Baymac
Baymac is a subscription membership platform, founded in 2008, that aggregates global pilots, aviation professionals, and expats to negotiate group-rate health insurance, life cover, loss-of-income protection, pensions, and advisory services from partner carriers.
- Company typePrivate
- Founded2008
- HeadquartersMontgomery, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Baymac does
Baymac is a subscription-based membership services platform founded in 2008 by former Air Jamaica and Emirates pilot Daren Bayley-Hay, operating as Baymac Management Services Ltd. (registered in Tortola, British Virgin Islands) with regional offices in Texas, Dubai, and Kingston. The company aggregates demand from global citizens — specifically professional pilots (CPL/ATPL holders), aviation professionals (including air traffic controllers), expats, and aviation-aligned organisations — to negotiate group-rate access to insurance and financial products built in partnership with carriers such as VUMI, Cigna Global, Clements Worldwide, Tuman Global Solutions, Equilibrium Pensions, and Ramsey Crookall. Members from 49+ airlines (including Emirates, Cathay Pacific, Qatar Airways, Etihad, and Singapore Airlines) access the platform, with a £/$75 annual membership fee gating purchases and free registration available for quote exploration.
The product portfolio spans co-branded health plans (VUMI-Baymac Pilot VIP up to USD 5M including/excluding USA, Aviation VIP up to USD 5M, BaymacCare up to USD 2M, Cigna Global Expat), life and critical illness (Unilife up to USD 6.5M lump sum), loss-of-income protection for pilots and ATCs underwritten by Lloyd's of London, the proprietary Cleared To Land portable pension plan (Isle of Man-domiciled via Equilibrium Pensions), Directors & Officers liability (introduced via IFATCA 2025), and discounted advisory services (legal via Stewarts Law, management consulting, tax, and offshore company formation). Technology is delivered through the myBaymac member portal, reCAPTCHA-protected web forms, and partner mobile apps (MyVUMI, Cigna) for policy management and claims — there is no proprietary AI/ML capability disclosed. Baymac is not itself an insurer; revenue is generated from membership subscriptions, insurance referral commissions from carriers, and advisory service facilitation, with all underwriting and claims paying borne by regulated third-party providers.
Baymac firmographics
Firmographics- Name
- Baymac
- Legal name
- Baymac Management Services Ltd.
- Website
- https://baymac.net
- Company type
- Private
- Founded year
- 2008
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Baymac is a subscription membership platform, founded in 2008, that aggregates global pilots, aviation professionals, and expats to negotiate group-rate health insurance, life cover, loss-of-income protection, pensions, and advisory services from partner carriers.
- Ownership category
- akta.pro rank
Baymac industry classification
Industry- Product category
- International Insurance Brokerage and Advisory Services
- NAICS
- Insurance Carriers and Related Activities (524)
- SIC
- Fire, Marine & Casualty Insurance (6331), Services-Membership Organizations (8600)
- akta.pro primary industry
- Marine & Aviation Insurance (FSAJAMAI)
- akta.pro secondary industry
- Membership/Subscription Concierge Virtual Care (HLALAAAH)
Keywords
Where Baymac is headquartered
LocationHeadquarters
- HQ city
- Montgomery
- HQ country
- United States
- HQ region
- North America
Offices4 records
Markets served
Baymac business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Technology or R&D, Operations
Revenue model
- Membership Subscriptions: Annual paid membership required to access benefits and purchase insurance products. Membership starts at $75 USD per year. Children under 18 of members are not required to pay membership fee. Student rates available for children aged 19-23 of members.
- Insurance Product Referrals: Baymac acts as an intermediary between members and insurance providers (VUMI, Tuman, Clements, Cigna). Revenue likely generated through referral fees or commissions from insurance partners.
