AHRP
AHRP (Adventist HealthCare Retirement Plans) administers 401(a) and 403(b) retirement savings plans for employees of AdventHealth, Adventist Health, and Loma Linda University Health, operating on Fidelity's NetBenefits platform with BlackRock LifePath investment options.
- Company typePrivate
- Founded1991
- HeadquartersRoseville, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What AHRP does
AHRP (legal name: Adventist HealthCare Retirement Plans) is a privately held retirement plan administrator established in 1991 and headquartered in Roseville, United States. The company administers 401(a) and 403(b) retirement savings plans exclusively for employees of three Adventist-affiliated healthcare systems: AdventHealth, Adventist Health, and Loma Linda University Health. AHRP does not build its own core technology; rather, it operates on Fidelity Investments' NetBenefits platform — including the NetBenefits web portal and mobile application — for account access, contribution management, beneficiary designation, and investment processing. The plan lineup features BlackRock's LifePath Paycheck target-date fund as a primary investment option, supplemented by standard investment menus accessible through the Fidelity platform.
AHRP's product surface extends beyond plan administration into participant financial education through the Finance on Demand video library and MileMarkers career-stage planning resources, with personalized support delivered by AHRP Retirement Representatives via phone (800-730-2477) and scheduled in-person appointments. Recent product additions include Super Catch-Up Contributions aligned with Secure 2.0 Act provisions effective in 2026 and Roth In Plan Conversion (RIPC) guidance.
The business model is built on administrative fees generated from employer-sponsored retirement plans covering healthcare workers, with the cost structure supported by a lean team of 1-10 employees. Pricing is not publicly disclosed and is governed by the employer-sponsor relationship. AHRP operates solely within the United States, and its customer base is structurally concentrated within the Adventist healthcare network, creating both a defined niche and significant concentration exposure.
AHRP firmographics
Firmographics- Name
- AHRP
- Legal name
- Adventist HealthCare Retirement Plans
- Website
- https://ahrp.com
- Company type
- Private
- Founded year
- 1991
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- AHRP (Adventist HealthCare Retirement Plans) administers 401(a) and 403(b) retirement savings plans for employees of AdventHealth, Adventist Health, and Loma Linda University Health, operating on Fidelity's NetBenefits platform with BlackRock LifePath investment options.
- Ownership category
- akta.pro rank
AHRP industry classification
Industry- Product category
- Retirement Plan Administration
- NAICS
- Pension Funds (52511), Pharmacy Benefit Management and Other Third Party Administration of Insurance and Pension Funds (524292), Pension Funds (525110)
- SIC
- Services-Membership Organizations (8600)
- akta.pro primary industry
- Benefits Administration (BPACAPAC)
Keywords
Where AHRP is headquartered
LocationHeadquarters
- HQ city
- Roseville
- HQ country
- United States
- HQ region
- North America
Markets served
AHRP business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Revenue model
- Retirement Plan Administration Services: AHRP provides 401(a) and 403(b) retirement plan administration services to healthcare workers. Revenue is generated through administrative fees charged to employer-sponsored retirement plans and contributions from plan participants.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Plan administration services for 401(a) and 403(b) retirement plans |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
AHRP product offering
Product offeringCore offering
AHRP administers employer-sponsored 401(a) and 403(b) retirement savings plans for employees of Adventist HealthCare organizations, including AdventHealth, Adventist Health, and Loma Linda University Health. Plan participants access account management, contribution updates, beneficiary designation, and investment selection through the Fidelity NetBenefits web and mobile platform, with personalized support from AHRP Retirement Representatives.
Product overview
AHRP (Adventist HealthCare Retirement Plans) is a retirement benefits administrator offering employer-sponsored retirement savings plans (401(a) and 403(b)) to employees of Adventist HealthCare, Adventist Health, and Loma Linda University Health. The core offering consists of the AHRP Retirement Plans, which provide contribution management, investment selection, and beneficiary designation capabilities through the Fidelity NetBenefits platform. Supporting resources include the Finance on Demand educational platform, MileMarkers career-stage planning tools, and specialized features like Super Catch-Up Contributions for ages 60-63 and Roth In Plan Conversion options. Participants access their accounts through the Fidelity NetBenefits Mobile App or web portal, with support from AHRP Retirement Representatives available by phone or in-person appointments.
Differentiator
Problem solved
Functional benefit
Products and services
- AHRP 401(a) / 403(b) Retirement Plans
Companies that use AHRP
Customer profileNamed customers3 records
Segments1 record
Ideal customer profiles1 record
AHRP technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
AHRP partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered core.
