What Endya does

Endya is a French professional self-regulation association (association professionnelle agréée) approved by the ACPR (Autorité de Contrôle Prudentiel et de Résolution) that provides mandatory regulatory membership, compliance verification, and partner-discount services to insurance intermediaries (IAS / courtiers en assurances and their mandated representatives) and banking/credit intermediaries (IOBSP / intermédiaires en opérations de banque, including mortgage, consumer credit, and credit-restructuring activities) in France. The association was created in 2022 through the merger of three legacy bodies — Planète CSCA (the insurance brokers' representative union), APIC (Association Professionnelle des Intermédiaires en Crédit), and GCAB (Groupement des Comparateurs en Assurance et Banque) — to serve the population of intermediaries compelled to belong to an approved association under the Loi du 8 avril 2021, which came into force on 1 April 2022. Endya's core technology is the SIREN-keyed digital Member Space (Espace Adhérent) at app.endya.fr, which handles two-step enrollment, compliance document management (RC Pro attestation, financial guarantee, training records, honorability data), and a fully dematerialised quinquennial (five-year) verification workflow; the offering is augmented by access to ACPR-approved consumer mediation (La Médiation de l'Assurance for IAS, ANM Consommation for IOBSP), continuing-education tracking aligned with DDA and DCI directives (15 hours/year for insurance distributors, 7 hours/year for credit activities), ORIAS registration support, and statistical/annual activity reports. The business model is a recurring annual subscription (cotisation) tiered by the member's prior-year revenue (CA N-1) and legal status, with adhesion starting from €49.50 and a 50% first-year reduction (€50 instead of €99) for new entrants; group pricing is offered to multi-SIREN broker groups, and 2026 memberships opened mid-October 2025 with a dual-year (2026+2027) cover for members of associations that have lost ACPR approval. Distribution is fully self-serve digital via the website, supported by content marketing (regulatory blog, webinars), a LinkedIn presence, and a curated partner ecosystem of 20+ organisations providing preferential rates on professional liability insurance, training, GDPR/conformity tooling, and back-office outsourcing.

Name

Endya

Legal name

Endya

Website

https://endya.fr

Company type

Private

Founded year

2022

Operating status

Operating

Headcount range

11–50 employees

Short description

Endya is an ACPR-approved French professional self-regulation association, formed in 2022 from the merger of Planète CSCA, APIC and GCAB, that provides mandatory membership, compliance verification, training support and partner discounts to insurance and banking/credit intermediaries across France.

Ownership category

akta.pro rank

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Annual Membership Fees: Endya generates revenue through annual membership fees paid by intermediaries in insurance (IAS) and banking/credit operations (IOBSP). Fees are tiered based on the member's prior-year revenue (chiffre d'affaires N-1) and legal status. New entrants starting their distribution activity receive a 50% first-year reduction. Membership runs per calendar year through December 31. 2026 memberships also cover 2027 for those affected by a prior association losing its approval.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Endya is an ACPR-approved professional self-regulation association that provides mandatory annual membership to insurance brokers (IAS) and banking/credit intermediaries (IOBSP) in France, bundling compliance verification (honorability, professional capacity, RC Pro, financial guarantee, continuing training), ACPR-approved consumer mediation access, ORIAS registration support, quinquennial compliance audits, and preferential partner rates on training, RC Pro, GDPR, conformity, and back-office services. Members enroll via the Endya.fr website, complete their profile in a digital Member Space, and download an attestation of membership required by the April 2021 brokerage reform.

Product overview

Endya is a professional self-regulation association for insurance and banking intermediation, formed in 2022 from the merger of Planète CSCA, APIC, and GCAB, and approved by ACPR (Autorité de Contrôle Prudentiel et Résolution). The association operates as a unified service platform centered on its digital Member Space (Espace Adhérent), which serves as the primary hub through which members manage their compliance, training, and documentation. Core services include compliance verification (honorability, professional capacity, RC Pro, financial guarantees), consumer mediation referrals, continuous training support aligned with DDA and DCI directives, and ORIAS registration assistance. The offering extends to strategic partner discounts negotiated with RC Pro providers (Verspieren, PlusSimple, Coover, CGPA PRO), training organizations (Asselio Academie, Axérance, Kereis Formation, EasyDDA, MTD Formation, Maréchal), GDPR compliance support (DIPEEO), conformity tools (Complisoft, Bubble-in, ACFA Premium), and administrative outsourcing (Solexa).

Differentiator

Problem solved

Functional benefit

Products and services

• Endya Member Space (Espace Adh\u00e9rent) Digital portal giving Endya members access to document management, compliance templates, practical conformity guides, continuous training webinars, FAQ, and membership administration tools, available to ACPR-regulated insurance and banking intermediaries in France.
• Compliance Verification Service (V\u00e9rification des Conditions d'Acc\u00e8s et d'Exercice) Verifies member conditions of honorability, professional capacity, professional liability insurance (RC Pro), financial guarantee, and continuous training compliance under the April 2021 brokerage reform, for ACPR-regulated insurance and banking intermediaries.
• Consumer Mediation Service (Service de M\u00e9diation) Provides Endya members and their clients access to ACPR-approved consumer mediators, La M\u00e9diation de l'Assurance for insurance intermediaries (IAS) and ANM CONSOMMATION for banking intermediaries (IOBSP), to resolve consumer disputes amicably as required by the April 2021 reform.
• Continuous Training Support (Formation Continue DDA / DCI) Guides Endya members through annual training obligations, 15 hours per year for insurance distributors under the DDA directive and 7 hours per year for credit intermediaries under the DCI directive, including documentation and compliance tracking, with access to partner training providers at preferential rates.
• ORIAS Registration Support Assists Endya members with ORIAS (Organisme pour le Registre des Interm\u00e9diaires en Assurance, Banque et Finance) registration and annual renewal processes, for French insurance and banking intermediaries.
• Quinquennial Verification (V\u00e9rification Quinquennale) A fully dematerialized five-year compliance audit verifying Endya members' continued adherence to professional association requirements (honorability, professional capacity, RC Pro, financial guarantee, training), conducted as a supportive control process for French insurance and banking intermediaries.
• Strategic Partner Discounts (RC Pro, Training, GDPR, Conformity, Back-office) Discounted rates negotiated by Endya with partner organizations for member access to professional liability insurance (RC Pro), continuing training, GDPR compliance (Dipeeo), conformity tools (Complisoft, Bubble-in, ACFA Premium), and administrative outsourcing (Solexa), available exclusively to Endya members.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

