Agentes Online

What Agentes Online does

Agentes Online, legally constituted as Consultoría Especializada Agente de Seguros, S.A. de C.V., is a Mexican insurance brokerage founded in 1984 and authorized by the Comisión Nacional de Seguros y Fianzas (CNSF) as an Agente de Seguros Persona Moral under Cedula C (Folio H320770, valid through 13/05/2025). The company operates from offices in Mexico City (two locations) and Querétaro (two locations including Juriquilla), employing between 101 and 250 people, and serves individual consumers, small and medium enterprises, and to a lesser extent large enterprises across Mexico.

The company distributes a broad multi-line insurance portfolio, including personal lines (auto, life, home, medical expenses), commercial lines (business/enterprise insurance), specialty lines (transport/cargo, civil works, machinery installation, contractor equipment, civil liability), and surety bonds (Fianzas). All products are underwritten by partner carriers — including AXA, GNP, Mapfre, Qualitas, Zurich, Allianz, MetLife, BUPA, HDI, Afirme, and others — with Agentes Online acting as an intermediary rather than a risk carrier. No proprietary technology platform is disclosed; the firm relies on web-based quote tools, contact management systems, and a network of licensed insurance agents recruited through a registration portal.

The business model is commission-based: Agentes Online earns transaction fees from insurance carriers for policies placed through its agent network, with the commission amount disclosed in each policy cover sheet. Customer acquisition is omnichannel — agent referrals, a self-service website quote tool, phone-based inside sales, and direct walk-in service at physical offices. The company markets itself on 40 years of continuous CNSF authorization, access to multiple carriers through a single intermediary, and end-to-end support spanning risk analysis, policy contracting, and claims assistance. Leadership is anchored by Lic. German Edgar Perdomo Estrada (Legal Representative and Director) and Lic. David Briseño Marquez (Attorney-in-fact before CNSF), with no disclosed institutional, PE, or parent-company ownership.

Name

Agentes Online

Legal name

CONSULTORIA ESPECIALIZADA AGENTE DE SEGUROS, S.A. DE C.V.

Website

https://agentesonline.com

Company type

Private

Founded year

1984

Operating status

Operating

Headcount range

101–250 employees

Short description

Agentes Online is a Mexican insurance brokerage authorized by CNSF since 1984, distributing auto, life, home, medical, commercial, specialty, and surety bond products from 22+ carriers through an agent network and web quote tools to individuals and SMEs across Mexico.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYFSAEADAA

Retail (Personal Lines) Insurance Brokerage

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

SECONDARYFSAIAEAL

Individual Health Insurance Brokerage & Distribution

Financial & Insurance/Insurance — Life & Health/Individual Health Insurance

Keywords

• Insurance brokerage services
• Life insurance products
• Auto insurance coverage
• Commercial insurance brokerage
• Surety bond services

Headquarters

HQ city

Querétaro

HQ country

Mexico

HQ region

Latin America

Offices4 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Others

Revenue model

1. Insurance Commission: Agentes Online earns commissions from insurance companies for policies placed through their agent network. The commission amount generated by each policy is disclosed in the policy cover sheet delivered to customers.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Agentes Online operates as an authorized Mexican insurance brokerage distributing personal lines (auto, life, home, medical expenses), commercial lines (business, transport, civil works, machinery installation, contractor equipment, civil liability), and surety bonds from multiple partner insurers through a network of licensed agents, with quote tools, risk analysis, policy contracting, and claim assistance.

Product overview

Agentes Online operates as an insurance brokerage (Consultoría Especializada Agente de Seguros, S.A. de C.V.) authorized by the National Insurance and Bonds Commission (CNSF), offering a portfolio of insurance and bond products through a network of agents. The core product portfolio includes personal insurance products (auto, life, home, medical expenses), commercial insurance (business/enterprise), and specialty lines (transport/marine cargo, and technical lines including civil works, machinery installation, contractor equipment, and civil liability). The company functions as an insurance intermediary, connecting clients with major Mexican insurers including Qualitas, AXA, HDI, Afirme, Mapfre, ABA, Zurich, GMX, Sura, Atlas, Allianz, MetLife, BUPA, Panamerican, Chubb, and ACE. The service model includes web-based quote tools, agent support for policy selection, and claims assistance throughout the policy term.

