Element Wealth Management
Element Wealth Management is a privately held, LPL-affiliated independent financial advisory firm in Walnut Creek, California, serving Bay Area pre-retirees, HNW individuals, business owners, and individuals in life transitions with financial planning, investment management, retirement planning, and estate planning services.
- Company typePrivate
- Founded2019
- HeadquartersWalnut Creek, United States
- Headcount1–10
- GTM type—
- Offeringoffering_type
What Element Wealth Management does
Element Wealth Management is a privately held, independent financial advisory firm headquartered at 1350 Treat Blvd, Walnut Creek, California, founded in 2019 by Chris J. Held and co-led with Cortland L. Golightly as Managing Partners. The firm serves individual clients in the San Francisco Bay Area — primarily pre-retirees and retirees, high-net-worth individuals and families, small business owners, and individuals navigating complex situations such as divorce — across an integrated service stack covering Financial Planning, Investment Management, Retirement Planning, and Estate Planning, supplemented by Strategic Asset Management, Discretionary Account Management, IRA rollovers, small business 401(k) administration, divorce planning, and pension planning.
Operating economics rely on a hybrid model: recurring financial advisory fees for ongoing planning and portfolio management, combined with transaction-based commissions on a broad LPL-sold product shelf that includes mutual funds, ETFs, UITs, REITs, options, individual stocks, structured products, variable/fixed/indexed/immediate annuities, life and long-term care insurance, 529 plans, UTMAs, and bond instruments. Securities and advisory services are offered through LPL Financial (Member FINRA & SIPC), which provides the broker-dealer, RIA, custody, compliance, and research infrastructure; eMoney serves as the financial planning software layer. The firm does not publicly disclose fee schedules, and pricing is set through direct advisor engagement via phone, email, contact form, and OnceHub booking links.
Distribution is wholly direct-advisory with no resellers or marketplace channels. Client acquisition is driven by personal advisor networks tied to Bay Area employers (Chevron, PG&E, Lawrence Livermore Lab, Amazon, Apple, Kaiser), community sponsorships with local Walnut Creek youth organizations, the "Elements of Wealth" educational blog and weekly market commentary newsletter, advisor LinkedIn presence, and credential-based trust (CFP®, CRPS®, CFF, Series 7/66). The current team of approximately eight people includes six advisory/client-facing producers and two client-services roles. There are no public funding events, acquisitions, subsidiaries, or geographic expansions disclosed.
Element Wealth Management firmographics
Firmographics- Name
- Element Wealth Management
- Legal name
- Element Wealth Management
- Website
- https://elementwealthmanagement.com
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Element Wealth Management is a privately held, LPL-affiliated independent financial advisory firm in Walnut Creek, California, serving Bay Area pre-retirees, HNW individuals, business owners, and individuals in life transitions with financial planning, investment management, retirement planning, and estate planning services.
- Ownership category
- akta.pro rank
Element Wealth Management industry classification
Industry- Product category
- Wealth Management
- NAICS
- Portfolio Management and Investment Advice (523940)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Comprehensive Financial Planning (FSAEAAAA)
- akta.pro secondary industries
- Estate & Legacy Planning Advisory (FSAEAAAG), Advisory Portfolio Management (Non-Discretionary) (FSAAABAD), Retirement Plan Participant Advice & Managed Accounts (FSAEABAF)
Keywords
Where Element Wealth Management is headquartered
LocationHeadquarters
- HQ city
- Walnut Creek
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Element Wealth Management business model
Business model- Offering type
- offering_type
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Financial Advisory Fees: Fees charged for comprehensive financial planning, investment management, retirement planning, and estate planning advisory services. Advisors are Registered Representatives with and Securities and Advisory Services offered through LPL Financial.
- Commission-based Product Sales: Earn commissions on financial products placed, including mutual funds, ETFs, unit investment trusts (UITs), REITs, options, individual stocks, structured products, variable/fixed/indexed/immediate annuities, universal life insurance, term-life, ILITs, long-term care insurance, 529 plans, UTMAs, bonds, CDs, preferred stock, and municipal bonds.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | General financial advisory services — no public tier structure disclosed |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels6 records
Element Wealth Management product offering
Product offeringCore offering
Element Wealth Management is a Walnut Creek, CA-based financial advisory firm providing personalized financial planning, investment management, retirement planning, and estate planning services to individuals and small businesses. The firm specializes in Strategic Asset Management and Discretionary Account Management across diverse retirement account types (401(k), 403(b), TSP, IRA, ROTH, SEP) and complementary services such as IRA rollovers, small business 401(k) plans, divorce planning, and pension planning. Securities and advisory services are delivered through LPL Financial as the broker-dealer platform.
Product overview
Element Wealth Management is a financial advisory firm offering a unified suite of wealth management services centered around Strategic Asset Management and Discretionary Account Management. The core offerings include Financial Planning, Investment Management, Retirement Planning, and Estate Planning, complemented by specialized services such as IRA Rollover Services, Small Business 401(k) Plans, Divorce Planning, and Pension Plans. The firm works with a comprehensive range of investment vehicles including Mutual Funds, ETFs, UITs, REITs, individual stocks, options, structured products, variable/fixed/indexed/immediate annuities, life insurance products, 529 Plans, and various bond instruments. The firm operates through LPL Financial as its broker-dealer and investment advisor platform.
