Totalis Program Underwriters
Totalis Program Underwriters is a New York-based specialty insurance MGA platform under NFP (an Aon company), operating 27 distinct programs across hospitality, coastal flood, entertainment, healthcare, construction, and other niche verticals, distributed via wholesale brokers and retail agents.
- Company typePrivate
- Founded2017
- HeadquartersNew York, United States
- Headcount251–500
- GTM typeB2B
- OfferingServices
What Totalis Program Underwriters does
Totalis Program Underwriters is a New York-based specialty insurance program management platform that operates as a wholesale managing general agency (MGA) under NFP, which is itself an Aon company. The platform hosts 27 distinct MGU programs spanning hospitality (EverGuard, Entertainment Risk), coastal homeowners and flood (ShoreOne), entertainment production (Spotlight Entertainment), security guard and alarm (Brownyard Maclean), healthcare and EMS medical directors, residential construction (Insurance Specialty Group), craft beverage (PAK Programs), manufactured housing (Park Shield), transportation (Quantum Risk Solutions), Mexican cross-border coverage (MexiPass, Mexico Insurance Online), Canadian commercial lines (CHES Special Risk), D&O and management liability (Pantheon Risk, QuadScore D&O), home equity loan insurance (Equity Protection Program), and commercial surety bonds. The company distributes its programs through wholesale brokers, retail insurance agents, and program-specific channel partners, with NFP and Aon's corporate network providing additional distribution leverage and capital backing. Totalis generates revenue through underwriting premiums and commission income across its specialty programs, with quote-based, risk-specific pricing determined by individual underwriting assessment rather than standardized tiers.
The platform has grown primarily through acquisitions, including Insurance Specialty Group in 2020, Brownyard MacLean Security Insurance Services in April 2025, and ShoreOne Insurance Managers in March 2026, alongside organic launches such as Spotlight Entertainment Insurance in May 2025. Management is led by John Mahoney as Head of Programs overseeing all 27 MGU programs, with John Werkheiser as CFO (since 2024), Jonathan Abbott as Chief Actuary, and program-level Managing Directors and VPs for each major vertical. The underlying technology stack emphasizes domain-specific risk selection tools (notably ShoreOne's coastal flood analytics) and integration of acquired MGA operations onto a unified platform overseen by a dedicated digital strategy leader. As a wholly-owned subsidiary of NFP within Aon's portfolio, Totalis does not disclose standalone financials and operates as one component of a much larger global insurance brokerage and advisory ecosystem.
Totalis Program Underwriters firmographics
Firmographics- Name
- Totalis Program Underwriters
- Legal name
- Totalis Programs
- Website
- https://totalisprograms.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- Totalis Program Underwriters is a New York-based specialty insurance MGA platform under NFP (an Aon company), operating 27 distinct programs across hospitality, coastal flood, entertainment, healthcare, construction, and other niche verticals, distributed via wholesale brokers and retail agents.
- Ownership category
- akta.pro rank
Totalis Program Underwriters industry classification
Industry- Product category
- Specialty Insurance
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210), Other Insurance Related Activities (52429)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Insurance Program Administration & MGA/MGU Services (FSAEADAK)
- akta.pro secondary industry
- Large Commercial Package (National Accounts) (FSAJAFAC)
Keywords
Where Totalis Program Underwriters is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Totalis Program Underwriters business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Supply Chain, Others
Revenue model
- Insurance Program Administration: Totalis operates as a managing general agency/platform that generates revenue through underwriting premiums from specialty insurance programs across multiple industry verticals including property, casualty, professional liability, and specialty lines
- Home Equity Insurance Premiums: Equity Protection Program generates premium income by insuring home equity loans for lending institutions, transferring risk of loan default
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Program-specific pricing varies by coverage type and risk profile |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels4 records
Totalis Program Underwriters product offering
Product offeringCore offering
Totalis Program Underwriters operates as a scaled specialty insurance platform and managing general agency (MGA) that underwrites and administers 27 distinct insurance programs across hospitality, healthcare, entertainment, construction, transportation, coastal homeowners, D&O, surety, and other specialty lines. The platform develops, distributes, and services specialty insurance products through wholesale brokers, retail agents, and direct-to-institution partnerships on behalf of carrier partners, serving challenging and underserved risk segments. Totalis is a wholly-owned subsidiary of NFP, which is owned by Aon plc, leveraging the parent's distribution scale and capital backing.
