France Home Finance

Name

France Home Finance

Legal name

France Home Finance SARL

Website

https://francehomefinance.com

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Mortgage Brokerage Services

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Mortgage and Nonmortgage Loan Brokers (52231)

SIC

Loan Brokers (6163)

akta.pro primary industry

Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA)

akta.pro secondary industry

Commercial Mortgage Brokerage (FSAEAEAB)

Keywords

• French mortgage brokerage
• International property financing
• Home insurance brokerage
• Loan insurance services
• Expat property advisory

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

1. Mortgage Brokerage Fees: France Home Finance earns fees as an intermediary for arranging French mortgages for international and resident buyers. The company acts as a broker between clients and French banks, providing access to their network of banking partners.
2. Insurance Brokerage Fees: The company offers French home insurance, loan insurance, and health insurance through selected French insurers, earning brokerage commissions on policies placed.
3. Related Services Referrals: Revenue is generated through referrals to connected service providers including English-speaking notaires, tax advisors, legal advisors, and currency exchange services.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

France Home Finance is an independent mortgage and insurance brokerage that arranges French euro mortgages for international buyers purchasing property in France. The company intermediates between clients and a network of partner French banks (Caisse d'Epargne, BRED, Societe Generale, CCF) and insurers, providing bilingual guidance from pre-approval assessment through the act of sale. Beyond mortgages, it places French home insurance, loan insurance, health insurance, and PER tax-sheltered retirement savings plans.

Product overview

France Home Finance is an independent mortgage brokerage service offering a comprehensive suite of French property ownership services. The core offering centers on French mortgage brokerage for international buyers, supported by ancillary services including home insurance, loan insurance, tax optimization products (PER), legal services, and currency exchange. The company was founded in 2004 and is staffed by bilingual advisors who work with clients remotely via phone, video-conference, and email. Services connect clients with partner banks, insurers, notaires, and tax advisors throughout France.

Differentiator

Problem solved

Functional benefit

Products and services

• French Mortgage Brokerage
• French Home Insurance Brokerage Brokerage placing French home (property) insurance for clients purchasing property in France, sourcing competitive quotes from a network of tested and reliable French insurers.
• French Loan Insurance Brokerage Brokerage selecting loan insurance (borrower/mortgage protection cover) from a curated panel of French insurers to provide solid cover at competitive rates for mortgage borrowers.
• Tax Reduction via Retirement Savings (PER) Brokerage of the French Plan d'Epargne Retraite (PER) tax-sheltered retirement savings product, offered to French residents for a direct income tax deduction of up to 10% of earned income.

Quantifiable outcome

• French mortgage rates for 15-25 year fixed mortgages range from 3.8% to 4.5%
• +1 more outcomes

Named customers14 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered minor and core.

• English-Speaking French NotairesminorImplementation/ SI/ Consulting PartnerNetwork of tested and trusted English-speaking French notaires who manage property purchases and provide advice on cross-border estate planning. Company connects clients with these notaires.
• French Tax AdvisorsminorImplementation/ SI/ Consulting PartnerPartners providing French tax advice to clients on taxation matters, including income tax, wealth tax (IFI), capital gains tax, and inheritance tax implications.
• French Legal AdvisorsminorImplementation/ SI/ Consulting PartnerProfessional legal counsel partners providing advice in English on inheritance, capital gains tax, condominium ownership, and other French legal topics.
• Currency Exchange ServicesminorGTM or Marketing PartnerCurrency exchange partner offering services to help clients manage currency fluctuations when converting funds for French property purchases and mortgage repayments.
• Selected French InsurerscoreChannel Partner/ Reseller/ DistributorNetwork of tested and reliable French insurers providing French loan insurance, French home insurance, and French health insurance through the company's brokerage services.

Scale indicators4 records

Recent moves4 records

Expansion highlights3 records

Others

• ENDYA: French self-regulatory association of mortgage and insurance brokers of which France Home Finance is a member. Not a direct competitor — FHF pays into this industry body to signal compliance and ethics in the French brokerage market.
• Currency Solutions: UK currency exchange specialist serving property buyers transferring funds to France. Complementary rather than competitive — France Home Finance already refers clients to currency exchange partners.

Direct peers

• SPF Private Clients: UK-headquartered mortgage and insurance broker that arranges French mortgages for UK and international buyers. Directly competes with France Home Finance in the cross-border French residential mortgage intermediary category, with similar bank-distribution model and English-speaking client base.
• Athena Mortgages: UK-based specialist broker focused on French, Spanish, and Italian mortgages for international buyers. Closely comparable to France Home Finance in product (residential and buy-to-let European mortgages), target customer (non-resident English-speaking buyers), and advisory-led delivery.
• International Private Finance (IPF): UK-based specialist broker arranging French, Spanish, Portuguese, Italian, and other European mortgages for international buyers. Closely comparable in model, product mix, and target customer base.
• Sterling & Law: UK-based mortgage broker specializing in French property finance for British and international buyers. Direct competitor with similar remortgage, purchase, and investment property offerings, plus currency services referrals.
• French Property Finance: Specialist broker focused exclusively on arranging French mortgages for overseas buyers. Highly comparable to France Home Finance in segment focus, bank-partner distribution model, and bilingual service delivery.

Broad incumbents

• Blevins Franks: Long-established UK-headquartered wealth advisory firm serving expatriates in France, Spain, Portugal, and Cyprus. Provides mortgages, tax, investment, and estate planning — overlaps with FHF on the French mortgage and tax-advisory referral axis but operates at much wider scope.
• Hoxton Capital Management: UK-based expat-focused financial advisory offering mortgages, insurance, pensions, and tax planning across multiple jurisdictions including France. Broader portfolio than FHF, but overlaps on French mortgages for international clients.

Regional players

• France Buying Guide: UK-based information and referral service connecting British buyers to French property and financial service providers. Comparable buyer journey but typically acts as lead source rather than licensed broker.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/france-home-finance

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about France Home Finance