Differentiator

Problem solved

Functional benefit

Products and services

• Seguro de Autos (Auto Insurance) Auto insurance providing protection against theft or collision, with road assistance depending on coverage level. Covers material damage, total theft, civil liability for goods and persons, driver accidents, medical expenses, substitute vehicle, legal defense, and assistance. Distributed to individual consumers through the agent network and web quote tool.
• Seguro de Vida (Life Insurance) Life insurance offering financial protection for family members against serious illness, death, or disability of the insured. Beneficiaries receive the insured sum in case of death, and some policies accumulate savings for future use such as retirement. Targeted at individual consumers and families.
• Seguro de Casa Habitación (Home Insurance) Residential insurance protecting the home inside and out, covering material goods and valuables as well as damages for which the policyholder is responsible. Available for property owners or renters, with coverage for earthquake, fire, theft, glass breakage, and home assistance. Targeted at individual consumers.
• Seguro de Gastos Médicos (Medical Expenses Insurance) Medical expenses insurance covering hospital costs and medical fees incurred from medical care due to accident or illness. Targeted at individual consumers and families seeking health coverage.
• Seguro Empresarial (Business Insurance) Business insurance tailored to companies of any size and industry, consolidating multiple risks into a single product. Coverage includes fire, earthquake, merchandise theft, electronic equipment, machinery breakdown, and civil liability. Targeted at small, medium, and large businesses.
• Fianzas (Surety Bonds) Bond contracts guaranteeing fulfillment of obligations derived from other contracts, agreements, or laws. A bonding institution commits to a third party (beneficiary) to fulfill an obligation. Types include fidelity bonds, administrative or general bonds, credit bonds, and guarantee trust deeds. Targeted at businesses and individuals requiring surety coverage.
• Transporte (Transport/Marine Cargo Insurance) Transport insurance covering goods transported nationally or internationally for sales, purchases, or distribution via air, sea, or land. Protects shipments so they arrive safely at their destination. Targeted at businesses shipping merchandise.
• Obra Civil (Civil Works Insurance) Civil works insurance covering damages that buildings, houses, bridges, or roads may suffer during construction due to fire, explosion, or lightning. Targeted at construction firms and project owners.
• Montaje de Maquinaria (Machinery Installation Insurance) Machinery installation insurance protecting steel constructions, all types of machinery, and industrial plant installations against material damages such as fire, lightning, explosion, errors during assembly, and violent theft. Targeted at industrial operators and installers.
• Equipo de Contratistas (Contractor Equipment Insurance) Contractor equipment insurance protecting heavy machinery such as bulldozers, cranes, and excavators against fire, lightning, explosion, hurricane, flood, earthquake, collapse, collision, bridge breakage, or transport accidents. Includes protection against strikes, riots, and extraordinary expenses. Targeted at construction contractors.
• Responsabilidad Civil (Civil Liability Insurance) Civil liability insurance protecting against claims or lawsuits from third parties inadvertently harmed by the policyholder's activity, including additional risks from claims arising from manufactured products or completed work. Targeted at businesses and professionals with liability exposure.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

23 partnerships are on record, tiered core.

