Eudaimonia Wealth

What Eudaimonia Wealth does

Eudaimonia Wealth, LLC is a fee-only, fiduciary Registered Investment Advisor founded in 2019 and headquartered in Buffalo, New York, within the former Chapin Mansion on Delaware Avenue. The firm was established by Brett A. Koeppel, CFP®, after he departed the brokerage industry, and operates as a small practice (1-10 employees) serving families at or near retirement in the Buffalo metropolitan area. Its offering comprises six integrated service areas: Retirement Income Planning, Investment Management, Risk Management, Tax Planning, Estate Planning, and Retirement Planning, delivered as a unified, ongoing advisory engagement rather than discrete product modules.

The firm's technology footprint is minimal and explicitly non-proprietary: client assets are custodied at Charles Schwab & Co., Inc., and the firm does not take custody of client assets itself. Distribution is conducted through direct sales supported by a complimentary introductory meeting, a Free Retirement Assessment funnel, Calendly self-serve scheduling, an educational blog, the Intentional Insights email newsletter, and active social media profiles across major platforms. Community involvement in the Financial Planning Association of WNY and the Community Foundation for Greater Buffalo, along with memberships in NAPFA, FPA, XY Planning Network, and Fee-Only Network, supports brand and referral generation.

The business model is straightforward fee-only advisory: a $10,000 annual minimum fee (equivalent to 1% on $1M of investable assets), billed annually with no required minimum investment and no commissions, proprietary product sales, or third-party compensation. The firm is SEC-registered, holds no disclosed external funding or parent company, and has earned placement on Investopedia's Top Financial Advisors list in 2021 and 2022, with Brett Koeppel quoted in Forbes, WSJ, CNBC, and other publications.

Name

Eudaimonia Wealth

Legal name

Eudaimonia Wealth, LLC

Website

https://eudwealth.com

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

1–10 employees

Short description

Eudaimonia Wealth is a fee-only, fiduciary Registered Investment Advisor in Buffalo, NY, founded in 2019 by Brett A. Koeppel, CFP®, providing integrated retirement income, investment, tax, estate, and risk planning to families at or near retirement in the Buffalo metro area on a $10,000 annual minimum fee.

Ownership category

akta.pro rank

Product category

Retirement Financial Planning Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Retirement Income Planning & Decumulation Advisory (FSAEABAD)

akta.pro secondary industries

Private Wealth Planning (Tax, Estate & Succession) (FSAAABAE), Retirement Plan Participant Advice & Managed Accounts (FSAEABAF)

Keywords

• Fee-only financial planning
• Retirement income planning
• Investment management services
• Estate planning services
• Tax planning advisory

Headquarters

HQ city

Buffalo

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Financial Planning Advisory Fees: Fee-only (commission-free) financial planning firm. The only compensation comes directly from clients through transparent, agreed-upon fees. No proprietary products are sold.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Eudaimonia Wealth is a fee-only, fiduciary financial planning firm in Buffalo, NY that delivers a unified retirement planning platform for families at or near retirement. Its services span Retirement Income Planning, Investment Management, Risk Management, Tax Planning, Estate Planning, and Retirement Planning, all delivered as a single coordinated advisory engagement rather than standalone modules.

Product overview

Eudaimonia Wealth is a single-service fee-only financial planning firm offering a unified advisory platform focused on tax-efficient retirement planning. The firm's core offering consists of six integrated service areas: Retirement Income Planning (developing tax-efficient distribution plans to create a paycheck from investments), Investment Management (disciplined, diversified strategy minimizing expenses), Risk Management (insurance and protection review), Tax Planning (coordinating draw strategies to minimize lifetime tax burden), Estate Planning (legacy and incapacity preparation), and Retirement Planning (transition guidance for those at or near retirement). These services are delivered through personal advisory engagements anchored by Brett Koeppel, CFP®, and are coordinated as a holistic planning framework rather than standalone modules.

