Mission Trip Insurance

What Mission Trip Insurance does

Mission Trip Insurance, operating under ICI Traveler (Insurance Consultants International), is a U.S.-licensed insurance agency founded in 1998 that specializes in travel protection products designed specifically for short-term and long-term mission teams, church organizations, and faith-based travelers. Its flagship offering is the TripArmor® plan, sold via TripArmor.com, structured as three tiers: a $33 per-person Post-Departure Plan covering emergency medical care, evacuation, travel delays, and baggage; a $56 per-person plan that adds optional trip cancellation and interruption; and a custom-quoted Cancel For Any Reason (CFAR) add-on. The portfolio extends to Individual Mission Travel plans (up to 60 days), Faith-Based Tours Coverage, annually renewable Missionary Health Plans with maternity options, and Annual/Frequent Traveler Plans, with 24/7 Teladoc telehealth bundled into every TripArmor policy.

The underlying technology is a web-based enrollment platform with a spreadsheet-driven group roster upload workflow, supporting both self-service individual quoting and bulk team enrollment under a single primary contact. Distribution runs through three GTM motions: direct-to-consumer via TripArmor.com, an inside sales team (Alicia Cox and Krystal Boudreau) that handles custom CFAR quotes and complex group cases, and an exclusive AMAC membership channel offering member-specific pricing and group rates. Revenue is generated primarily through one-time per-trip premiums priced at $33 or $56 per person (with custom CFAR quotes), supplemented by a recurring subscription layer for long-term missionaries and frequent travelers; Pennsylvania residents are charged a regulated $43.12 rate, additional days beyond 30 cost $2.58/day up to a 90-day cap, and the firm is licensed to operate in all 50 U.S. states.

Mission Trip Insurance serves faith-based nonprofits and church organizations across healthcare/orphans/water-development segments (e.g., Health Talents International, World Orphans, Vision Trust, Living Water International, Tim Tebow Foundation, Navigators World Missions), with multi-year and multi-decade customer relationships anchored on named-representative service, flat-rate per-person pricing without age-based increases, and claims advocacy that, per testimonials, materially improves claim outcomes and customer trust.

Name

Mission Trip Insurance

Legal name

ICI Traveler

Website

https://missiontripinsurance.com

Company type

Private

Founded year

1998

Operating status

Operating

Headcount range

1–10 employees

Short description

Mission Trip Insurance, operating under ICI Traveler since 1998, is a U.S.-licensed insurance agency providing flat-rate, age-blind travel protection (TripArmor®) for church mission teams, faith-based tour groups, individual missionaries, and AMAC members, distributed via direct web enrollment, group roster tools, and inside sales.

Ownership category

akta.pro rank

Product category

Travel Insurance

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Travel Insurance (Trip Cancellation/Interruption & Delay) (FSAJAJAA)

akta.pro secondary industries

Travel Medical & Health Insurance Platforms (THALALAC), Travel Medical Insurance (Individual) (FSAIAEAI), Baggage & Personal Effects Insurance (FSAJAJAE)

Keywords

• Mission trip insurance
• Group travel coverage
• Travel medical insurance
• Trip cancellation coverage
• Faith-based travel insurance

Headquarters

HQ city

Monument

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Marketing or Sales, Technology or R&D

Revenue model

1. TripArmor Post-Departure Plan: Flat-rate per-person insurance coverage for medical emergencies, evacuation, travel delays, and post-departure issues during mission trips. $33 per person for trips up to 30 days. $2.58/day for additional days beyond 30, up to 90 days total. Pennsylvania residents pay $43.12/person.
2. TripArmor with Cancellation: Enhanced plan adding trip cancellation and interruption coverage at $56 per person. Includes all post-departure benefits plus pre-departure financial protection.
3. Cancel For Any Reason (CFAR): Optional add-on coverage providing maximum flexibility to cancel for any reason. Custom quote based on age and trip cost. Must be purchased within 20 days of initial trip deposit.
4. Specialized Plans: Additional coverage options including Individual Mission Travel, Faith-Based Tours, Missionary Health Plans (annually renewable with maternity coverage), and Annual/Frequent Traveler Plans.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels6 records

Core offering

Mission Trip Insurance, operated by ICI Traveler, sells travel insurance products specifically designed for mission teams, church groups, and faith-based travelers. Its flagship TripArmor® plan provides post-departure coverage for medical emergencies, evacuations, travel delays, and baggage, with flat-rate per-person pricing starting at $33 and no age-based rate increases. Optional trip cancellation ($56) and Cancel For Any Reason (CFAR, custom quote) add-ons, plus individual missionary, faith-based tour, annual, and global health plans, complete the product portfolio, all distributed under a licensed insurance agency operating in all 50 U.S. states.

Product overview

Mission Trip Insurance, operated by ICI Traveler (Insurance Consultants International), offers a portfolio of faith-based and mission-focused travel insurance products. The core product is the TripArmor® brand, which provides mission-focused travel protection with flat-rate pricing and no age restrictions. TripArmor® Post-Departure Plan ($33/person) serves as the primary offering for trips up to 30 days, with optional trip cancellation coverage ($56/person) and Cancel For Any Reason (CFAR) add-ons available. The portfolio also includes Individual Mission Travel Plans, Faith-Based Tours Coverage, Missionary Health Plans (annually renewable), and Annual/Frequent Traveler Plans. All products are designed specifically for church groups, mission organizations, and faith-based travelers, with integrated Teladoc telehealth access included across plans.