16 partnerships are on record, tiered core and minor.

• VerspierencoreChannel Partner/ Reseller/ DistributorEndya has a strategic partnership with Verspieren for professional liability insurance (RC MIA and RC IOBSP/MIOBSP), offering members a 10% discount on Pack RC MIA and Pack IOBSP/MIOBSP.
• PlusSimplecoreChannel Partner/ Reseller/ DistributorEndya partnered with PlusSimple for professional liability insurance offerings to members, providing preferential rates on RC Pro coverage.
• CoovercoreChannel Partner/ Reseller/ DistributorEndya partnered with Coover for professional liability insurance (RC Pro), offering preferential rates to members.
• CGPA (CGPA PRO)coreChannel Partner/ Reseller/ DistributorEndya has a partnership with CGPA for the CGPA PRO insurance contract, providing comprehensive coverage and complementary guarantees for insurance distribution, IOBSP, and financial investment advisory activities.
• Aselio AcadémiecoreStrategic or Co-development PartnerEndya partnered with Aselio Académie as a training provider, offering preferential rates to members for continuing education compliance (DDA, credit directives).
• AxérancecoreStrategic or Co-development PartnerEndya partnered with Axérance as a training partner for continuing education, helping members fulfill their annual training hour obligations.
• Kereis FormationcoreStrategic or Co-development PartnerEndya partnered with Kereis Formation as a training provider to support members in meeting their continuing education requirements under DDA and credit directives.
• EasyDDAcoreStrategic or Co-development PartnerEndya partnered with EasyDDA as a training partner specializing in DDA (Directive sur la Distribution d'Assurances) compliance training for insurance intermediaries.
• MTD FormationcoreStrategic or Co-development PartnerEndya partnered with MTD Formation as a training provider for continuing education, offering members preferential rates.
• MaréchalminorStrategic or Co-development PartnerEndya partnered with Maréchal as a training partner for continuing education for members.
• ALFA (Agence pour la Lutte contre la Fraude à l'Assurance)minorStrategic or Co-development PartnerEndya partnered with ALFA (the Agency for the Fight Against Insurance Fraud) regarding training offerings for delegated management broker members of the association.
• ComplisoftcoreTechnology or IntegrationEndya selected Complisoft as a compliance partner to facilitate member compliance, one of three partners chosen to help intermediaries with their mise en conformité.
• Bubble-incoreTechnology or IntegrationEndya partnered with Bubble-in as a compliance partner to help members achieve regulatory compliance, one of three preferred compliance solution providers.
• ACFA PremiumcoreTechnology or IntegrationEndya partnered with ACFA Premium as a compliance partner to facilitate member mise en conformité, one of three preferred compliance partners.
• DipeeocoreTechnology or IntegrationEndya partnered exclusively with Dipeeo for RGPD (GDPR) compliance support, offering members a privileged offer for data protection compliance including all RGPD-related matters.
• SolexaminorChannel Partner/ Reseller/ DistributorEndya formed an exclusive partnership with Solexa to offer members administrative management and back-office outsourcing solutions, allowing brokers to focus on growing their business.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Others

• ORIAS: French registry for insurance, banking, and finance intermediaries under ACPR supervision. Not a direct competitor (it is a registry, not an association), but operates inside the same regulatory ecosystem where Endya's members must register, making it a tightly adjacent institutional peer.
• La Médiation de l'Assurance: ACPR-approved consumer mediator dedicated to insurance disputes. Endya directs members to this body for mediation rather than competing with it, making it an ecosystem participant rather than a direct competitor — comparable in the sense that both sit inside the same reform-mandated infrastructure.

Regional players

• BIBA (British Insurance Brokers' Association): UK-based trade association for general insurance intermediaries, delivering a parallel self-regulation, training, and representation function under FCA oversight. Operates in a different geography but mirrors Endya's intermediary-association role and serves as a relevant international benchmark.

Emerging players

• Complisoft: Selected conformity partner of Endya providing compliance software solutions to intermediaries. Overlaps with part of Endya's member-value chain (compliance tooling and conformity support) and could substitute for association-bundled services if member uptake grows.

Direct peers

• AGEA (Association de Gestion et d'Étude des Assurances): French professional association for general insurance agents (agents généraux d'assurance), a closely related segment covered by the same ACPR reform. Operates as an approved self-regulation body with a comparable compliance, training, and mediation role, competing for the same broker population as Endya.
• CNCEF (Chambre Nationale des Conseils Experts en Finances): French professional chamber for financial advisors and related intermediaries. Overlaps with Endya on banking/credit intermediary compliance, training, and member-services functions under ACPR oversight, addressing a directly competing member pool in IOBSP and CIF activities.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/endya

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Endya