Product overview
Totalis Program Underwriters is a scaled specialty insurance platform under NFP (an Aon company) providing specialty expertise and solutions for challenging and underserved areas of the market through a growing collection of highly regarded specialty programs. The platform operates as a multi-program architecture with a central Totalis platform supporting 27 MGU programs across multiple industries. The portfolio includes core platform programs such as EMS Medical Directors Insurance Program, Healthcare Insurance Program, Equity Protection Program, Surety, Spotlight Entertainment, and Auto Service Program, alongside numerous sub-brands and acquired brands including ShoreOne (coastal homeowners/flood), Blue Sky Property (commercial property), Brownyard Maclean (security guard/alarm), CHES Special Risk (Canadian market), Entertainment Risk/EverGuard (hospitality), Insurance Specialty Group (residential construction), Mexico Insurance Online/MexiPass (cross-border Mexico), Outdoor Insurance Group (outdoor recreation), Pantheon Risk (D&O), PAK Programs (craft beverage), Park Shield (manufactured housing), Praxis Insurance Associates (complex risks), Pro Financial Services (talent disability), ProTek (medical devices), QuadScore D&O (regulated industries), Quantum Risk Solutions (transportation), Specialty Program Solutions (forestry/construction), and Tower Construction Risk (builders risk). Each program delivers specialized coverage with disciplined underwriting expertise, targeting specific market niches.
Differentiator
Problem solved
Functional benefit
Brands
- Blue Sky Property: Commercial monoline E&S property solutions tailored for tough-to-place property risks in hospitality, real estate and entertainment sectors.
- Brownyard Maclean
- CHES Special Risk
- Entertainment Risk
- EverGuard
- Equity Protection Program
- EMS Medical Directors Insurance Program
- Healthcare Insurance Program
- Insurance Specialty Group (ISG)
- Mexico Insurance Online
- MexiPass
- Outdoor Insurance Group (OIG)
- Pantheon Risk
- PAK Programs
- Park Shield
- Praxis Insurance Associates
- Pro Financial Services (PFS)
- ProTek
- QuadScore
- QuadScore D&O
- Quantum Risk Solutions
- ShoreOne
- Specialty Program Solutions (SPS)
- Surety
- Spotlight Entertainment
- Tower Construction Risk (TCR)
- Auto Services Program
Products and services
- Blue Sky Property
Quantifiable outcome
- Dealerships earn additional $50,000,000 annually through F&I income development programs
- +3 more outcomes
Companies that use Totalis Program Underwriters
Customer profileNamed customers4 records
Segments6 records
Ideal customer profiles8 records
Totalis Program Underwriters technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Totalis Program Underwriters partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core and minor.
- ShoreOne Insurance ManagerscoreTotalis acquired ShoreOne Insurance Managers, a coastal-focused homeowners and flood insurance managing general agent. ShoreOne will continue operating as an independent business unit within Totalis, bringing underwriting expertise and proprietary risk analytics for coastal markets. Cameron Rhodes succeeds Nick Steffey as CEO, with Steffey transitioning to Executive Advisor and remaining Chairman of BrightShore Insurance Co.
- BrightShore Insurance Co.coreBrightShore Insurance Co. was founded by ShoreOne's principals and retains separate ownership. It remains a key carrier partner for the ShoreOne program following the acquisition, providing insurance capacity for the coastal homeowners and flood coverage products.
- Spotlight Entertainment InsurancecoreTotalis launched Spotlight Entertainment Insurance, a specialist MGA focused on providing insurance solutions to ancillary businesses in the entertainment industry. The program addresses coverage gaps for production support companies including rental, service and staging operations.
- Alex Baiseri (VP, Entertainment)minorAlex Baiseri serves as Vice President, Entertainment at Totalis, leading the Spotlight Entertainment Insurance program with direct contact at 805.537.0146.
- Mike Lapre (Senior Vice President, Surety)minorMike Lapre serves as Senior Vice President for Commercial Surety at Totalis, leading bond quote operations with contact at 480.947.3555.
- Praxis Insurance AssociatescorePraxis Insurance is a wholesale brokerage partner focused on helping retail agents place specialized risks through broad market access, underwriting insight, and tailored insurance solutions. Supports surplus lines and specialty P&C placements.
Scale indicators6 records
Recent moves7 records
Expansion highlights6 records
Totalis Program Underwriters competitors and assessment
Company assessmentDirect peers
- CRC Group: CRC Group is a wholesale/specialty insurance brokerage running multiple specialty practice teams serving retail agents with surplus lines and complex risks — directly analogous to Totalis' wholesale-broker-driven MGA platform model.
