Agence Nationale pour les Chques-Vacances(ANCV)

What Agence Nationale pour les Chques-Vacances(ANCV) does

ANCV (Agence Nationale pour les Chèques-Vacances) is a French state-owned public industrial and commercial establishment (EPIC), founded in 1982 and headquartered in Sarcelles, France, operating under the regulatory framework of the French Tourism Code (articles L.411-1 to L.411-21). It holds an exclusive national mandate to promote vacation access for French citizens through the Chèque-Vacances program, serving 4.8 million employees and public agents (beneficiaries) across 140,600 subscribing economic actors (companies and public-sector organizations), with a 115,700-strong acceptance network of tourism and leisure professionals. Its core product suite consists of Chèque-Vacances Classique (paper voucher), Chèque-Vacances Connect (digital/dematerialized version integrated with platforms such as SNCF Connect), and Coupon Sport (sports voucher). The agency also operates a portfolio of social action programs (APV, BSV, SEV, Départ 18:25, Elles en Vacances, Explore l'Europe) co-funded with institutional partners (Cnaf, ANCT, CCAH) that reach approximately 284,000 vulnerable individuals annually.

ANCV's technology platform is built on conventional web technologies (HTML, CSS, JavaScript, Symfony framework) hosted by Thales Services Numériques, with connected portals (Connect, Beneficiaires, Communications, Infos) for beneficiary and partner management. The interactive territorial map and Espace Action Sociale platform provide economic-impact visualization and social program workflow management. The digital stack is functional rather than differentiated, with no AI/ML, predictive analytics, or proprietary data infrastructure described.

The business model combines transaction-based revenue from Chèque-Vacances and Coupon Sport issuance and redemption with managed-services revenue from co-funded social programs. Chèque-Vacances is sold to employers and public sector organizations at state-regulated pricing, then distributed to employees as a benefit; employees redeem at tourism merchants. Social programs are subsidized via partnerships with state agencies and other institutional co-funders. General Director Alain Schmitt leads the agency. Marketing and distribution rely on direct B2B employer sales, the merchant acceptance network, partner portals, and trade events (IFTM Top Resa, Salon des Seniors), supplemented by LinkedIn presence and PR via Agence Rumeur Publique. Financial figures are not publicly disclosed.

Name

Agence Nationale pour les Chques-Vacances(ANCV)

Legal name

Agence Nationale pour les Chèques-Vacances (ANCV)

Website

https://ancv.com

Company type

Private

Founded year

1982

Operating status

Operating

Headcount range

251–500 employees

Short description

ANCV is a French state-owned public establishment that exclusively issues Chèque-Vacances, serving 4.8 million employees and public agents across 140,600 subscribing organizations and a 115,700-merchant acceptance network, while running co-funded social action programs reaching approximately 284,000 vulnerable individuals annually.

Ownership category

akta.pro rank

Product category

Public Sector Vacation Voucher Services

NAICS

Social Assistance (624)

SIC

Services-Miscellaneous Amusement & Recreation (7990), Services-Amusement & Recreation Services (7900)

akta.pro primary industry

Cash & Voucher Assistance (CVA) and Emergency Livelihood Support (BPAGAAAJ)

Keywords

• Vacation voucher services
• Employee benefits programs
• Public sector tourism
• Social action programs
• Leisure payment vouchers

Headquarters

HQ city

Sarcelles

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Operations, Personnel, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Chèque-Vacances issuance and transaction fees: ANCV issues Chèque-Vacances vouchers to companies and public sector organizations. Revenue is generated from the issuance and management of these vouchers. ANCV also earns from the acceptance network of tourism and leisure professionals who process and redeem these vouchers.
2. Coupon Sport issuance: ANCV issues Coupon Sport vouchers, a similar product supporting sports participation, sold through the same corporate and public sector channel as Chèque-Vacances.
3. Social action subsidies and public funding: ANCV deploys social aid programs (APV, BSV, SEV, Départ 18:25, Elles en Vacances, PADA) co-funded with institutional partners (Cnaf, ANCT, CCAH) to support vacation departures for fragile populations.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

ANCV issues Chèque-Vacances vouchers (paper Classique and digital Connect formats) and Coupon Sport to employers and public sector organizations, which distribute them to employees as subsidized vacation and sports benefits. It also runs a portfolio of social action programs (APV, BSV, Départ 18:25, SEV, Elles en Vacances, Explore l'Europe) that provide financial aid and subsidized stays to vulnerable populations including families, seniors, youth, people with disabilities, and women victims of violence. Acceptance is enabled through a national network of 115,700 tourism and leisure professionals and digital integrations such as SNCF Connect.

