BLOM BANK SAL

What BLOM BANK SAL does

BLOM BANK SAL is a Lebanese banking group operating a full-service financial services platform across five distinct business lines: corporate and commercial banking (corporate lending, SME financing, syndicated loans), retail banking (deposits, loans, payment services), investment services through its BLOMINVEST BANK subsidiary (private banking, investment banking, asset management, brokerage, capital markets, real estate advisory, and research), Islamic banking through BLOM DEVELOPMENT BANK (Murabaha, Ijara, Tawaruk, Forward Lease, Wakala, Istisna'a, Mudaraba), and insurance through AROPE (life, health, motor, marine, property, liability, and Takaful coverage). The bank serves corporate clients, SMEs, retail consumers, high-net-worth individuals, and institutional investors primarily in Lebanon, with stated reach into the greater Levant region for investment services.

The group's technology layer is built around the eBLOM digital banking platform — comprising eBLOM Online Banking, a digital account-opening flow (eBLOM New Bank Account), SMS Alert notifications, and a call center — alongside a parallel e-BDB digital channel for Islamic banking customers and dedicated websites for each subsidiary (blominvestbank.com, blomdevelopment.com, arope.com, blomretail.com). Distribution is anchored by an extensive physical branch and ATM network across Lebanon, supplemented by the digital channels and active social media presence on Facebook, Twitter, YouTube, LinkedIn, and Instagram. The bank also publishes recurring macroeconomic research, most notably monthly Purchasing Managers' Index (PMI) releases.

BLOM's revenue model is a conventional diversified bank model: net interest income from corporate, SME, syndicated, retail, and Islamic lending; transaction and account fees from retail and corporate banking; fee-based and asset-under-management revenue from BLOMINVEST's private banking, asset management, brokerage, and investment banking lines; and recurring premium revenue from AROPE's insurance book. The group is self-positioned as a "leading Lebanese bank" with BLOMINVEST described as the most awarded local investment bank, though no financial figures — revenue, assets, headcount, or pricing — are publicly disclosed in the source material, and the broader Lebanese banking environment has been under severe stress since 2019.

Name

BLOM BANK SAL

Legal name

BLOM BANK

Website

https://blom.com.lb

Company type

Private

Founded year

1951

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

BLOM BANK SAL is a Lebanese full-service banking group operating corporate, retail, investment, Islamic, and insurance businesses through subsidiaries (BLOMINVEST, BLOM Development Bank, AROPE, BLOM Retail), serving corporate, SME, retail, and HNW clients across Lebanon and the greater Levant.

Ownership category

akta.pro rank

Product category

Retail Banking

NAICS

Commercial Banking (52211), Commercial Banking (522110), Depository Credit Intermediation (5221)

SIC

Commercial Banks, Nec (6029), National Commercial Banks (6021), Hospital & Medical Service Plans (6324)

akta.pro primary industry

Islamic Corporate Banking (FSABAGAC)

akta.pro secondary industries

Shariah-compliant Financing Products (Murabaha, Ijara, Tawarruq, Istisna, Salam) (FSABAGAH), Islamic SME & Commercial Banking (FSABAGAB), Islamic Private Banking & Wealth (FSABAGAD), Islamic Investment Banking & Capital Markets Services (FSABAGAG)

Keywords

• Retail banking services
• Corporate banking
• Investment banking
• Islamic finance
• Insurance products

Headquarters

HQ city

Beirut

HQ country

Lebanon

HQ region

Middle East

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Corporate and Commercial Banking: Traditional banking services including corporate loans, SME financing, and syndicated loans
2. Retail Banking: Banking products and services for individual customers including deposits, loans, and payment services
3. Investment Services (BLOMINVEST BANK): Private banking, investment banking, asset management, brokerage, real estate services, and research under one roof
4. Islamic Banking (BLOM DEVELOPMENT BANK): Sharia-compliant banking services including Murabaha, Ijara, Tawaruk, Forward Lease, Wakala, and Istisna'a financing
5. Insurance (AROPE): Insurance products including life, health, motor, marine, property, liability, and Takaful insurance

Go-to-market motion1 record

Distribution channels9 records

Marketing channels5 records

Core offering

BLOM Bank SAL is a Lebanese banking group that delivers a full suite of financial services including corporate banking, retail banking, SME financing, syndicated loans, investment banking, private banking, asset management, capital markets, real estate services, Sharia-compliant Islamic banking, and insurance products. Services are distributed through an extensive branch and ATM network, digital banking channels (eBLOM online and mobile), call center, and dedicated subsidiary platforms for each business line.