- Advisory Services: Discounted consulting services for members including management consultancy, legal services, offshore company formations, and accounting/tax management facilitated through third-party providers.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Others | Free Registration - Access to product information and quotes |
| Subscription | Annual | Baymac Membership - Annual subscription |
| Subscription | Annual | VUMI Pilot VIP Health Plan - Signature (including USA) |
| Subscription | Annual | VUMI Pilot VIP Health Plan - ALT (excluding USA) |
| Subscription | Annual | BaymacCare Health Plan - Customizable |
| Subscription | Monthly | Unilife Individual Life Assurance |
| Subscription | Monthly | Pilot Loss of Income Protection Plan |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels6 records
Baymac product offering
Product offeringCore offering
Baymac operates a subscription-based membership platform that aggregates demand from pilots, aviation professionals, and expats to negotiate exclusive group-rate insurance and financial products from third-party providers (VUMI, Tuman, Clements, Cigna, Equilibrium Pensions). Members pay an annual fee starting at $75 to access health insurance, loss of income protection, life assurance, pension plans, and advisory services, with dedicated Member Service Executives providing personalized advocacy and claims support.
Product overview
Baymac is a subscription-based membership services platform that acts as an intermediary between global citizens (pilots, aviation professionals, and expats) and best-in-class insurance and financial service providers. The platform aggregates demand across member groups to negotiate exclusive, group-rate coverage sourced from third-party insurance partners (VUMI, Cigna, Tuman Global Solutions, Clements Worldwide, Equilibrium Pensions, Stewarts Law). The core membership platform (myBaymac) provides access to a portfolio of named insurance and financial products including VUMI-Baymac Pilot VIP Health Plans (including USA) and VUMI-Baymac Pilot VIP ALT Health Plans (excluding USA), VUMI-Baymac Aviation VIP Health Plan, BaymacCare Health Plan, Cigna Global Expat Health Plan, Unilife Individual Life Assurance, Pilot Loss of Income Protection Plan, ATC Loss of Income Protection Plan, Cleared To Land Aviation Pension Plan, and Directors & Officers Liability Insurance. Advisory Services (management consultancy, legal services, offshore company formations, and accounting/tax management) complement the insurance and financial product suite. Baymac is not an insurance company or broker itself; insurance and financial services are provided by regulated partner organizations.
Differentiator
Problem solved
Functional benefit
Brands
- Baymac Professional Groups: The membership organization structure including Professional Pilots Group, Aviation Professionals Group, Professional Expats Group, and Organisation Group.
- Cleared To Land
- VUMI-Baymac
- BaymacCare
Products and services
- Baymac Membership Platform Subscription-based membership platform offering borderless insurance and financial solutions for global citizens, including pilots, aviation professionals, and expats. The platform provides access to group-rate products sourced from best-in-class global insurance and financial partners, delivered through a member portal with personalized advisory services.
- VUMI-Baymac Pilot VIP Health Plan Comprehensive worldwide health insurance (including USA) for pilots and their dependents, offering up to USD 5M annual coverage with competitive family rates and wellness benefits.
- VUMI-Baymac Pilot VIP ALT Health Plan Worldwide health insurance excluding USA for pilots and their dependents, offering up to USD 3M annual coverage, designed for pilots who do not require US coverage.
- VUMI-Baymac Aviation VIP Health Plan Comprehensive worldwide health insurance (excluding USA) for aviation professionals, offering up to USD 5M annual coverage with post-retirement benefits and deductible offsetting options.
- BaymacCare Health Plan Customizable health insurance plan for expats created in partnership with Tuman Global Solutions, offering 5 areas of coverage, up to USD 2M coverage, multiple deductible options, and add-on benefits including dental, maternity, and evacuation.
- Cigna Global Expat Health Plan Global health insurance for expats through a partnership with Cigna, offering access to over 2.7 million healthcare providers worldwide with 24/7 multilingual support and mobile app accessibility.
- Unilife Individual Life Assurance Solutions Life and critical illness insurance for expats, pilots, and aviation professionals offered through Clements Worldwide, providing lump-sum payouts up to USD 6.5M, term insurance options up to age 100, and multi-currency options in USD, GBP, or EUR.
- Pilot Loss of Income Protection Plan Loss of income and disability insurance for pilots providing up to 65% of gross monthly earnings for temporary total disability and up to USD 500,000 for permanent total disability, with no medical tests required for eligible pilots.
- ATC Loss of Income Protection Plan Loss of income and disability insurance for air traffic controllers underwritten by Lloyd's of London, providing up to 65% of gross salary with no requirement for loss or suspension of license or medical certificate.
- Cleared To Land Aviation Pension Plan International corporate pension plan for pilots and aviation professionals managed in partnership with Equilibrium Pensions Ltd. and Ramsey Crookall & Co. Ltd., offering tax-neutral, USD-denominated, portable pension accounts with world-class trustee and fiduciary custody.
