Euram Bank

What Euram Bank does

Euram Bank is the trade name of European American Investment Bank AG, a private Austrian credit institution incorporated in Vienna and licensed under §1 (1) of the Austrian Banking Act (BWG) and supervised by the Austrian Financial Market Authority (FMA). The bank historically served banking and investment clients through investment banking services and an e-banking platform that enabled online portfolio access, supplemented by a mobile application ('e-Banking plus App'). Its product surface was concentrated in portfolio management and investment access for a domestic Austrian client base, supported by a multilingual website (German, English, Russian) and direct client-advisor servicing.

Underlying technology was a standard web-based e-banking platform paired with a mobile app; no proprietary technology stack, AI capabilities, or third-party integrations beyond standard deposit-insurance disclosures were evidenced. Distribution was exclusively direct via the bank's online channels and client advisors, with no third-party or partner distribution cited. The business model was that of a niche, non-listed Austrian investment bank with no disclosed revenue figures, pricing model, or headcount data, and only minor industry-association memberships (Austrian Federal Economic Chamber Sector Banking & Insurance; Austrian Bankers' Association) on record.

As of October 15, 2024, Euram Bank entered resolution/winding-up proceedings (Abwicklung) under appointed liquidators Joachim Mei and Andreas Falger. All e-banking services and online portfolio access were discontinued, the corporate website displays 'in Abwicklung,' and former clients are directed to contact their client advisors for portfolio and account information. The entity is no longer an operating bank and is currently in wind-down only.

Name

Euram Bank

Legal name

European American Investment Bank AG

Website

https://eurambank.com

Company type

Private

Founded year

1999

Operating status

Closed

Headcount range

51–100 employees

Short description

Euram Bank (European American Investment Bank AG) was a private Austrian investment bank providing e-banking and online portfolio services to domestic investment clients; it entered resolution/winding-up proceedings on October 15, 2024, and is no longer operating.

Ownership category

akta.pro rank

Product category

Investment Banking

NAICS

Commercial Banking (52211), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523)

SIC

State Commercial Banks (6022), Security Brokers, Dealers & Flotation Companies (6211)

akta.pro industry

PRIMARYFSAEAGAE

Corporate Finance Advisory (Strategic Finance, Capital Structure & Recaps)

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/M&A Advisory & Corporate Finance

SECONDARYBPAHAOAL

Capital Markets Advisory (IPO Readiness, SPAC, ECM/DCM Advisory)

Business & Public Services/Professional Services (Legal, Accounting, Consulting)/M&A, Transaction & Restructuring Advisory

Keywords

• Investment banking services
• Online portfolio management
• E-banking platform
• Private banking
• Austrian banking

Headquarters

HQ city

Vienna

HQ country

Austria

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Compliance, Infrastructure

Distribution channels1 record

Marketing channels1 record

Core offering

European American Investment Bank AG (Euram Bank) was an Austrian licensed investment bank operating under §1(1) of the Austrian Banking Act (BWG), providing investment banking services and online portfolio management to clients through an e-Banking platform and mobile application. As of October 15, 2024, the bank entered resolution/winding-up proceedings (Abwicklung) and discontinued its e-Banking and online portfolio services.

Product overview

Euram Bank (European American Investment Bank AG) is a financial services company that previously offered e-Banking and Online Portfolio services, along with a mobile application (e-Banking plus App). The bank is currently in resolution/liquidation proceedings as of October 15, 2024, and all e-Banking services have been discontinued. Former clients are directed to contact their client advisors for portfolio and account information.

Differentiator

Problem solved

Functional benefit

Products and services

• e-Banking Platform Online banking platform that enabled Euram Bank clients to view their portfolio statements and manage their accounts. Services are no longer available following the bank's resolution proceedings initiated on October 15, 2024.
• e-Banking plus App Mobile banking application offering clients access to their online portfolio and e-Banking services. The app is no longer functional following the bank's entry into resolution.

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered minor.

• Austrian Federal Economic Chamber, Sector Banking & InsuranceminorOthersEuram Bank was represented by the Austrian Federal Economic Chamber, Sector Banking & Insurance as part of its industry association membership.
• Austrian Bankers' Association (Verband österreichischer Banken und Bankiers)minorOthersEuram Bank was a member of the Austrian Bankers' Association, representing banking industry interests in Austria.

Scale indicators1 record

Recent moves4 records

Direct peers

• Wiener Privatbank SE: Vienna-based private bank offering wealth management, investment advisory, and capital markets services to private and institutional clients. Directly comparable to Euram Bank as a small Austrian investment bank with private-client focus.
• Kathrein Privatbank AG: Austrian private bank offering asset management and investment advisory, historically comparable to Euram Bank as a Vienna-based licensed investment/private bank with similar client focus.
• Schoellerbank AG: Austrian private bank specialising in portfolio management and investment advisory for private clients. Closely comparable to Euram Bank's historical investment banking and online portfolio management proposition.
• Bankhaus Spängler AG: Salzburg-based private Austrian bank providing wealth management, investment advisory, and corporate finance to private and corporate clients. Closely comparable to Euram Bank as a small Austrian-licensed private bank.
• LGT Bank AG: Liechtenstein-headquartered private bank serving private clients and family offices across Europe, offering investment advisory and portfolio management. Comparable to Euram Bank as a small European private bank with cross-border private-client reach.
• Semper Constantia Privatbank AG: Vienna-based private bank focused on asset management for private and institutional clients. Comparable to Euram Bank as a small Austrian-licensed investment/private bank serving similar wealth management and investment banking clients.

Regional players

• Volksbank Wien AG: Austrian regional bank offering retail, commercial, and investment services to private and corporate clients in Austria. Comparable as a smaller domestic competitor operating under the same Austrian banking license regime.

Broad incumbents

• BAWAG Group AG: Austrian-headquartered universal bank offering retail, commercial, and investment banking services. Comparable as a larger Austrian incumbent under the same BWG regime that Euram Bank operated within.
• Erste Group Bank AG: Largest Austrian-headquartered banking group, offering retail, commercial, investment banking, and wealth management services across CEE. Comparable as the dominant Austrian incumbent against which smaller private banks like Euram positioned themselves.
• Raiffeisen Bank International AG: Major Austrian-headquartered universal bank with corporate, investment banking, and wealth management operations across CEE. Comparable as a broad Austrian incumbent in the same regulatory framework under BWG.

Market position

Weaknesses5 records

Competitive moat1 record

Key risks5 records

Key highlights4 records

Customer concentration

• LinkedInlinkedin.com/company/european-american-investment-bank-aktiengesellschaft

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Euram Bank