• ABA (Aseguradora BSA)coreOthersInsurance provider partnered with Agentes Online to offer insurance products to customers through the broker's agent network.
• AllianzcoreOthersMajor international insurance company partnered with Agentes Online for product distribution through their authorized agent network.
• AfirmecoreOthersInsurance provider offering products through Agentes Online's distribution network.
• ANAcoreOthersInsurance provider partnered with Agentes Online for insurance product distribution.
• ArgoscoreOthersInsurance provider partnered with Agentes Online for product distribution.
• AtlascoreOthersInsurance company providing products through Agentes Online's authorized broker network.
• AXAcoreOthersMajor international insurance company partnered with Agentes Online for product distribution through their agent network.
• BUPAcoreOthersInternational health insurance provider partnered with Agentes Online for medical expense coverage products.
• ChartiscoreOthersInsurance provider offering products through Agentes Online's distribution network.
• General de SeguroscoreOthersMexican insurance company partnered with Agentes Online for insurance product distribution.
• GMXcoreOthersInsurance provider partnered with Agentes Online for product distribution.
• GNP (Grupo Nacional Provincial)coreOthersMajor Mexican insurance company providing products through Agentes Online's authorized broker network.
• HDIcoreOthersInsurance provider offering products through Agentes Online's distribution network.
• InbursacoreOthersBanking group insurance subsidiary partnered with Agentes Online for product distribution.
• InteraccionescoreOthersInsurance provider partnered with Agentes Online for insurance product distribution.
• MapfrecoreOthersMajor international insurance company providing products through Agentes Online's authorized broker network.
• MetlifecoreOthersInternational life insurance company partnered with Agentes Online for life and health insurance products.
• MultivacoreOthersInsurance provider offering products through Agentes Online's distribution network.
• Primero SeguroscoreOthersInsurance provider partnered with Agentes Online for product distribution.
• Plan SegurocoreOthersInsurance provider offering products through Agentes Online's distribution network.
• QualitascoreOthersMajor Mexican auto insurance provider partnered with Agentes Online for vehicle insurance distribution.
• RSAcoreOthersInternational insurance company providing products through Agentes Online's authorized broker network.
• ZurichcoreOthersMajor international insurance company partnered with Agentes Online for product distribution through their agent network.

Scale indicators1 record

Recent moves4 records

Expansion highlights4 records

Emerging players

• CoverWallet: Digital commercial insurance brokerage for small and mid-sized businesses. Comparable as a tech-enabled broker targeting the SME segment with streamlined policy placement, a market Agentes Online also serves with its Seguro Empresarial product.
• Lemonade: Digital-native insurance company using AI-driven underwriting and a mobile-first experience. Comparable as a disruptive distribution and underwriting model that competes with traditional agent-based brokers for auto, home, and personal lines customers.
• Policygenius: US digital insurance marketplace for life, home, auto, and disability coverage. Comparable as a multi-carrier, consumer-facing digital broker that pressures traditional agent-led distribution models like Agentes Online.
• SelectQuote: US-based digital insurance brokerage specializing in life and senior-market products. Comparable as a multi-carrier agent-driven platform, illustrating the digital broker model that traditional intermediaries like Agentes Online must increasingly compete against.

Broad incumbents

• Hub International: North American insurance brokerage with growing Latin American operations. Comparable as a multi-carrier retail broker offering personal, commercial, and benefits lines, similar to Agentes Online's product mix.
• Arthur J. Gallagher: Global insurance brokerage and risk management firm operating in Mexico. Comparable as a multi-line, multi-carrier broker with both retail brokerage and benefits advisory capabilities, addressing the same customer base.
• Aon México: Global insurance broker with operations in Mexico. Comparable as a multi-carrier intermediary offering risk advisory and insurance placement across commercial and personal lines, competing for the same SME and enterprise policy placements.
• Willis Towers Watson: Global advisory and insurance brokerage with Mexican operations. Comparable as a multi-carrier broker placing commercial and specialty coverage, competing for the same enterprise and complex-risk clients.
• Lockton México: World's largest privately held insurance broker with Mexican operations. Comparable as an independent, multi-carrier broker serving commercial and personal clients, similar to Agentes Online's broker-of-record model.
• Marsh & McLennan: Global insurance and risk advisory firm with a significant Mexican presence. Comparable because it operates as a multi-line insurance broker placing business with multiple carriers across personal, commercial, and specialty lines, similar to Agentes Online's intermediary model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/agentesonline
• Facebookfacebook.com/profile.php
• LinkedInlinkedin.com/company/agentes-on-line

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Agentes Online