Product overview

The ANCV operates as a unified government-backed vacation voucher system rather than a modular platform. The core offering consists of Chèque-Vacances (available in paper Classique and digital Chèque-Vacances Connect formats) and Coupon Sport, distributed to 140,600 economic actors and benefiting 4.8 million employees and public servants. These are complemented by a portfolio of social action programs (APV, BSV, Départ 18:25, Seniors en Vacances, Elles en Vacances, Explore l'Europe) that provide targeted vacation assistance to approximately 284,000 vulnerable individuals annually, funded by the Chèque-Vacances revenue. The digital Chèque-Vacances Connect integrates with partner platforms like SNCF Connect for user convenience.

Differentiator

Problem solved

Functional benefit

Brands

• Chèque-Vacances Connect: Digital/dematerialized version of the traditional Chèque-Vacances voucher, available on mobile platforms including integration with SNCF Connect.
• Coupon Sport
• Elles en Vacances
• Départ 18:25
• Seniors en Vacances (SEV)
• Bourse Solidarité Vacances (BSV)
• Aides aux Projets Vacances (APV)
• Explore l'Europe

Products and services

• Chèque-Vacances Classique Paper-format vacation voucher sold to employers and public sector organizations, which distribute them to employees and agents as a subsidized vacation benefit. Usable at the 115,700 tourism and leisure professionals in ANCV's acceptance network across France.
• Chèque-Vacances Connect Digital/electronic version of the Chèque-Vacances voucher, usable via mobile app and through partner platforms such as SNCF Connect. Sold to employers and public sector organizations for distribution to employees and agents.
• Coupon Sport Sports voucher program issued through employers and public sector organizations to support employee and agent access to physical activity and sports-related purchases.
• Aides aux Projets Vacances (APV) Financial aid program supporting vacation projects led by partner associations for vulnerable populations, including people with disabilities and other fragile groups.
• Bourse Solidarité Vacances (BSV) Vacation grant program that collects discounted stay offers from tourism professionals and redistributes them to fragile families and individuals to enable vacation departures.
• Départ 18:25 Financial aid program for young people aged 18 to 25, providing up to €250 toward vacation stays deployed via the maeva.com platform.
• Seniors en Vacances (SEV) Vacation assistance program for seniors offering access to affordable stays in adapted vacation villages and hotels, partnered with tourism professionals for solidarity tourism.
• Elles en Vacances (EEV) Project call program supporting structures that assist women victims of violence and their families, enabling vacation departures as part of socio-educational support.
• Explore l'Europe Joint program with ANCT targeting youth aged 16-25 from priority urban neighborhoods (QPV) with European mobility and socio-educational projects. Co-funded at €1 million annually.

