Mutualité française limousine

What Mutualité française limousine does

Mutualité Française Limousine was a non-profit mutual health organization founded in 1888, headquartered in Limoges, France. As of January 1, 2025, it merged with two peer regional mutuals — Mutualité Française Dordogne and Mutualité Française Vienne — to form VYV 3 Cœur d'Aquitaine, a unified entity recognized as 'd'utilité publique' (public utility) and operating under the French mutual benefit framework. The organization is a member of the Fédération Nationale de la Mutualité Française.

VYV 3 Cœur d'Aquitaine operates an integrated healthcare and medico-social platform spanning the full life cycle, from early childhood to end-of-life support, delivered through 120+ owned establishments across five departments in the Nouvelle-Aquitaine region (Corrèze, Creuse, Dordogne, Vienne, Haute-Vienne). The service portfolio includes optical care (Écouter Voir Optique, 26 centers plus 1 home eyewear service), audiology (Écouter Voir Audition, 24 centers), dental care (VYV Dentaire, 8 centers), general medicine (1 polyvalent health center), home care (3 agencies), pharmacy (Pharmacie mutualiste Carnot in Limoges), early childhood care (VYV Enfance, 28 establishments), medical rehabilitation (5 establishments), elderly care residences, disability services (psychiatric and sensory), and temporary accommodation. The organization employs 1,700 collaborators across 100 different professions.

Revenue is generated through direct service delivery, with payments sourced from patients/clients, French health insurance funds (Sécurité Sociale), complementary mutuals, social-security reimbursement frameworks, and parent fees for childcare. Operations are funded under regulated French healthcare pricing tariffs, with no disclosed equity investment, external funding, or commercial shareholders — consistent with the mutualist non-profit model. The organization's stated mission is to deliver accessible, quality healthcare and social services across its regional territory.

Name

Mutualité française limousine

Legal name

VYV 3 Cœur d'Aquitaine

Website

https://mutualitelimousine.fr

Company type

Private

Founded year

2025

Operating status

Operating

Headcount range

501–1,000 employees

Short description

VYV 3 Cœur d'Aquitaine (formerly Mutualité Française Limousine) is a French non-profit mutual health organization operating 120+ healthcare and medico-social establishments across five Nouvelle-Aquitaine departments, serving patients, families, elderly, and disabled individuals with 1,700 staff.

Ownership category

akta.pro rank

Headquarters

HQ city

Limoges

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales

Revenue model

1. Healthcare Services Revenue: Direct provision of healthcare and medical-social services including optics, audiology, dental care, general medicine, pharmacy, rehabilitation, and elderly/disability care through owned establishments. Services billed to patients, health insurance funds, and social security systems.
2. Home Care Services: Home services (Services à la personne) provided through 3 agencies facilitating daily life for clients, generating recurring service fees.
3. Childcare Services: Early childhood care and education through 28 establishments and services dedicated to young children (crèches), with fees paid by parents and potentially subsidized.

Go-to-market motion1 record

Distribution channels4 records

Marketing channels7 records

Core offering

Mutualité Française Limousine operates as part of VYV 3 Cœur d'Aquitaine, a non-profit mutualist organization that creates and manages a network of 120+ healthcare and social-support establishments across five French departments (Corrèze, Creuse, Dordogne, Vienne, Haute-Vienne). It delivers optical, audiology, dental, general medical, pharmacy, home-care, early-childhood, rehabilitation, elderly, disability, and accommodation services to patients, residents, children, and clients through owned facilities staffed by 1,700 collaborators.

Product overview

VYV 3 Cœur d'Aquitaine (formed January 2025 from the merger of Mutualité Française Dordogne, Mutualité Française Limousine, and Mutualité Française Vienne) operates as a unified healthcare and social services platform offering 120+ establishments across 5 departments. The portfolio spans optical care (Écouter Voir Optique), audiology (Écouter Voir Audition), dental care (VYV Dentaire), general medicine, home care services, pharmacy, early childhood care (VYV Enfance), rehabilitation, elderly care, disability services, and temporary accommodation. These services are delivered through a combination of physical centers and facilities, representing a comprehensive ecosystem of mutualist healthcare and social support services designed to provide accessible, quality care throughout life.

