OneBroker

What OneBroker does

OneBroker S.r.l. is an independent Italian insurance brokerage founded in 2008 in Florence and subject to the direction and coordination of holding company ERT S.r.l. The firm operates as a 'boutique' broker, holding no carrier affiliation and earning commissions on policies placed across multiple insurers for Italian small and medium enterprises (PMI). It runs two dedicated divisions — Divisione Credito, focused on commercial credit insurance and trade-credit risk mitigation, and Divisione Welfare, focused on corporate welfare design, employee benefits, health coverage, supplementary pension, and life insurance — alongside core advisory, risk analysis, and claims management services.

The company is organized under two legal entities (OneBroker S.r.l. and OneBroker Veneto S.r.l.), with offices in Florence, San Miniato, and Cittadella (Padova) serving Tuscany and Northeast Italy, and is IVASS-registered under R.U.I. numbers B000097212 and B000550376. Headcount across the group is 30+ professionals. OneBroker has grown primarily through acquisitions of specialized local brokers: Assitime Insurance Broker (2015), CGE Insurance Brokers (2018), and AG Broker Rischi Speciali (2023, finalized 2024), building vertical depth in the Santa Croce sull'Arno tannery/leather district and in commercial credit.

Revenue is generated through brokerage commissions on placed policies, professional services for credit-insurance structuring, and corporate welfare advisory and platform fees. Distribution is sales-led and direct, delivered through local offices, a multi-channel contact infrastructure (info@, welfare@, credito@), and the corporate website (onebroker.it). The technology layer is modest: an OpenAI ChatGPT-powered chatbot embedded in the customer reserved area supports claims reporting and policy Q&A, and a customized online platform underpins the welfare offering. Group-level revenue and headcount trends are not publicly disclosed.

Name

OneBroker

Legal name

OneBroker S.r.l.

Website

https://onebroker.it

Company type

Private

Founded year

2008

Operating status

Operating

Headcount range

11–50 employees

Short description

OneBroker S.r.l. is an independent Italian insurance brokerage founded in 2008 in Florence, serving primarily SMEs with tailored commercial, credit, and corporate-welfare insurance solutions across Tuscany and Northeast Italy via 30+ professionals.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

akta.pro secondary industry

Trade Credit Insurance Brokerage (FSAEADAL)

Keywords

• Independent insurance brokerage
• Commercial credit insurance
• Corporate welfare services
• Risk management consulting
• Claims management services

Headquarters

HQ city

Florence

HQ country

Italy

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: OneBroker acts as an intermediary between clients and insurance companies, earning commissions on insurance policies placed. As an independent broker, they compare offerings from multiple insurance companies to find the most suitable coverage for clients.
2. Commercial Credit Insurance Brokerage: Specialized division providing commercial credit insurance brokerage services, helping companies manage financial risks related to customer insolvency and credit management.
3. Corporate Welfare Services: Advisory and platform services for companies implementing employee welfare programs, including assistance with welfare plan design, platform setup, and ongoing management.

Go-to-market motion2 records

Distribution channels3 records

Marketing channels3 records

Core offering

OneBroker is an independent insurance brokerage providing risk analysis, insurance needs assessment, product selection from multiple insurers, and claims management for Italian SMEs (PMI). The firm operates two main specialized divisions: the Credit Division offering commercial credit insurance and credit risk management, and the Welfare Division providing corporate employee benefit programs (health coverage, pension funds, life insurance). Services span manufacturing, financial lines, professional risks, surety bonds, and affinity group programs.

Product overview

OneBroker is an independent insurance brokerage firm offering a comprehensive suite of insurance consulting services organized into specialized divisions. The core offering centers on insurance consulting (Consulenza Assicurativa) covering risk analysis, needs assessment, product selection, and claims management. The company operates through two main divisions: the Credit Division (Divisione Credito) for commercial credit insurance and risk mitigation, and the Welfare Division (Divisione Welfare) for corporate employee benefits including health coverage, pension funds, and life insurance. The company serves multiple operational areas including manufacturing, financial lines, professional risks, surety bonds, employee benefits, and affinity groups. OneBroker has grown through strategic acquisitions including Assitime Insurance Broker (2015), CGE Insurance Brokers (2018), and AG Broker Rischi Speciali RS (2023-2024), with regional subsidiary OneBroker Veneto established in 2016. The company positions itself as a 'boutique' insurer offering tailored solutions, leveraging over 30 qualified professionals across its locations.

