Unisa
UNISA Inc. is a privately held US loan servicer founded in 1976 that specializes in campus-based loan servicing for higher education institutions, including Federal Perkins Loans, institutional loans, private education loans, and tuition payment plans, serving public and private colleges.
- Company typePrivate
- Founded1976
- HeadquartersEnglewood, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Unisa does
UNISA Inc. (legal name UNISA INC., DBA "UNISA") is a privately held loan servicing company founded in 1976 and headquartered at 7400 East Arapahoe Road, Suite 10, Englewood, Colorado. The company specializes in servicing campus-based loans for higher education institutions, with its portfolio centered on Federal Perkins Loan servicing, institutional loan programs, private education loans, tuition payment plans, and student accounts receivable management. UNISA serves public, private, non-profit, and for-profit colleges and universities across the United States, functioning as a third-party servicer that partners with school financial aid offices to manage the full lifecycle of loans from origination through payoff. The firm holds NMLS license #1836396 and maintains compliance with FERPA and the Gramm-Leach-Bliley Act.
The company operates a web-based loan servicing platform that supports electronic Master Promissory Note signing, loan origination, payment processing, and account management for both institutional clients and student borrowers. Notable platform capabilities include a Secure Online Reporting System (SORS) for institutional portfolio management, an Online Promissory Notes Portal enabling electronic execution of Master Promissory Notes for Federal Perkins Loans and other institutional loans, an electronic entrance counseling quiz system for student borrowers, and SSL-encrypted payment processing. Borrower-facing services include free eBilling and free Auto Pay features, accessed through a self-service portal at borrower.unisainc.com. The platform also offers a Borrower Forms Library covering deferment, forbearance, and cancellation requests for Perkins, Health Professions, Nurse Faculty, and Talent Development loan programs.
UNISA generates revenue through three streams: loan servicing fees for campus-based loans, tuition payment plan administration, and origination fees for institutional and private education loan programs. Pricing is not publicly disclosed; services are provided under contractual arrangements with educational institutions. The company employs between 11 and 50 staff and markets its services primarily through direct enterprise field sales targeting college and university financial aid offices, supplemented by content marketing (blog, LinkedIn), industry association participation in COHEAO and CSPEN, and a toll-free contact line. Since founding, UNISA has expanded its product portfolio from Federal Perkins Loan servicing to include tuition payment plans, private education loans, institutional loan programs, and accounts receivable management, in response to evolving demand from its higher education customer base.
Unisa firmographics
Firmographics- Name
- Unisa
- Legal name
- UNISA INC.
- Website
- https://unisainc.com
- Company type
- Private
- Founded year
- 1976
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- UNISA Inc. is a privately held US loan servicer founded in 1976 that specializes in campus-based loan servicing for higher education institutions, including Federal Perkins Loans, institutional loans, private education loans, and tuition payment plans, serving public and private colleges.
- Ownership category
- akta.pro rank
Unisa industry classification
Industry- Product category
- Higher Education Loan Servicing
- NAICS
- Educational Support Services (611710), Educational Services (611)
- SIC
- Services-Computer Programming, Data Processing, Etc. (7370), Services-Educational Services (8200)
- akta.pro primary industry
- Financial Aid Compliance, Verification & Satisfactory Academic Progress (SAP) (EDALAJAH)
- akta.pro secondary industries
- Funding, Finance & Grants Reporting (Allocations, Claims, Reconciliation) (EDADAIAG), Compliance, State Reporting & Education Data Exchange (Ed-Fi/SIF) (EDAFAEAO)
Keywords
Where Unisa is headquartered
LocationHeadquarters
- HQ city
- Englewood
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
Unisa business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Others
Revenue model
- Loan Servicing Fees: UNISA earns fees for servicing campus-based loans including Federal Perkins Loans, institutional loans, private education loans, and managing student account receivables for colleges and universities.
- Tuition Payment Plan Administration: Administration of tuition payment plans for educational institutions, managing installment payments for students.
- Origination Fees: Fees for originating and setting up institutional loan programs and private education loans.
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
Unisa product offering
Product offeringCore offering
UNISA Inc. is a loan servicing firm dedicated to the higher education marketplace since 1976. The company services campus-based loan receivables including the Federal Perkins Loan Program, private education loans, institutional loan programs, tuition payment plans, and student account receivables for public, private, non-profit, and for-profit colleges and universities. UNISA operates as both a servicer and originator, supporting institutions from loan inception through payoff with web-based servicing technology.
Product overview
UNISA is a loan servicing platform for the higher education marketplace, offering a unified suite of services centered around campus-based loan receivables and the Federal Perkins Loan Program. The core portfolio includes Federal Perkins Loan Servicing, Private Education Loans, Institutional Loan Programs, Tuition Payment Plans, and Accounts Receivable Management. Additional value-added services include eBilling and Auto Pay (both free of fees), a Secure Online Reporting System (SORS), Electronic Promissory Notes for eSign capabilities, a Borrower Forms Library, and UNISA Career Support powered by Career EDGE. The platform positions itself as a pre-collections strategic partner providing financial literacy information and repayment experience for Public, Private, Non-Profit, and For-Profit Colleges and their alumni borrowers.
