Select Financial Solutions

Financial Advisory Servicessfsne.co.uk

Select Financial Solutions (legal entity: Perspective (North East) Limited) is a UK Chartered financial advisory firm providing retirement planning, tax-efficient savings, wealth management, and corporate financial planning to individuals, families, and business owners across North and North East England through a 10-office regional network.

Company typePrivate
Founded1985
HeadquartersStockton-on-tees, United Kingdom
Headcount11–50
GTM typeB2B and B2C
OfferingServices

What Select Financial Solutions does

Perspective (North East) Limited, operating as Select Financial Solutions, is a UK-based Chartered financial advisory firm that provides personal and corporate financial planning services to individuals, families, and business owners across North and North East England. The firm was founded in 1985 as Wilkinson Hatton, merged with Rutherford Financial Management in 2002 to form Rutherford Wilkinson, and was rebranded to its current name in May 2018 as part of the Perspective Financial Group Limited corporate identity rollout. It is a wholly-owned subsidiary of Perspective Financial Group Limited, with Managing Director Ian Wilkinson serving concurrently as CEO of the parent group. The firm is authorised and regulated by the Financial Conduct Authority (Registration Number 150317) and operates from a registered office in Chorley, Lancashire, with a regional HQ in Newcastle and nine additional offices across Darlington, Dinnington/Sheffield, Harrogate, Headingley/Leeds, Hexham, Rotherham, Stockton, and Stockport.

The firm's product portfolio is organized into three core offerings: personal financial planning (retirement planning, tax-efficient savings, money management), corporate financial planning (business protection, workplace pensions, salary sacrifice for employers and company directors), and wealth management. Services are delivered primarily through face-to-face advisory relationships with specialist teams, supported by a small set of digital channels including a corporate website, a secure client portal, LinkedIn and Facebook pages, and a presence on the VouchedFor review platform. The firm claims a client base that includes "household name companies and high-profile individuals" in the North of England. There is no proprietary technology platform disclosed; the firm operates as a traditional advisory service provider with no AI, API, or mobile application capabilities.

The business model is fee-based advisory, with revenue mechanics not publicly disclosed. Pricing is quote-based and determined according to individual client needs, complexity of services, and specific financial planning requirements. The go-to-market is sales-led, relying on a regional office network, word-of-mouth referrals, a client portal for retention, and the VouchedFor rating platform for third-party validation. The firm serves two primary customer segments: individuals and families seeking personal financial planning, and business owners, self-employed individuals, and company directors seeking corporate financial planning. Ownership remains under founder-influenced Wilkinson family control via the parent group, with no third-party institutional investment, private equity, or public listing evidenced.

Select Financial Solutions firmographics

Firmographics

Name: Select Financial Solutions
Legal name: Perspective (North East) Limited
Website: https://sfsne.co.uk
Company type: Private
Founded year: 1985
Operating status: Operating
Headcount range: 11–50 employees
Short description: Select Financial Solutions (legal entity: Perspective (North East) Limited) is a UK Chartered financial advisory firm providing retirement planning, tax-efficient savings, wealth management, and corporate financial planning to individuals, families, and business owners across North and North East England through a 10-office regional network.
Ownership category
akta.pro rank

Select Financial Solutions industry classification

Industry

Product category: Financial Advisory Services
NAICS: Portfolio Management and Investment Advice (523940)
SIC: Investment Advice (6282)
akta.pro primary industry: Comprehensive Financial Planning (FSAEAAAA)
akta.pro secondary industries: Business Owner & Executive Financial Planning (FSAEAAAO), Retirement Plan Participant Advice & Managed Accounts (FSAEABAF)

Keywords

Financial advisory services
Retirement planning
Wealth management
Corporate financial planning
Tax efficient savings

Where Select Financial Solutions is headquartered

Location

Headquarters

HQ city: Stockton-on-tees
HQ country: United Kingdom
HQ region: Europe

Offices10 records

Markets served

Select Financial Solutions business model

Business model

GTM type: B2B and B2C
Offering type: Services
Cost components: Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

Fee-Based Financial Advisory Services: The firm operates on a fee-based financial advisory model, providing both personal financial planning (retirement planning, tax-efficient savings, money management) and corporate financial planning services (business protection, workplace pensions, salary sacrifice) to individual, family, and business clients.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Select Financial Solutions product offering

Product offering

Core offering

Select Financial Solutions (legally Perspective (North East) Limited) is a Chartered financial advisory firm offering personal financial planning (retirement planning, tax-efficient savings, money management) and corporate financial planning (business protection, workplace pensions, salary sacrifice) to individuals, families, business owners, and company directors. Services are delivered face-to-face through a network of nine regional offices across the North and North East of England on a fee-based advisory model.

Product overview

Perspective Financial Group operates as a unified financial advisory platform offering both personal and corporate financial planning services through its regional offices. The product portfolio includes personal financial planning (covering retirement planning, tax-efficient savings, and money management), corporate financial planning (including business protection and workplace pensions), and wealth management services. These offerings are delivered through the Perspective (North East) Limited regional arm as well as the broader Perspective Financial Group network, with services designed for individuals, families, business owners, and corporate clients seeking comprehensive financial solutions.

