Name

Comfamiliar Huila

Legal name

Caja de Compensación Familiar del Huila

Website

https://comfamiliarhuila.com

Company type

Private

Founded year

1979

Operating status

Operating

Headcount range

501–1,000 employees

Ownership category

akta.pro rank

Product category

Family Compensation and Social Welfare Services

NAICS

Health and Welfare Funds (525120)

SIC

Services-Membership Organizations (8600)

akta.pro primary industry

Self-Funded Employer Plan TPA (ASO Administration) (HLAEALAA)

Keywords

• Family compensation funds
• Subsidized consumer credit
• Family subsidy administration
• Employment agency services
• Social welfare programs

Headquarters

HQ city

Neiva

HQ country

Colombia

HQ region

Latin America

Offices4 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. 4% Payroll Contribution: Primary revenue stream from the mandatory 4% contribution on payroll that employers pay monthly to the compensation fund. This contribution is exclusively dedicated to family subsidies and social programs administered by the fund.

Pricing tiers

Distribution channels3 records

Marketing channels3 records

Core offering

Comfamiliar Huila (Caja de Compensación Familiar del Huila) is a Colombian family compensation fund that administers mandatory 4% payroll contributions from affiliated employers to distribute monetary family subsidies and social benefits. It also provides affiliated workers with a diversified portfolio of services including subsidized credit lines (housing, education, tourism, appliances, free investment), education and training programs, recreational facilities (beach resorts, thermal baths, sports clubs, gyms), an employment agency, housing subsidy and construction projects, and social programs for community welfare.

Product overview

Comfamiliar Huila is a Colombian family compensation fund (Caja de Compensación Familiar) offering an integrated portfolio of social welfare services. The organization operates as a multi-service platform centered on family subsidy payments, complemented by financial services (credit lines for education, housing, tourism, appliances, and personal needs), employment agency services, education and training programs, and recreational facilities including beach resorts (Playa Juncal), thermal baths (Termales de Rivera), sports clubs (Club Los Lagos), and gyms. Key products include family subsidies (Subsidio Familiar), housing subsidies (Subsidio Familiar de Vivienda), credit services (Crédito Emergente, Crédito de Libre Inversión, Crédito para Educación, Crédito para Vivienda, Crédito para Turismo, Credisubsidio, Compra de Cartera), the employment agency (Agencia de Empleo), education services (technical programs, English with Cambridge, short courses), and vacation/recreation destinations. Services are delivered through physical agencies in Neiva, Pitalito, Garzón, and La Plata, plus a virtual office portal.

Differentiator

Problem solved

Functional benefit

Products and services

• Subsidio Familiar (Family Subsidy) Monetary family subsidy payment to affiliated workers who meet eligibility requirements, financed by the mandatory 4% payroll contribution from employers.
• Subsidio Familiar de Vivienda (Housing Subsidy) Housing subsidy program for affiliated workers supporting home acquisition, construction, or improvement.
• Crédito Emergente Quick-access credit line via payroll deduction (libranza) for emergency financial needs, ranging from 0.5 to 1 minimum monthly legal wage with rates starting at 1.6%.
• Crédito de Libre Inversión (Free Investment Credit) Flexible personal credit for any purpose (education, health, travel, home improvements) up to 150 minimum monthly wages with terms up to 96 months.
• Crédito para Educación (Education Credit) Education financing with subsidized rates from 0.60% monthly for categories A and B, supporting higher education expenses up to 35 minimum monthly wages.
• Crédito para Vivienda (Housing Credit) Housing credit with rates from 0.88% for purchasing new or used homes or remodeling, financing up to 70% of property value over 240 months.
• Crédito para Turismo (Tourism Credit) Tourism credit with subsidized rates from 0.60% for category A and B affiliates, in partnership with travel agencies Conexión and Mi Tierra.
• Credisubsidio Advance credit against the family's monetary subsidy quota, providing immediate cash access up to five times the monthly subsidy amount, deducted from future subsidy payments.
• Compra de Cartera (Debt Consolidation) Debt consolidation service allowing affiliates to combine existing debts with interest rates starting at 1% and terms up to 96 months.
• Crédito para Electrodomésticos (Appliance Credit) Appliance financing in partnership with Supertiendas y Droguerías Olímpica SAO, with rates from 1.62% and up to 36-month terms.
• Agencia de Empleo (Employment Agency) Employment agency connecting job seekers with employers, offering job fairs, skills training through the Impulsar program, and free business workshops.
• Formación y Educación (Training and Education) Education services including technical labor programs, English academic program with Cambridge certification, short courses, diplomas, and child development therapies.
• Colegio Comfamiliar Los Lagos School operated by Comfamiliar at Club Los Lagos facility, providing primary and secondary education to affiliated families.
• Playa Juncal Beach resort destination offering family recreation, including Juncal Aqua Park water activities.
• Termales de Rivera Thermal baths and spa resort for family recreation and wellness.
• Club Los Lagos Recreational complex with sports facilities, swimming, gym, and event spaces.
• Gimnasios Comfamiliar Fitness centers operated by Comfamiliar across the Huila region.
• Hotel Juncal de Altamar Hotel accommodation at Playa Juncal beach destination.
• Mecanismo de Protección al Cesante (Unemployment Protection Mechanism) Unemployment protection mechanism providing income support and job placement assistance to displaced workers.
• Programa Impulsar Free corporate training program to enhance workforce productivity, with companies selecting training areas for their employees.
• Talleres Empresariales (Business Workshops) Free business workshops for companies covering various professional development topics.
• Programas Sociales (Social Programs) Social programs including Canasta de Paz (food security), Tejiendo Esperanzas (community development), and cultural fairs.
• Proyectos de Vivienda (Housing Development Projects) Housing development projects in Neiva, Garzón, and Gigante for affiliated workers.
• Oficina Virtual (Virtual Office) Online portal at oficina.comfamiliarhuilavirtual.com enabling affiliates to manage accounts, request services, and conduct transactions digitally.