Quantifiable outcome

• 11 million French people benefit from ANCV programs
• +3 more outcomes

Named customers1 record

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• Cnaf (Caisse Nationale des Allocations Familiales)coreStrategic or Co-development Partner · 1 February 2023Cnaf and ANCV have partnered to strengthen vacation aid for the most vulnerable populations. This institutional partnership reinforces the coordination between family allowance funds and ANCV's social programs, particularly the Bourse Solidarité Vacances (BSV) and other solidarity vacation schemes.
• CCAH (Comité d'Action Culturelle et Humanitaire)coreStrategic or Co-development Partner · 1 January 2020CCAH partners with ANCV on the APV (Aides aux Projets Vacances) program, particularly for people with disabilities. The partnership includes program evaluation studies and field deployment through specialized networks.
• ANCT (Agence Nationale de la Cohésion des Territoires)coreStrategic or Co-development Partner · 1 January 2010ANCT co-constructs and co-funds the 'Explore l'Europe' program with ANCV, targeting young people aged 16-25 from priority neighborhoods (QPV). The program has a €1 million annual budget (€500K per partner) and involves deployment via state decentralized services, with ANCV development officers promoting the program at territorial level. Nearly 2,800 young people benefit annually.
• maeva.comcoreChannel Partner/ Reseller/ DistributorANCV has entrusted maeva.com with the deployment of the Départ 18:25 program, enabling young people aged 18-25 to access subsidized vacation stays through the maeva.com platform.
• Groupama Assurance-CréditminorOthersGroupama Assurance-Credit provides the financial guarantee required for ANCV's travel operator registration, located at 8-10 rue d'Astorg, 75008 Paris.
• MAIF (Mutuelle Assurance des Instituteurs de France)minorOthersMAIF provides ANCV's professional liability insurance for its travel operator activity, located at 200 avenue Salvador Allende, 79038 Niort CEDEX 9.
• La PosteminorGTM or Marketing PartnerLa Poste has partnered with ANCV to enrich its senior services bouquet, integrating ANCV's Seniors en Vacances program into La Poste's senior-focused service offerings.

Scale indicators9 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Sodexo (Benefits & Rewards Services): Sodexo is a global food services and facilities management company that historically operated one of the largest employee benefit voucher businesses (now Pluxee). It remains relevant as a broader incumbent in employer-distributed benefits and on-site services that compete with ANCV's tourism/leisure acceptance use cases.

Regional players

• La Banque Postale (social programs): La Banque Postale, the retail banking arm of La Poste group, administers state-mandated social benefits (family allowances, retirement, inclusion programs) and partners with ANCV on senior services. It is comparable as a state-aligned distribution partner for social program funds, comparable to ANCV's mission.
• CaixaBank (Social voucher programs): CaixaBank operates the 'Cheque Vacaciones' equivalent in Spain, plus an extensive social voucher/welfare payments franchise. It is structurally comparable to ANCV as a regional player running a closed-loop vacation/spending voucher with social purpose in a specific national market.

Emerging players

• Wedoogift: Wedoogift is a French digital employee gift and benefits platform. It competes in the same employer-distributed benefits space as ANCV for corporate accounts, particularly in the gift/CSR benefits segment that overlaps with employer benefit budgets.
• Benefizy: Benefizy is a French B2B employee benefit platform with a multi-benefit card spanning restaurants, gifts, culture, and vacation. It targets SMEs and mid-market employers with digital-first benefits, making it an emerging challenger to ANCV's employer distribution channel in France.
• BRS (Bureau Régional de Subventions): BRS is a French fintech specializing in public-sector subsidy and benefit payment solutions (vacation vouchers, social aid, training). Its mission of digitizing state-administered benefit payments overlaps directly with ANCV's Connect platform ambition for digital voucher disbursement.

Direct peers

• Edenred: Edenred is the global leader in purpose-built employee benefit vouchers (Ticket Restaurant, Ticket Vacaciones, etc.). Although ANCV is a public establishment focused solely on vacation, both operate closed-loop voucher systems distributed through employers and accepted by a national merchant network, with transaction-based economics and digital transformation programs.
• Pluxee: Pluxee was spun off from Sodexo in 2024 as a pure-play employee benefits and engagement platform. It issues meal, gift, and lifestyle vouchers through employers with a digital-first approach, making its closed-loop employer-distributed voucher model directly comparable to ANCV's Chèque-Vacances issuance.
• Swile: Swile is a French employee benefits platform offering a multi-service card (meal, gift, mobility, vacation). It competes in the same employer-distributed benefits space as ANCV and represents the modern digital-native challenger to traditional voucher models in the French market.
• Up (Chèque Déjeuner / Up Coopérative): Up is a French cooperative group issuing purpose-built payment vouchers (meal, gift, culture, vacation) through employers and accepted by a national merchant network. Its business model and French market overlap with ANCV make it a direct comparator in the closed-loop voucher category.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/ancv/posts/?feedView=all

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Agence Nationale pour les Chques-Vacances(ANCV)