Young's Insurance Services

What Young's Insurance Services does

Young's Insurance Services, Inc. is a privately held, family-owned health and life insurance brokerage founded in 1997 by Daniel J. and Antoinette M. Young, headquartered at 350 W. Main St., Suite 200, Collegeville, Pennsylvania. The company operates as an independent insurance agency earning commissions from multiple insurance carriers by selling a broad portfolio of products: Medicare-related coverage (Medicare Supplement/Medigap, Medicare Advantage, and Medicare Part D), individual and family health plans both on-exchange (via Healthcare.gov and state-based exchanges such as Pennie) and off-exchange, short-term health insurance, small-group health benefits for employers with 2-99 employees, group dental and disability, individual dental and dental discount plans, term life insurance, and final expense whole life insurance. Since its founding the firm has served more than 15,000 clients across Southeastern Pennsylvania and more than a dozen additional states.

The company runs a sales-led go-to-market model built on dedicated licensed agents who provide personal consultation by phone, online, or in-person, conduct annual complimentary coverage reviews, and act as ongoing advocates with providers and carriers. Multi-generational involvement — with sons Nicholas D. Young and Timothy D. Young serving as agents alongside the co-founders — reinforces the family-centered culture and continuity of client relationships. Distribution is direct-to-consumer through licensed agents and via the federal Health Insurance Marketplace and state exchanges; marketing channels include the yisonline.com website, an Antoinette Young-authored email newsletter to all clients, community education at local senior centers, and organic social media presence on Facebook and Twitter.

Technology footprint is intentionally light: client service is delivered through a website-based platform with PDF forms for Medicare reviews and enrollment, with no disclosed mobile application, proprietary software, API, or AI/ML capabilities. The firm holds no patents or trademarks, has no subsidiaries or parent company, and operates with a headcount in the 11-50 range. Revenue is generated from carrier commissions on policies sold and renewed across the product portfolio, with no public revenue disclosure and no external funding or investor ownership.

Name

Young's Insurance Services

Legal name

Young's Insurance Services, Inc.

Website

https://yisonline.com

Company type

Private

Founded year

1997

Operating status

Operating

Headcount range

11–50 employees

Short description

Young's Insurance Services is a family-owned insurance brokerage founded in 1997 and headquartered in Collegeville, Pennsylvania, offering Medicare, individual/family health, small-group, dental, and life insurance products to 15,000+ clients across multiple states through dedicated licensed agents.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Small Group Health Insurance (2–50/100) (FSAIAFAD)

akta.pro secondary industries

Level Term Life Insurance (FSAIAAAA), Simplified Issue Whole Life / UL Insurance (FSAIABAH)

Keywords

• Insurance brokerage services
• Medicare supplement plans
• Individual health insurance
• Small group benefits
• Life insurance products

Headquarters

HQ city

Collegeville

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Brokerage Commissions: As an insurance brokerage agency, Young's Insurance Services earns commissions from insurance carriers for policies sold to individuals, families, and small businesses. The company represents multiple insurance companies offering various products including Medicare, individual/family health, small business health, dental, and life insurance.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Young's Insurance Services is an independent insurance brokerage that sells health, life, and annuities products from multiple carriers to individuals, families, and small businesses. The agency specializes in Medicare Supplement (Medigap), Medicare Advantage, and Medicare Part D plans, and also places individual/family ACA on-exchange and off-exchange plans, short-term health coverage, small-group health/dental/disability benefits (2-99 employees), dental insurance and discount plans, term life, and final expense whole life insurance.

Product overview

Young's Insurance Services is a health and life insurance brokerage agency offering a comprehensive portfolio of insurance products. The core offerings center on Medicare solutions (Medicare Supplement/Medigap, Medicare Advantage, and Medicare Part D prescription drug plans) for seniors, along with Individual and Family health plans available both on-exchange (ACA-compliant through Healthcare.gov and state exchanges like Pennie) and off-exchange. The agency also provides Short Term Health insurance for transitional periods, Small Group Health Benefits for employers with 2-99 employees, and dental insurance products including PPO plans and discount membership programs. Life insurance products include Term Life and Final Expense whole life policies. These products are offered through a network of licensed agents who provide personalized consultation and enrollment assistance.

