Alfa-Leasing
Alfa-Leasing is a private Russian leasing company founded in 1998 that finances vehicles, equipment, and industrial real estate for SMBs, individual entrepreneurs, large corporations, and government-subsidized buyers across 150+ Russian cities via 70+ offices, a digital platform, and manufacturer partnerships.
- Company typePrivate
- Founded1998
- HeadquartersMoscow, Russia
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Alfa-Leasing does
Alfa-Leasing (Альфа-Лизинг), operating through OOO Alphamobil, is a Moscow-based private leasing company founded in 1998 that finances vehicles, equipment, and now industrial real estate for Russian businesses. Its core product is financial leasing of passenger cars, light commercial vehicles, trucks, buses, trailers, special equipment, and production machinery, with terms of 12-59 months, down payments from 5% to 49%, and decisions issued within one business day. The company also offers short-term equipment rental, lease-back, lease assignment (cessia), and ancillary services including insurance, roadside assistance, fuel cards, and extended warranties.
The company runs on a proprietary digital platform comprising an online leasing calculator, a unified equipment catalog aggregating 49,600+ new and 2,730+ used listings, a client personal account, electronic document interchange via Kontur.Diadoc and SBIS, and an internal AI platform based on Computer Use technology (launched December 2025) that is used by 60% of staff and has saved over 4,600 working hours. Distribution is via 70+ physical offices across 150+ Russian cities, an inside-sales contact center, a self-serve website, and an extensive dealer and manufacturer partner network including KAMAZ, GAZ, MAZ, TENET, EXEED, OMODA, HAVAL, JAECOO, XCITE, and Grunwald.
Revenue is generated primarily from the spread between the cost of funds and monthly lease payments on its 466.4 billion RUB asset base, supplemented by administrative fees, insurance commissions, and ancillary service charges. As of 2025, the company reported total assets of 466.4 billion RUB, company capital of 40 billion RUB, and net financial income of 17.2 billion RUB, and carries an AA-(RU) credit rating with positive outlook from AKRA. Customer segments span SMBs and individual entrepreneurs (primary), large corporations, taxi and passenger transport operators, industrial real estate tenants (Light Industrial program), and government-subsidized agricultural and road-construction buyers.
Alfa-Leasing firmographics
Firmographics- Name
- Alfa-Leasing
- Legal name
- OOO Alphamobil (ООО Альфамобиль)
- Website
- https://alfaleasing.ru
- Company type
- Private
- Founded year
- 1998
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Alfa-Leasing is a private Russian leasing company founded in 1998 that finances vehicles, equipment, and industrial real estate for SMBs, individual entrepreneurs, large corporations, and government-subsidized buyers across 150+ Russian cities via 70+ offices, a digital platform, and manufacturer partnerships.
- Ownership category
- akta.pro rank
Alfa-Leasing industry classification
Industry- Product category
- Vehicle and Equipment Leasing
- NAICS
- Automotive Equipment Rental and Leasing (5321), Passenger Car Leasing (532112), Commercial and Industrial Machinery and Equipment Rental and Leasing (5324)
- SIC
- Services-Auto Rental & Leasing (No Drivers) (7510)
- akta.pro primary industry
- Corporate/Enterprise Car Leasing (Closed-End/Open-End) (TLABAAAA)
- akta.pro secondary industries
- Used Vehicle Leasing (Pre-Owned Lease Programs) (TLABAAAG), Leasing & Lease Buyout Financing (FSAKADAC)
Keywords
Where Alfa-Leasing is headquartered
LocationHeadquarters
- HQ city
- Moscow
- HQ country
- Russia
- HQ region
- Europe
Offices14 records
Markets served
Alfa-Leasing business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Operations, Personnel, Supply Chain, Technology or R&D, Infrastructure, Marketing or Sales
Revenue model
- Leasing Finance Income: Core revenue from financial leasing arrangements where Alfa-Leasing purchases equipment/vehicles and leases them to businesses over 12–59 months. Income derived from the spread between cost of funds and lease payments. Predominantly subscription/recurring in nature with monthly payments. The company holds assets on its balance sheet (466.4 bln ₽ in assets per 2025 financials).
- Processing / Administrative Fees: Fees charged for lease assignment (цессия/переуступка), early repayment processing, contract modifications, and other administrative services. Tariff schedule available as PDF document.
