Inlet

Name

Inlet

Legal name

Fiserv, Inc.

Website

https://InletDigital.com

Company type

Public

Founded year

1980

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Financial Services Technology

NAICS

Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518)

SIC

Services-Computer Integrated Systems Design (7373)

akta.pro primary industry

Payment Orchestration Platforms (FSAGABAA)

akta.pro secondary industries

Embedded Deposit Accounts & Digital Wallet Infrastructure (FSAGALAE), System Integration & Connectors (BPAMAOAC)

Keywords

• Digital banking platforms
• Payment processing services
• Financial technology solutions
• Merchant commerce systems
• Embedded finance platforms

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Financial Services Technology Solutions: Fiserv provides financial services technology, mobile banking, and payments solutions to financial institutions, enterprises, merchants, and fintechs globally.

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Inlet operates a technology platform that delivers omnichannel commerce, integrated digital banking, mobile banking, payments processing, and billing solutions to financial institutions, merchants, enterprises, fintechs, small businesses, public sector organizations, and software providers. The platform combines proprietary capabilities including Agentic AI for financial institutions (with bank-grade trust and controls), the Finxact cloud-native SaaS banking platform, and integrated payments designed to be embedded and monetized by ISVs.

Differentiator

Problem solved

Functional benefit

Brands

• Clover: All-in-one payment and point-of-sale solutions for small businesses
• Finxact

Products and services

• Enterprise Omnichannel Commerce, Billing & Payments Omnichannel commerce, billing, and payments solutions designed for large merchants and corporate entities that require enterprise-scale customer engagement and payment acceptance across channels.
• Clover (All-in-One Payment and POS for Small Business) All-in-one payment and point-of-sale (POS) solutions for small businesses, enabling merchants to accept payments and manage their business through integrated systems.
• Finxact (Cloud-Native Banking Platform) Award-winning cloud-native SaaS banking platform (Best SaaS Platform, 2026 FinTech Awards) that enables financial institutions to run digital banking capabilities at scale.
• Integrated Digital Banking Platforms for Financial Institutions Platforms and integrated digital banking solutions for banks, credit unions, and large financial institutions to drive customer relationships, growth, and digital transformation.
• Fintech Connectivity & Payments Solutions Financial and payments solutions and connectivity for fintech companies, providing reach to consumers and new markets via the platform's distribution.
• Public Sector Payments & Financial Solutions Payments and financial solutions tailored for government agencies, educational institutions, and utility companies, including bill pay, government payments, and utility billing.
• Integrated Payments for ISVs / Software Providers Omnichannel payment solutions enabling software providers and ISVs to integrate payments into their platforms and monetize payment flows.
• Developer Platform / APIs Developer portal providing API documentation, integration tools, and developer community resources that power ISV integrations and embedded payment solutions.

Quantifiable outcome

• 70% of the world's leading brands rely on Fiserv for better customer engagement
• +1 more outcomes

Named customers8 records

Segments8 records

Ideal customer profiles8 records

Technology focussed Yes

API detail

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

One partnership is on record.

• OpenAIcoreTechnology or IntegrationFiserv forms strategic collaboration with OpenAI to bring frontier AI into the platforms financial institutions already rely on. The collaboration embeds generative AI capabilities into Fiserv's financial services technology platforms.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Stripe: Stripe is a broad payment infrastructure and financial connectivity platform serving companies of all sizes. Comparable as a large-scale developer-facing platform enabling company-consumer commerce and financial relationships.
• Yodlee (Envestnet): Yodlee is an established account aggregation and financial data platform serving financial institutions and fintechs. Comparable as an incumbent in the account connectivity and consumer data layer.

Direct peers

• Plaid: Plaid is a data connectivity / account-aggregation platform that links consumer financial accounts to applications. Directly comparable to a platform 'enabling rich company and consumer relationships' in the financial data / connectivity layer.
• Akoya: Akoya is a financial data access network enabling secure consumer-permissioned data sharing between financial institutions and third parties. Comparable as a connectivity / data-sharing infrastructure layer.
• MX Technologies: MX offers a financial data platform for account aggregation, connectivity, and money management. Comparable to a platform enabling rich company-and-consumer financial relationships through data and connectivity.
• Finicity (a Mastercard company): Finicity provides open-banking APIs for account connectivity, verification, and financial data aggregation. Comparable as a developer-facing platform connecting companies to consumer financial data.

Emerging players

• Dwolla: Dwolla is a payment API platform focused on ACH transfers and bank account connectivity. Comparable as a smaller, API-first platform enabling companies to move money and connect to consumer bank accounts.
• Galileo Financial Technologies: Galileo offers payment processing and digital banking infrastructure via APIs, enabling fintechs and brands to launch card and account products. Comparable as a connectivity/API infrastructure layer for company-consumer financial relationships.
• Marqeta: Marqeta provides modern card issuing and payment processing infrastructure via APIs. Comparable as an API-driven platform enabling companies to build and manage consumer financial relationships.

Regional players

• Token (TrueLayer subsidiary): TrueLayer is a UK/Europe-based open banking platform providing account connectivity and payment initiation APIs. Comparable as a connectivity platform enabling company-consumer financial data relationships, though primarily European in focus.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat6 records

Key risks5 records

Key highlights4 records

Customer concentration

• XX.com/fiserv
• Facebookfacebook.com/fiserv
• LinkedInlinkedin.com/company/inlet-llc
• InstagramInstagram.com/fiserv

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Inlet