Differentiator

Problem solved

Functional benefit

Products and services

• Medicare Supplement (Medigap) Medigap policies that work alongside Original Medicare to cover most or all of the balance of medical bills after Medicare pays, with nationwide provider networks and guaranteed-for-life coverage. Intended for Medicare-eligible individuals.
• Medicare Advantage Medicare Advantage health plans (HMOs and PPOs) that provide at least the same benefits as Original Medicare plus extras such as routine vision, dental, gym memberships, and prescription drug coverage, typically at low monthly premiums. For Medicare-eligible beneficiaries.
• Medicare Part D Prescription Drug Plans Stand-alone Medicare Prescription Drug Plans that pair with Original Medicare (Part A and Part B) to provide prescription drug coverage for Medicare beneficiaries who need it.
• Individual and Family Health Plans (On-Exchange) Affordable Care Act (ACA) compatible health plans purchased through federal or state-based exchanges (Healthcare.gov, Pennie) with potential income-based premium subsidies and cost-sharing reductions. For individuals and families.
• Individual and Family Health Plans (Off-Exchange) Private individual and family health plans (PPO, HMO, HSA, EPO, POS) purchased directly from insurance companies outside of government marketplaces, county-specific with prices based on age. For individuals and families who want off-exchange plan options.
• Short Term Health Insurance Non-ACA-compliant temporary health insurance providing financial protection against high medical expenses for 30 days up to nearly a full year. Designed for individuals between jobs or uninsured because open enrollment has ended.
• Small Group Health Benefits Group health insurance for small employers with 2-99 employees, offering special group pricing often approximately 30% lower than the same plans on the individual market and a broader set of plan options.
• Group Dental Dental insurance available as part of a small-business group health package or as a stand-alone group dental benefit for employers.
• Group Disability Group disability income protection insurance for small-business clients, providing income protection for disabled workers.
• Dental Insurance (Family and Senior) Dental PPO insurance plans for individuals, families, and seniors with high maximum benefits, no waiting periods, large networks, and optional bundled vision and hearing benefits.
• Dental Discount Plan Membership Membership-based dental discount plans providing 20%-60% discounted dental services with no waiting period, no deductible, and no annual maximum, priced below most dental insurance.
• Term Life Insurance Term life insurance with customizable benefit periods of 10, 20, 30 years or longer, offering significant death-benefit coverage at budget-friendly prices for families.
• Final Expense Insurance Whole life insurance with benefit amounts usually under $30,000, featuring simplified underwriting and level pricing designed to cover end-of-life expenses and prevent them from becoming a financial burden on family.

Named customers1 record

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered core and minor.

• MedicarecoreOthersYoung's Insurance Services works with Original Medicare and Medicare-related products including Medicare Supplement (Medigap), Medicare Advantage, and Medicare Part D prescription drug plans.
• Healthcare.govcoreOthersFacilitates enrollment through the federal health insurance marketplace for ACA-compatible plans with potential premium subsidies and cost-sharing reductions.
• Pennie (State Exchange)minorOthersState-based health insurance exchange through which the company facilitates enrollment for Pennsylvania residents.
• Multiple Insurance CarrierscoreOthersThe company represents multiple insurance companies offering coverage in customers' areas, enabling them to compare options and find the best fit. Specific carrier names are not disclosed on the website.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Assurance IQ: Tech-enabled insurance brokerage (acquired by Prudential Financial) that sells Medicare, ACA, life, and small group products through a combination of digital tools and licensed agents — directly comparable in product mix and target customer.
• eHealth: Online Medicare and ACA health insurance marketplace that distributes individual and family health plans through its own digital platform and licensed agents — overlapping directly with Young's individual/family and Medicare business.
• SelectQuote: Publicly-traded direct-to-consumer insurance brokerage that generates the majority of its revenue from selling Medicare Supplement, Medicare Advantage, and Medicare Part D plans — directly competing with Young's core specialty and target demographic.
• QuoteWizard (LendingTree): Online insurance comparison platform that distributes health, Medicare, and other personal lines through carrier integrations and agent handoff — directly comparable distribution model for the same product categories.
• HealthMarkets: Multi-line insurance agency that distributes individual health, Medicare, small group, and supplemental products through a national network of licensed agents — closely comparable to Young's multi-line brokerage model and agent-driven GTM.
• Insurmark / SimplyIOA: Independent multi-carrier brokerage platform that recruits and supports agents selling Medicare, ACA, and life insurance — comparable agency-of-agencies model targeting similar Boomer and small-business customers.
• GoHealth: Medicare-focused health insurance marketplace using a tech-enabled agent model to sell Medicare Advantage, Medicare Supplement, and Part D plans — a direct competitor for the same Boomer-age customer Young's serves.

Broad incumbents

• Brown & Brown: National insurance brokerage with retail and benefits divisions distributing group health, individual health, and Medicare products — broader incumbent whose small-group and Medicare operations overlap with Young's core lines.
• NFP (Shore Capital Partners): Diversified insurance brokerage and consulting firm with substantial health, benefits, and individual life practices — competes with Young's for small-group and individual clients while also serving large commercial accounts.
• The Hilb Group: Large multi-line insurance brokerage operating across personal, commercial, and benefits lines including group health — a broader incumbent that competes for the same small-group and individual benefits customers but with a much wider portfolio.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat2 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/yisonline
• LinkedInlinkedin.com/company/youngs-insurance-services-inc

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Young's Insurance Services