- Lease Assignment (Цессия) Fee: Transfer of lease rights from one lessee to another (cessia). Alfa-Leasing charges a fee for this service, detailed in the company's tariff guide.
- Additional Services: Revenue from ancillary services including insurance (КАСКО, GAP, Financial Guarantee), fuel cards, equipment delivery, roadside assistance, car warranties, and driver insurance, which can be included in lease payments.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Leasing with down payment from 5% to 49% |
| Subscription | Monthly | Easy Leasing (Лёгкий лизинг) — fixed conditions from first calculation |
| Subscription | Monthly | Government Subsidy Programs — discounted rates |
| Subscription | Monthly | Financial Guarantee (Финансовая гарантия) |
| Subscription | Monthly | GAP Insurance Policy |
| Subscription | Monthly | Roadside Assistance (Помощь на дороге) |
| Subscription | Annual | Driver Insurance |
| Transaction based/ take rate | One time/ perpetual license | Lease Assignment (Цессия) — fee-based |
Go-to-market motion2 records
Distribution channels7 records
Marketing channels11 records
Alfa-Leasing product offering
Product offeringCore offering
Alfa-Leasing provides financial leasing of vehicles and equipment to Russian legal entities and individual entrepreneurs. Core products cover passenger cars, light commercial vehicles, trucks, buses, trailers, special/construction equipment, and industrial machinery, with terms from 12 to 59 months and down payment from 5%. The offering includes government-subsidized programs (Минпромторг, ДОМ.РФ), a simplified Easy Leasing product, sale-leaseback, lease assignment (цессия), and ancillary insurance, warranty, roadside assistance, delivery, and fuel card services.
Product overview
Alfa-Leasing is a comprehensive leasing company offering a platform-plus-services model for vehicle and equipment leasing to Russian businesses. The core offering includes leasing of passenger cars, light commercial vehicles, trucks, buses, special equipment, and industrial machinery. Supporting products include used vehicle leasing, government subsidy programs (Минпромторг, ДОМ.РФ), simplified "Лёгкий лизинг" program, corporate leasing, and industrial real estate (Light Industrial) leasing. The digital platform encompasses an online application system, client personal account, electronic document management (ЭДО via Diadoc and SBIS), and a unified equipment catalog with 49,600+ new and 2,730+ used vehicle listings. Supplementary services include financial guarantees, GAP insurance, roadside assistance, vehicle warranties, payment deferrals, fuel cards, and nationwide delivery. The company also operates AI-based automation using Computer Use technology for internal operations.
Differentiator
Problem solved
Functional benefit
Brands
- Light Leasing (Лёгкий лизинг): Fixed-condition leasing program with minimum documents, no financial state assessment required
- Light Industrial Leasing
Products and services
- Passenger Car Leasing (Лизинг легковых автомобилей) Financial leasing of passenger cars for legal entities and individual entrepreneurs, including new vehicles from official dealers and pre-owned vehicles from Alfa-Leasing's own stock.
Quantifiable outcome
- Tax savings of up to 47% on equipment purchases through VAT recovery and reduced profit tax
- +8 more outcomes
Companies that use Alfa-Leasing
Customer profileNamed customers1 record
Segments5 records
Ideal customer profiles5 records
Alfa-Leasing technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
AI capability3 records
Feature5 records
Alfa-Leasing partnerships and signals
Strategic signalPartnerships
16 partnerships are on record, tiered core and minor.
- ДОМ.РФcoreAlfa-Leasing joined the ДОМ.РФ subsidy program implemented jointly with Минпромторг России. The program provides preferential leasing for Russian road construction and agricultural equipment. Total financing limits: 50 bln ₽ for road construction equipment (bulldozers, graders, excavators, road rollers) and 330 bln ₽ for agricultural equipment and food processing machinery. Fixed rate up to 10% annual with terms up to 7 years.
- Минпромторг России (Ministry of Industry and Trade of the Russian Federation)coreGovernment ministry subsidizing leasing programs for Russian-made equipment. Provides subsidies covering up to 10% of down payment for qualifying equipment. Partners with Alfa-Leasing through programs including ДОМ.РФ and Минпромторг subsidy programs.
- Альфа-Капитал (Alfa-Capital)coreInvestment company participating in the Light Industrial leasing program. Alfa-Capital builds and sells ready-made Light Industrial properties to manufacturing companies, with Alfa-Leasing providing the leasing financing. First joint deal: production unit of 2,600 sq.m. at ICPARK Esipovo for SSI Solutions.
