Name

iWise

Legal name

I WISE S.r.l.

Website

https://iwise.it

Company type

Private

Founded year

2020

Operating status

Operating

Ownership category

akta.pro rank

Product category

Company Valuation and Monitoring Software

NAICS

Software Publishers (5132), Portfolio Management and Investment Advice (52394)

SIC

Services-Prepackaged Software (7372), Investment Advice (6282)

akta.pro primary industry

Credit Monitoring, Portfolio Analytics & Early Warning Systems (FSAGAHAJ)

akta.pro secondary industries

Pricing, Risk-Based Offer & Limit Management (FSAGAHAE), AML/CTF Transaction Monitoring & Case Management (FSAGAFAC), Model Risk Management & AI Governance (validation, monitoring, explainability) (FSAGAFAL)

Keywords

• Company valuation software
• Startup monitoring platform
• Equity crowdfunding analytics
• Credit risk assessment
• SME financial analytics

Headquarters

HQ city

Busiago

HQ country

Italy

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales

Revenue model

1. Software Subscriptions and Licenses: iWise provides access to its proprietary evaluation and monitoring software through a subscription-based model. Users purchase licenses to access the platform for specified periods (12-month assignments with potential auto-renewal). The services include corporate credit reports, data analytics, and valuation reports delivered online.
2. Professional Services and Custom Reports: Additional services including customized data extraction from public registries based on user-specified parameters, specialized credit risk evaluation reports, and advisory services for financial intermediaries and crowdfunding platforms.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels3 records

Core offering

iWise develops and commercializes proprietary AI-driven software to evaluate startups and SMEs using established valuation methodologies (DCF, VC Method, Berskus, Scorecard Method) and to monitor company performance monthly against business plan metrics with early crisis detection. The company also operates Fintech MONITOR, a licensed commercial information platform that aggregates SME loan transactions across authorized equity crowdfunding platforms to address shadow banking risk.

Product overview

iWise offers two proprietary and patented software solutions accessible through a dynamic web platform aimed at developing company business lines: iWise EVALUATION for company valuation using DCF, VC Method, Berskus and Scorecard Method approaches with AI-managed customizable parameters; and iWise MONITOR for ongoing performance monitoring with monthly assessments and early crisis detection. Fintech MONITOR complements the portfolio as a shared database solution for crowdfunding platform transactions, addressing shadow banking risks for financial intermediaries.

Differentiator

Problem solved

Functional benefit

Brands

• iWise EVALUATION: Software designed to evaluate a company and determine its ability to generate profitability for investors. Uses DCF, VC Method, Berskus and Scorecard Method evaluation approaches with AI-managed parameters.
• iWise MONITOR
• Fintech MONITOR

Products and services

• iWise EVALUATION Software designed to evaluate a company and determine its ability to generate profitability for investors (equity side). Uses the main evaluation methods in doctrine (DCF, VC Method, Berskus and Scorecard Method) and allows customization of evaluation parameters, otherwise managed via AI.
• iWise MONITOR Software capable of monitoring company performance against business plan development and value measures. Enables monthly company assessments, monitoring key metrics and parameters, and detecting risk signals influencing company crisis before they manifest at accounting level.
• Fintech MONITOR Digital platform operating under License pursuant to Article 134 T.U.L.P.S. for commercial information activities. Creates a shared database recording all transactions by SMEs using authorized crowdfunding platforms for loan intermediation pursuant to EU Regulation 2020/1503, addressing shadow banking and reducing risks of incorrect creditworthiness assessments for crowdfunding platform managers, banks, and financial intermediaries.

Segments7 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability4 records

Feature5 records

Scale indicators1 record

Recent moves4 records

Expansion highlights4 records

Direct peers

• Modefinance: Italian fintech specialized in SME credit rating and financial analytics with proprietary methodologies; a closer niche competitor to iWise EVALUATION than the larger incumbents, sharing the startup-to-SME credit assessment focus.
• Cerved: Italy's largest business information and credit risk provider, serving banks, financial institutions, and corporates with credit reports, ratings, and company valuations that directly overlap with iWise EVALUATION and iWise MONITOR.
• Valutico: Cloud-based company valuation platform applying multiple methodologies (DCF, multiples, etc.) to private companies; competes directly with iWise EVALUATION on the multi-method valuation proposition for advisors, investors, and corporate finance users.
• Creditsafe: Global business credit reporting provider offering company credit reports and monitoring services; competes with iWise in the SME credit reporting and ongoing monitoring category across multiple geographies.
• CRIF: Global credit information and decisioning provider headquartered in Italy; offers SME credit reports and risk analytics that compete with iWise's evaluation and monitoring offerings for the same Italian B2B audience.

Broad incumbents

• Bureau van Dijk (Moody's): Moody's-owned provider of private company information via the Orbis database; overlaps with iWise on company financials, ownership, and valuation data, but serves larger enterprise and institutional clients globally.
• Dun & Bradstreet: The dominant global business information provider with extensive company data, PAYDEX scores, and analytics; competes broadly with iWise across enterprise segments via a much larger data asset and global footprint.

Emerging players

• Eqvista: Equity valuation and cap table management platform focused on private companies and startups; competes with iWise on pre-money and post-money valuation deliverables used in fundraising and investor reporting.
• PitchBook (Morningstar): Private market data platform providing company valuations, deal terms, and investor information relevant to venture and growth-stage investing; an adjacent competitor for institutional investors evaluating startup opportunities.

Others

• CB Insights: Market intelligence platform providing company data, valuations, and predictive analytics on private firms; an indirect competitor serving institutional investors who could otherwise use iWise for early-stage diligence.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about iWise