Differentiator
Problem solved
Functional benefit
Products and services
- Financial Planning
- Investment Management
- Retirement Planning
- Estate Planning
- Strategic Asset Management
- Discretionary Account Management
- IRA Rollover Services
- Small Business 401(k) Plans
- Divorce Planning
- Pension Plans
Quantifiable outcome
- Help clients maximize retirement benefits and protect assets through comprehensive planning
- +1 more outcomes
Companies that use Element Wealth Management
Customer profileNamed customers2 records
Segments4 records
Ideal customer profiles4 records
Element Wealth Management technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Element Wealth Management partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- LPL FinancialcoreElement Wealth Management advisors are registered representatives with and Securities and Advisory Services offered through LPL Financial, a Registered Investment Advisor (member FINRA & SIPC). LPL Financial is a leading provider of investment and wealth management services in the United States and publicly traded under ticker LPLA. The firm provides the technology platform, brokerage services, research (LPL Financial Research), compliance infrastructure, and custody for Element Wealth Management's advisory practice.
Scale indicators3 records
Recent moves6 records
Expansion highlights5 records
Element Wealth Management competitors and assessment
Company assessmentEmerging players
- Facet Wealth: Digital-first flat-fee financial planning and investment management firm targeting mass-affluent and HNW clients virtually. Comparable financial planning offering; differentiates via technology-enabled delivery and lower fee structure.
Direct peers
- Carson Wealth: Multi-advisor hybrid RIA offering comprehensive financial planning, investment management, and retirement services. Comparable in service breadth and advisor-led model; significantly larger scale provides a consolidation benchmark.
- Private Advisor Group: LPL Financial-affiliated hybrid RIA supporting independent financial advisors with compliance, technology, and back-office infrastructure. Directly comparable operating model — an LPL OSJ/office-of-supervisory-junction peer.
- Edelman Financial Engines: Large national RIA offering financial planning, investment management, and retirement advisory with strong workplace/employer channel presence. Comparable in targeting employees of major corporations and offering integrated financial planning.
- Commonwealth Financial Network: Independent broker-dealer/RIA supporting independent financial advisors with practice management, technology, and product platform. Comparable hybrid RIA operating model; leading LPL competitor.
- Mariner Wealth Advisors: National RIA providing comprehensive financial planning, investment management, retirement, and estate planning to HNW individuals and families. Closely comparable offering; vastly larger scale illustrates the consolidation runway.
- Cambridge Investment Research: Independent broker-dealer/RIA platform supporting financial advisors with similar back-office and product access as LPL. Comparable in serving independent advisor practices; alternative custodian/platform choice.
- Cetera Advisor Networks: Independent broker-dealer/RIA platform serving independent financial advisors with comprehensive wealth management support. Comparable hybrid RIA model serving similar advisor practices and HNW client base.
Broad incumbents
- Fisher Investments: Large private investment management firm offering discretionary portfolio management and financial planning primarily to HNW individuals and institutions. Comparable investment management offering at vastly larger scale.
- Creative Planning: One of the largest independent RIAs in the U.S., providing comprehensive wealth management, retirement, and estate planning to HNW clients. Similar service model; vastly greater scale and brand recognition.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Element Wealth Management social profiles
Digital presenceElement Wealth Management compliance and trust
Trust signalCompliance6 records
Element Wealth Management financial estimates
Financial estimateRevenue estimate
Valuation estimate
Element Wealth Management leadership team
Management profileNumber of profiles
Profiles8 records
Element Wealth Management funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Element Wealth Management M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Element Wealth Management
What does Element Wealth Management do?
Element Wealth Management is a Walnut Creek, CA-based financial advisory firm providing personalized financial planning, investment management, retirement planning, and estate planning services to individuals and small businesses. The firm specializes in Strategic Asset Management and Discretionary Account Management across diverse retirement account types (401(k), 403(b), TSP, IRA, ROTH, SEP) and complementary services such as IRA rollovers, small business 401(k) plans, divorce planning, and pension planning. Securities and advisory services are delivered through LPL Financial as the broker-dealer platform.
Is Element Wealth Management a public or private company?
Element Wealth Management is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Element Wealth Management founded?
Element Wealth Management was founded in 2019. It employs 1 to 10 people.
Where is Element Wealth Management based?
Element Wealth Management is headquartered in Walnut Creek, United States, in the North America region.
How does Element Wealth Management make money?
Two revenue lines are on record. Financial Advisory Fees are the primary driver. The others are commission-based Product Sales.
Who are Element Wealth Management's main competitors?
Facet Wealth is listed as an emerging player. Direct peers are Carson Wealth, Private Advisor Group, Edelman Financial Engines, Commonwealth Financial Network, Mariner Wealth Advisors, Cambridge Investment Research and Cetera Advisor Networks. Broad incumbents are Fisher Investments and Creative Planning.
Does Element Wealth Management have an API?
No public API is recorded for Element Wealth Management.
What industry is Element Wealth Management in?
Element Wealth Management's product category is Wealth Management. Its primary akta.pro industry code is FSAEAAAA, Comprehensive Financial Planning, with a secondary code of FSAEAAAG, Estate & Legacy Planning Advisory. Its NAICS code is 523940 and its SIC code is 6282.