Differentiator

Problem solved

Functional benefit

Brands

• TripArmor: The primary travel protection plan designed specifically for mission teams, featuring coverage for medical emergencies, evacuations, travel delays, and trip interruptions. Available starting at $33 per person for trips up to 30 days.

Products and services

• TripArmor® Post-Departure Plan Flat-rate per-person mission-focused travel protection covering post-departure benefits including emergency medical care, medical evacuation, travel delay reimbursement, baggage, and 24/7 Teladoc telehealth access. Priced at $33 per person for trips up to 30 days with no age-based rate increases, and $2.58 per day for additional days up to 90 days total. Pennsylvania residents pay $43.12 per person. Covers both international and U.S. domestic trips (domestic trips must be more than 100 miles from home with a qualifying itinerary).
• TripArmor® with Optional Trip Cancellation Enhanced TripArmor® plan that adds optional trip cancellation and interruption coverage to all post-departure benefits. Priced at $56 per person and protects non-refundable trip costs and prepaid reservations against covered cancellation reasons before departure.
• TripArmor® Cancel For Any Reason (CFAR) Optional Cancel For Any Reason coverage that provides maximum flexibility to cancel a mission trip for any reason, with custom quotes based on age and trip cost. Must be purchased within 20 days of the initial trip deposit.
• Individual Mission Travel Plans Travel insurance designed for individual missionaries and solo travelers, with international and domestic coverage options and plan choices for trips extending up to 60 days.
• Faith-Based Tours Coverage Individual and group coverage options for faith-based tours, including trips to Israel and religious pilgrimages, with trip cancellation and post-departure plans available.
• Missionary Health Plans Annually renewable health insurance plans for missionaries that provide access to U.S. medical facilities, with maternity coverage available for individuals and groups.
• Annual / Frequent Traveler Plans Annual travel insurance policies that cover travelers for an entire year, ideal for frequent travelers, with coverage for trips up to 30 or 45 days per trip depending on the plan selected.

Quantifiable outcome

• $936 savings compared to individual plans for AMAC member couple
• +2 more outcomes

Named customers8 records

Segments6 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature3 records

Partnerships

Two partnerships are on record, tiered core.

• AMAC (American Medical Association of Citizens)coreChannel Partner/ Reseller/ DistributorExclusive partnership providing specialized travel insurance plans to AMAC members. Offers member-exclusive pricing, group rates, and dedicated support. AMAC members report saving $936 compared to individual plans. Multiple testimonial mentions of professional service from Skyler and Lynette in supporting AMAC member coverage needs.
• TeladoccoreTechnology or Integration24/7 telehealth access included in all TripArmor plans. Allows travelers to speak with doctors anytime, from anywhere with no copay for non-emergency medical needs. Provides prescriptions and treatment guidance. Non-insurance service valued at $2 per person, included and required in all plans.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Seven Corners: Specialist travel health and international medical insurer offering plans designed for missionaries, volunteers, and long-term international travelers — the same core persona Mission Trip Insurance targets, with similar customizable trip lengths and group applicability.
• International Medical Group (IMG): The travel insurance carrier actually underwriting much of Mission Trip Insurance's coverage and explicitly referenced by their long-term customer Health Talents International. Operates as a dedicated international travel and medical insurer serving missionaries, expatriates, and globally mobile individuals — direct upstream partner and comparable niche specialist.
• Insurance Consultants International (ICI Traveler): The parent licensed insurance agency operating Mission Trip Insurance as a service line and offering parallel products like Global Health Travel Insurance, Vacation Travel Insurance and Luxury Travel Insurance — the closest internal affiliate with overlapping product engineering, carrier relationships and back-office.
• Good Neighbor Insurance: Independent insurance agency that explicitly markets travel insurance plans for missionaries, faith-based volunteers and NGOs. Most direct head-to-head competitor for Mission Trip Insurance given the overlapping faith and mission specialization.

Broad incumbents

• Travel Guard (AIG Travel): Major incumbent travel insurance carrier underwritten by AIG, providing trip cancellation, medical and 24/7 assistance. Overlaps with Mission Trip Insurance on coverage types and global emergency assistance but sells through general consumer and corporate channels without a mission-specific offering.
• GeoBlue: International health and travel medical insurer with strong relationships among missionaries, NGOs and globally mobile workers. Provides similar evacuation, medical and trip coverage to Mission Trip Insurance's faith-based clients, overlapping most directly on the high-end, long-stay Missionary Health Plans.
• World Nomads: Large, established travel insurance provider specializing in long-trip and adventure/volunteer travel. Competes for the same globally mobile, mission-style traveler persona Mission Trip Insurance serves, but with a much broader geographic and product footprint rather than a faith-based focus.
• HCC Medical Insurance Group / Tokio Marine HCC: Underwrites international travel medical and group mission insurance products; a frequent incumbent competitor for the same church groups and NGO mission teams that Mission Trip Insurance serves, particularly on longer-duration and higher-coverage plans.
• Allianz Travel: One of the largest global travel insurance brands, offering trip cancellation, medical, and evacuation coverage. Competes with Mission Trip Insurance on the underlying coverage benefits but serves general leisure and business travelers rather than the niche mission segment.

Others

• AMAC (American Association of Senior Citizens): Membership organization for which Mission Trip Insurance is the exclusive travel insurance partner. Less a competitor than a strategic channel and endorser; relevant as it dictates member reach, group-rate economics and brand exposure to the over-50 demographic.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/missiontripinsurance
• LinkedInlinkedin.com/company/mission-trip-insurance

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mission Trip Insurance