Valuant
Valuant provides integrated portfolio risk management and CECL compliance software, plus advisory services, to banks and credit unions. It now operates as the Portfolio Risk & CECL product line within Abrigo.
- Company typePrivate
- Founded2016
- HeadquartersColumbia, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Valuant does
Valuant was a financial technology firm providing integrated portfolio risk management and financial consulting services to banks and credit unions, with offerings spanning CECL/allowance calculations, stress testing, asset/liability management, investment accounting, loan review, and income recognition. Its core platform connected these risk and accounting functions through one-time data entry and unified frameworks, replacing spreadsheet-driven, siloed workflows with documentation suitable for regulatory examinations and external audits. The company supplemented its software with advisory services staffed by former auditors, bankers, and regulators with experience across hundreds of CECL filers. The go-to-market was a direct enterprise sales motion targeting financial institution decision-makers, with quote-based annual subscriptions and module-level pricing.
Valuant no longer operates as an independent entity; it was acquired and rebranded under Abrigo, a unified financial software platform that has consolidated multiple brands including DiCOM Software, IFSLeaseWorks, and TPG Software. Within Abrigo, the Valuant product line sits inside the broader Portfolio Risk & CECL suite and is cross-sold alongside Lending & Credit Risk and Financial Crime (BSA/AML and fraud detection) modules. The company has also launched an AI Hub and AI Advisory Services, signaling a forward-looking effort to incorporate AI into both product and consulting surfaces, though current AI capabilities appear advisory rather than embedded in core modules.
Valuant firmographics
Firmographics- Name
- Valuant
- Legal name
- Abrigo
- Website
- https://bevaluant.com
- Company type
- Private
- Founded year
- 2016
- Operating status
- Acquired
- Headcount range
- 11–50 employees
- Short description
- Valuant provides integrated portfolio risk management and CECL compliance software, plus advisory services, to banks and credit unions. It now operates as the Portfolio Risk & CECL product line within Abrigo.
- Ownership category
- akta.pro rank
Valuant industry classification
Industry- Product category
- Banking Risk Management Software
- NAICS
- Credit Intermediation and Related Activities (522), Portfolio Management and Investment Advice (523940)
- SIC
- Finance Services (6199), Investment Advice (6282)
- akta.pro primary industry
- Prudential & Market Risk Management (VaR, Stress, Limits) (FSACAJAF)
- akta.pro secondary industry
- Credit Monitoring, Portfolio Analytics & Early Warning Systems (FSAGAHAJ)
Keywords
Where Valuant is headquartered
LocationHeadquarters
- HQ city
- Columbia
- HQ country
- United States
- HQ region
- North America
Markets served
Valuant business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations
Revenue model
- Software Subscriptions: Subscription-based software licenses for portfolio risk management solutions including CECL, stress testing, ALM, investment accounting, loan review, and income recognition modules
- Advisory Services: In-house risk management consulting services including CECL calculations, valuation work, outsourced modeling, ALM, and stress testing support
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Enterprise pricing for financial institutions |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels5 records
Valuant product offering
Product offeringCore offering
Valuant is a FinTech firm that provided integrated portfolio risk management software for banks and credit unions. Its platform connected stress testing, CECL (Current Expected Credit Loss) calculations, economic forecasting, budgeting, asset/liability modeling, investment accounting, loan review, and income recognition through one-time data entry. The company also offered in-house advisory and consulting services performed by former auditors, bankers, and regulators.
Product overview
Valuant (now rebranded as Abrigo) offers a unified financial technology platform combining Portfolio Risk Management & CECL, Lending & Credit Risk, and Financial Crime solutions. The platform provides integrated portfolio risk management with sub-products including Allowance/CECL, Stress Testing, Asset/Liability Management, Investment Accounting, Loan Review, and Income Recognition. The Lending & Credit Risk suite includes Commercial Lending, Consumer Lending, Small Business Lending, Construction Lending, Credit Risk, Community Lending, and Equipment Leasing modules. Financial Crime products cover Anti-Money Laundering (BAM) and Fraud Detection. Additional offerings include Abrigo Connect for data & analytics, plus Advisory Services and AI Advisory Services. The platform is built on a single-vendor approach with consistent data entry, unified reporting, and integrated workflows across all modules.
Differentiator
Problem solved
Functional benefit
Products and services
- Portfolio Risk & CECL Integrated portfolio risk management platform that combines stress testing, CECL calculations, economic forecasting, budgeting, and asset/liability modeling for banks and credit unions.
- Allowance/CECL Automates Allowance/CECL calculation with built-in documentation, providing regulatory exam confidence and time savings for banks and credit unions.
- Stress Testing Identifies risk in portfolios, concentrations, and borrower relationships to support strategic planning and capital management for financial institutions.
- Asset/Liability Management Dynamic ALM modeling tool providing a 360-degree view of opportunities and risk to support strategic decision-making for financial institutions.
- Investment Accounting Streamlines investment accounting and ensures compliance by automating data management, workflows, and improving report management for financial institutions.
- Loan Review Optimizes loan review by automating risk-based sampling, standardizing workflows, and delivering actionable reporting for financial institution decision-makers.
