What Global Payment Gateway does

Global Payment Gateway (GPG) is a Tunisian payment service provider founded in 2009 as a société anonyme, operating as the first PCI DSS certified PSP approved by both Visa and Mastercard in Africa and the Middle East. The company delivers a multi-channel, multi-currency payment processing platform with modular products including GPGCheckout (e-commerce transaction centralization), GPCard (prepaid card management across salary, personal, travel, gift, and student cards), GPPay (electronic wallet/virtual accounts), GPTransfert (cash-in/cash-out for banks, telcos, and MFIs), GPSystem (Amadeus-integrated payments for airlines, travel agencies, and hotels), GPCentralys (enterprise-wide centralized payment flow with real-time reporting), GPDirect (MOTO call center payments), GPMail (abandoned transaction recovery), and Cash to Goods (QR/unique-code remittance for diaspora). Underlying technology is anchored in PCI DSS compliance, 3D-Secure (Verified by Visa / Mastercard SecureCode), and an anti-fraud layer combining dynamic analysis, multi-criteria filtering, and real-time alerts.

GPG serves six primary customer segments: financial institutions and banks, the airline and travel industry, e-commerce merchants (SMB to enterprise), mass distribution and retail, e-government, and telephone operators. Its go-to-market is enterprise field sales with consulting-style implementation, supplemented by an SMB affiliate/reseller channel through GPGCheckout.

The business model combines four revenue streams: licensing and support contracts (multi-year), turnkey project sales (one-time license), leasing with optional purchase (subscription/recurring), and revenue sharing on processed transactions (transaction fee). Pricing is quote-based and not publicly disclosed. GPG is privately held with no disclosed funding rounds, acquisitions, or parent company, operating as a 11-50 employee Tunisian SME with claimed but operationally thin Africa and Middle East reach.

Name

Global Payment Gateway

Legal name

GLOBAL PAYMENT GATEWAY

Website

https://gpgateway.com

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

11–50 employees

Short description

Global Payment Gateway is a Tunisian PCI DSS certified payment service provider, approved by Visa and Mastercard, offering multi-channel payment processing, prepaid cards, e-wallets, and remittance solutions to banks, airlines, merchants, telcos, e-government, and retailers in Tunisia and the broader Africa and Middle East region.

Ownership category

akta.pro rank

Product category

Payment Processing Software

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

akta.pro primary industry

Payment Gateways & API Connectivity (FSAGABAB)

akta.pro secondary industries

Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA), Payment Processing & Acquiring Infrastructure (FSAGABAC), Smart Routing, Cascading & Payment Optimization (FSAMACAJ), Payment Gateways & Orchestration (BPAMAFAA), Cross-Border & FX Payments Platforms (BPAMAFAK), Cross-Border Payments & FX (multi-currency wallets, DCC, remittance) (THALAHAE)

Keywords

• Payment gateway services
• Electronic payment solutions
• PCI DSS compliance
• Prepaid card management
• Merchant payment processing

Headquarters

HQ city

Ariana

HQ country

Tunisia

HQ region

Africa

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Operations, Marketing or Sales

Revenue model

1. Licensing and Support Contracts: Companies pay for licensing the payment platform technology along with ongoing support services.
2. Turnkey Project Sales: Complete payment solution packages sold as one-time project implementations.
3. Leasing: Payment platform access through leasing arrangements with optional purchase at end of term.
4. Revenue Sharing: Transaction-based revenue sharing model where GPG takes a percentage of processed payments.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels1 record

Core offering

Global Payment Gateway is a payment service provider that builds and licenses a PCI DSS-certified, multi-channel and multi-currency electronic payment processing platform for banks, financial institutions, merchants, airlines, e-government, telecom operators, and mass distributors. Its offering spans a core payment gateway, sub-products for prepaid cards, electronic wallets, cash-in/cash-out, Amadeus-integrated travel payments, centralized enterprise payment management, MOTO call-center payments, and transaction recovery, sold via licensing, turnkey projects, leasing, and revenue-sharing models.

Product overview

Global Payment Gateway operates as a modular payment platform with a core gateway and multiple specialized product modules. The core GPGateway platform provides multichannel and multicurrency payment processing with PCI DSS compliance. The product portfolio includes GPGCHECKOUT for small/medium e-commerce merchants, GPCARD for prepaid card management, GPPAY for electronic wallet/virtual accounts, GPTRANSFERT for cash-in/cash-out operations, GPSYSTEM integrated with Amadeus for travel industry clients, GPCENTRALYS for enterprise-wide payment flow centralization, CASH TO GOODS for diaspora fund transfers, GPSECURITY for secure card registration, GPDIRECT for MOTO call center payments, and GPMAIL for transaction recovery. Additional services include PCI DSS certification support and 3D-Secure authentication.