- ICPARK Esipovo (Industrial City) — INDUSTRIAL CITYminorIndustrial park — digital industrial coworking of 130,000+ sq.m. in Solnechnogorsk district near Moscow. Alfa-Leasing uses the park for Light Industrial leasing deals. Residents get production-warehouse spaces with ready engineering communications, parking, and 24/7 access.
- SSI Solutions (ССИ Решения)minorRussian integrator of warehouse logistics automation solutions. First customer of Alfa-Leasing's Light Industrial leasing program. Taking 2,600 sq.m. production unit at ICPARK Esipovo for conveyor systems and robotic warehouse logistics solutions.
- xPLANETminorPartnership program launched with xPLANET for trucking companies (грузоперевозчики). Provides specialized leasing conditions for the trucking industry, targeting the fleet renewal needs of logistics operators.
- АльфаСтрахование (AlfaInsurance)corePartnership expanding capabilities of the 'Financial Guarantee' insurance product for lease clients. Combined offering provides enhanced protection against total loss and theft with expanded compensation terms.
- АГР Холдинг (AGR Holding)minorTENET brand produced at АГР Холдинг plant in Kaluga, Russia. Alfa-Leasing offers TENET vehicles through its leasing program with special conditions and manufacturer subsidies. TENET has 210 dealer centers across 95 Russian cities.
- ООО «Тенет Рус» (TENET Russia)minorOfficial partner for TENET brand distribution in Russia. Alfa-Leasing offers TENET vehicles (T4, T4L, T7, T8) through leasing with benefits up to 635,050 ₽ and up to 10% Минпромторг subsidy on T7.
- ООО «ОНИВС РУС» (ONIVS Russia)minorOfficial partner for EXEED/EXLANTIX brand distribution. Alfa-Leasing offers EXEED vehicles (LX, TXL, RX, VX) and EXLANTIX models (ES, ET) with benefits up to 1,565,000 ₽. 90+ showrooms in 60+ Russian cities.
- КАМАЗcoreFull integration of КАМАЗ equipment catalog on Alfa-Leasing website (first in market). Government subsidy up to 20% (max 1.7M ₽) for K5 generation trucks and up to 10% (max 500K ₽) for K3. Reduced payments for first 90 days. 210 dealer centers in 95 cities.
- ГК «СТТ» (exclusive GAZ distributor)minorExclusive distributor of ГАЗ commercial vehicles. Alfa-Leasing offers GAZ vehicles (GAZEL BUSINESS, GAZEL NEXT, GAZEL NN, GAZEL CITY, GAZON NEXT, SADKO) with up to 10% discount through government subsidy. Official warranty up to 4 years or 200,000 km.
- МАЗ (Minsk Automobile Plant)minorOfficial distributor ООО «МАЗ-РУС» offering trucks, buses, trolleybuses, micro-buses, electric buses, municipal vehicles, cranes, and trailers. Discount up to 2,000,000 ₽ on down payment. 80 official dealers and 160 service stations across Russia.
- GrunwaldminorRussian trailer manufacturer. Alfa-Leasing offers Grunwald semi-trailers (open deck, dump trailer-tridem, curtain semi-trailer, refrigerated semi-trailer) with discount up to 150,000 ₽ on down payment. 12-month warranty.
- АВТОВАЗminorXCITE brand produced at former Nissan plant in Saint Petersburg. Alfa-Leasing offers XCITE X-Cross 7 and X-Cross 8 crossovers with 300,000 ₽ discount, distributed through Russia's largest LADA dealer network.
- Yandex Go / Yandex DriveminorSpecial conditions for HAVAL taxi and car-sharing operators through Yandex Go and Yandex Drive partnership. Targeted at fleet operators needing vehicles for taxi and car-sharing services.
Scale indicators17 records
Recent moves6 records
Expansion highlights6 records
Alfa-Leasing competitors and assessment
Company assessmentDirect peers
- РЕСО-Лизинг: Russian leasing company affiliated with RESO insurance group, focused on vehicle leasing for SMBs and corporate clients. Directly comparable product mix and target segment to Alfa-Leasing.
- Европлан (Europlan): Independent Russian multi-asset leasing company focused on vehicles and equipment for SMBs. Comparable customer base and product offering to Alfa-Leasing, with similar independent-leasing economics.