- Brown & Riding: Brown & Riding is a wholesale/specialty insurance brokerage providing retail agents access to niche and surplus lines — comparable to Totalis' specialty distribution model and target customer base of retail brokers and agents.
- Amwins: Amwins is one of the largest specialty MGAs/wholesale distributors in the US, distributing across many of the same niche lines (hospitality, entertainment, healthcare, transportation, property E&S). Highly comparable to Totalis as a multi-vertical specialty insurance platform.
- Skyward Specialty Insurance Group: Skyward Specialty is a specialty insurance underwriting and distribution company offering niche solutions across multiple lines including property, casualty, and professional liability — directly comparable to Totalis' specialty MGA platform across underserved verticals.
- IMA Financial Group: IMA Financial Group is a large insurance brokerage with specialty practices and program management capabilities serving commercial clients across niche industries — closely comparable to Totalis' specialty program model.
- Burns & Wilcox: Burns & Wilcox, part of H.W. Kaufman Group, is a major specialty insurance wholesaler operating across personal and commercial specialty lines — a direct comparable to Totalis' specialty program distribution model.
- RPS (Risk Placement Services): RPS is a wholesale and specialty insurance distributor also under the NFP/Aon umbrella, distributing through retail brokers and managing binding authorities and specialty programs — closely comparable to Totalis' MGA/platform structure.
Broad incumbents
- Acrisure: Acrisure is a global insurance brokerage and specialty platform owning numerous MGA-like programs and wholesale operations — comparable as a broader incumbent owning comparable specialty insurance platforms.
- Ryan Specialty: Ryan Specialty is a publicly traded specialty insurance distribution and underwriting platform with broad specialty capabilities across wholesale, binding authority, and managed programs — comparable as a broader, listed incumbent in the same specialty platform space.
Emerging players
- Patriot Growth Insurance Services: Patriot Growth is a services-focused insurance platform specializing in partnership/M&A-led growth across niche and specialty agencies — comparable to Totalis' acquisition-led expansion strategy within specialty distribution.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Totalis Program Underwriters social profiles
Digital presenceTotalis Program Underwriters financial estimates
Financial estimateRevenue estimate
Valuation estimate
Totalis Program Underwriters leadership team
Management profileNumber of profiles
Profiles15 records
Totalis Program Underwriters subsidiaries and ownership
Company hierarchySubsidiaries28 records
Totalis Program Underwriters funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Totalis Program Underwriters M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Totalis Program Underwriters
What does Totalis Program Underwriters do?
Totalis Program Underwriters operates as a scaled specialty insurance platform and managing general agency (MGA) that underwrites and administers 27 distinct insurance programs across hospitality, healthcare, entertainment, construction, transportation, coastal homeowners, D&O, surety, and other specialty lines. The platform develops, distributes, and services specialty insurance products through wholesale brokers, retail agents, and direct-to-institution partnerships on behalf of carrier partners, serving challenging and underserved risk segments. Totalis is a wholly-owned subsidiary of NFP, which is owned by Aon plc, leveraging the parent's distribution scale and capital backing.
Is Totalis Program Underwriters a public or private company?
Totalis Program Underwriters is a private company. It is classified as corporate owned and is currently operating.
When was Totalis Program Underwriters founded?
Totalis Program Underwriters was founded in 2017. It employs 251 to 500 people.
Where is Totalis Program Underwriters based?
Totalis Program Underwriters is headquartered in New York, United States, in the North America region.
How does Totalis Program Underwriters make money?
Two revenue lines are on record. Insurance Program Administration is the primary driver. The others are home Equity Insurance Premiums.
Who are Totalis Program Underwriters's main competitors?
Direct peers on record are CRC Group, Brown & Riding, Amwins, Skyward Specialty Insurance Group, IMA Financial Group, Burns & Wilcox and RPS (Risk Placement Services). Broad incumbents are Acrisure and Ryan Specialty. Patriot Growth Insurance Services is listed as an emerging player.
Does Totalis Program Underwriters have an API?
No public API is recorded for Totalis Program Underwriters.
What industry is Totalis Program Underwriters in?
Totalis Program Underwriters's product category is Specialty Insurance. Its primary akta.pro industry code is FSAEADAK, Insurance Program Administration & MGA/MGU Services, with a secondary code of FSAJAFAC, Large Commercial Package (National Accounts). Its NAICS code is 5242 and its SIC code is 6411.