- Advisory Services A suite of advisory services including management consultancy, legal services, offshore company formations, and accounting and tax management for Baymac members.
- Directors & Officers Liability Insurance (Officers Coverage) Directors and Officers liability insurance for aviation leadership implemented in partnership with IFATCA, providing up to CAD 2,000,000 in Employment Practices and Fiduciary Liability coverage, defense costs, civil penalties, and global jurisdiction protection.
Quantifiable outcome
- Claims reimbursement processed within specified timeframes (member testimonial: $35,000 reimbursed within weeks of claim)
- +3 more outcomes
Companies that use Baymac
Customer profileNamed customers6 records
Segments4 records
Ideal customer profiles4 records
Baymac technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature4 records
Baymac partnerships and signals
Strategic signalPartnerships
Nine partnerships are on record, tiered core and secondary.
- IFACTA (International Federation of Air Traffic Controllers' Associations)coreBaymac announced official sponsorship of IFACTA 2025 Conference and partnership to implement Directors & Officers Liability Insurance for IFACTA leadership and board members. Baymac Chairman serves as featured speaker. Partnership provides Employment Practices and Fiduciary Liability coverage up to CAD 2,000,000 for IFACTA executives.
- VUMI (VIP Universal Medical Insurance Group)coreVUMI is an international health insurance company with over 35 years of experience, offering exclusive major medical insurance products and VIP medical services. Products are reinsured by Arch R. VUMI offers comprehensive worldwide health insurance specialising in coverage for pilots, aviation professionals, and their families. Has offices in US, Canada, UAE, and Latin America.
- Clements WorldwidecoreLeading provider of insurance solutions for expatriates and international organisations since 1947. Headquartered in Washington D.C. with offices in London, Dubai, Brussels, Dublin, and Gibraltar. Offers Loss of Income, Life, Health, Car, Property and high-risk insurance in over 170 countries. Recipient of Best Practices Award from IIABA since 2008.
- Tuman Global Solutions (Trawick International)coreFounded by Dan Tuman and Daryl Trawick, part of Trawick International family operating worldwide. Multi-line global insurance specialist with over 20 years of experience creating Property & Casualty and Life, Accident & Health programs. Creates bespoke programs not available in standard insurance market through global network of international insurers and reinsurers.
- Equilibrium Pensions LimitedcoreInternational pension solutions provider authorised by the Insurance and Pensions Authority of the Isle of Man. Provides pension solutions across national barriers for individuals working overseas, expatriates, and corporate entities. Largest bespoke international pension provider of its type in the Isle of Man.
- Stewarts LawsecondaryAward-winning law firm founded in 1990, specialising in high-value and complex disputes. Largest litigation-only law firm in the UK with international reputation for excellence. Top rankings in Legal 500 and Chambers guides. Specialist departments in Aviation and Travel, Commercial litigation, Divorce and Family, Employment Law, Investor Protection litigation, and Personal Injury.
- Cigna GlobalcoreLeading international medical insurer with 1,275,000+ healthcare providers in the United States and more than 1.7 million healthcare providers worldwide. 24/7 access to multilingual service centres. Provides expat health plans through Baymac membership with underwriting available for most pre-existing conditions.
- Ramsey Crookall & Co. Ltd.coreInvestment management firm authorised by the Isle of Man Financial Services Authority for the Cleared To Land Pension Plan. Provides world-class investment management for aviation professionals' pension funds.
- MGENsecondaryEstablished in 1946, MGEN has contributed to the development of French Social Security and manages compulsory health insurance for civil servants in France. Fitch rated A+ (Stable) as of February 2022. Partner for BaymacCare health plan.
Scale indicators5 records
Recent moves6 records
Expansion highlights6 records
Baymac competitors and assessment
Company assessmentBroad incumbents
- Allianz Care: Allianz Care is the international health and life insurance arm of Allianz Partners, serving expatriates, international workers, and globally mobile customers. It competes for the same multi-currency, cross-border health insurance demand that Baymac's expat and aviation products target, with significantly broader geographic reach.
- Tokio Marine HCC: Tokio Marine HCC is a specialty insurance group with significant aviation, marine, and international casualty capabilities. While operating at substantially larger scale, it overlaps with Baymac in providing insurance solutions to aviation professionals and global organisations, including loss of license and aviation-specific coverage.
