister company - part of the network of title companies under common ownership.
• National Secured TitleminorOthersSister company - part of the network of title companies.
• Dominion TitleminorOthersSister company - Wisconsin-based title company within the network.
• Secured Title of Kansas CityminorOthersSister company - part of the network of title companies.
• Secured Title of TexasminorOthersSister company - part of the network of title companies.
• Secured Title of MichiganminorOthersSister company - part of the network of title companies.

Scale indicators4 records

Recent moves6 records

Expansion highlights7 records

Broad incumbents

• Stewart Title: Top-five national title insurance underwriter and escrow/closing provider; offers the same suite of owner/lender title insurance, escrow, and settlement services as Rochester Title but at national scale through direct and agent channels.
• WFG National Title Insurance Company: National title underwriter operating through a large independent agent and escrow-services network; competes for the same independent-agent model and closing-services business that Rochester Title delivers in Minnesota.
• Fidelity National Title Group: One of the four major national title underwriters that backs Rochester Title's policies; competes broadly in title insurance, escrow, and closing services across the U.S. as part of a diversified financial services group.
• First American Title Insurance Company: Largest U.S. title underwriter and one of Rochester Title's four major underwriters; offers the same owner's/lender's title insurance and escrow/closing services nationally, but as part of a much broader financial services portfolio rather than a Minnesota-focused agency.
• Chicago Title Insurance Company: One of the four major underwriters backing Rochester Title; part of the Fidelity family, providing title insurance, escrow, and closing services nationally through both direct offices and independent agent relationships.
• Old Republic Title: Major national title underwriter that underwrites policies issued by Rochester Title; offers title insurance and escrow services across the U.S. through direct operations and a large agent network.

Regional players

• Pioneer Title Agency: Multi-branch independent title and escrow agency operating across the Southwest; comparable to Rochester Title as a similarly structured independent title/closing agency with multiple physical offices serving residential and commercial clients.
• Land Title Guarantee Company: Colorado-headquartered title and escrow company with multi-state regional operations; directly comparable to Rochester Title as a multi-branch title/escrow franchise with deep local examiner networks and full-service residential/commercial offerings.
• Investors Title Company: Public, family-influenced title insurance and escrow company concentrated in the Southeastern U.S.; analogous to Rochester Title as a multi-office, relationship-driven regional title/escrow franchise with in-house underwriting capability.

Emerging players

• Title Resources Guaranty Company: Title underwriter focused on the independent title agent channel; comparable to Rochester Title as a non-direct underwriter that supports independent title agencies with underwriting, policy issuance, and agent services.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat4 records

Key risks3 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/RochesterTitle
• Instagraminstagram.com/rochtitle

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Rochester Title & Escrow