Xeoris

Name

Xeoris

Legal name

XEORIS, S.L.

Website

https://xeoris.com

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Cybersecurity Insurance

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Carriers and Related Activities (524)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Network Security & Privacy Liability (Third-Party) (FSAJAOAE)

akta.pro secondary industries

Cyber Crime & Financial Loss (Computer Fraud, Invoice Manipulation) (FSAJAOAJ), Social Engineering / Funds Transfer Fraud Coverage (FSAJAOAI), Embedded Insurance & Affinity Distribution Platforms (FSAGAGAL), Data, Analytics & AI for Insurance (Risk, Pricing, Personalization) (FSAGAGAE)

Keywords

• Cybersecurity insurance
• Cyber risk coverage
• SME cyber protection
• Vulnerability analysis
• Incident response services

Headquarters

HQ city

Madrid

HQ country

Spain

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales

Revenue model

1. Cybersecurity Insurance Premiums: Monthly or annual subscription-based premiums for comprehensive cybersecurity insurance that combines technology protection with insurance coverage. Pricing adapts to the company's revenue and level of technological protection.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels5 records

Core offering

Xeoris sells an integrated cybersecurity insurance product (marketed as Xeoris Ciberseguro Inteligente) that bundles active cybersecurity technology — vulnerability analysis, antivirus, anti-phishing, encrypted backup, and 24/7 incident response — with insurance coverages such as identity-spoofing/bank-transfer fraud protection, business interruption, electronic fund theft, cyber extortion, third-party liability, and legal assistance. The product is sold primarily to Spanish SMEs through a self-serve online funnel (Xeoris Profesional, from €15/month) or through an advisor-led custom quote (Xeoris Premium), with risk-adapted pricing.

Product overview

Xeoris offers a unified cyber insurance product called Xeoris Ciberseguro Inteligente, available in two tiers: Xeoris Profesional (entry-level, fully online in 2 minutes) and Xeoris Premium (advisor-assisted, detailed assessment). Both tiers combine advanced cybersecurity technology services (continuous vulnerability analysis, antivirus, anti-phishing, encrypted backup, 24/7 support) with comprehensive insurance coverages (identity spoofing protection, loss of profits, electronic fund theft, cyber extortion, third-party liability, legal assistance). The product is designed specifically for SMEs and adapts pricing based on the company's technology protection level.

Differentiator

Problem solved

Functional benefit

Brands

• Xeoris Profesional: Entry-level cyber insurance product combining insurance and technology, previously only accessible to large corporations.
• Xeoris Premium

Products and services

• Xeoris Profesional Entry-level self-serve cyber insurance product bundling cybersecurity technology services (vulnerability analysis, antivirus, anti-phishing, encrypted backup, 24/7 support) with insurance coverages (identity spoofing, loss of profits, electronic fund theft, cyber extortion, third-party liability, legal assistance). Designed for small businesses and contracted online in approximately 2 minutes starting from €15/month for companies with annual revenue under €100,000. No technical knowledge required.
• Xeoris Premium Premium advisor-assisted cyber insurance tier for businesses requiring more detailed analysis and customized coverage. A Xeoris advisor prepares a custom quote, with coverage limits recommended at a minimum of 25% of annual revenue. Combined with the partner network to ensure the business remains protected at the best market price.
• Xeoris Ciberseguro Inteligente The integrated intelligent cyber insurance offering (umbrella product name) that combines advanced cybersecurity technology (vulnerability analysis, antivirus, anti-phishing, encrypted backup, 24/7 monitoring) with full insurance coverage (identity spoofing, loss of profits, electronic fund theft, cyber extortion, third-party liability, legal assistance). Delivered through the Xeoris Profesional and Xeoris Premium tiers, with pricing adapted to the company's technology protection level.

Quantifiable outcome

• Companies with better protection technology pay lower premiums—pricing adapts to security level
• +2 more outcomes

Named customers2 records

Segments8 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Two partnerships are on record, tiered core and minor.

• NewcorredcoreChannel Partner/ Reseller/ Distributor · 25 June 2024Xeoris signed an agreement with Newcorred in June 2024 for their network to distribute Xeoris cybersecurity insurance products. This partnership extends Xeoris's reach through Newcorred's distribution network across Spain.
• AFA SolutionminorStrategic or Co-development PartnerCollaboration with AFA Solution (registered with Incibe - National Institute of Cybersecurity) to provide combined cybersecurity solutions. AFA Solution contributes expert cybersecurity knowledge while Xeoris provides the intelligent cybersecurity insurance component.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Lockton: Largest privately held independent insurance brokerage globally, with cyber-insurance placement practices serving SMEs and mid-market. Comparable to Xeoris on the broker/distribution side of cyber insurance.
• Aon: Global insurance brokerage and advisory firm with substantial cyber-insurance placement capabilities. Comparable to Xeoris as a distribution-side intermediary rather than a carrier, but operating at vastly larger scale.
• Hiscox: Global specialty insurer with a well-known SME cyber-insurance product (referenced via the Hiscox Cyber Readiness Report in Xeoris's market data). Represents the established incumbent Xeoris competes against, particularly in Spain where Hiscox has a presence.
• Chubb: Large global P&C insurer offering cyber liability coverage across SME and enterprise segments. Comparable as a broad-line incumbent with overlapping cyber-insurance capabilities Xeoris competes with in the Spanish SME market.

Direct peers

• Coalition: Leading cyber insurance and active monitoring provider for SMEs, combining insurance with attack surface monitoring and incident response. Closest analogue to Xeoris's integrated tech-plus-coverage approach, though at much larger scale.
• At-Bay: Tech-enabled cyber insurance carrier for small and mid-sized businesses that uses proprietary security telemetry to inform underwriting and risk management. Highly comparable to Xeoris's model of integrating cybersecurity signals into insurance pricing and coverage.
• CFC Underwriting: Specialist insurance provider with a strong cyber liability practice serving SMEs and mid-market. Comparable as a cyber-focused carrier, though CFC is a carrier/underwriter whereas Xeoris is a broker.
• Cowbell Cyber: US-based cyber insurance provider focused on SMEs with continuous risk assessment and adaptive coverage. Most directly comparable to Xeoris in combining cyber insurance with embedded technology-driven risk monitoring for the SME segment.

Emerging players

• Cytora: Insurtech platform applying AI to commercial insurance workflows including risk evaluation and pricing. Comparable as an emerging technology-driven insurance platform, though Cytora focuses on enabling insurers/brokers rather than selling cyber coverage directly.
• Zeguro: Cyber safety platform combining SaaS-based security tools with insurance for SMEs. Comparable to Xeoris's bundle of cybersecurity technology and insurance, though Zeguro operates in the US market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xtwitter.com/XeorisCibersegu
• LinkedInlinkedin.com/company/xeoris
• Instagraminstagram.com/xeoris_ciberseguro/?igsh=dGowaHZrbHVhb3hk

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Xeoris