Raiffeisenbank im breisgau
Raiffeisenbank im Breisgau eG is a regional German cooperative bank serving retail and SMB customers in the Breisgau region with current accounts, lending, savings, and partner-distributed insurance and investment products via branches and digital channels.
- Company typePrivate
- Founded1903
- HeadquartersGundelfingen, Germany
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Raiffeisenbank im breisgau does
Raiffeisenbank im Breisgau eG is a regional cooperative bank (eingetragene Genossenschaft) headquartered in Gundelfingen, Baden-Württemberg, Germany, operating under the German Volksbanken Raiffeisenbanken cooperative banking framework. Founded in 1903 and independently member-owned, the bank serves private customers (Privatkunden) and business customers (Firmenkunden) across the Breisgau region with a full-service retail and commercial banking offering.
The bank's core product portfolio spans deposit accounts (Giro Online digital current account at €7.90/month, Tagesgeld flexible savings, Firmentagesgeld business savings, Geschäftskonto business checking), lending products (Baufinanzierung real estate financing, Betriebsmittelkredit working capital credit, easyCredit instant consumer credit via TeamBank), and partner-distributed insurance and investment products (R+V Versicherung for liability and pension, Union Investment for funds, Schwäbisch Hall for Bausparen, GENO Broker for securities). Distribution combines a regional branch network with the OnlineBanking portal and VR Banking App mobile application (iOS/Android), supplemented by TeamViewer-based secure remote desktop support. The bank is preparing an upcoming BankingManager product to extend its digital banking management capabilities.
The business model is a standard cooperative banking revenue mix: net interest income from deposits and lending (mortgages, working capital, consumer credit) is the dominant revenue stream, supplemented by account maintenance fees (e.g., €7.90/month Giro Online), transaction fees, and commission income from partner-distributed insurance, investment, and building society products. Member ownership provides profit-participation and co-determination rights. The bank's technology stack centers on a cloud-based digital banking infrastructure with no disclosed proprietary AI/ML capabilities, and it maintains BFSG/BFSGV/WCAG accessibility compliance for its public-facing digital services.
Raiffeisenbank im breisgau firmographics
Firmographics- Name
- Raiffeisenbank im breisgau
- Legal name
- Raiffeisenbank im Breisgau eG
- Website
- https://raiffeisenbank-im-breisgau.de
- Company type
- Private
- Founded year
- 1903
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Raiffeisenbank im Breisgau eG is a regional German cooperative bank serving retail and SMB customers in the Breisgau region with current accounts, lending, savings, and partner-distributed insurance and investment products via branches and digital channels.
- Ownership category
- akta.pro rank
Raiffeisenbank im breisgau industry classification
Industry- Product category
- Cooperative Banking
- NAICS
- Depository Credit Intermediation (5221)
- akta.pro primary industry
- Agricultural & Rural Cooperatives (Farm Credit/Co-op Banks) (FSABAEAG)
Keywords
Where Raiffeisenbank im breisgau is headquartered
LocationHeadquarters
- HQ city
- Gundelfingen
- HQ country
- Germany
- HQ region
- Europe
Markets served
Raiffeisenbank im breisgau business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
Revenue model
- Banking Services Revenue: Traditional cooperative banking revenue from interest margins on loans and mortgages, account maintenance fees, transaction fees, and commission income from financial products
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Giro Online - Digital current account |
Distribution channels3 records
Marketing channels1 record
Raiffeisenbank im breisgau product offering
Product offeringCore offering
Raiffeisenbank im Breisgau eG is a German cooperative bank offering deposit accounts, savings instruments, lending products (real estate and working capital financing), and international payment services to private and business customers in the Breisgau region. The bank also distributes insurance, investment, and consumer credit products from partner firms (R+V Versicherung, TeamBank/easyCredit, Union Investment, Schwäbisch Hall) through its branch and digital channels. Operating as an eingetragene Genossenschaft (registered cooperative), the institution is owned by its members who participate in profits and governance.
Product overview
Raiffeisenbank im Breisgau eG is a German cooperative bank offering a comprehensive range of banking products for both retail (Privatkunden) and business (Firmenkunden) customers. The bank's product portfolio centers on core deposit products including Giro Online (digital current account at €7.90/month), Tagesgeld (flexible savings), and Firmentagesgeld (business savings). Lending products include Baufinanzierung (real estate financing), Betriebsmittelkredit (working capital), and the partner-offered easyCredit instant loan. Insurance offerings are provided through R+V Versicherung partnership including Private Haftpflicht (liability), Berufshaftpflicht (professional liability), and Betriebliche Altersvorsorge (company pension). The bank delivers services through multiple channels: the OnlineBanking portal, VR Banking App, branch locations, and partner platforms including GENO Broker for securities and Union Investment for funds. An upcoming BankingManager product is in preparation.
Differentiator
Problem solved
Functional benefit
Products and services
- Giro Online
- Tagesgeld
- Firmentagesgeld
- Geschäftskonto
- Baufinanzierung
- Betriebsmittelkredit
- Auslandszahlungsverkehr
- OnlineBanking / Banking Portal
- VR Banking App
- girocard (Debitkarte)
- Immobilienangebote
- easyCredit
- Private Haftpflicht-Versicherung
- Berufshaftpflicht-Versicherung
- Betriebliche Altersvorsorge
- Direktversicherung
Companies that use Raiffeisenbank im breisgau
Customer profileSegments2 records
Ideal customer profiles2 records
Raiffeisenbank im breisgau technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration6 records
Feature3 records
Raiffeisenbank im breisgau partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core.
- R+V VersicherungcoreMajor insurance partner providing private liability insurance, occupational liability insurance, company pension schemes (betriebliche Altersvorsorge), and direct insurance products offered to bank customers through integrated distribution.