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Seven partnerships are on record, tiered minor and core.

• Supertiendas y Droguerías Olímpica SAOminorOthersCommercial partnership for credit for appliances program. Comfamiliar offers consumer credit for purchasing appliances from this retail chain, with disbursement made directly to the partner.
• Agencia de Viajes ConexiónminorOthersTravel agency partner for tourism credit program. Located in Neiva, they provide travel packages that can be financed through Comfamiliar's tourism credit line.
• Agencia de Viajes Mi TierraminorOthersTravel agency partner for tourism credit program. Located in Neiva, they provide travel packages that can be financed through Comfamiliar's tourism credit line.
• Colegio Comfamiliar Los LagosminorOthersEducational institution under the Comfamiliar umbrella operating at Club Los Lagos facility, providing school education services to affiliated families.
• Grupo Empresarial LIAN S.A.S.minorStrategic or Co-development PartnerStrategic partner for employment services. Comfamiliar's employment agency partnered with LIAN for a micro-job fair to recruit 5 Call Center - Collections Agent positions.
• Cambridge (Cambridge English)minorOthersAcademic partnership providing Cambridge English certification backing for Comfamiliar's English language education program, enhancing credential value for students.
• Superintendencia de Subsidio FamiliarcoreOthersGovernment regulatory body that supervises and controls Colombia's family compensation fund system, ensuring proper use of social funds.

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Direct peers

• Comfandi: Comfandi is the Caja de Compensación Familiar for Valle del Cauca, providing family subsidies, credit, education, recreation, and housing services under the same Colombian framework. It is a direct regional peer sharing the same business model.
• Compensar: Compensar is one of Colombia's largest Cajas de Compensación Familiar, operating in the Bogotá region with a similar integrated portfolio of family subsidies, subsidized credit, education, recreation, and employment services. It is the most direct comparable to Comfamiliar Huila given the same regulatory framework and business model.
• Colsubsidio: Colsubsidio is a major Caja de Compensación Familiar in Bogotá, offering integrated family welfare, credit, education, and recreation services. It is a direct peer under the same mandated payroll contribution framework.
• Comfama: Comfama is the Caja de Compensación Familiar for Antioquia, operating the same family subsidy, credit, education, and recreation model as Comfamiliar Huila. It is a direct peer given the identical regulatory structure and integrated service portfolio.
• Comfamiliar Risaralda: Comfamiliar Risaralda is a regional Caja de Compensación Familiar in the coffee-region Eje Cafetero, offering the same family welfare, credit, education, and recreation services. It is a closely comparable regional peer of similar scale to Comfamiliar Huila.
• Comfenalco Antioquia: Comfenalco Antioquia is a regional Caja de Compensación Familiar in Antioquia operating under the same Colombian social welfare framework with the same integrated service portfolio of subsidies, credit, education, and recreation.
• Comfamiliar Cartagena: Comfamiliar Cartagena is a regional Caja de Compensación Familiar serving Bolívar and Cartagena with the same family subsidy, credit, education, and recreation services under the Colombian social welfare framework.
• Comfenalco Valle: Comfenalco Valle is a Caja de Compensación Familiar serving Valle del Cauca with the same family subsidy, credit, education, and recreation service model. It is a direct regional peer sharing the same regulatory and business model structure.
• Cafam: Cafam is a major Caja de Compensación Familiar serving Bogotá and Cundinamarca, offering the same family subsidy, credit, education, recreation, and welfare services under the same Colombian regulatory framework. It competes directly with Comfamiliar Huila for affiliated employers and worker mindshare.
• Comfamiliar Atlántico: Comfamiliar Atlántico is a regional Caja de Compensación Familiar in the Atlántico department (Caribbean region) operating under the same Colombian framework with the same integrated service portfolio.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/comfamiliarh
• YouTubeyoutube.com/c/ComfamiliarHuilaOficial
• Facebookweb.facebook.com/ComfamiliarHuila
• LinkedInlinkedin.com/company/comfamiliar-huila
• Instagraminstagram.com/comfamiliar_huila

Revenue estimate

Valuation estimate

Number of profiles

Profiles16 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Comfamiliar Huila