What Inkasso Partner does

Oflow AS is a Norwegian private limited company (Aksjeselskap) operating from Kristiansand that delivers a 100% web-based SaaS platform for accounts receivable management, targeting Norwegian creditors, businesses, and accounting professionals. The platform combines two integrated modules: a Purremodul (Dunning Module) that surfaces unpaid invoices directly from the user's accounting/economic system and triggers automated or controlled dunning workflows, and an Inkassomodul (Debt Collection Module) staffed by personnel from its wholly-owned subsidiary, Oflow Inkasso AS, which handles cases escalated from the dunning flow with a single click. The product is built on modern technology with no legacy constraints, with two-way integration into accounting/ERP systems removing the need for file uploads, manual entry, or separate authentication.

The business model is subscription-based with a free entry point ("it costs nothing to get started with Oflow in your accounting system"), though specific tier pricing is not publicly disclosed. GTM is primarily direct — website contact form, product demonstrations, and organic search presence targeting Norwegian accountants and SMBs — with distribution via embedded integration inside accounting software and a self-serve web channel. The company is privately held with no disclosed outside funding or parent company, and recently consolidated operations through the infusion/merger of Zero-Zero AS into Oflow AS. Geographic scope is exclusively Norwegian (single-country), and there is no disclosed AI/ML capability, patent portfolio, or named enterprise customer base.

Name

Inkasso Partner

Legal name

Oflow AS

Website

https://inkasso-partner.no

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

1–10 employees

Short description

Oflow AS is a Norwegian SaaS company that provides a web-based platform for automated invoice dunning and debt collection, integrated directly with accounting systems, serving Norwegian creditors, SMBs, and accounting firms.

Ownership category

akta.pro rank

Product category

Debt Collection and Dunning Software

NAICS

Activities Related to Credit Intermediation (5223)

SIC

Miscellaneous Business Credit Institution (6159), Finance Services (6199)

akta.pro primary industry

Collections, Dunning & Late Payment Management (FSAMAJAJ)

akta.pro secondary industries

Payment Processing for Collections (Lockbox, ACH, Card, IVR) (FSAKAJAJ), Accounts Receivable (Invoicing, Cash Application, Deductions) (BPAAAGAB)

Keywords

• Debt collection software
• Dunning automation
• Accounts receivable management
• Invoice collection platform
• Collection agency services

Headquarters

HQ city

Kristiansand

HQ country

Norway

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales

Pricing tiers

Distribution channels2 records

Marketing channels3 records

Core offering

Inkasso Partner (Oflow AS) provides a 100% web-based dunning and debt collection platform that integrates directly with Norwegian accounting/economic systems to automate invoice reminder workflows. Cases not resolved through automated dunning are seamlessly escalated via one-click to the company's debt collection subsidiary (Oflow Inkasso AS) for professional handling, while creditors retain full oversight and control throughout the process.

Product overview

Oflow is a unified, web-based SaaS platform for accounts receivable management, consisting of two integrated modules: the Purremodul (Dunning Module) and the Inkassomodul (Debt Collection Module). The dunning module provides automated, two-way integration with accounting systems to manage overdue invoices through customizable dunning workflows. Cases that remain unresolved after dunning are seamlessly escalated to the debt collection module, where Oflow Inkasso AS's professional staff handle collection while the creditor retains full oversight and control.

Differentiator

Problem solved

Functional benefit

Products and services

• Oflow Platform A unified, 100% web-based SaaS platform for accounts receivable management that integrates directly with accounting/economic systems to automate payment follow-up workflows and provide real-time oversight of overdue invoices. Designed for Norwegian creditors and accounting firms, the platform automates dunning and seamlessly escalates unresolved cases to professional collection services.
• Purremodul (Dunning Module) An automated dunning module that accesses unpaid invoices directly from the accounting system, enabling creditors or accountants to initiate dunning workflows for all or specific overdue invoices with optional automatic or controlled processing. Eliminates manual dunning administration through full integration.
• Inkassomodul (Debt Collection Module) A professional debt collection service module staffed by Oflow Inkasso AS personnel, enabling unresolved dunning cases to be seamlessly transferred with one click. Creditors retain full oversight and control while skilled collection personnel handle the cases.

Quantifiable outcome

• Full automation of dunning workflows frees up time and increases capacity for accounting staff

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Recent moves4 records

Expansion highlights4 records

Broad incumbents

• Visma: Leading Nordic provider of accounting, ERP, and AR/payments software to SMBs and accountants. Visma's portfolio includes dunning and receivables functionality bundled with accounting platforms, directly overlapping Oflow's integrated offering.
• Collector Bank: Nordic bank specializing in debt collection, credit management, and recovery services. Operates at much larger scale but addresses the same creditor-side collections demand as Oflow Inkasso AS.
• Intrum (now including Lowell): Pan-European credit management and debt collection giant with significant Nordic footprint. Competes with Oflow Inkasso AS for creditor relationships at much larger scale.
• Svea Inkasso: Nordic financial services group offering debt collection, factoring, and payment solutions. Comparable to Oflow's inkasso arm, with broader product suite and larger scale.

Direct peers

• 24SevenOffice: Nordic cloud ERP/accounting platform with AR, invoicing, and reminder functionality serving SMBs and accountants across Scandinavia. Comparable integrated offering to Oflow.
• Kredinor: One of Norway's largest debt collection (inkasso) agencies. Directly comparable to Oflow Inkasso AS, handling the same regulatory and operational landscape for Norwegian creditors.
• Tripletex: Norwegian cloud accounting and invoicing platform widely used by SMBs and regnskapsførere. Provides dunning/reminder features and serves the same customer base as Oflow's Purremodul.
• Aryza: European provider of credit management, debt recovery, and insolvency software serving lenders, utilities, and collection agencies. Closely comparable platform category to Oflow's dunning + inkasso stack.
• Fortnox: Swedish cloud accounting platform with built-in dunning/reminder features for SMBs. Comparable technology play in a neighbouring Nordic market, indicating Oflow's potential expansion path.
• Aktive Inkasso: Norwegian debt collection agency offering automated dunning and inkasso services integrated with accounting systems. Closely matches Oflow's combined dunning + collection model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Inkasso Partner