- TeamBank / easyCreditcorePartner bank providing the easyCredit instant credit product, with integrated customer portal access through the bank's digital platforms for immediate financing solutions.
- Union InvestmentcoreInvestment fund partner offering securities and investment products, with dedicated customer portal access for fund investments and portfolio management.
- Schwäbisch HallcoreBuilding society partner providing home savings contracts (Bausparen) and related home ownership financing products with integrated customer portal.
- GENO BrokercoreBanking software and brokerage platform enabling securities trading and investment services for bank customers with contract management integration.
- TeamBankcoreConsumer lending partner providing the easyCredit instant credit product with direct integration for contract processing and cancellation workflows.
Recent moves6 records
Expansion highlights5 records
Raiffeisenbank im breisgau competitors and assessment
Company assessmentBroad incumbents
- Targobank AG: German retail and SMB bank owned by Credit Mutuel, with a hybrid branch and digital model. Overlaps in retail current accounts, consumer credit, and SMB banking, providing a useful scale-and-channel benchmark for the cooperative bank's positioning.
- Deutsche Bank AG: Germany's largest universal bank with retail, commercial, and investment banking. Overlaps with Raiffeisenbank im Breisgau in retail deposits, mortgages, and SMB banking, but operates at materially greater scale and offers a much broader product suite.
- ING-DiBa AG: Germany's largest direct bank with a strong retail deposit, consumer credit, and mortgage franchise. Direct competitor for the same retail customer deposits that fund Raiffeisenbank im Breisgau's lending, but without a physical branch network.
- DZ Bank AG: Central institution of the Volksbanken Raiffeisenbanken cooperative banking network. Provides wholesale banking, treasury, and centralized services to member cooperative banks including Raiffeisenbank im Breisgau. Comparability stems from the same cooperative banking mandate and customer/member overlap at the network level.
- Commerzbank AG: Major German commercial bank with broad retail and SMB banking operations, including current accounts, mortgages, consumer credit, and business banking. Significantly larger and publicly listed, but competes for the same retail and SMB customers in the Breisgau region through digital and branch channels.
Direct peers
- BBBank eG: Cooperative bank primarily serving civil servants and public-sector employees across multiple German states. Closely comparable in cooperative ownership model, retail product focus, and reliance on partner distribution for insurance and investment products.
- Sparda-Bank Baden-Wuerttemberg eG: Another cooperative bank in Baden-Wuerttemberg with a similar member-owned structure and retail/SMB product portfolio. Member base is concentrated in public-sector employee groups, but the operating model and product mix closely mirror Raiffeisenbank im Breisgau.
- Volksbank Breisgau-Nord eG: Regional cooperative bank operating in the northern Breisgau area adjacent to Raiffeisenbank im Breisgau's footprint. Most directly comparable peer in terms of size, geographic focus, product portfolio, and member-owned cooperative structure.
- PSD Bank RheinNeckarSaar eG: Cooperative bank serving public-sector employee groups in the Rhein-Neckar-Saar region. Operates the same member-owned model with retail banking products (accounts, consumer credit, investment, insurance distribution) and is directly comparable in scale and product set.
- Sparkasse Freiburg-Noerdlicher Breisgau: Regional savings bank in the same Breisgau-Freiburg area serving retail and SMB customers with a comparable product set (current accounts, savings, mortgages, business banking). Direct geographic competitor, although owned by the public sector rather than members.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Raiffeisenbank im breisgau social profiles
Digital presenceRaiffeisenbank im breisgau compliance and trust
Trust signalCompliance3 records
Raiffeisenbank im breisgau financial estimates
Financial estimateRevenue estimate
Valuation estimate
Raiffeisenbank im breisgau leadership team
Management profileNumber of profiles
Raiffeisenbank im breisgau funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Raiffeisenbank im breisgau M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Raiffeisenbank im breisgau
What does Raiffeisenbank im breisgau do?
Raiffeisenbank im Breisgau eG is a German cooperative bank offering deposit accounts, savings instruments, lending products (real estate and working capital financing), and international payment services to private and business customers in the Breisgau region. The bank also distributes insurance, investment, and consumer credit products from partner firms (R+V Versicherung, TeamBank/easyCredit, Union Investment, Schwäbisch Hall) through its branch and digital channels. Operating as an eingetragene Genossenschaft (registered cooperative), the institution is owned by its members who participate in profits and governance.
Is Raiffeisenbank im breisgau a public or private company?
Raiffeisenbank im breisgau is a private company. It is classified as management employee owned and is currently operating.
When was Raiffeisenbank im breisgau founded?
Raiffeisenbank im breisgau was founded in 1903. It employs 11 to 50 people.
Where is Raiffeisenbank im breisgau based?
Raiffeisenbank im breisgau is headquartered in Gundelfingen, Germany, in the Europe region.
How does Raiffeisenbank im breisgau make money?
One revenue line is on record: banking Services Revenue.
Who are Raiffeisenbank im breisgau's main competitors?
Broad incumbents on record are Targobank AG, Deutsche Bank AG, ING-DiBa AG, DZ Bank AG and Commerzbank AG. Direct peers are BBBank eG, Sparda-Bank Baden-Wuerttemberg eG, Volksbank Breisgau-Nord eG, PSD Bank RheinNeckarSaar eG and Sparkasse Freiburg-Noerdlicher Breisgau.
Does Raiffeisenbank im breisgau have an API?
No public API is recorded for Raiffeisenbank im breisgau.
What industry is Raiffeisenbank im breisgau in?
Raiffeisenbank im breisgau's product category is Cooperative Banking. Its primary akta.pro industry code is FSABAEAG, Agricultural & Rural Cooperatives (Farm Credit/Co-op Banks). Its NAICS code is 5221.