McCabe Insurance Associates

What McCabe Insurance Associates does

McCabe Insurance Associates, Inc. is an independent insurance agency headquartered in Columbia, Maryland, operating for over 40 years and serving individual consumers, families, and small-to-medium businesses across six Mid-Atlantic states (Maryland, District of Columbia, Virginia, West Virginia, Pennsylvania, and Delaware). The agency operates as a multi-carrier independent agent, with Erie Insurance as its primary partner alongside 12 additional carriers including GEICO, Travelers, Hartford, Progressive, Liberty Mutual, Chubb, AIG, and Hiscox. Its product portfolio spans three core lines: Personal Insurance (auto, homeowners, motorcycle), Business Insurance (commercial property, general liability, workers' compensation), and Life Insurance (individual term/whole life, final expense, fixed annuities, mortgage protection). A complementary Well Warranty program is offered via referral partnership with Well Water Solutions.

The agency generates revenue through insurance commissions paid by carriers on policies placed and serviced, a recurring revenue model tied to premium volume and renewal cycles. Distribution is sales-led through licensed insurance agents who provide quote consultation via phone, in-person meetings at the Columbia office, and online quote request forms. The technology stack consists of standard agency management software, carrier platforms (including embedded Erie Insurance digital tools linked via agent number BB1391), and a WordPress-based website supporting online quotes, customer service requests, content marketing via an insurance blog, and social media engagement across Facebook, Yelp, Instagram, and LinkedIn. No public APIs, SDKs, or proprietary technology platforms are documented.

The company is led by Charles D. McCabe (President & CEO, CPCU/CIC), with three Vice Presidents overseeing personal, commercial, and life insurance lines respectively. The agency has earned regional recognition including the 2025 Best Insurance Company of Howard County community award and the 2026 ACE Award Businessperson of the Year for Charles McCabe from the Howard County Chamber of Commerce. The company maintains compliance with CCPA/CPRA and GLBA privacy requirements and pursues WCAG 2.0 accessibility guidelines on its website. AI capabilities are limited to commodity anti-spam tooling (Google reCAPTCHA v3 and Akismet); there are no disclosed funding rounds, M&A activity, or proprietary technology initiatives.

Name

McCabe Insurance Associates

Legal name

McCabe Insurance Associates, Inc.

Website

https://mccabeinsurance.com

Company type

Private

Founded year

1985

Operating status

Operating

Headcount range

11–50 employees

Short description

McCabe Insurance Associates is a 40+ year independent insurance agency in Columbia, Maryland, placing personal, commercial, and life insurance through 13+ carrier partnerships for consumers and SMBs across six Mid-Atlantic states.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

Keywords

• Independent insurance agency
• Personal lines insurance
• Commercial insurance brokerage
• Life insurance products
• Business insurance coverage

Headquarters

HQ city

Columbia

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commissions: Agency earns commissions from insurance carriers for placing and servicing insurance policies. Commissions are typically a percentage of premium and may include renewal commissions.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

McCabe Insurance Associates is an independent insurance agency that places and services personal, business, and life insurance policies on behalf of multiple insurance carriers. The agency earns commissions for matching customers with coverage from carriers such as Erie Insurance, GEICO, Progressive, Liberty Mutual, Travelers, The Hartford, Hiscox, Chubb, and AIG, serving individuals, families, and small-to-medium businesses across Maryland and surrounding Mid-Atlantic states.

Product overview

McCabe Insurance Associates is an independent insurance agency offering a comprehensive portfolio of insurance products through multiple carrier partnerships. The core offering consists of Personal Insurance (auto, homeowners, motorcycle), Business Insurance (commercial property, general liability, workers' compensation), and Life Insurance (individual life, final expense, fixed annuities, mortgage protection). As an independent agency representing multiple financially strong insurance companies, they provide competitive pricing and coverage options tailored to individual needs. The company also offers a Well Warranty program through a referral partnership with Well Water Solutions. The agency was named Best Insurance Company of Howard County in 2025.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance Vehicle coverage protecting individuals and families against liability, collision, comprehensive damage, and uninsured/underinsured motorists.
• Homeowners Insurance Coverage protecting residential property against damage, liability, and loss of personal belongings for homeowners.
• Motorcycle Insurance Specialized coverage for motorcycles including liability, collision, and comprehensive protection for motorcycle owners.
• Commercial Property Insurance Coverage protecting business buildings, equipment, inventory, and physical assets against damage or loss for commercial customers.
• General Liability Insurance Protection against bodily injury, property damage, and personal injury claims arising from business operations for commercial customers.
• Workers' Compensation Insurance Coverage required by state law protecting employees against work-related injuries or illnesses, providing benefits for medical expenses and lost wages.
• Individual Life Insurance Term and permanent life insurance policies providing death benefit protection for individuals and families.
• Final Expense Insurance Burial and funeral expense coverage designed to relieve beneficiaries of end-of-life financial burdens.
• Fixed Annuities Tax-deferred retirement savings product providing guaranteed fixed payments over a specified period or lifetime.
• Mortgage Protection Insurance Coverage designed to pay off or reduce a mortgage balance in the event of the policyholder's death.

