Inlet
- Company typePublic
- Founded1980
- HeadquartersNew York, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
Inlet firmographics
Firmographics- Name
- Inlet
- Legal name
- Fiserv, Inc.
- Website
- https://InletDigital.com
- Company type
- Public
- Founded year
- 1980
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Inlet industry classification
Industry- Product category
- Financial Services Technology
- NAICS
- Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518)
- SIC
- Services-Computer Integrated Systems Design (7373)
- akta.pro primary industry
- Payment Orchestration Platforms (FSAGABAA)
- akta.pro secondary industries
- Embedded Deposit Accounts & Digital Wallet Infrastructure (FSAGALAE), System Integration & Connectors (BPAMAOAC)
Keywords
Where Inlet is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Markets served
Inlet business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure
Revenue model
- Financial Services Technology Solutions: Fiserv provides financial services technology, mobile banking, and payments solutions to financial institutions, enterprises, merchants, and fintechs globally.
Go-to-market motion1 record
Distribution channels4 records
Marketing channels5 records
Inlet product offering
Product offeringCore offering
Inlet operates a technology platform that delivers omnichannel commerce, integrated digital banking, mobile banking, payments processing, and billing solutions to financial institutions, merchants, enterprises, fintechs, small businesses, public sector organizations, and software providers. The platform combines proprietary capabilities including Agentic AI for financial institutions (with bank-grade trust and controls), the Finxact cloud-native SaaS banking platform, and integrated payments designed to be embedded and monetized by ISVs.
Differentiator
Problem solved
Functional benefit
Brands
- Clover: All-in-one payment and point-of-sale solutions for small businesses
- Finxact
Products and services
- Enterprise Omnichannel Commerce, Billing & Payments Omnichannel commerce, billing, and payments solutions designed for large merchants and corporate entities that require enterprise-scale customer engagement and payment acceptance across channels.
- Clover (All-in-One Payment and POS for Small Business) All-in-one payment and point-of-sale (POS) solutions for small businesses, enabling merchants to accept payments and manage their business through integrated systems.
- Finxact (Cloud-Native Banking Platform) Award-winning cloud-native SaaS banking platform (Best SaaS Platform, 2026 FinTech Awards) that enables financial institutions to run digital banking capabilities at scale.
- Integrated Digital Banking Platforms for Financial Institutions Platforms and integrated digital banking solutions for banks, credit unions, and large financial institutions to drive customer relationships, growth, and digital transformation.
- Fintech Connectivity & Payments Solutions Financial and payments solutions and connectivity for fintech companies, providing reach to consumers and new markets via the platform's distribution.
- Public Sector Payments & Financial Solutions Payments and financial solutions tailored for government agencies, educational institutions, and utility companies, including bill pay, government payments, and utility billing.
- Integrated Payments for ISVs / Software Providers Omnichannel payment solutions enabling software providers and ISVs to integrate payments into their platforms and monetize payment flows.
- Developer Platform / APIs Developer portal providing API documentation, integration tools, and developer community resources that power ISV integrations and embedded payment solutions.
Quantifiable outcome
- 70% of the world's leading brands rely on Fiserv for better customer engagement
- +1 more outcomes
Companies that use Inlet
Customer profileNamed customers8 records
Segments8 records
Ideal customer profiles8 records
Inlet technology and API
TechnologyTechnology focussed Yes
API detail
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
Inlet partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- OpenAIcoreFiserv forms strategic collaboration with OpenAI to bring frontier AI into the platforms financial institutions already rely on. The collaboration embeds generative AI capabilities into Fiserv's financial services technology platforms.
Scale indicators3 records
Recent moves6 records
Expansion highlights6 records
Inlet competitors and assessment
Company assessmentBroad incumbents
- Stripe: Stripe is a broad payment infrastructure and financial connectivity platform serving companies of all sizes. Comparable as a large-scale developer-facing platform enabling company-consumer commerce and financial relationships.
- Yodlee (Envestnet): Yodlee is an established account aggregation and financial data platform serving financial institutions and fintechs. Comparable as an incumbent in the account connectivity and consumer data layer.
Direct peers
- Plaid: Plaid is a data connectivity / account-aggregation platform that links consumer financial accounts to applications. Directly comparable to a platform 'enabling rich company and consumer relationships' in the financial data / connectivity layer.
- Akoya: Akoya is a financial data access network enabling secure consumer-permissioned data sharing between financial institutions and third parties. Comparable as a connectivity / data-sharing infrastructure layer.
- MX Technologies: MX offers a financial data platform for account aggregation, connectivity, and money management. Comparable to a platform enabling rich company-and-consumer financial relationships through data and connectivity.
- Finicity (a Mastercard company): Finicity provides open-banking APIs for account connectivity, verification, and financial data aggregation. Comparable as a developer-facing platform connecting companies to consumer financial data.
Emerging players
- Dwolla: Dwolla is a payment API platform focused on ACH transfers and bank account connectivity. Comparable as a smaller, API-first platform enabling companies to move money and connect to consumer bank accounts.
- Galileo Financial Technologies: Galileo offers payment processing and digital banking infrastructure via APIs, enabling fintechs and brands to launch card and account products. Comparable as a connectivity/API infrastructure layer for company-consumer financial relationships.
- Marqeta: Marqeta provides modern card issuing and payment processing infrastructure via APIs. Comparable as an API-driven platform enabling companies to build and manage consumer financial relationships.
Regional players
- Token (TrueLayer subsidiary): TrueLayer is a UK/Europe-based open banking platform providing account connectivity and payment initiation APIs. Comparable as a connectivity platform enabling company-consumer financial data relationships, though primarily European in focus.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat6 records
Key risks5 records
Key highlights4 records
Customer concentration
Inlet social profiles
Digital presenceInlet financial estimates
Financial estimateRevenue estimate
Valuation estimate
Inlet leadership team
Management profileNumber of profiles
Inlet funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Inlet M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Inlet
What does Inlet do?
Inlet operates a technology platform that delivers omnichannel commerce, integrated digital banking, mobile banking, payments processing, and billing solutions to financial institutions, merchants, enterprises, fintechs, small businesses, public sector organizations, and software providers. The platform combines proprietary capabilities including Agentic AI for financial institutions (with bank-grade trust and controls), the Finxact cloud-native SaaS banking platform, and integrated payments designed to be embedded and monetized by ISVs.
Is Inlet a public or private company?
Inlet is a public company. It is classified as unknown and is currently operating.
When was Inlet founded?
Inlet was founded in 1980. It employs 11 to 50 people.
Where is Inlet based?
Inlet is headquartered in New York, United States, in the North America region.
How does Inlet make money?
One revenue line is on record: financial Services Technology Solutions.
Who are Inlet's main competitors?
Broad incumbents on record are Stripe and Yodlee (Envestnet). Direct peers are Plaid, Akoya, MX Technologies and Finicity (a Mastercard company). Emerging players are Dwolla, Galileo Financial Technologies and Marqeta. Token (TrueLayer subsidiary) is listed as a regional player.
What industry is Inlet in?
Inlet's product category is Financial Services Technology. Its primary akta.pro industry code is FSAGABAA, Payment Orchestration Platforms, with a secondary code of FSAGALAE, Embedded Deposit Accounts & Digital Wallet Infrastructure. Its NAICS code is 518 and its SIC code is 7373.