Differentiator

Problem solved

Functional benefit

Brands

• Écouter Voir Optique: Optical and vision care services operating 26 centers plus 1 home eyewear service across the region
• Écouter Voir Audition
• VYV Dentaire
• VYV Enfance
• Pharmacie mutualiste

Products and services

• Écouter Voir Optique Optical and vision-care service operating 26 optical centers plus 1 home eyeglass-delivery service, providing eyewear and vision care to individual patients.
• Écouter Voir Audition
• VYV Dentaire
• Médecine générale (Centre de santé polyvalent)
• Services à la personne
• Pharmacie mutualiste Carnot
• VYV Enfance
• Rééducation / Réadaptation
• Personnes âgées - Établissements pour aînés
• Handicaps - Établissements et services
• Hébergement temporaire

Segments6 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Mutualité Française (Fédération Nationale de la Mutualité Française)coreStrategic or Co-development Partner · 1 January 2025VYV 3 Cœur d'Aquitaine is a member of the Mutualité Française federation. The merger of three mutualist organizations (Mutualité Française Dordogne, Mutualité Française Limousine, Mutualité Française Vienne) created this unified entity on January 1, 2025. The federation represents mutualist healthcare organizations in France, promoting solidarity-based and non-profit healthcare models.

Scale indicators8 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Klesia: French mutual group focused on health, prévoyance, retirement, and social services, with employer-sponsored schemes. Comparable mutual structure addressing complementary health coverage and ancillary care services.
• VYV Group: National federation of mutual health organizations under which VYV 3 Cœur d'Aquitaine sits. Comparable as the umbrella mutualist entity delivering integrated healthcare, insurance, and social services across France at much greater scale.
• AG2R La Mondiale: French mutual insurance group providing complementary health, retirement, and social protection, with adjacent care-services offerings. Comparable in combining mutual governance with integrated health and social protection.
• Malakoff Humanis: Leading French social protection group combining complementary health, prévoyance, retirement, and care services via a mutual model. Comparable in combining insurance with care-delivery offerings and serving the broader mutualist ecosystem.

Direct peers

• Harmonie Mutuelle: Major French mutual health insurer operating regional care and service networks, including optical, audiology, dental, and well-being centers. Closely comparable mutualist model delivering care facilities and complementary health coverage to members and the broader public.
• MGEN: Major French mutual health insurer historically serving the education sector, now offering broader healthcare coverage and operating its own care establishments. Comparable mutualist structure with integrated coverage and service delivery.
• AESIO Mutuelle: French mutual health group providing health coverage and operating regional care establishments (optical, audiology, dental, home care). Directly comparable as a multi-regional mutualist with care-delivery and member-service integration.
• Groupe Vyv Care: Care-services arm within the broader VYV ecosystem operating healthcare and medico-social establishments. Direct peer because it operates the same mutualist care-facility model (clinics, dental, optical, elderly care) as VYV 3 Cœur d'Aquitaine, only at national scale.

Regional players

• PRO BTP: French mutual group serving the construction sector with complementary health, prévoyance, retirement savings, and care services for employees and retirees. Comparable mutualist structure providing integrated social protection across regions in France.

Others

• Mutualité Française (Fédération Nationale): National federation of which VYV 3 Cœur d'Aquitaine is a member. Comparable as the apex mutualist body that represents and coordinates mutualist healthcare operators delivering care services across France.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/mutlimousine
• YouTubeyoutube.com/@vyv3cda
• Facebookfacebook.com/MutualiteLimousine
• LinkedInlinkedin.com/company/mflimousine
• Instagraminstagram.com/vyv3cda

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mutualité française limousine