Named customers1 record

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

AI capability3 records

Partnerships

13 partnerships are on record, tiered core and minor.

• Erie InsurancecoreChannel Partner/ Reseller/ DistributorPrimary carrier partner; featured prominently on website with direct links for quotes, payments, and account access. Erie Insurance ranked #1 in J.D. Power 2025 U.S. Small Commercial Insurance Study.
• GEICOminorChannel Partner/ Reseller/ DistributorNational insurance carrier represented by the agency for auto and other personal lines coverage.
• HISCOXminorChannel Partner/ Reseller/ DistributorSpecialty insurer offering coverage for businesses and professionals.
• Chesapeake Employers InsuranceminorChannel Partner/ Reseller/ DistributorWorkers compensation insurance carrier serving Maryland employers.
• The Travelers Indemnity CompanyminorChannel Partner/ Reseller/ DistributorMajor national insurance carrier offering personal and business coverage.
• The Hartford Insurance Group, Inc.minorChannel Partner/ Reseller/ DistributorNational insurance company providing business and personal insurance solutions.
• The Progressive CorporationminorChannel Partner/ Reseller/ DistributorMajor auto insurance carrier known for competitive rates and innovative coverage options.
• National General Insurance CompanyminorChannel Partner/ Reseller/ DistributorInsurance carrier offering auto, home, and specialty coverage products.
• Liberty Mutual InsuranceminorChannel Partner/ Reseller/ DistributorMajor national insurance carrier providing personal and business coverage.
• EncompassminorChannel Partner/ Reseller/ DistributorInsurance carrier offering personalized coverage solutions for individuals and families.
• Chubb GroupminorChannel Partner/ Reseller/ DistributorGlobal insurance company known for high-value personal and commercial coverage.
• AIG - American International GroupminorChannel Partner/ Reseller/ DistributorMajor global insurance corporation offering commercial and specialty coverage.
• AIC - Agency Insurance CompanyminorChannel Partner/ Reseller/ DistributorRegional insurance carrier serving Maryland policyholders.

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• IMA Financial Group: IMA Financial Group is an independent insurance brokerage specializing in commercial, personal, and employee benefits coverage. Compared to McCabe, IMA operates on a larger scale but uses the same multi-carrier independent agency model with a regional footprint.
• Assurex Global: Assurex Global is a network of independent insurance agencies and brokerages that partner to provide commercial and personal coverage. It is comparable to McCabe in its independent agency structure and multi-carrier approach, though it operates at a network rather than single-agency scale.
• One80 Intermediaries: One80 Intermediaries is a specialty insurance brokerage and MGA platform. It is comparable to McCabe as an independent insurance intermediary placing coverage across multiple carriers, though its focus is more specialty/commercial-leaning.
• Leavitt Group: Leavitt Group is a regional independent insurance agency network offering personal, commercial, and life insurance through multiple carrier partnerships. It mirrors McCabe's independent agency model, multi-state footprint, and community-oriented go-to-market.
• Higginbotham: Higginbotham is a large independent insurance brokerage serving commercial and personal lines clients across multiple states. Like McCabe, it operates as an independent agency representing multiple carriers, with a strong regional/community presence and a multi-line product portfolio.
• Heffernan Insurance Brokers: Heffernan Insurance Brokers is an independent insurance brokerage serving businesses and individuals across the Mid-Atlantic and West Coast. It is comparable to McCabe in its independent agency model, multi-line offerings, and growth-driven multi-state footprint.

Broad incumbents

• USI Insurance Services: USI Insurance Services is a top-tier national insurance brokerage serving middle-market and SMB clients. It competes in the same multi-carrier personal/commercial lines space as McCabe, with broader geographic reach and deeper specialty capabilities.
• Brown & Brown Insurance: Brown & Brown is a large national insurance brokerage serving commercial and personal lines customers. It is a broader incumbent in the same independent brokerage space as McCabe, with overlapping capabilities and a similar multi-carrier distribution model.

Emerging players

• Burns & Wilcox: Burns & Wilcox is a specialty insurance brokerage placing complex and excess/surplus lines through carrier partnerships. It intersects with McCabe in the commercial and specialty brokerage space, but is more focused on complex risk placements.

Others

• The Cincinnati Insurance Companies: The Cincinnati Insurance Companies is a regional property/casualty carrier that distributes heavily through independent agents, including personal and small commercial lines. It is comparable to McCabe in that it is a key partner-carrier option for Mid-Atlantic independent agencies.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/McCabe.Insurance
• LinkedInlinkedin.com/company/mccabe-insurance-associates-inc-
• Instagraminstagram.com/mccabeinsurance
• Xx.com/mccabeinsassoc

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about McCabe Insurance Associates