Differentiator

Problem solved

Functional benefit

Products and services

• Retirement Income Planning Tax-efficient distribution planning to create a paycheck from investments that supports current lifestyle and future needs, ensuring expenses can be paid for life. Targeted at families at or near retirement.
• Investment Management Disciplined, diversified investment strategy that minimizes expenses and focuses on what can be controlled; explicitly excludes market timing or hot stock tips. For individuals and families in or near retirement.
• Risk Management Identification of uncovered risks and protection from potential blind spots, while ensuring clients are not overprotected or paying for unnecessary insurance. Aimed at households reviewing their insurance and protection posture.
• Tax Planning Coordinating where to draw income from and when, to reduce the overall amount of tax paid over a lifetime. Coordinated directly with clients' accountants. For retirees and pre-retirees.
• Estate Planning Preparation for incapacity and legacy planning to ensure family is taken care of and wishes are carried out after passing. For individuals and families planning their estates.
• Retirement Planning Specialized guidance for families at or near retirement navigating the transition, covering affordability, longevity of savings, Social Security timing, pension decisions, and investment positioning.

Quantifiable outcome

• 1% fee on $1M of investable assets with $10,000 minimum annual fee

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Six partnerships are on record, tiered core.

• Charles Schwab & Co., Inc.coreTechnology or IntegrationCharles Schwab serves as third-party custodian for all client investment and retirement accounts. Schwab safely holds investment accounts and provides reporting to clients and the IRS annually. This arrangement ensures client assets are always held separately from the firm.
• CFP BoardcoreOthersBrett Koeppel holds the CERTIFIED FINANCIAL PLANNER™ designation, requiring fulfillment of certification, education, training and renewal requirements of the CFP Board.
• National Association of Personal Financial Planners (NAPFA)coreOthersMember of NAPFA, a leading professional association for fee-only financial advisors.
• Financial Planning Association (FPA)coreOthersMember of FPA; Brett Koeppel serves on board of directors for Financial Planning Association of WNY chapter.
• XY Planning NetworkcoreOthersMember of XY Planning Network, a network of fee-only financial advisors.
• Fee-Only NetworkcoreOthersMember of Fee-Only Network, representing fee-only financial advisors.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Others

• Garrett Planning Network: Network of fee-only hourly and retainer financial advisors serving households across the U.S. — same fee-only fiduciary philosophy and retirement-planning orientation as Eudaimonia, though structured as a referral/advisor network rather than a single firm.
• XY Planning Network: Membership network of fee-only financial advisors serving Gen X and younger mass-affluent households — Eudaimonia is already a member; comparable fee-only fiduciary model with slightly younger demographic focus.
• NAPFA: Leading professional association for fee-only financial advisors; Eudaimonia is a NAPFA member — ecosystem participant representing the broader fee-only advisor community within which Eudaimonia competes.

Direct peers

• Facet Wealth: Digital-first fee-only financial planning firm targeting mass-affluent households with flat-fee retirement, tax, and investment advice — directly comparable fee-only fiduciary positioning to Eudaimonia, delivered via a more tech-enabled, virtual model.
• Buckingham Wealth Partners: Fee-only RIA focused on evidence-based investment management and retirement income planning for individuals and families — closely aligned fee-only fiduciary model and retirement-decumulation focus with Eudaimonia.
• Carson Wealth: Fee-only RIA serving mass-affluent and retiree households with retirement income, tax, and estate planning — directly comparable business model, customer segment, and service mix to Eudaimonia Wealth, though at materially larger scale.
• Creative Planning: Large fee-only fiduciary RIA offering comprehensive retirement, tax, estate, and investment planning to households across the U.S. — same fee-only fiduciary model and integrated retirement-planning offering as Eudaimonia, with broader geographic reach.

Broad incumbents

• Edelman Financial Engines: Large incumbent RIA with deep retirement-income, 401(k) rollover, and decumulation expertise for mass-affluent households — overlaps with Eudaimonia's core service set but operates at much greater scale and with corporate-plan roots.
• Empower Personal Capital: Hybrid digital wealth management and retirement planning platform serving the same retiree and pre-retiree segment — comparable target customer and retirement-planning offering, but delivered through a scaled, tech-enabled model with broader product breadth.

Emerging players

• Zoe Financial: Marketplace and digital platform connecting clients to vetted fee-only financial advisors, including retirement-focused planners — comparable end-customer (retiree/mass-affluent households) and overlap on the fee-only advisor category.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/eudwealth
• Xx.com/eudwealth
• Instagraminstagram.com/eudwealth
• LinkedInlinkedin.com/company/eudwealth
• YouTubeyoutube.com/channel/eudwealth

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Eudaimonia Wealth