Rainprotection Insurance

What Rainprotection Insurance does

Rainprotection Insurance is a US-based specialty insurance provider focused exclusively on the events industry. Founded in 2004 and headquartered in Huntington, the company offers a portfolio of event-specific insurance products including event cancellation, rain and snow insurance, exhibitor liability (in multiple program variants), registration refund, performer liability, the TULIP tenant user liability program, event organizer liability, and haunted attraction coverage. Its clients span event organizers, exhibitors, vendors, performers, and venues across domestic and international markets.

The company's most differentiated offering is the ALL-IN Exhibitor Insurance Program, which bundles compliant liability insurance into every booth purchase at the point of registration and guarantees 100% exhibitor compliance with zero manual tracking of certificates of insurance by organizers. This is complemented by a self-service online purchase platform that allows exhibitors and performers to buy short-term or annual liability policies 24/7 via credit card, and a Registration Refund Program that integrates an opt-in refund guarantee into event checkout. The technology is described as an automated event insurance management platform with proprietary compliance automation; there is no disclosed AI/ML capability.

Rainprotection operates a direct-to-consumer model combining free consultations for enterprise event organizers with self-service online purchasing for individual buyers and SMBs. Revenue is generated through recurring subscription-style policies, one-time per-event licenses, and per-transaction fees on programs such as Registration Refund. The company is privately held with no disclosed institutional ownership, no external funding, no partnerships or alliances, and no M&A activity on record.

Name

Rainprotection Insurance

Legal name

Rainprotection Insurance

Website

https://rainprotection.net

Company type

Private

Founded year

2008

Operating status

Operating

Headcount range

11–50 employees

Short description

Rainprotection Insurance is a US-based specialty insurer serving the events industry with event cancellation, weather, exhibitor liability, and registration refund products. It serves event organizers, exhibitors, vendors, performers, and venues through direct sales and self-service online purchasing.

Ownership category

akta.pro rank

Product category

Event Insurance

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Direct Insurance (except Life, Health, and Medical) Carriers (52412)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Event Cancellation & Contingency (FSAJAGAN)

akta.pro secondary industry

Ticket/Event Cancellation Protection (FSAJAJAG)

Keywords

• Event insurance
• Exhibitor liability
• Event cancellation coverage
• Rain insurance
• Venue liability

Headquarters

HQ city

Huntington

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Event Cancellation Insurance: Protects event revenues and expenses against cancellation, postponement, abandonment, or curtailment of events for reasons beyond the organizer's control. Full cancellation is not required for claims.
2. Rain Insurance: Protects outdoor events from lost revenues due to rain occurrence. Structured for single or multi-day events.
3. Exhibitor Liability Insurance: Provides liability coverage for exhibitors and vendors. Available as instant online purchase with credit card, covering short-term to annual policies.
4. Registration Refund Program: Like travel insurance, offers attendees and exhibitors the option to protect their registration fees, providing 100% refund if unable to attend.
5. TULIP Program: Tenant User Liability Insurance Program providing event liability coverage for venues that rent to third parties or tenants for specific events.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Rainprotection Insurance is a specialized event insurance provider offering a comprehensive portfolio of insurance products for the events industry, including event cancellation, exhibitor liability (ALL-IN, LINK, International variants), rain/snow weather coverage, performer liability, registration refund protection, TULIP venue liability, and event organizer liability coverage. Its flagship ALL-IN program automates exhibitor insurance compliance by bundling liability insurance into every booth purchase, guaranteeing 100% compliance with zero effort from organizers. Products are distributed via free consultations for enterprise event organizers and 24/7 instant online purchasing for exhibitors, performers, and venues.

Product overview

Rainprotection Insurance is a specialized event insurance provider offering a comprehensive portfolio of insurance products for the events industry. The company provides a unified platform of interconnected insurance solutions including Event Cancellation Insurance (protecting revenues against cancellation/postponement), Exhibitor Liability Insurance Programs (ALL-IN, LINK, and International versions), Registration Refund Programs, Rain Insurance, Snow Insurance, Performer Liability Insurance, TULIP (Tenant User Liability Insurance Program), Haunted Attraction Insurance, and Event Organizer Liability Insurance. These products serve event organizers, exhibitors, vendors, performers, and venues, with programs available for both domestic and international events. The company's flagship ALL-IN program automates exhibitor compliance by bundling insurance into booth purchases, while the LINK program allows organizers to include coverage requirements in exhibitor manuals.

Differentiator

Problem solved

Functional benefit

Products and services

• Event Cancellation Insurance Protects event revenues and expenses against the risks of cancellation, postponement, abandonment, or curtailment of the event for reasons beyond the organizer's control. Full cancellation of an event is not required to file a claim.
• Exhibitor Liability Insurance Program - ALL-IN
• Exhibitor Liability Insurance Program - LINK
• Exhibitor Liability Insurance Program - International/Overseas Events
• Exhibitor Liability Insurance (For Exhibitors)
• Performer Liability Insurance
• Registration Refund Program
• Rain Insurance
• Snow Insurance
• TULIP Program (Tenant User Liability Insurance)
• Haunted Attraction Insurance
• Event Organizer Liability Insurance

Quantifiable outcome

• 100% compliance guarantee for exhibitor insurance with zero effort required from organizers

Named customers1 record

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Scale indicators3 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Cincinnati Financial: Property and casualty insurer with commercial and specialty event coverage products. Competes with Rainprotection in commercial event liability at a larger scale.
• Markel Corporation: Large specialty insurance carrier offering event cancellation, entertainment, and liability coverage as part of a broader portfolio. Competes with Rainprotection in event-specific specialty lines while serving much larger commercial segments.
• Aon: Global insurance broker that places event cancellation and entertainment coverage for large corporate clients. Competes with Rainprotection at the enterprise event insurance brokerage level.
• Travelers: Large P&C insurance carrier with event, entertainment, and specialty casualty lines. Overlaps with Rainprotection in event liability but as part of a much broader portfolio.

Direct peers

• InsuranceCanopy: Online event insurance provider offering event liability, host liquor, and wedding/event cancellation coverage. Competes with Rainprotection's instant online exhibitor and event liability products.
• K&K Insurance: Specialty insurance provider focused on the sports, leisure, and entertainment industries. Offers event cancellation, exhibitor, and participant liability coverages that directly overlap with Rainprotection's event insurance portfolio.
• TULIP by Hiscox: The original Tenant User Liability Insurance Program that enables venues and tenants to purchase event liability online. Direct overlap with Rainprotection's TULIP program offering.
• EventHelper: Online event insurance marketplace that allows organizers and vendors to instantly purchase event liability, cancellation, and weather insurance. Directly competes with Rainprotection's self-service online purchase experience.
• ACT Insurance: Specialty insurer focused on event and entertainment liability coverage for small businesses and individuals. Competes directly with Rainprotection's exhibitor and performer liability product lines.
• Hiscox: Global specialty insurer that pioneered the TULIP (Tenant User Liability Insurance Program) for events and venues. Directly competes with Rainprotection in the event and venue liability insurance space and offers bundled online products for exhibitors and tenants.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Rainprotection Insurance