- Fidelity InvestmentscoreFidelity provides the NetBenefits platform infrastructure for AHRP retirement plan administration, including account management, investment processing, and mobile application services.
- BlackRockcoreBlackRock provides the LifePath Paycheck investment fund option within AHRP retirement plans, offering target-date retirement investment strategies.
- AdventHealthcoreAdventHealth is a founding employer sponsor of AHRP retirement plans, providing retirement benefits to its healthcare workforce through the AHRP program.
- Adventist HealthcoreAdventist Health participates as an employer sponsor in AHRP retirement plans, offering 401(a)/403(b) benefits to employees.
- Loma Linda University HealthcoreLoma Linda University Health provides retirement benefits to its employees through the AHRP 401(a)/403(b) retirement plan program.
Scale indicators1 record
Recent moves6 records
Expansion highlights3 records
AHRP competitors and assessment
Company assessmentDirect peers
- Ascensus: Ascensus is one of the largest independent third-party retirement plan administrators in the U.S., providing recordkeeping and administration for employer-sponsored plans — overlapping directly with AHRP's TPA-style service offering.
- TIAA: TIAA is a retirement-focused financial services organization historically serving academic, healthcare, and non-profit employers — directly comparable to AHRP's healthcare-system, non-profit sponsor base and 401(a)/403(b) product focus.
- OneAmerica: OneAmerica provides retirement plan administration and recordkeeping services to employers, including healthcare and non-profit organizations — a closer-fit peer at similar scale to AHRP.
Broad incumbents
- Vanguard: Vanguard provides retirement plan recordkeeping, administration, and a heavy investment-menu footprint for employer plans — a broad incumbent competing for the same healthcare and non-profit plan sponsors AHRP serves.
- Empower Retirement: Empower is a large-scale retirement plan administrator serving corporate, government, and healthcare plan sponsors with recordkeeping, administration, and advisory services — a broad incumbent operating at much greater scale than AHRP.
- Principal Financial Group: Principal offers employer-sponsored retirement plan recordkeeping, administration, and investment products — a broad incumbent whose plan administration services compete for the same healthcare and non-profit sponsors AHRP serves.
- Voya Financial: Voya provides retirement plan administration, investment options, and participant services for employer-sponsored plans, including health-sector employers — a broader incumbent with overlapping capabilities to AHRP.
- Fidelity Investments: Fidelity is both AHRP's core technology partner (NetBenefits platform) and a major direct provider of workplace retirement plans — making it a partially overlapping incumbent whose go-to-market choices directly shape AHRP's distribution risk.
- Transamerica Retirement Solutions: Transamerica provides employer-sponsored retirement plan recordkeeping, administration, and participant services — a broad incumbent with overlapping capabilities to AHRP, particularly in healthcare and non-profit segments.
- Charles Schwab (Schwab Retirement Plan Services): Schwab's retirement plan services business provides recordkeeping and administration for employer-sponsored plans, including 401(k) and 403(b) programs — a broad incumbent competing for the same healthcare-employer sponsor segment.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights6 records
Customer concentration
AHRP social profiles
Digital presenceAHRP financial estimates
Financial estimateRevenue estimate
Valuation estimate
AHRP leadership team
Management profileNumber of profiles
AHRP funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
AHRP M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about AHRP
What does AHRP do?
AHRP administers employer-sponsored 401(a) and 403(b) retirement savings plans for employees of Adventist HealthCare organizations, including AdventHealth, Adventist Health, and Loma Linda University Health. Plan participants access account management, contribution updates, beneficiary designation, and investment selection through the Fidelity NetBenefits web and mobile platform, with personalized support from AHRP Retirement Representatives.
Is AHRP a public or private company?
AHRP is a private company. It is classified as corporate owned and is currently operating.
When was AHRP founded?
AHRP was founded in 1991. It employs 1 to 10 people.
Where is AHRP based?
AHRP is headquartered in Roseville, United States, in the North America region.
How does AHRP make money?
One revenue line is on record: retirement Plan Administration Services.
Who are AHRP's main competitors?
Direct peers on record are Ascensus, TIAA and OneAmerica. Broad incumbents are Vanguard, Empower Retirement, Principal Financial Group, Voya Financial, Fidelity Investments, Transamerica Retirement Solutions and Charles Schwab (Schwab Retirement Plan Services).
Does AHRP have an API?
No public API is recorded for AHRP.
What industry is AHRP in?
AHRP's product category is Retirement Plan Administration. Its primary akta.pro industry code is BPACAPAC, Benefits Administration. Its NAICS code is 52511 and its SIC code is 8600.