Kausar Wealth Management

What Kausar Wealth Management does

Kausar Wealth Management Sdn Bhd is a Malaysian private limited company (Sdn Bhd) headquartered in Petaling Jaya, Selangor, that operates as a professional Islamic inheritance planning agency. Founded in 2015 and co-led by Managing Director Khamarul Azhar Hashim and Executive Director Suzana Abu Bakar, the company serves Muslim families, property owners, family business owners, and professionals in Malaysia through Shariah-compliant estate planning services spanning hibah (Islamic gift), wasiat (will), and pusaka (estate administration), plus ancillary offerings including khairat pusaka funeral assistance, Zakat payment facilitation, HRDF-certified training, and the planned-giving Dana Terancang Program.

The company's core operating technology is the proprietary FAST Advisory Methodology — a four-step consulting framework comprising Faraid Analysis (identifying heirs and Islamic inheritance shares), Asset Analysis (evaluating asset types and legal status), Solutions (designing Shariah-compliant instruments), and Take Action (executing the plan). This methodology is delivered by a network of over 2,500 trained Islamic inheritance planning consultants (perunding pewarisan) and supported by a free online Faraid calculation tool. Kausar operates as the most-awarded strategic partner of Wasiyyah Shoppe Berhad, a Malaysian trust company that holds the world's first AAOIFI Shariah compliance certification for Hibah for Encumbered Properties (2025), and uses Wasiyyah's trust infrastructure as its execution backend.

Kausar's business model is professional services, generating revenue through individually quoted consultation and advisory fees for estate planning work, with a 2,500+ consultant field force operating largely on commission under the Wasiyyah Shoppe Berhad agency ecosystem. Customer acquisition is sales-led and community-led, relying on booked appointments, WhatsApp consultations, the Kausar Kasih CSR program, seminars, and word-of-mouth referrals within the Malaysian Muslim community. The company has served 8,000+ clients with RM8 billion+ in planned inheritance assets over 11 years, expanded to three physical offices (Petaling Jaya, Seremban, Kota Bharu), and is pursuing stated targets of RM100 billion in planned assets, 5,000 consultants, and 100,000 Muslims assisted.

Name

Kausar Wealth Management

Legal name

Kausar Wealth Management Sdn Bhd

Website

https://kausarwealth.com

Company type

Private

Founded year

2015

Operating status

Operating

Headcount range

51–100 employees

Short description

Kausar Wealth Management is a Malaysian Islamic inheritance planning agency that delivers Shariah-compliant hibah, wasiat, and pusaka advisory services to Muslim families, property owners, and professionals via a network of 2,500+ trained consultants and its proprietary FAST methodology.

Ownership category

akta.pro rank

Product category

Islamic Estate Planning Services

NAICS

Trust, Fiduciary, and Custody Activities (523991), Professional, Scientific, and Technical Services (541)

akta.pro primary industry

Estate Planning & Trust Structuring Advisory (FSAEAKAC)

akta.pro secondary industry

Estate Administration & Probate Services (FSAAANAE)

Keywords

• Islamic estate planning
• Inheritance advisory services
• Shariah wealth management
• Estate administration services
• Will and trust planning

Headquarters

HQ city

Petaling Jaya

HQ country

Malaysia

HQ region

Asia

Offices3 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Others

Revenue model

1. Islamic Estate Planning Advisory & Consultation Fees: Revenue is generated through professional consulting fees charged for Islamic inheritance planning advisory services, including faraid analysis, asset analysis, hibah and wasiat documentation, and pusaka management. Services are delivered by trained consultants and managed through Wasiyyah Shoppe Berhad's platform.
2. Agency Network Development & Training Revenue: The company generates revenue by recruiting and training new Islamic inheritance planning consultants (perunding pewarisan) through structured programs, positioning consultants to serve clients across Malaysia under the Wasiyyah Shoppe Berhad ecosystem.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

Kausar Wealth Management Sdn Bhd is a Malaysian Islamic estate planning agency that delivers professional advisory and documentation services for Muslim families, including estate planning (Perancangan Harta), estate administration (Pengurusan Pusaka), Hibah (Islamic gift), Wasiat (Islamic will), Zakat payment facilitation, and HRDF-certified training courses. Services are delivered through the proprietary FAST Advisory Methodology by trained consultants and executed via the AAOIFI-certified Wasiyyah Shoppe Berhad trust platform. The company recruits and trains new Islamic inheritance planning consultants as part of its agency ecosystem across Malaysia.

Product overview

Kausar Wealth Management operates as a professional Islamic estate planning ecosystem comprising core services (Perancangan Harta and Pengurusan Pusaka), the proprietary FAST consultation methodology, and specialized Islamic inheritance instruments (Hibah, Wasiat, and Pusaka). The company functions as the most-awarded strategic partner of Wasiyyah Shoppe Berhad, offering Shariah-compliant estate planning solutions including estate management, funeral assistance (Khairat Pusaka), charitable giving services (Zakat), and HRDF-certified training. The offering is delivered exclusively through professional human consultants without any technology platforms, APIs, or AI-powered features.