- Income Recognition Accurately recognizes accretion for acquired institution loan portfolios while automating key processes and ensuring GAAP compliance for financial institutions.
- Lending & Credit Risk Suite of solutions that automate lending and credit processes to reduce origination costs, drive efficiency, and build stronger banking relationships for financial institutions.
- Financial Crime (BSA/AML & Fraud) Integrated financial crime solutions covering anti-money laundering/CFT, sanction screening, and fraud detection to protect financial institutions.
- Abrigo Connect (Data & Analytics) Banking intelligence software that provides actionable insights through data and analytics integration for financial institutions.
- Advisory Services Consulting services including CECL calculations, valuation work, outsourced modeling, ALM, stress testing, and regulatory compliance support delivered by former auditors, bankers, and regulators for banks and credit unions.
Quantifiable outcome
- Pawtucket Credit Union cut ALLK calculation time in half and gained CECL confidence
Companies that use Valuant
Customer profileNamed customers2 records
Segments1 record
Ideal customer profiles1 record
Valuant technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Feature7 records
Valuant partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Partners & Integrations EcosystemcoreAbrigo maintains a Partners & Integrations ecosystem at partners.abrigo.com for integrating the platform into customer ecosystems. Also offers API Documentation at developer.abrigo.com for technical integration capabilities.
Scale indicators1 record
Recent moves7 records
Expansion highlights5 records
Valuant competitors and assessment
Company assessmentBroad incumbents
- Oracle Financial Services: Enterprise-grade ALM, profitability, and risk analytics software for banks of all sizes; a long-standing incumbent in stress testing, fund-transfer pricing, and economic-capital workflows.
- Finastra: Large-scale banking software vendor with treasury, risk, lending, and core platforms; competes for the same enterprise risk and CECL software wallet at larger financial institutions.
- Jack Henry: Provides core, lending, and risk/regulatory software (ProfitStars and related suites) to community banks and credit unions, with overlapping CECL, ALM, and loan-review capabilities.
- Moody's Analytics: Offers CreditEdge, RiskFrontier, and CECL/stress-testing solutions to banks; a deep-pocketed incumbent in portfolio credit risk analytics and economic scenario modeling for financial institutions.
- Q2 (now part of Alkami): Digital banking and lending platform for community banks and credit unions; competes for the same technology budget with an adjacent suite spanning online banking, lending, and analytics.
Direct peers
- FICO: Long-standing provider of credit scoring, portfolio analytics, and consumer credit decisioning tools used by banks — directly comparable on credit risk analytics and scoring infrastructure.
- nCino: Cloud-based bank operating system covering commercial lending, onboarding, and credit workflows; competes for the same bank/credit-union technology budget as the broader Abrigo portfolio.
- Baker Hill: Delivers commercial loan origination, credit risk, and portfolio analytics to community and regional banks — overlapping directly with the lending and credit-risk modules now housed inside the Abrigo platform.
- Abrigo: Parent platform that absorbed Valuant, DiCOM, IFSLeaseWorks, and TPG Software; now offers the same portfolio risk, CECL, ALM, lending, AML, and fraud modules targeted at community banks and credit unions.
- Wolters Kluwer: Provides OneSumX for ALM, CECL, and regulatory reporting to banks and credit unions; one of the most direct competitors in integrated prudential risk and stress-testing software for community financial institutions.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Valuant social profiles
Digital presenceValuant financial estimates
Financial estimateRevenue estimate
Valuation estimate
Valuant leadership team
Management profileNumber of profiles
Profiles3 records
Valuant subsidiaries and ownership
Company hierarchySubsidiaries3 records
Valuant funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Valuant M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Valuant
What does Valuant do?
Valuant is a FinTech firm that provided integrated portfolio risk management software for banks and credit unions. Its platform connected stress testing, CECL (Current Expected Credit Loss) calculations, economic forecasting, budgeting, asset/liability modeling, investment accounting, loan review, and income recognition through one-time data entry. The company also offered in-house advisory and consulting services performed by former auditors, bankers, and regulators.
When was Valuant founded?
Valuant was founded in 2016. It employs 11 to 50 people.
Where is Valuant based?
Valuant is headquartered in Columbia, United States, in the North America region.
How does Valuant make money?
Two revenue lines are on record. Software Subscriptions are the primary driver. The others are advisory Services.
Who are Valuant's main competitors?
Broad incumbents on record are Oracle Financial Services, Finastra, Jack Henry, Moody's Analytics and Q2 (now part of Alkami). Direct peers are FICO, nCino, Baker Hill, Abrigo and Wolters Kluwer.
Does Valuant have an API?
Yes. Valuant exposes a public API. Developer documentation is at developer.abrigo.com/docs.
What industry is Valuant in?
Valuant's product category is Banking Risk Management Software. Its primary akta.pro industry code is FSACAJAF, Prudential & Market Risk Management (VaR, Stress, Limits), with a secondary code of FSAGAHAJ, Credit Monitoring, Portfolio Analytics & Early Warning Systems. Its NAICS code is 522 and its SIC code is 6199.