- Bupa Global: Bupa Global is a major international health insurer serving expatriates and globally mobile individuals across multiple regions. It competes for the same expat and high-net-worth international customers as Baymac's health products, with a much broader product portfolio and brand footprint.
- GeoBlue: GeoBlue is the international health and travel insurance arm of Blue Cross Blue Shield, focused on expatriates, business travelers, and global citizens. It targets a highly overlapping customer profile (US expatriates and globally mobile professionals) with comparable international health products, backed by a major US payer network.
- Cigna Global: Cigna Global is one of the world's largest international health insurers, with 2.7M+ healthcare providers worldwide. While it is a Baymac partner (Cigna Global Expat Health Plan), Cigna is also a broad incumbent offering overlapping expat and international health plans directly to consumers, with substantially greater scale and brand recognition.
Others
- Equilibrium Pensions Limited: Equilibrium Pensions is the largest bespoke international pension provider in the Isle of Man, offering tax-neutral, portable pension solutions to expatriates and globally mobile individuals. As the co-developer of Baymac's Cleared To Land pension plan, it is a strategic partner and an adjacent (enabling) peer serving the same customer demographic.
- International SOS: International SOS is a global medical and security assistance company serving multinational corporations, expatriates, and globally mobile workers. While primarily an assistance and risk services provider rather than an insurance intermediary, it serves a substantially overlapping customer base of globally mobile professionals and often co-distributes with health insurers in this market.
- Global Rescue: Global Rescue provides medical evacuation, security extraction, and travel risk services to travelers, expatriates, and aviation professionals. It is a complementary, not directly competitive, peer that addresses an adjacent (emergency response) need for the same globally mobile demographic Baymac serves.
Direct peers
- Clements Worldwide: Clements Worldwide is a leading provider of insurance solutions for expatriates and international organisations since 1947, offering loss of income, life, health, and high-risk insurance in 170+ countries. As a Baymac partner, Clements is both a supplier (Unilife life assurance) and a directly comparable peer operating in the same expat/aviation insurance space with similar product depth.
- VUMI (VIP Universal Medical Insurance Group): VUMI is Baymac's health insurance partner, providing the VUMI-Baymac Pilot VIP and Aviation VIP Health Plans. With 35+ years in international health insurance and products reinsured by Arch R, VUMI is both a supplier and a directly comparable peer — a niche international health insurer specializing in coverage for pilots, aviation professionals, and globally mobile families.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Baymac social profiles
Digital presenceBaymac financial estimates
Financial estimateRevenue estimate
Valuation estimate
Baymac leadership team
Management profileNumber of profiles
Profiles3 records
Baymac funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Baymac M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Baymac
What does Baymac do?
Baymac operates a subscription-based membership platform that aggregates demand from pilots, aviation professionals, and expats to negotiate exclusive group-rate insurance and financial products from third-party providers (VUMI, Tuman, Clements, Cigna, Equilibrium Pensions). Members pay an annual fee starting at $75 to access health insurance, loss of income protection, life assurance, pension plans, and advisory services, with dedicated Member Service Executives providing personalized advocacy and claims support.
Is Baymac a public or private company?
Baymac is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Baymac founded?
Baymac was founded in 2008. It employs 11 to 50 people.
Where is Baymac based?
Baymac is headquartered in Montgomery, United States, in the North America region.
How does Baymac make money?
Three revenue lines are on record. Membership Subscriptions are the primary driver. The others are insurance Product Referrals and advisory Services.
Who are Baymac's main competitors?
Broad incumbents on record are Allianz Care, Tokio Marine HCC, Bupa Global, GeoBlue and Cigna Global. Others are Equilibrium Pensions Limited, International SOS and Global Rescue. Direct peers are Clements Worldwide and VUMI (VIP Universal Medical Insurance Group).
Does Baymac have an API?
No public API is recorded for Baymac.
What industry is Baymac in?
Baymac's product category is International Insurance Brokerage and Advisory Services. Its primary akta.pro industry code is FSAJAMAI, Marine & Aviation Insurance, with a secondary code of HLALAAAH, Membership/Subscription Concierge Virtual Care. Its NAICS code is 524 and its SIC code is 6331.