- СберЛизинг (Sberbank Leasing): Largest Russian leasing company, subsidiary of Sberbank, offering vehicle and equipment leasing across passenger cars, trucks, and rail. Closest direct competitor to Alfa-Leasing with cheaper funding access from parent bank.
- ВТБ Лизинг (VTB Leasing): Major Russian leasing company owned by VTB Bank Group, providing full-scope leasing of vehicles, equipment, and rolling stock. Competes head-to-head with Alfa-Leasing in corporate and SMB leasing with state-bank funding advantages.
- Газпромбанк Лизинг: Leasing subsidiary of Gazprombank, active in rolling stock, vehicles, and industrial equipment. Competes with Alfa-Leasing for large corporate and infrastructure deals with state-bank funding edge.
- Балтийский лизинг (Baltic Leasing): Established Russian regional leasing company operating across Northwestern Russia and nationwide. Comparable SMB-focused vehicle and equipment leasing offering to Alfa-Leasing.
- Carcade (ГК Каркаде): Russian vehicle leasing specialist owned by Getruck group, focused on passenger and light commercial vehicles for SMBs. Direct peer in vehicle-only leasing segment.
Broad incumbents
- LeasePlan: Global fleet leasing and mobility leader operating across multiple geographies. Useful benchmark for fleet-leasing operating models, digital platforms, and corporate fleet management best practices relevant to Alfa-Leasing's SMB and corporate segments.
- Element Fleet Management: Large global fleet management and leasing company serving enterprise customers. Comparable in digital leasing platform and integrated service offering, though operates at larger enterprise scale than Alfa-Leasing.
Emerging players
- Major Leasing (Мэйджор Лизинг): Russian leasing company focused on passenger and commercial vehicles for SMBs, affiliated with Major Auto dealer network. Comparable GTM via dealer partnerships, smaller scale than Alfa-Leasing.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat6 records
Key risks5 records
Key highlights7 records
Customer concentration
Alfa-Leasing social profiles
Digital presenceAlfa-Leasing financial estimates
Financial estimateRevenue estimate
Valuation estimate
Alfa-Leasing leadership team
Management profileNumber of profiles
Profiles3 records
Alfa-Leasing funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Alfa-Leasing M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Alfa-Leasing
What does Alfa-Leasing do?
Alfa-Leasing provides financial leasing of vehicles and equipment to Russian legal entities and individual entrepreneurs. Core products cover passenger cars, light commercial vehicles, trucks, buses, trailers, special/construction equipment, and industrial machinery, with terms from 12 to 59 months and down payment from 5%. The offering includes government-subsidized programs (Минпромторг, ДОМ.РФ), a simplified Easy Leasing product, sale-leaseback, lease assignment (цессия), and ancillary insurance, warranty, roadside assistance, delivery, and fuel card services.
Is Alfa-Leasing a public or private company?
Alfa-Leasing is a private company. It is classified as unknown and is currently operating.
When was Alfa-Leasing founded?
Alfa-Leasing was founded in 1998. It employs 1 to 10 people.
Where is Alfa-Leasing based?
Alfa-Leasing is headquartered in Moscow, Russia, in the Europe region.
How does Alfa-Leasing make money?
Four revenue lines are on record. Leasing Finance Income is the primary driver. The others are processing / Administrative Fees, lease Assignment (Цессия) Fee and additional Services.
Who are Alfa-Leasing's main competitors?
Direct peers on record are РЕСО-Лизинг, Европлан (Europlan), СберЛизинг (Sberbank Leasing), ВТБ Лизинг (VTB Leasing), Газпромбанк Лизинг, Балтийский лизинг (Baltic Leasing) and Carcade (ГК Каркаде). Broad incumbents are LeasePlan and Element Fleet Management. Major Leasing (Мэйджор Лизинг) is listed as an emerging player.
Does Alfa-Leasing have an API?
No public API is recorded for Alfa-Leasing.
What industry is Alfa-Leasing in?
Alfa-Leasing's product category is Vehicle and Equipment Leasing. Its primary akta.pro industry code is TLABAAAA, Corporate/Enterprise Car Leasing (Closed-End/Open-End), with a secondary code of TLABAAAG, Used Vehicle Leasing (Pre-Owned Lease Programs). Its NAICS code is 5321 and its SIC code is 7510.