Differentiator

Problem solved

Functional benefit

Products and services

Personal Financial Planning Financial planning services for individuals and families covering retirement planning, tax-efficient savings, and money management. Delivered through face-to-face advisory consultations across regional offices in North and North East England.
Corporate Financial Planning Business financial planning services including protecting the business, salary sacrifice, and workplace pensions. Targeted at businesses, self-employed individuals, and company directors across the North and North East of England.
Retirement Planning Expert advisory service on planning for retirement to ensure financial security in later life. Provided by specialist financial advisers to individuals and families.
Tax Efficient Savings Strategies and advice for maximising tax efficiency in savings and investments, provided to individual clients and families.
Managing Your Money Financial advisory service for effective personal money management, helping clients manage day-to-day and longer-term finances.
Protecting Your Business Corporate financial planning service to protect business interests and assets, targeted at business owners, the self-employed, and company directors.
Workplace Pensions Salary sacrifice and workplace pension planning service for employers and employees, addressing pension compliance and tax-efficient remuneration structuring.
Wealth Management Comprehensive wealth management service to help grow and protect client wealth, tailored to individual needs across the personal and corporate client base.

Companies that use Select Financial Solutions

Customer profile

Segments2 records

Ideal customer profiles2 records

Select Financial Solutions technology and API

Technology

Technology focussed No

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

Select Financial Solutions partnerships and signals

Strategic signal

Partnerships

One partnership is on record.

Perspective Financial Group LimitedcoreOthersPerspective (North East) Limited is a subsidiary of Perspective Financial Group Limited, the parent company. Managing Director Ian Wilkinson also serves as Chief Executive Officer of the group. Perspective Financial Group Ltd does not provide financial advice itself; all advice is provided through Group offices which are authorised and regulated by the Financial Conduct Authority.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Select Financial Solutions competitors and assessment

Company assessment

Direct peers

Succession Wealth: PE-backed UK IFA consolidator offering holistic financial planning to individuals and business owners across regional offices. Closely comparable in regional face-to-face model, target client base and acquisition-driven expansion strategy.
AFH Financial Group: UK consolidator of independent financial advisers providing wealth management, retirement and inheritance tax planning. Highly comparable in terms of acquisition-led growth strategy, regional adviser model and target client segments.
Wren Sterling Financial Planning: UK IFA providing holistic financial planning, wealth management and corporate advice through regional offices. Closely comparable in target segments (individuals, families, business owners) and the mix of personal and corporate financial planning services.
Foster Denovo: UK financial advisory and wealth management firm serving individuals, families and corporates through regional offices. Comparable in scale, advisory-led model and service mix spanning personal financial planning and workplace pensions.

Broad incumbents

Evelyn Partners: UK financial advisory firm (formerly Tilney Smith Douglas / Smith & Williamson) providing wealth management, financial planning and professional services. Overlaps with Perspective (North East) in personal and corporate financial planning, with substantially larger national footprint.
Rathbones Group: UK-listed discretionary wealth manager providing investment management, financial planning and advice services to private clients, trusts and intermediaries. Overlaps with Perspective (North East) on the high-net-worth financial planning and investment advice proposition.
Brewin Dolphin (now part of RBC Wealth Management): UK wealth manager offering discretionary investment management and financial planning to private clients and intermediaries. Comparable in the financial planning and wealth management value proposition, with broader UK coverage.
St. James's Place: Large UK wealth management group offering advice-led financial planning, retirement and investment services to individuals and businesses. Comparable to Perspective (North East) in core service mix (retirement, wealth management, corporate planning) but at materially greater national scale and brand reach.
Hargreaves Lansdown: UK direct-to-consumer investment platform offering ISAs, pensions, funds and wealth-related content. Comparable at the retail retirement and savings layer that Perspective (North East) targets with its tax-efficient savings and retirement planning services.
Quilter plc: UK-listed wealth manager operating a national adviser platform offering investment, retirement and financial planning services. Directly comparable in product scope and adviser-led delivery model, with significantly larger AUM, headcount and distribution.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

Select Financial Solutions compliance and trust

Trust signal

Compliance1 record

Select Financial Solutions financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Select Financial Solutions leadership team

Management profile

Number of profiles

Profiles1 record

Select Financial Solutions funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Select Financial Solutions M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Select Financial Solutions

What does Select Financial Solutions do?

Is Select Financial Solutions a public or private company?

Select Financial Solutions is a private company. It is classified as corporate owned and is currently operating.

When was Select Financial Solutions founded?

Select Financial Solutions was founded in 1985. It employs 11 to 50 people.

Where is Select Financial Solutions based?

Select Financial Solutions is headquartered in Stockton-on-tees, United Kingdom, in the Europe region.

How does Select Financial Solutions make money?

One revenue line is on record: fee-Based Financial Advisory Services.

Who are Select Financial Solutions's main competitors?

Direct peers on record are Succession Wealth, AFH Financial Group, Wren Sterling Financial Planning and Foster Denovo. Broad incumbents are Evelyn Partners, Rathbones Group, Brewin Dolphin (now part of RBC Wealth Management), St. James's Place, Hargreaves Lansdown and Quilter plc.

Does Select Financial Solutions have an API?

No public API is recorded for Select Financial Solutions.

What industry is Select Financial Solutions in?

Select Financial Solutions's product category is Financial Advisory Services. Its primary akta.pro industry code is FSAEAAAA, Comprehensive Financial Planning, with a secondary code of FSAEAAAO, Business Owner & Executive Financial Planning. Its NAICS code is 523940 and its SIC code is 6282.