Product overview

BLOM BANK SAL is a Lebanese banking group offering a multi-brand, multi-channel banking platform. The core banking services span Commercial/Corporate Banking (Corporate, SMEs, Syndications), Retail Banking (via blomretail.com), and specialized Investment Services through BLOMINVEST BANK (Investment Banking, Private Banking, Asset Management, Capital Markets, Real Estate). Islamic banking services are delivered through BLOM DEVELOPMENT BANK with Sharia-compliant products (Murabaha, Ijara, Mudaraba). Insurance solutions are provided by AROPE. Delivery channels include eBLOM Online Banking, eBLOM New Bank Account, SMS Alert, Call Center, and an extensive ATM/Branch network. The various subsidiaries and products operate under a unified brand umbrella while serving distinct market segments.

Differentiator

Problem solved

Functional benefit

Brands

• eBLOM: Online banking platform offering eBLOM Online Banking, new bank account opening, and SMS Alert services.
• BLOMINVEST BANK
• BLOM DEVELOPMENT BANK
• AROPE
• BLOM Retail

Products and services

• Corporate Banking

Segments7 records

Ideal customer profiles6 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Three partnerships are on record, tiered core.

• BLOM DEVELOPMENT BANKcoreOthers · 1 February 2007BLOM DEVELOPMENT BANK is a full-fledged Islamic bank established in February 2006 and became operational in March 2007. It covers the whole spectrum of Islamic banking services including Murabaha, Ijara, Tawaruk, Forward Lease, Wakala, and Istisna'a financing products.
• AROPE InsurancecoreOthersAROPE is a member of BLOM Bank Group and one of the major players in the Lebanese insurance market. Operating since 1974, AROPE is committed to providing insurance services including life, health, motor, marine, property, and liability insurance, as well as Takaful insurance.
• BLOMINVEST BANKcoreOthersBLOMINVEST BANK is the investment banking arm of BLOM Bank and one of few institutions in the Levant region offering private banking, investment banking, asset management, brokerage, real estate, and research services under one roof. It remains the most awarded local investment bank.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Arab Bank: Larger regional MENA commercial bank with extensive cross-border branch network. Comparable to BLOM in retail and corporate banking, but with materially broader geographic reach.
• Bank of Kuwait and the Middle East: Established Gulf-based commercial bank with retail, corporate, and investment services. Comparable as a regional full-service bank serving MENA clients, including Lebanese and Levant markets.

Regional players

• Banque du Liban (BML): Lebanese bank offering retail, corporate, and trade finance services. Operates in the same domestic market as BLOM with a comparable service model.
• Saudi Lebanese Bank: Lebanese bank affiliated with Banque Saudi Fransi. Comparable to BLOM as a Lebanese commercial bank with regional shareholder backing and similar full-service product mix.

Direct peers

• Banque Libano-Française: Established Lebanese commercial bank with retail, corporate, and trade finance offerings. Competes with BLOM in the same domestic Lebanese commercial banking market.
• FransaBank: Lebanese commercial bank providing retail, corporate, SME, and treasury services. Operates in the same Lebanese banking market as BLOM with a similar product set.
• Bank Audi Group: One of the leading Lebanese commercial banks with full-service retail, corporate, investment, and Islamic banking. Most direct competitor to BLOM Bank in Lebanon by scale, brand, and product breadth.
• Bank of Beirut: Lebanese commercial bank offering retail, corporate, and investment services. Comparable Lebanese-market full-service banking peer to BLOM.
• Byblos Bank: Major Lebanese commercial bank offering retail, corporate, SME, and treasury services. Closely comparable to BLOM in domestic Lebanese market positioning and product suite.
• Crédit Libanais: Lebanese commercial bank with retail, SME, and corporate banking focus. Direct in-market peer of BLOM Bank in Lebanon.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/BLOMBANKLebanon
• YouTubeyoutube.com/user/BLOMBANKLebanon
• Facebookfacebook.com/BLOMBANKLebanon
• LinkedInlinkedin.com/company/blom-bank
• Instagraminstagram.com/blombanklebanon

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about BLOM BANK SAL