Differentiator

Problem solved

Functional benefit

Products and services

• Perancangan Harta (Estate Planning) Comprehensive Islamic estate planning service that helps Muslim property owners and family business owners plan asset inheritance, business succession, and generational wealth transfer using Shariah-compliant instruments, structured through the proprietary FAST Advisory Methodology.
• Pengurusan Pusaka (Estate Management) Professional estate administration service that manages and distributes a deceased's assets according to Islamic law, including khairat pusaka (funeral and immediate financial assistance), estate administration, and inheritance claim processing for Muslim families in Malaysia.
• Hibah (Islamic Gift/Grant) Shariah-compliant Islamic gift instrument for transferring assets during the owner's lifetime, now including Hibah for Encumbered Properties executed under AAOIFI-certified Wasiyyah Shoppe Berhad service.
• Wasiat (Islamic Will) Islamic will service for documenting asset distribution wishes in accordance with Malaysian law and Shariah principles, executed through the AAOIFI-certified Wasiyyah Shoppe Berhad trust platform.
• Pembayaran Zakat (Zakat Payment) Zakat almsgiving payment service that facilitates the fulfilment of mandatory charitable giving obligations for Muslim customers as part of the firm's broader Islamic wealth services.
• Kursus HRDF (HRDF Training Courses) Human Resource Development Fund (HRDF) certified training programs for professional development in Islamic estate planning, supporting both consultant recruitment and external participant upskilling.
• Program Dana Terancang (Planned Giving Program) Strategic planned giving program helping sustain welfare and educational institutions by facilitating infaq distribution from donors' estates to beneficiary institutions through Islamic inheritance instruments.

Quantifiable outcome

• 8,000+ clients served with RM8 billion+ in assets planned
• +3 more outcomes

Named customers5 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Four partnerships are on record, tiered minor and core.

• Finhub Holdings Sdn BhdminorStrategic or Co-development Partner · 15 September 2022MoU signed on 15 September 2022 between KWM, Wasiyyah Shoppe Berhad, and Finhub Holdings. Finhub is Malaysia's first mortgage loan agency to develop its own Fintech system integrating all guidelines, criteria, scoring, and banking packages. The partnership enables home buyers to create inheritance plans so properties can be inherited and benefited from generation to generation.
• Persatuan Pengguna Islam Malaysia (PPIM)minorStrategic or Co-development Partner · 14 September 2022MoU signed on 14 September 2022 between KWM, Wasiyyah Shoppe Berhad, and PPIM under the Dana Terancang Program. Three main objectives: (1) Help sustain welfare and education institutions benefiting society; (2) Facilitate infaq distribution from donors' assets and estates to institutions through inheritance methods; (3) Help society understand and use Islamic estate planning instruments properly.
• Wasiyyah Shoppe BerhadcoreStrategic or Co-development PartnerWasiyyah Shoppe Berhad is Kausar Wealth Management's principal strategic partner — the trust company that provides the Shariah-certified hibah and wasiat execution platform. Kausar operates as Wasiyyah's most awarded corporate agency (10 consecutive years), distributing Wasiyyah's Islamic estate planning products and services throughout Malaysia. Wasiyyah achieved the world's first AAOIFI Shariah compliance certification for Hibah for Encumbered Properties in 2025.
• Wasiyyah Shoppe Berhad (Shariah Certification)coreStrategic or Co-development PartnerWasiyyah Shoppe Berhad received international AAOIFI Shariah compliance certification for its Hibah for Encumbered Properties service. AAOIFI is a global standard-setting body based in Bahrain recognized in over 50 countries. Kausar, as Wasiyyah's best corporate agency, plays a key role in disseminating this Shariah-compliant innovation to Muslim families.

Scale indicators8 records

Recent moves9 records

Expansion highlights6 records

Broad incumbents

• Maybank Islamic Berhad: Islamic banking arm of Maybank, Malaysia's largest bank, offering Islamic wealth management, family takaful, and succession-planning products to Muslim mass-affluent and business-owner segments. Comparable end-customer with broader, scale-driven offering.
• Etiqa Family Takaful: One of Malaysia's largest family takaful (Islamic life insurance) operators, providing Shariah-compliant protection and savings products that overlap with Kausar's wealth-transfer and family-protection value proposition for Muslim households.
• Bank Muamalat Malaysia Berhad: Malaysia's flagship Islamic bank, offering Shariah-compliant wealth management, family takaful distribution, and increasingly estate/wasiat planning services to Muslim retail and business clients. Competes for the same Muslim wealth-and-legacy wallet with a much broader financial-services footprint.
• Rockwills Trustee Berhad: Largest will-writing trustee company in Malaysia, offering conventional and Islamic will-writing, estate administration, and trust services. Comparable end-customer (Malaysian families seeking estate planning) but operates across all faiths with a broader portfolio rather than Shariah-specialized.
• Standard Chartered Saadiq (Malaysia): Islamic banking window of Standard Chartered Malaysia offering Shariah-compliant wealth, legacy, and investment solutions to Muslim professionals and business owners. Targets the same Shariah-conscious Malaysian professional segment with a global-banking value proposition.
• Amanah Raya Berhad: Malaysia's largest state-linked trustee company, providing conventional and Islamic estate administration, executor services, and trust management. Serves a similar end-purpose (estate administration for Malaysian families) but at much greater scale and with a diversified, government-linked mandate rather than Shariah-only focus.

Direct peers

• Wasiyyah Shoppe Berhad: Malaysian Shariah-compliant trust company and Kausar's principal strategic partner; provides the hibah and wasiat execution infrastructure (including the world's first AAOIFI-certified Hibah for Encumbered Properties). Closest direct peer in Islamic estate planning, serving overlapping Muslim clientele through both direct and agency channels.
• As-Salihin Trustee Berhad: Malaysian Islamic trust company providing Shariah-compliant trustee, executor, and estate administration services. Directly comparable to Kausar in target market (Malaysian Muslims needing Shariah-compliant estate planning) and overlapping product set (wasiat, hibah, faraid-related services).

Market position

Strengths4 records

Weaknesses4 records

Competitive moat6 records

Key risks5 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/watch?v=5tjZ9-hLT_o
• Facebookfacebook.com/kausarwealth
• LinkedInlinkedin.com/company/kausar-wealth-management-sdn-bhd

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Kausar Wealth Management