Differentiator
Problem solved
Functional benefit
Products and services
- Federal Perkins Loan Servicing
Companies that use Unisa
Customer profileNamed customers5 records
Segments2 records
Ideal customer profiles2 records
Unisa technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
Unisa partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core and minor.
- IBMC CollegescoreUNISA has partnered with IBMC Colleges to provide institutional loan servicing and student financing programs. UNISA helps schools bridge the unfunded tuition gap with student friendly financing programs that enhance enrollment, confront attrition, and reduce discounting.
- COHEAOminorUNISA is a member of COHEAO (Conference on Student Financial Issues), participating in membership Zoom Town Hall Meetings. COHEAO awards scholarships to students attending member institutions.
- CSPENminorUNISA participates in the CSPEN education community, supporting CSPEN 2020 annual conference and educational initiatives.
- Career EDGEminorUNISA Career Support powered by Career EDGE provides support resources to help keep student loan payments on track.
Scale indicators2 records
Recent moves6 records
Expansion highlights5 records
Unisa competitors and assessment
Company assessmentBroad incumbents
- ECMC Group: ECMC is a nonprofit focused on student loan servicing, default prevention, and college access. Comparable mission and institutional higher-ed clientele but operates a broader portfolio and programs.
- MOHELA: MOHELA is a major federal student loan servicer with overlapping institutional higher-education relationships. Comparable as a higher-ed loan servicer but at much greater scale and with federal loan concentration.
- Aidvantage (Navient): Navient's Aidvantage is a major federal student loan servicer. Comparable only at the broad student-loan-servicing category level; does not focus on the campus-based niche UNISA serves.
- Nelnet Servicing: Nelnet is one of the largest US student loan servicers handling federal Direct Loans at scale, plus campus-based products. Comparable business model but vastly broader portfolio and institutional scope than UNISA.
Direct peers
- Granite State Management & Resources: Granite State is a nonprofit servicer specializing in Federal Perkins Loans and health professions student loans. Directly comparable niche federal campus-based loan servicer.
- Inceptia: A nonprofit division of NSLP that provides student loan servicing, default prevention, and financial education to schools. Directly comparable as a higher-education focused loan servicer targeting similar institutional clients.
- Trellis Company: Trellis (formerly TG Holdings) is a nonprofit that services Perkins and Health Professions loans primarily for Texas institutions. Closely comparable niche Perkins-focused servicer.
- ECSI (Education Services Inc.): ECSI is a direct competitor offering campus-based loan servicing, tuition payment plans, and student A/R management for colleges and universities. Highly comparable to UNISA across Perkins, institutional, and private student loan servicing.
- University Accounting Service (UAS): UAS provides campus-based loan servicing, tuition payment plans, and student A/R management to colleges. Closely comparable niche player in higher education loan administration.
Emerging players
- Pioneer Educational Cooperative: Smaller, regional providers of school-side loan servicing and compliance support. Comparable as emerging adjacent players in institutional loan program administration rather than direct Perkins specialists.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights5 records
Customer concentration
Unisa social profiles
Digital presenceUnisa compliance and trust
Trust signalCompliance2 records
Unisa financial estimates
Financial estimateRevenue estimate
Valuation estimate
Unisa leadership team
Management profileNumber of profiles
Profiles2 records
Unisa funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Unisa M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Unisa
What does Unisa do?
UNISA Inc. is a loan servicing firm dedicated to the higher education marketplace since 1976. The company services campus-based loan receivables including the Federal Perkins Loan Program, private education loans, institutional loan programs, tuition payment plans, and student account receivables for public, private, non-profit, and for-profit colleges and universities. UNISA operates as both a servicer and originator, supporting institutions from loan inception through payoff with web-based servicing technology.
Is Unisa a public or private company?
Unisa is a private company. It is classified as unknown and is currently operating.
When was Unisa founded?
Unisa was founded in 1976. It employs 11 to 50 people.
Where is Unisa based?
Unisa is headquartered in Englewood, United States, in the North America region.
How does Unisa make money?
Three revenue lines are on record. Loan Servicing Fees are the primary driver. The others are tuition Payment Plan Administration and origination Fees.
Who are Unisa's main competitors?
Broad incumbents on record are ECMC Group, MOHELA, Aidvantage (Navient) and Nelnet Servicing. Direct peers are Granite State Management & Resources, Inceptia, Trellis Company, ECSI (Education Services Inc.) and University Accounting Service (UAS). Pioneer Educational Cooperative is listed as an emerging player.
Does Unisa have an API?
No public API is recorded for Unisa.
What industry is Unisa in?
Unisa's product category is Higher Education Loan Servicing. Its primary akta.pro industry code is EDALAJAH, Financial Aid Compliance, Verification & Satisfactory Academic Progress (SAP), with a secondary code of EDADAIAG, Funding, Finance & Grants Reporting (Allocations, Claims, Reconciliation). Its NAICS code is 611710 and its SIC code is 7370.