Differentiator

Problem solved

Functional benefit

Brands

• GPGCHECKOUT: Transactional flow management and centralization platform for small and medium accounts selling online.
• GPCARD
• GPPAY
• GPTRANSFERT
• GPSYSTEM
• CASH TO GOODS
• GPCENTRALYS
• GPSECURITY
• GPDIRECT
• GPMAIL
• GP-PAY

Products and services

• GPGateway (Core Payment Gateway Platform) Central payment gateway platform offering multi-channel and multi-currency payment processing with Visa and Mastercard security guarantees, meeting PCI DSS security standards. Provides payment solutions for banks, fintechs, and merchants across mass distribution, e-government, telecom, and airlines.
• GPGCheckout Transactional flow management and centralization platform for small and medium online merchants, handling payment processing and transaction management.
• GPCard Management platform for prepaid cards including salary, personal, travel, gift, and student cards, intended for financial institutions and companies offering financial privileges to employees.
• GPPay Virtual account management platform providing electronic wallet functionality for establishments wishing to offer buyers their own means of payment.
• GPTransfert Cash-in/cash-out platform via different payment channels intended for banks, telephone operators, and microfinance institutions (MFIs).
• GPSystem Platform for management of electronic payment flows via Amadeus IT solutions for the global tourism and travel industry, intended for airlines, travel agencies, and hotels.
• Cash to Goods Fund transfer platform using unique transfer codes and QR codes eligible at partner merchants, designed for diaspora and their families.
• GPCentralys Complete and scalable platform for centralized management of electronic payment flow with instantaneous real-time reporting across all sites, intended for large accounts such as oil companies, highway companies, and mass distribution.
• GPSecurity Secure platform allowing users to register multiple cards or bank accounts for secure payment management.
• GPDirect
• GPMail Platform enabling relaunch of aborted or canceled transactions by e-mail for any type of merchant.
• GP-PAY Mobile Wallet Application Mobile wallet application allowing users to manage payments via their mobile device, leveraging the device camera to scan QR codes for cash-to-goods transactions.
• PCI DSS Certification Support Service Advisory service in which GPG's certified security experts provide tools and advice to businesses pursuing PCI DSS certification, supporting audit readiness, brand protection, and focus on core business.

Quantifiable outcome

• Reduced fraud rates through detection and prevention technologies
• +2 more outcomes

Segments6 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability1 record

Feature13 records

Partnerships

Seven partnerships are on record, tiered major, core and minor.

• Air FrancemajorStrategic or Co-development Partner · 1 January 2011Partnership signed in 2011 for payment processing solutions for airline transactions.
• AmadeuscoreTechnology or Integration · 1 January 2011Partnership with Amadeus in 2011 for integration with the global tourism and travel industry IT systems. GPG provides GPSystem platform for payment flow management via Amadeus.
• BNA (Banque Nationale Agricole)coreStrategic or Co-development Partner · 1 January 2009Banking partnership established in 2009 providing payment solutions and monetics expertise to one of Tunisia's major banks.
• UBCI (Union Bancaire pour le Commerce et l'Industrie)coreStrategic or Co-development Partner · 1 January 2009Banking partnership established in 2009 with UBCI for electronic payment solutions.
• VisacoreStrategic or Co-development PartnerVisa approved Payment Service Provider with 3D-Secure (Verified By Visa) integration and certification.
• MastercardcoreStrategic or Co-development PartnerMastercard approved Payment Service Provider with SecureCode integration and PCI DSS certification approved by Mastercard.
• Poste TunisienneminorStrategic or Co-development PartnerPartnership with Tunisian Post for payment solutions and services.

Scale indicators4 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• HPS (Hightech Payment Systems): Morocco-headquartered payment software and services provider serving banks, fintechs, and merchants across Africa, the Middle East, and Europe. Closely comparable to GPG as a regional PSP with acquiring, issuing, and card-management software targeting financial institutions.
• Verto: Cross-border B2B payments platform for emerging markets with strong Africa focus, serving businesses with multi-currency and FX capabilities. Comparable to GPG on multi-currency, multi-country African payment infrastructure targeting merchants and financial institutions.
• Paymentology: Cloud-native issuer processor operating across Africa, the Middle East, and Asia with APIs for card issuing and processing. Comparable as a regional payment-infrastructure company targeting banks, fintechs, and telcos in emerging markets similar to GPG's footprint.
• Cellulant: Pan-African digital payments platform providing payment gateway, mobile money, and banking solutions across 35+ countries. Comparable as a regional payment-infrastructure peer serving banks, telcos, and merchants with similar GTM verticals to GPG.
• Onafriq (formerly MFS Africa): Africa-focused digital payments network enabling mobile money, cross-border transfers, and payment processing across the continent. Comparable to GPG on bank-and-telco-led distribution and cross-border payment corridors in Africa.
• Flutterwave: Pan-African payment platform providing gateway, processing, and cross-border services to banks and merchants across the continent. Directly comparable to GPG on multi-country African gateway and acquiring play for SMBs and enterprises.
• Network International (Network): UAE-based payment processor serving merchants, banks, and government clients across the Middle East and Africa. Comparable to GPG in regional acquiring, scheme approvals, and bank-led go-to-market across similar verticals.
• DPO Group (Network): African payment service provider offering gateway, processing, and recurring billing for merchants and banks across multiple African countries. Comparable to GPG on multi-country African PSP positioning and merchant acquiring services.

Broad incumbents

• Adyen: Global unified payments platform serving large enterprises with acquiring, processing, and issuing infrastructure worldwide. Comparable to GPG as a broad incumbent moving into Africa/Middle East with overlapping gateway and processing capabilities for the same enterprise segments.
• Worldline: European-headquartered global payment processor with broad acquiring, merchant services, and financial services offerings. Comparable as a large incumbent expanding into emerging markets and competing for the same bank and enterprise clients GPG serves in MEA.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat6 records

Key risks5 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/gpgateway

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Global Payment Gateway