Differentiator

Problem solved

Functional benefit

Products and services

• Consulenza Assicurativa (Insurance Consulting) Comprehensive independent insurance consulting service providing risk analysis, assessment of client insurance needs, product selection from across the market, and claims management. Operates exclusively in the client's interest without ties to insurance companies.
• Divisione Credito (Credit Division - Commercial Credit Insurance) Specialized division providing commercial credit insurance brokerage services, helping companies manage financial risks related to customer insolvency and credit management through planning, research, analysis, and management of credit insurance policies, claims handling, and specialized consulting.
• Divisione Welfare (Welfare Division - Corporate Welfare) Corporate welfare division offering comprehensive employee well-being solutions including health insurance plans, supplementary pension funds, life insurance policies, and employee assistance programs. Provides an online platform for benefit management enabling workers and families to access welfare services.
• Industria della Manifattura (Manufacturing Industry Insurance) Specialized insurance solutions for the manufacturing sector, helping entrepreneurs identify and evaluate risks with competitive insurance products for transferring risk to the insurance market, including industrial risks, business interruption, and liability.
• Financial Lines Insurance Insurance coverage for financial risks including professional liability, directors and officers liability, and other financial line products for financial professionals and corporate governance risks.
• Rischi delle Professioni (Professional Risks Insurance) Insurance products covering professional liability and risks associated with various professions, including errors and omissions coverage for professionals and companies.
• Fideiussioni (Surety Bonds Insurance) Surety bond and guarantee insurance products for contractual obligations and financial guarantees, including bid bonds, performance bonds, and other contractual guarantee requirements.
• Employee Benefits Insurance Insurance and welfare solutions for employees including health coverage, supplementary pension funds, and employee benefit programs offered through the Welfare Division.
• Affinity Group Insurance Group insurance programs designed for specific affinity groups, associations, or professional categories with tailored coverage and pricing.
• Gestione Sinistri (Claims Management) Claims management service including support for filing reports, document collection, transmission to insurance companies, status monitoring, and settlement processing with full professional support, augmented by the AI-powered chatbot for interactive guidance.
• ONEBROKER Veneto (Regional Insurance Brokerage Services) Regional subsidiary providing specialized insurance consulting and risk analysis for SMEs in the Veneto region and Northeast Italy through a dedicated local team.

Quantifiable outcome

• Policyholders can transform unpredictable credit losses and recovery costs into a predetermined cost (insurance premium)

Named customers2 records

Segments7 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability4 records

Feature2 records

Partnerships

Four partnerships are on record, tiered core and supporting.

• Regione ToscanacoreStrategic or Co-development Partner · 29 April 2024Partnership under the Convention with Regione Toscana for the project 'ONEBROKER Welfare Conciliazione Parità di Genere' (ONEBROKER WECPG), approved with D.D. nr. 10164, project code 315364. The initiative supports work-life balance and gender equality through corporate welfare programs.
• Welfare Platform PartnerssupportingTechnology or IntegrationPartnerships with welfare service companies providing web platforms for employee benefit management. These platforms enable workers and families to access services including expense reimbursements, medical services, travel, sports and recreation.
• OpenAI Inc.supportingTechnology or IntegrationProvider of ChatGPT API for the AI chatbot service integrated in OneBroker's customer portal. The chatbot provides interactive guidance for insurance claims and policy information. Contractually bound to respect data privacy and not use customer data for model training.
• Sicurdata S.r.l.supportingOthersExternal Data Protection Officer (DPO) for OneBroker, providing GDPR compliance support. Contact: Via Ernesto Codignola, 10/a, 50018 Scandicci (FI).

Scale indicators4 records

Recent moves8 records

Expansion highlights5 records

Direct peers

• Assiteca: Italian-listed insurance broker serving SMEs and mid-market clients across multiple specialty lines. Closely comparable in business model, target segment, and Italian geographic focus, making it the most direct listed comp for OneBroker.
• Eurorisks: Italian insurance broker specializing in commercial credit insurance and corporate welfare — directly comparable to OneBroker's Credit and Welfare divisions in terms of target market and product mix.

Broad incumbents

• Lockton Italia: Italian operations of the world's largest independent broker. Strongly comparable due to independent positioning and broad multi-line offering, but with materially larger scale and international reach than OneBroker.
• Howden Italia: Growing global broker with significant Italian presence following acquisitions. Competes for SME and mid-market accounts with an independent broker model similar to OneBroker's positioning, but at substantially greater scale.
• Aon Italia: Italian arm of global broker Aon, offering risk management, insurance brokerage, and human capital solutions. Competes for the same corporate clients OneBroker serves, with much larger scale and multinational capabilities.
• Arthur J. Gallagher Italia: Italian subsidiary of global broker Gallagher, focused on commercial insurance and risk management for mid-market and enterprise clients. Competes directly for the SME and specialty-line business OneBroker targets.
• Willis Towers Watson Italia: Italian operations of WTW, providing insurance brokerage, risk management, and benefits advisory. Overlaps with OneBroker in commercial brokerage and corporate welfare, with significantly broader product portfolio.
• Marsh Italia: Italian subsidiary of Marsh McLennan, the world's largest insurance broker. Operates broadly in commercial insurance, risk advisory, and employee benefits in Italy — directly competitive on enterprise and mid-market accounts that OneBroker targets.

Emerging players

• Acrisure: US-headquartered broker rapidly expanding globally including in Italy through acquisitions. Competes in commercial insurance and employee benefits with an aggressive M&A roll-up strategy similar to OneBroker's, but at much larger scale.

Regional players

• Willis Italy (local broker entities): Regional Italian insurance intermediaries operating in specific territories or specialty niches (e.g., credit insurance, welfare). Comparable to OneBroker at the regional level, especially competitors in Tuscany and Veneto regions.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/onebrokersrl
• Facebookfacebook.com/onebrokersrl

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about OneBroker