MFPrevoyance

What MFPrevoyance does

MFPrevoyance is a privately held French company, founded in 2008 and headquartered in Paris, that develops and manages compulsory and voluntary employee personal risk (prévoyance) insurance plans. The firm operates within the French social protection market, focused on group employee benefits covering personal risk exposures such as death and disability for corporate workforces. Its operating website is registered as http://www.mfprevoyance.fr.

A substantial share of the aggregated source material attached to this record pertains to CNP Assurances S.A. — a separate, publicly traded French insurer (Euronext Paris: CNP, founded in 1850 as Caisse Nationale de Prévoyance) majority-owned by La Banque Postale, which in 2024 launched a simplified public takeover bid (offre publique d'achat simplifiée) for CNP. The CNP-related evidence describes a multi-partner distribution model serving 350+ partner banks, wealth managers, mutuals, credit providers, and social-protection entities; a broad product portfolio spanning life insurance, health, retirement, credit, property, dependency and funeral cover, plus brands such as CNP Patrimoine, CNP IMMO PREMIUM, CNP IMMO PRESTIGE, and Amétis; subsidiaries including CNP Retraite (FRPS); and compliance with SFDR, PRIIPS, FATCA-CRS, and France's Loi Eckert. The corporate-structural relationship between MFPrevoyance and CNP Assurances — whether subsidiary, distribution partner, affiliated broker, or unrelated — is not articulated in the source data and the data itself explicitly disclaims applicability to MFPrevoyance.

No information is available in the input on MFPrevoyance's own headcount, technology stack, pricing model, distribution channels, customer base, financials, or management team beyond its registered name, founding year, headquarters, narrow product focus, and the website URL http://www.mfprevoyance.fr. The bulk of the supporting evidence pertains to CNP Assurances and is not directly attributable to MFPrevoyance.

Name

MFPrevoyance

Legal name

CNP Assurances S.A.

Website

https://mfprevoyance.fr

Company type

Public

Founded year

1850

Operating status

Operating

Short description

MFPrevoyance is a privately held Paris-based firm, founded in 2008, that develops and manages compulsory and voluntary employee personal risk (prévoyance) insurance plans in the French group employee benefits market.

Ownership category

akta.pro rank

Product category

Group Employee Personal Risk Insurance (Prévoyance)

NAICS

Direct Life, Health, and Medical Insurance Carriers (52411), Direct Health and Medical Insurance Carriers (524114), Insurance and Employee Benefit Funds (5251), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Carriers, Nec (6399), Life Insurance (6311), Accident & Health Insurance (6321)

akta.pro industry

PRIMARYFSAIADAA

Basic Group Term Life (Employer-Paid)

Financial & Insurance/Insurance — Life & Health/Group Life Insurance (Employer-Sponsored)

SECONDARYFSAIADAB

Supplemental/Voluntary Group Term Life (Employee-Paid)

Financial & Insurance/Insurance — Life & Health/Group Life Insurance (Employer-Sponsored)

SECONDARYBPACAGAH

Co-Employment Risk Management & Insurance (Workers’ Comp, Liability)

Business & Public Services/HR, Staffing & Recruitment Services/Contract Staffing & Independent Contractor Management

SECONDARYFSAIAFAD

Small Group Health Insurance (2–50/100)

Financial & Insurance/Insurance — Life & Health/Group Health Insurance (Employer-Sponsored)

Keywords

• Employee benefits insurance
• Personal risk insurance
• Group prévoyance plans
• Compulsory insurance schemes
• Voluntary employee protection

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Core offering

MFPrevoyance develops and manages compulsory and voluntary employee personal risk insurance plans for French employers. The company designs, underwrites, and administers group prévoyance coverage that protects employees against personal risk events (death, disability, etc.), operating in the French employee benefits insurance segment.

Product overview

MFPrevoyance offers a comprehensive suite of insurance and financial protection products organized into multiple categories: (1) Core personal protection products including Retirement Planning, Life Insurance (Assurance Vie), Provident Insurance (Prévoyance) covering death/disability, Health Insurance, Credit Insurance, Funeral Insurance (Obsèques), and Dependency Insurance; (2) Property Protection covering housing, vehicles, and daily life; (3) Wealth transmission and responsible savings solutions; (4) Investment support products including CNP IMMO PREMIUM and CNP IMMO PRESTIGE; (5) Distributed product brands such as Amétis and CNP Patrimoine through partner networks; (6) Enterprise offerings including Employee Savings & Retirement, Employee Protection, and Social Liability Management; and (7) Professional products for self-employed including Health TNS. The company operates through a multi-partnership distribution model with 350 partners including banks, wealth management advisors, mutuals, financial institutions, and insurance institutions.

Differentiator

Problem solved

Functional benefit

Brands

• CNP Patrimoine: Wealth management and estate planning products
• CNP IMMO PREMIUM
• CNP IMMO PRESTIGE
• Amétis
• CNP Retraite

Products and services

• Compulsory Employee Personal Risk Insurance Plans Statutory (compulsory) personal risk insurance plans that employers contract to cover their employees for events such as death and disability, in line with French regulatory and branch-level (convention de branche) obligations.
• Voluntary Employee Personal Risk Insurance Plans Optional (voluntary) personal risk insurance plans offered by employers as employee benefits to supplement compulsory coverage, giving employees additional death, disability, and related protection.

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Direct peers

• AG2R La Mondiale: Leading French prévoyance and retirement insurer serving corporates and individuals. Comparable product set (death/disability, health, dependency) for employer-sponsored plans.
• Henner: French independent group insurance specialist offering prévoyance, health, and retirement for employees. Directly comparable as a specialist intermediary/carrier in employee personal-risk protection.
• Verspieren: Independent French insurance broker specializing in employee benefits (prévoyance, health, retirement). Comparable as a specialized distribution/administration player in the same niche.
• Klesia: French social-protection group focused on prévoyance, health, and retirement for employees of corporate and SME clients. Comparable scope in compulsory/voluntary employee risk cover.
• Malakoff Humanis: Major French social-protection group formed via merger, specializing in employee prévoyance, health, and savings. Direct competitor in employer-sponsored personal-risk insurance.

Broad incumbents

• SwissLife France: French subsidiary of Swiss Life focused on life insurance, prévoyance, and retirement for individuals and corporates. Overlaps in employer-sponsored death/disability/health cover.
• Groupama: French mutual insurer with strong regional presence offering group prévoyance, santé, and retraite. Comparable as a broad-line incumbent serving French employers.
• AXA France: French arm of global insurer offering group prévoyance, health, and retirement alongside P&C. Comparable for employer-sponsored employee risk products as a broad-line incumbent.
• CNP Assurances: France's largest personal insurer (life, prévoyance, retirement) and a bancassurer; provides the product backdrop (CNP Assurance Vie, Prévoyance, Santé) referenced in the source data. Comparable as a dominant scaled incumbent in the same product categories.
• Allianz France: Multi-line French insurer with significant group employee benefits (prévoyance, santé, retraite) activity. Comparable as a broad incumbent competing for the same employer mandates.

Market position

Strengths3 records

Weaknesses3 records

Competitive moat3 records

Key risks4 records

Key highlights4 records

Customer concentration

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MFPrevoyance